92 Bank St

St. Albans, VT 05478

$595,000
Price
5
Beds
3,500 Sq. Ft.
$170 / Sq. Ft.
3,500
Sq. Ft.
$170
per Sq. Ft.
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Description

The spacious country kitchen is the heart of the home, featuring a cozy breakfast nook with a charming built-in wood pantry. Perfect for entertaining, the elegant formal dining room flows seamlessly into the bright and inviting living room, where oversized windows fill the space with natural light. A gorgeous library with custom built-in wood shelving and fireplace creates the ideal setting for a home office, reading retreat, or study. The second floor offers four generously sized bedrooms and a...The spacious country kitchen is the heart of the home, featuring a cozy breakfast nook with a charming built-in wood pantry. Perfect for entertaining, the elegant formal dining room flows seamlessly into the bright and inviting living room, where oversized windows fill the space with natural light. A gorgeous library with custom built-in wood shelving and fireplace creates the ideal setting for a home office, reading retreat, or study. The second floor offers four generously sized bedrooms and a full bath, while the private third-floor primary suite serves as a peaceful retreat with its spacious studio-style layout and en-suite full bathroom. The finished walkout lower level expands your living space with a comfortable family room featuring surround sound, an additional bathroom, and direct access to a beautiful stone patio and beautiful covered back porch—ideal for relaxing or entertaining. Ample storage space ensures room for everything. Outside, mature landscaping surrounds the home, creating a picturesque setting that complements its timeless appeal. Located in the highly desirable St. Albans Hill neighborhood, you'll enjoy the convenience of walking to downtown restaurants, cafés, shops, schools, parks, and community events. Outdoor recreation is just minutes away at Aldis Hill and Hard'ack Recreation Area, with year-round activities including hiking, skiing, sledding, and the indoor-outdoor city pool. Northwestern Medical Center, medical offices, grocery stores, and I-89 are all just moments away, offering an exceptional blend of historic charm, modern convenience, and an unbeatable location. This is a rare opportunity to own one of St. Albans' truly distinguished homes—where classic architecture, exceptional craftsmanship, and an outstanding location come together to create a place you'll be proud to call home.
  1. Listed by Keri Lombardi-Poquette • Poquette Realty

Property Details for 92 Bank Street

Zoning
RESD1
LISTING UPDATED: 07/03/2026 06:04 PM

Property Details for 92 Bank Street

StatusActive
MLS #5098081
Days on Market2
Taxes$9,696 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family
Year Built1922
Lot Size0.23 AC / 10,018 SF
CountyFranklin County
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Location

Listing Courtesy of Poquette Realty
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Building Information for 92 Bank Street

