92 Bank Street

Active Under Contract

$595,000

5 beds4 baths3,500 sqft$170/sqft

92 Bank St, St. Albans, VT 05478

Est: $3,832/moGet pre-approved

Description

The spacious country kitchen is the heart of the home, featuring a cozy breakfast nook with a charming built-in wood pantry. Perfect for entertaining, the elegant formal dining room flows seamlessly into the bright and inviting living room, where oversized windows fill the space with natural light. A gorgeous library with custom built-in wood shelving and fireplace creates the ideal setting for a home office, reading retreat, or study. The second floor offers four generously sized bedrooms and a...The spacious country kitchen is the heart of the home, featuring a cozy breakfast nook with a charming built-in wood pantry. Perfect for entertaining, the elegant formal dining room flows seamlessly into the bright and inviting living room, where oversized windows fill the space with natural light. A gorgeous library with custom built-in wood shelving and fireplace creates the ideal setting for a home office, reading retreat, or study. The second floor offers four generously sized bedrooms and a full bath, while the private third-floor primary suite serves as a peaceful retreat with its spacious studio-style layout and en-suite full bathroom. The finished walkout lower level expands your living space with a comfortable family room featuring surround sound, an additional bathroom, and direct access to a beautiful stone patio and beautiful covered back porch—ideal for relaxing or entertaining. Ample storage space ensures room for everything. Outside, mature landscaping surrounds the home, creating a picturesque setting that complements its timeless appeal. Located in the highly desirable St. Albans Hill neighborhood, you'll enjoy the convenience of walking to downtown restaurants, cafés, shops, schools, parks, and community events. Outdoor recreation is just minutes away at Aldis Hill and Hard'ack Recreation Area, with year-round activities including hiking, skiing, sledding, and the indoor-outdoor city pool. Northwestern Medical Center, medical offices, grocery stores, and I-89 are all just moments away, offering an exceptional blend of historic charm, modern convenience, and an unbeatable location. This is a rare opportunity to own one of St. Albans' truly distinguished homes—where classic architecture, exceptional craftsmanship, and an outstanding location come together to create a place you'll be proud to call home.

LISTING UPDATED: 08/11/2026 02:52 PM

Listed by Keri Lombardi-Poquette • Poquette Realty

Property Details for 92 Bank Street

Status

Active Under Contract

MLS #

5098081

Days on Market

Taxes

$9,696 / year

HOA Fees

Condo/Co-op Fees

Property Type

Single Family

MLS Type

Residential / Single Family

Year Built

1922

Lot Size

0.23 AC / 10,018 SF

County

Franklin County

Zoning

RESD1

Location

Listing Courtesy of Poquette Realty

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Building Information for 92 Bank Street

Stories2Year Built1922Building Size-Lot Size0.23 AC / 10,018 SF

Payment Calculator

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$3,832 per month

30 year fixed, 6.55% Interest

Principal and Interest

$3,024

Property Taxes

$808

HOA Dues

The Payment Calculator is for illustrative purposes only.

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Property Information for 92 Bank Street

Summary

Location and General Information

City: St. Albans City
County: VT-Franklin

Directions: I-89 Exit 19. Right on Rte 104, left on Fairfield Street, right onto Smith Street, left on Bank Street. Home on Left, see sign.
Latitude: 44.811500000001004
Longitude: -73.075981999999996
Road Frontage: Yes
Seasonal: No
State: VT
Street Designation: Street
Zip Code: 05478

Taxes and HOA Information

SPAN Number: 549-173-01330
Tax Year: 2026

Taxes TBD: No

Parking

Garage: Yes
Garage Capacity: 1.00

Driveway: Gravel

Virtual Tour

Property Panorama Virtual Tour: https://tour.primemls.com/92-Bank-Street-St-Albans-City-VT-05478/unbranded

Property

Lot Information

Lot Features: City Lot, Landscaped, Level
Lot Size Acres: 0.23

Road Frontage Length: 70.0
Total Finished Area: 3500.0
Above Grade Finished Area: 2900.0
Above Grade Finished Area Source: Public Records
Above Grade Unfinished Area: 0.0
AboveGradeUnfinishedAreaSource: Public Records
Below Grade Finished Area: 600.0
Below Grade Finished Area Source: Public Records
Below Grade Unfinished Area: 552.0
BelowGradeUnfinishedAreaSource: Public Records
Lot Size Square Feet: 10019.0
Total Area: 4052.0

Property and Assessments

Property Class: Residential
Property Type: Single Family

Flood Zone: No
PreConstruction: No
Surveyed: Unknown
Year Built: 1922
School District: Maple Run USD
High School: BFASt Albans
Middle/Jr School: St. Albans City School
Elementary School: St Albans City School

Utilities

Electric Company: GMP
Fuel Company: VT Gas

Electric: 200+ Amp Service, Circuit Breaker(s)
Sewer: Public
Water Source: Public
Utilities: Cable Available, Telephone Available
Internet: Fiber Optic Internet

Interior and Exterior Features

Exterior Features

Construction Materials: Wood Frame
Roof: Asphalt Shingle

Interior Features

Appliances: Dishwasher, Dryer, Range Hood, Electric Range, Refrigerator, Washer, Natural Gas Water Heater
Basement: Yes

