Sold
Last Sold Price
5 beds3,500 sqft
92 Bank St, St. Albans, VT 05478
Single FamilyProperty Type
0.23 acresLot Size
1922Year Built
$170/sq ftPrice per sq ft
1 carParking Spaces

Description

The spacious country kitchen is the heart of the home, featuring a cozy breakfast nook with a charming built-in wood pantry. Perfect for entertaining, the elegant formal dining room flows seamlessly into the bright and inviting living room, where oversized windows fill the space with natural light. A gorgeous library with custom built-in wood shelving and fireplace creates the ideal setting for a home office, reading retreat, or study. The second floor offers four generously sized bedrooms and a...The spacious country kitchen is the heart of the home, featuring a cozy breakfast nook with a charming built-in wood pantry. Perfect for entertaining, the elegant formal dining room flows seamlessly into the bright and inviting living room, where oversized windows fill the space with natural light. A gorgeous library with custom built-in wood shelving and fireplace creates the ideal setting for a home office, reading retreat, or study. The second floor offers four generously sized bedrooms and a full bath, while the private third-floor primary suite serves as a peaceful retreat with its spacious studio-style layout and en-suite full bathroom. The finished walkout lower level expands your living space with a comfortable family room featuring surround sound, an additional bathroom, and direct access to a beautiful stone patio and beautiful covered back porch—ideal for relaxing or entertaining. Ample storage space ensures room for everything. Outside, mature landscaping surrounds the home, creating a picturesque setting that complements its timeless appeal. Located in the highly desirable St. Albans Hill neighborhood, you'll enjoy the convenience of walking to downtown restaurants, cafés, shops, schools, parks, and community events. Outdoor recreation is just minutes away at Aldis Hill and Hard'ack Recreation Area, with year-round activities including hiking, skiing, sledding, and the indoor-outdoor city pool. Northwestern Medical Center, medical offices, grocery stores, and I-89 are all just moments away, offering an exceptional blend of historic charm, modern convenience, and an unbeatable location. This is a rare opportunity to own one of St. Albans' truly distinguished homes—where classic architecture, exceptional craftsmanship, and an outstanding location come together to create a place you'll be proud to call home.

    Sold By S. R. Smith Real Estate

    • Listed by: Keri Lombardi-Poquette • Poquette Realty
    Listing closed: 09/16/2026 12:00 AM • Source: New England Real Estate Network, MLS#: 5098081

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    $3,883 per month

    30 year fixed, 6.71% Interest

    Principal and Interest

    $3,075

    Property Taxes

    $808

    HOA Dues

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    Property Information for 92 Bank Street

