91 N Virginia St

Waterloo, NY 13165

$150,000
Last Sold Price
2
Beds
2,924 Sq. Ft.
$51 / Sq. Ft.
2,924
Sq. Ft.
$51
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Closed 2/6/26
Closed 2/6/26
front of house

Description

Looking for great investment. Here it is. This two apartment house offers ample living space. Possibly the owner to occupy the main apartment and rent the upper apartment. Original hardwood woodwork and amazing detail on the main staircase. Two fire places on lower level. Neither have been used in a longtime. Chimneys will need to be inspected. There is plenty of space to create a second bedroom in lower apartment. Many options. Separate entrance to upper apartment. Large front porch. Spacious deck...Looking for great investment. Here it is. This two apartment house offers ample living space. Possibly the owner to occupy the main apartment and rent the upper apartment. Original hardwood woodwork and amazing detail on the main staircase. Two fire places on lower level. Neither have been used in a longtime. Chimneys will need to be inspected. There is plenty of space to create a second bedroom in lower apartment. Many options. Separate entrance to upper apartment. Large front porch. Spacious deck to enjoy entertaining or just to relax after a long day. Located minutes from downtown. Walking distance to local eateries.
  1. Listed by Sharon Scherbyn • Finger Lakes Prime Realty, LLC
    P: (315)-587-5044 C: (315)-246-2454 sharonscherbyn242@gmail.com

Property Details for 91 North Virginia Street

On Waterfront
No
Parking Description
Paved, Two Or More Spaces, Garage Door Opener
Nearest Cross Street
Main Street
LISTING UPDATED: 04/15/2026 09:30 PM

Property Details for 91 North Virginia Street

StatusClosed
MLS #R1619561
Days on Market120
Taxes$5,427 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeMulti Family
MLS TypeMulti Family / Residential
Year Built1860
Lot Size0.28 AC / 12,197 SF
CountySeneca County
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Location