Basement Access Type: Walkout
Basement Description: Full, Partially Finished, Storage Space, Walkout, Interior Access
Rooms: Level 1: Level 1: Breakfast Nook, Level 1: 1/2 Bathroom, Level 1: Dining Room, Level 1: Kitchen, Level 1: Library, Level 1: Living Room
Rooms: Level 2: Level 2: Bedroom, Level 2: Full Bathroom
Rooms: Level 3: Level 3: Full Bathroom, Level 3: Primary Bdm Ste
Rooms: Level B: Level B: 1/2 Bathroom, Level B: Rec Room
Flooring: Hardwood, Tile
Heating: Natural Gas, Baseboard, Hot Water
Cooling: None
Total Stories: 2.5
Rooms Total: 15
Bathrooms Full: 2
Bathrooms Half: 2
Bathrooms One Quarter: 0
Bathrooms Three Quarter: 0
Bedrooms Total: 5
Bathrooms Total: 4

Room Information

Room 1

Room Dimensions: 12.6x13.6
Room Level: 1

Room Type: Kitchen

Room 2

Room Dimensions: 15.6x13.6
Room Level: 1

Room Type: Dining Room

Room 3

Room Dimensions: 16x13
Room Level: 1

Room Type: Living Room

Room 4

Room Dimensions: 13x13
Room Level: 1

Room Type: Library

Room 5

Room Level: 1
Room Type: Breakfast Nook

Room 6

Room Dimensions: 14x13
Room Level: 2

Room Type: Bedroom

Room 7

Room Dimensions: 13x13
Room Level: 2

Room Type: Bedroom

Room 8

Room Dimensions: 13x13
Room Level: 2

Room Type: Bedroom

Room 9

Room Level: 2
Room Type: Bedroom

Room 10

Room Dimensions: 25x18
Room Level: 3

Room Type: Primary BR Suite

Room 11

Room Dimensions: 25x18
Room Level: Basement

Room Type: Rec Room

Room 12

Room Level: 1
Room Type: Bathroom Half

Room 13

Room Level: 2
Room Type: Bathroom Full

Room 14

Room Level: 3
Room Type: Bathroom Full

Room 15

Room Level: Basement
Room Type: Bathroom Half

Property History for 92 Bank Street

Date	Event & Source	Price	Appreciation
Aug 6, 2026	Active Under Contract New England Real Estate Network #5098081		—
Jul 1, 2026	Listed (Active) New England Real Estate Network #5098081	$595,000	—
Nov 5, 2019	Sold (Public Record) Public Record #656779825	$350,000	—
Apr 24, 2018	Expired New England Real Estate Network #4629286		—
Apr 24, 2017	Listed (Active) New England Real Estate Network #4629286	$369,900	—
Feb 28, 2017	Expired New England Real Estate Network #4492366		—
May 23, 2016	Listed (Active) New England Real Estate Network #4492366	$379,000	—
Nov 16, 2015	Expired New England Real Estate Network #4424038		—
May 22, 2015	Listed (Active) New England Real Estate Network #4424038	$398,000	—

Date	Event & Source	Price
08/06/2026	Active Under Contract New England Real Estate Network #5098081	—
07/01/2026	Listed (Active) New England Real Estate Network #5098081	$595,000
11/05/2019	Sold (Public Record) Public Record #656779825	$350,000
04/24/2018	Expired New England Real Estate Network #4629286	—
04/24/2017	Listed (Active) New England Real Estate Network #4629286	$369,900
02/28/2017	Expired New England Real Estate Network #4492366	—
05/23/2016	Listed (Active) New England Real Estate Network #4492366	$379,000
11/16/2015	Expired New England Real Estate Network #4424038	—
05/22/2015	Listed (Active) New England Real Estate Network #4424038	$398,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 92 Bank Street

Taxable ValueLand$68,800Additions$421,200Total$490,000

Tax Record2025$6,093 ($508 / month)

Home Facts

Beds5Baths3Total Finished SqFt3,080 SqFtAbove Grade Finished SqFt3,080 SqFtUnfinished Basement SqFt697 SqFtStories2Lot Size10,019 SqFtStyleSingle Family ResidenceYear Built1922Year Renovated1922CountyFRANKLINAPN(173) 14005-092

Schools near 92 Bank Street

This home is within Maple Run Unified School District.


Rating	School	Type	Grades	Distance
3/10	St. Albans City Elementary School	Public - Serves this home	PK to 8	0.9 mi
NR	Northwest Technical Center	Public - Choice school	9 to 12	0.4 mi
5/10	Bellows Free Academy Uhsd #48	Public - Nearby school	9 to 12	0.4 mi
NR	Bellows Free Academy High School	Private - Nearby school	9 to 12	0.5 mi


Rating	School	Distance
3/10	St. Albans City Elementary School PublicPK to 8 Serves this home	0.9 mi
NR	Northwest Technical Center Public9 to 12 Choice school	0.4 mi
5/10	Bellows Free Academy Uhsd #48 Public9 to 12 Nearby school	0.4 mi
NR	Bellows Free Academy High School Private9 to 12 Nearby school	0.5 mi

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Poquette Realty

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 08/26/2026 04:06 PM

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