    Property Details
    • Taxes: $9,696 / year
    • MLS Type: Residential / Single Family
    • Zoning: RESD1
    Building Information
    • Stories: 2
    • Year Built: 1922
    • Lot Size: 0.23 AC / 10,018 SF
    Summary
    Location and General Information
    • City: St. Albans City
    • County: VT-Franklin
    • Directions: I-89 Exit 19. Right on Rte 104, left on Fairfield Street, right onto Smith Street, left on Bank Street. Home on Left, see sign.
    • Latitude: 44.811500000001004
    • Longitude: -73.075981999999996
    • Road Frontage: Yes
    • Seasonal: No
    • State: VT
    • Street Designation: Street
    • Zip Code: 05478
    Taxes and HOA Information
    • SPAN Number: 549-173-01330
    • Tax Year: 2026
    • Taxes TBD: No
    Parking
    • Garage: Yes
    • Garage Capacity: 1.00
    • Driveway: Gravel
    Property
    Lot Information
    • Lot Features: City Lot, Landscaped, Level
    • Lot Size Acres: 0.23
    • Road Frontage Length: 70.0
    • Total Finished Area: 3500.0
    • Above Grade Finished Area: 2900.0
    • Above Grade Finished Area Source: Public Records
    • Above Grade Unfinished Area: 0.0
    • AboveGradeUnfinishedAreaSource: Public Records
    • Below Grade Finished Area: 600.0
    • Below Grade Finished Area Source: Public Records
    • Below Grade Unfinished Area: 552.0
    • BelowGradeUnfinishedAreaSource: Public Records
    • Lot Size Square Feet: 10019.0
    • Total Area: 4052.0
    Property and Assessments
    • Property Class: Residential
    • Property Type: Single Family
    • Property Condition: Existing
    • Flood Zone: No
    • PreConstruction: No
    • Surveyed: Unknown
    • Year Built: 1922
    • School District: Maple Run USD
    • High School: BFASt Albans
    • Middle/Jr School: St. Albans City School
    • Elementary School: St Albans City School
    Utilities
    • Electric Company: GMP
    • Fuel Company: VT Gas
    • Electric: 200+ Amp Service, Circuit Breaker(s)
    • Sewer: Public
    • Water Source: Public
    • Utilities: Cable Available, Telephone Available
    • Internet: Fiber Optic Internet
    Interior and Exterior Features
    Exterior Features
    • Construction Materials: Wood Frame
    • Roof: Asphalt Shingle
    Interior Features
    • Appliances: Dishwasher, Dryer, Range Hood, Electric Range, Refrigerator, Washer, Natural Gas Water Heater
    • Basement: Yes
    • Basement Access Type: Walkout
    • Basement Description: Full, Partially Finished, Storage Space, Walkout, Interior Access
    • Rooms: Level 1: Level 1: Breakfast Nook, Level 1: 1/2 Bathroom, Level 1: Dining Room, Level 1: Kitchen, Level 1: Library, Level 1: Living Room
    • Rooms: Level 2: Level 2: Bedroom, Level 2: Full Bathroom
    • Rooms: Level 3: Level 3: Full Bathroom, Level 3: Primary Bdm Ste
    • Rooms: Level B: Level B: 1/2 Bathroom, Level B: Rec Room
    • Flooring: Hardwood, Tile
    • Heating: Natural Gas, Baseboard, Hot Water
    • Cooling: None
    • Total Stories: 2.5
    • Rooms Total: 15
    • Bathrooms Full: 2
    • Bathrooms Half: 2
    • Bathrooms One Quarter: 0
    • Bathrooms Three Quarter: 0
    • Bedrooms Total: 5
    • Bathrooms Total: 4
    Room Information
    Room 1
    • Room Dimensions: 12.6x13.6
    • Room Level: 1
    • Room Type: Kitchen
    Room 2
    • Room Dimensions: 15.6x13.6
    • Room Level: 1
    • Room Type: Dining Room
    Room 3
    • Room Dimensions: 16x13
    • Room Level: 1
    • Room Type: Living Room
    Room 4
    • Room Dimensions: 13x13
    • Room Level: 1
    • Room Type: Library
    Room 5
    • Room Level: 1
    • Room Type: Breakfast Nook
    Room 6
    • Room Dimensions: 14x13
    • Room Level: 2
    • Room Type: Bedroom
    Room 7
    • Room Dimensions: 13x13
    • Room Level: 2
    • Room Type: Bedroom
    Room 8
    • Room Dimensions: 13x13
    • Room Level: 2
    • Room Type: Bedroom
    Room 9
    • Room Level: 2
    • Room Type: Bedroom
    Room 10
    • Room Dimensions: 25x18
    • Room Level: 3
    • Room Type: Primary BR Suite
    Room 11
    • Room Dimensions: 25x18
    • Room Level: Basement
    • Room Type: Rec Room
    Room 12
    • Room Level: 1
    • Room Type: Bathroom Half
    Room 13
    • Room Level: 2
    • Room Type: Bathroom Full
    Room 14
    • Room Level: 3
    • Room Type: Bathroom Full
    Room 15
    • Room Level: Basement
    • Room Type: Bathroom Half

    Property History for 92 Bank Street

    DateEvent & SourcePriceAppreciation
    Sep 16, 2026

    Sold

    New England Real Estate Network #5098081

    $595,000
    Sep 16, 2026

    Pending

    New England Real Estate Network #5098081

    Aug 6, 2026

    Active Under Contract

    New England Real Estate Network #5098081

    DateEvent & SourcePrice
    09/16/2026

    Sold

    New England Real Estate Network #5098081

    $595,000
    09/16/2026

    Pending

    New England Real Estate Network #5098081

    08/06/2026

    Active Under Contract

    New England Real Estate Network #5098081

    For completeness, we often displays two records for one sale: the MLS record and the public record.

    Public Records for 92 Bank Street

    Taxable ValueLand$68,800Additions$421,200Total$490,000
    Tax Record2025$6,093 ($508 / month)
    Home Facts
    Beds5Baths3Total Finished SqFt3,080 SqFtAbove Grade Finished SqFt3,080 SqFtUnfinished Basement SqFt697 SqFtStories2Lot Size10,019 SqFtStyleSingle Family ResidenceYear Built1922Year Renovated1922CountyFRANKLINAPN(173) 14005-092

    Schools near 92 Bank Street

    This home is within Maple Run Unified School District.
    Rating
    School
    Type
    Grades
    Distance
    Public - PK to 8
    Public - 9 to 12
    Public - 9 to 12
    Private - 9 to 12
    Rating
    School
    Distance
    St. Albans City Elementary School
    PublicPK to 8

    Northwest Technical Center
    Public9 to 12

    Bellows Free Academy Uhsd #48
    Public9 to 12

    Bellows Free Academy High School
    Private9 to 12

    School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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    No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

    Listing Courtesy of Poquette Realty

    Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 09/22/2026 05:55 PM