Stories2Year Built1922Building Size-Lot Size0.23 AC / 10,018 SF

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$3,773 per month

30 year fixed, 6.36% Interest

Principal and Interest

$2,965

Property Taxes

$808

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 92 Bank Street

Summary
Location and General Information
  • City: St. Albans City
  • County: VT-Franklin
  • Directions: I-89 Exit 19. Right on Rte 104, left on Fairfield Street, right onto Smith Street, left on Bank Street. Home on Left, see sign.
  • Latitude: 44.811500000001004
  • Longitude: -73.075981999999996
  • Road Frontage: Yes
  • Seasonal: No
  • State: VT
  • Street Designation: Street
  • Zip Code: 05478
Taxes and HOA Information
  • SPAN Number: 549-173-01330
  • Tax Year: 2026
  • Taxes TBD: No
Parking
  • Garage: Yes
  • Garage Capacity: 1.00
  • Driveway: Gravel
Property
Lot Information
  • Lot Features: City Lot, Landscaped, Level
  • Lot Size Acres: 0.23
  • Road Frontage Length: 70.0
  • Total Finished Area: 3500.0
  • Above Grade Finished Area: 2900.0
  • Above Grade Finished Area Source: Public Records
  • Above Grade Unfinished Area: 0.0
  • AboveGradeUnfinishedAreaSource: Public Records
  • Below Grade Finished Area: 600.0
  • Below Grade Finished Area Source: Public Records
  • Below Grade Unfinished Area: 552.0
  • BelowGradeUnfinishedAreaSource: Public Records
  • Lot Size Square Feet: 10019.0
  • Total Area: 4052.0
Property and Assessments
  • Property Class: Residential
  • Property Type: Single Family
  • Construction Status: Existing
  • Flood Zone: No
  • PreConstruction: No
  • Surveyed: Unknown
  • Year Built: 1922
  • School District: Maple Run USD
  • High School: BFASt Albans
  • Middle/Jr School: St. Albans City School
  • Elementary School: St Albans City School
Utilities
  • Electric Company: GMP
  • Fuel Company: VT Gas
  • Electric: 200+ Amp Service, Circuit Breaker(s)
  • Sewer: Public
  • Water Source: Public
  • Utilities: Cable Available, Telephone Available
  • Internet: Fiber Optic Internet
Interior and Exterior Features
Exterior Features
  • Construction Materials: Wood Frame
  • Roof: Asphalt Shingle
Interior Features
  • Appliances: Dishwasher, Dryer, Range Hood, Electric Range, Refrigerator, Washer, Natural Gas Water Heater
  • Basement: Yes
  • Basement Access Type: Walkout
  • Basement Description: Full, Partially Finished, Storage Space, Walkout, Interior Access
  • Rooms: Level 1: Level 1: Breakfast Nook, Level 1: 1/2 Bathroom, Level 1: Dining Room, Level 1: Kitchen, Level 1: Library, Level 1: Living Room
  • Rooms: Level 2: Level 2: Bedroom, Level 2: Full Bathroom
  • Rooms: Level 3: Level 3: Full Bathroom, Level 3: Primary Bdm Ste
  • Rooms: Level B: Level B: 1/2 Bathroom, Level B: Rec Room
  • Flooring: Hardwood, Tile
  • Heating: Natural Gas, Baseboard, Hot Water
  • Cooling: None
  • Total Stories: 2.5
  • Rooms Total: 15
  • Bathrooms Full: 2
  • Bathrooms Half: 2
  • Bathrooms One Quarter: 0
  • Bathrooms Three Quarter: 0
  • Bedrooms Total: 5
  • Bathrooms Total: 4
Room Information
Room 1
  • Room Dimensions: 12.6x13.6
  • Room Level: 1
  • Room Type: Kitchen
Room 2
  • Room Dimensions: 15.6x13.6
  • Room Level: 1
  • Room Type: Dining Room
Room 3
  • Room Dimensions: 16x13
  • Room Level: 1
  • Room Type: Living Room
Room 4
  • Room Dimensions: 13x13
  • Room Level: 1
  • Room Type: Library
Room 5
  • Room Level: 1
  • Room Type: Breakfast Nook
Room 6
  • Room Dimensions: 14x13
  • Room Level: 2
  • Room Type: Bedroom
Room 7
  • Room Dimensions: 13x13
  • Room Level: 2
  • Room Type: Bedroom
Room 8
  • Room Dimensions: 13x13
  • Room Level: 2
  • Room Type: Bedroom
Room 9
  • Room Level: 2
  • Room Type: Bedroom
Room 10
  • Room Dimensions: 25x18
  • Room Level: 3
  • Room Type: Primary BR Suite
Room 11
  • Room Dimensions: 25x18
  • Room Level: Basement
  • Room Type: Rec Room
Room 12
  • Room Level: 1
  • Room Type: Bathroom Half
Room 13
  • Room Level: 2
  • Room Type: Bathroom Full
Room 14
  • Room Level: 3
  • Room Type: Bathroom Full
Room 15
  • Room Level: Basement
  • Room Type: Bathroom Half

Property History for 92 Bank Street

DateEvent & SourcePriceAppreciation
Jul 1, 2026

Listed (Active)

New England Real Estate Network #5098081

$595,000—
Nov 5, 2019

Sold (Public Record)

Public Record #656779825

$350,000—
Apr 24, 2018

Expired

New England Real Estate Network #4629286

—
DateEvent & SourcePrice
07/01/2026

Listed (Active)

New England Real Estate Network #5098081

$595,000
11/05/2019

Sold (Public Record)

Public Record #656779825

$350,000
04/24/2018

Expired

New England Real Estate Network #4629286

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 92 Bank Street

Taxable ValueLand$68,800Additions$421,200Total$490,000
Tax Record2024$7,640 ($637 / month)
Home Facts
Beds5Baths3Total Finished SqFt3,080 SqFtAbove Grade Finished SqFt3,080 SqFtUnfinished Basement SqFt697 SqFtStories2Lot Size10,019 SqFtStyleSingle Family ResidenceYear Built1922CountyFRANKLINAPN(173) 14005-092Fireplace TypeHas Fireplace

Schools near 92 Bank Street

This home is within Maple Run Unified School District.
Rating
School
Type
Grades
Distance
St. Albans City Elementary School
Public - PK to 8
Northwest Technical Center
Public - 9 to 12
Bellows Free Academy Uhsd #48
Public - 9 to 12
Bellows Free Academy High School
Private - 9 to 12
Rating
School
Distance
St. Albans City Elementary School
PublicPK to 8

Northwest Technical Center
Public9 to 12

Bellows Free Academy Uhsd #48
Public9 to 12

Bellows Free Academy High School
Private9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 92 Bank Street, St. Albans, VT 05478

92 Bank Street is a single family home for sale in St. Albans, VT 05478. This property was listed for sale on July 1, 2026 by Poquette Realty, it's currently listed at $595,000. It has been on the market for a total of 2 days and was last sold on November 5, 2019. This listing's school district is Maple Run Unified School District. Nearby schools include St. Albans City Elementary School, Northwest Technical Center and Bellows Free Academy Uhsd #48. 92 Bank Street is a 5-bed, 4-bath, 3,500 sqft single family home built in 1922.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Poquette Realty

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 07/03/2026 03:49 PM