Listing Courtesy of Finger Lakes Prime Realty, LLC

Sold By Coldwell Banker Finger Lakes

Add your commute

Building Information for 91 North Virginia Street

Stories2Residences2Year Built1860Building Size-Lot Size0.28 AC / 12,197 SF

Payment Calculator

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$1,208 per month

30 year fixed, 6.46% Interest

Principal and Interest

$755

Property Taxes

$452

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 91 North Virginia Street

Summary
Location and General Information
  • Elementary School District: Waterloo
  • High School District: Waterloo
  • Middle Or Junior School District: Waterloo
  • Village: Waterloo-Village
  • Human YN: No
Parking
  • Garage Spaces per Apt: 2.00
  • Garage YN: Yes
Taxes and HOA Information
  • Area NYSWIS Code: Waterloo Village-Waterloo-453801
  • Tax Annual Amount: $5,427.00
Property
Lot Information
  • Building Area Source: Public Records
  • Building Area Total: 2924.0
  • Land Features: Rectangular, Rectangular Lot, Residential Lot
  • Num Of Acres: 0.28
  • Lot Size Area: 0.28
  • Lot Size Square Feet: 12197.0
  • Lot Size Units: Acres
  • Parcel Number: 453801-003-000-0002-002-000-0000
  • Road Frontage: City Street
  • Lot Number: 2
Property and Assessments
  • Property Condition: Resale
  • Senior Community YN: No
  • Assessed Value: $120,600
  • Year Built: 1860
  • Year Built Description: Existing
Utilities
  • Electric Service: Circuit Breakers, Fuses
  • Num Of Electric Meters: 1
  • Num Of Gas Meters: 1
  • Sewer Description: Connected
  • Utilities Available: Cable Available, Electricity Connected, High Speed Internet Available, Sewer Connected, Water Connected
  • Water Supply: Connected, Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Brick, Copper Plumbing
  • Exterior Features: Deck
  • Patio And Porch Features: Deck
  • Roof Description: Asphalt, Shingle
Interior Features
  • Appliances: Gas Water Heater
  • Basement Description: Egress Windows, Partial, Walk Out Access, Sump Pump
  • Basement YN: Yes
  • Num Of Possible Bedrooms: 2
  • Num Fireplaces Total Calculated: 2
  • Fireplace YN: Yes
  • Floor Description: Carpet, Hardwood, Varies, Vinyl
  • Heating: Gas, Baseboard, Hot Water
  • Heating YN: Yes
  • Interior Features: Natural Woodwork
  • Laundry Features: Washer Hookup
  • Levels: Two
  • Sq Ft Total: 2924.0
  • Main Level Bathrooms: 0
Multi Family
Multi-Family Information
  • Number Of Units In Community: 3
  • Number Of Units Total: 2
  • Operating Expense Includes: Other, See Remarks
  • Stories: 2
  • Stories Total: 2
Unit 1
  • Unit Type Actual Rent: $850.00
  • Unit Type Baths Total: 1
  • Unit Type Beds Total: 1
  • Features: Dishwasher,Oven/ Range,Refrigerator,Dining Area With Kitchen
  • Unit Type Total Rent: $850.00
  • Unit Type Num Full Baths: 1
  • Unit Type Num Half Baths: 0
  • Unit Type Actual Rent Range: 850
Unit 2
  • Unit Type Actual Rent: $1,200.00
  • Unit Type Baths Total: 2
  • Unit Type Beds Total: 1
  • Features: Dishwasher,Refrigerator,Den/Family Room,Dining Area With Kitchen,Formal Dining Room,Living Room
  • Unit Type Total Rent: $1,200.00
  • Unit Type Num Full Baths: 2
  • Unit Type Num Half Baths: 0
  • Unit Type Actual Rent Range: 1200
Unit 3
  • Unit Type Actual Rent: $.00
  • Unit Type Baths Total: 0
  • Unit Type Beds Total: 0
  • Features: ,Other - See Remarks
  • Unit Type Total Rent: $.00
  • Unit Type Num Full Baths: 0
  • Unit Type Num Half Baths: 0
  • Unit Type Actual Rent Range: 0
Rental
Rental Information
  • Rent Includes: Other, See Remarks

Property History for 91 North Virginia Street

DateEvent & SourcePriceAppreciation
Feb 6, 2026

Sold

WNYREIS #R1619561

$150,000—
Dec 19, 2025

Sold (Public Record)

Public Record #1930070961

$150,000—
Nov 9, 2025

Pending

WNYREIS #R1619561

—
Jul 12, 2025

Listed (Active)

WNYREIS #R1619561

$195,000—
DateEvent & SourcePrice
02/06/2026

Sold

WNYREIS #R1619561

$150,000
12/19/2025

Sold (Public Record)

Public Record #1930070961

$150,000
11/09/2025

Pending

WNYREIS #R1619561

—
07/12/2025

Listed (Active)

WNYREIS #R1619561

$195,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 91 North Virginia Street

Taxable ValueLand$14,500Additions$106,100Total$120,600
Tax Record2024$4,096 ($341 / month)
Home Facts
Total Finished SqFt2,924 SqFtAbove Grade Finished SqFt2,924 SqFtStories2Lot Size12,197 SqFtStyleDuplexYear Built1860Zoning02 - SINGLE RCountySENECAAPN453801 03-2-02Fireplace TypeHas Fireplace

Schools near 91 North Virginia Street

This home is within Waterloo Central School District.
Rating
School
Type
Grades
Distance
Skoi Yase School
Public - PK to 2
La Fayette School
Public - 3 to 5
Waterloo Middle School
Public - 6 to 8
Waterloo High School
Public - 9 to 12
Rating
School
Distance
Skoi Yase School
PublicPK to 2

La Fayette School
Public3 to 5

Waterloo Middle School
Public6 to 8

Waterloo High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of Finger Lakes Prime Realty, LLC

Based on information from one of the following Multiple Listing Services: WNYREIS and Greater Binghamton Association of REALTORS. Information being provided is for the visitor's personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by WNYREIS and Greater Binghamton Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.