95 Phillip St
Description
Unit A will be sold fully furnished, Unit B most furniture will be included in the sale, Unit B is equipped with a cargo lift for added accessibility, Covered golf cart storage under the home, Fenced yard - great for pets or added privacy, Proven successful short-term rental history, Option to live in one unit and rent the other for added income. Whether you're looking for a savvy investment, a vacation retreat, or a full-time residence with rental income potential, this turn-key duplex checks every box. Don't miss this opportunity to own a piece of paradise in beautiful Bay St. Louis!
- Listed by Katy M Aime • Brokerage DRE #C24362 • Navigator Real Estate, LLC.P: (228)-342-4012 gulffrenzysales@gmail.com
Property Details for 95 Phillip Street
Property Details for 95 Phillip Street
| Status | Active |
|---|---|
| MLS # | 4125580 |
| Days on Market | 175 |
| Taxes | $3,313 / year |
| HOA Fees | - |
| Condo/Co-op Fees | - |
| Compass Type | Multi Family |
| MLS Type | Multi Family |
| Year Built | 2021 |
| Lot Size | 0.13 AC / 5,662 SF |
| County | Hancock County |
Location
Building Information for 95 Phillip Street
Payment Calculator
$5,632 per month
30 year fixed, 6.15% Interest
$5,356
$276
$0
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1Property Information for 95 Phillip Street
- Directions: Traveling East on Highway 90, Take a Left Turn At the Red Light onto Beach Blvd. Take an Immediate Left onto Phillip Street. Duplex is Located on the Right Hand Side.
- Community Features: Boating, Fishing, Near Entertainment
- Fencing: Gate
- Subdivision Name: Metes And Bounds
- Latitude: 30.32
- Longitude: -89.32
- Association Fee: $0
- Tax Legal Description: BEACH PK. SUB LOTS 5 BLK. 1
- Tax Year: 2024
- Tax Annual Amount: $3,313.00
- Tax and Financial Information:Tax Annual Amount: $3,313.00
- Tax and Financial Information:Tax Year: 2,024.00
- Tax and Financial Information:Homestead Y/N: Yes
- Tax and Financial Information:Homestead Year: 2024
- Tax and Financial Information:Additional Exemptions Y/N: No
- Tax and Financial Information:Flood Insurance Required?: Yes
- Tax and Financial Information:Leasehold Y/N: No
- Tax and Financial Information:Association: No
- Tax and Financial Information:Covenants Y/N: No
- Tax and Financial Information:Legal Description: BEACH PK. SUB LOTS 5 BLK. 1
- Parking Spaces:# Parking Spaces Covered: 4
- Parking Spaces:# Parking Spaces Uncovered: 6
- Parking Features: Driveway, Golf Cart Garage, Guest, On Site, Concrete
- Carport Spaces: 2.00
- Garage Spaces: 1.00
- Attached Garage: No
- Parking Features:Driveway: Yes
- Parking Features:Golf Cart Garage: Yes
- Parking Features:Guest: Yes
- Parking Features:On Site: Yes
- District High School: Bay St. Louis Waveland Dist
- Virtual Tour URL Unbranded: https://www.propertypanorama.com/95-Phillip-Street-Bay-Saint-Louis-MS-39520--4125580/unbranded
- Other Structures: Second Garage, Second Residence
- Lot Size Acres: 0.13
- Lot Size Dimensions: 76 x 79 x 76 x 79
- Year Built Source: Assessor
- Lot Features: City Lot, Level, Near Beach, Near Golf Course, Views
- Structure Type: House
- Living Area Source: Other
- Building Area Total: 3000.0
- Lot Size Area: 0.13
- Lot Size Units: Acres
- Lot Size Square Feet: 5662.8
- Waterfront Features:View: Yes
- New Construction: No
- Floor Plans Count: 0
- Property Type: Res Income Multi-Fam
- Year Built: 2021
- General Property Information:New Construction: No
- General Property Information:# of Units Included in Sale: 2.00
- General Property Information:Approx Lot Size Acres: .13
- General Property Information:Lot Size Dimensions: 76 x 79 x 76 x 79
- General Property Information:SqFt Source: Other
- General Property Information:Year Built Source: Assessor
- General Property Information:Garage Spaces: 1.00
- General Property Information:Carport Spaces: 2.00
- General Property Information:Total Floors: 2.00
- General Property Information:Bathrooms Half: 2.00
- General Property Information:Bathrooms Three Quarter: .00
- General Property Information:Furnished: Yes
- General Property Information:Pool: No
- General Property Information:School District: Bay St. Louis Waveland Dist
- General Property Information:Accessibility Features: No
- Electric: True
- Utilities: Electricity Connected, Sewer Connected, Water Connected
- Roof: Metal
- Pool Private: No
- Construction Materials: HardiPlank Type
- Foundation Details: Raised
- Exterior Features: Balcony, Private Entrance, Other
- Patio And Porch Features: Covered, Front Porch, Rear Porch
- Cooling: Ceiling Fan(s), Central Air, Electric
- Heating: Central, Electric
- Interior Features: Ceiling Fan(s), Crown Molding, High Ceilings, Kitchen Island, Primary Downstairs, Recessed Lighting
- Laundry Features: Inside, Laundry Closet
- Levels: Two
- Sewer: Public Sewer
- Water Source: Public
- Bathrooms Total Integer: 6
- Bathrooms Total Decimal: 5.00
- Bathrooms Total Notational: 4.20
- Bedrooms Total: 6
- Bathrooms Full: 4
- Bathrooms Half: 2
- Bathrooms Three Quarter: 0
- Appliances: Dishwasher, Dryer, Free-Standing Electric Range, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
- Number Of Units Total: 2
- Unit 1 Bedrooms: 3
- Unit 1 Full Baths: 2
- Unit 1 Half Baths: 1
- Unit 1 Furnished: Yes
- Unit 1 Leased: Yes
- Unit 1 Occupied: Yes
- Unit 2 Bedrooms: 3
- Unit 2 Full Baths: 2
- Unit 2 Half Baths: 1
- Unit 2 Occupied: Yes
Property History for 95 Phillip Street
| Date | Event & Source | Price | Appreciation |
|---|---|---|---|
| Nov 24, 2025 | Price Change GCAOR MLS #4125580 | $1,099,000 | — |
| Nov 24, 2025 | Price Change GCAOR MLS #4125579 | $1,099,000 | — |
| Nov 4, 2025 | Price Change GCAOR MLS #4125580 | $1,145,000 | — |
| Nov 4, 2025 | Price Change GCAOR MLS #4125579 | $1,145,000 | — |
| Sep 13, 2025 | Listed (Active) GCAOR MLS #4125580 | $1,190,000 | — |
| Sep 13, 2025 | Listed (Active) GCAOR MLS #4125579 | $1,190,000 | — |
| Date | Event & Source | Price |
|---|---|---|
| 11/24/2025 | Price Change GCAOR MLS #4125580 | $1,099,000 |
| 11/24/2025 | Price Change GCAOR MLS #4125579 | $1,099,000 |
| 11/04/2025 | Price Change GCAOR MLS #4125580 | $1,145,000 |
| 11/04/2025 | Price Change GCAOR MLS #4125579 | $1,145,000 |
| 09/13/2025 | Listed (Active) GCAOR MLS #4125580 | $1,190,000 |
| 09/13/2025 | Listed (Active) GCAOR MLS #4125579 | $1,190,000 |
For completeness, Compass often displays two records for one sale: the MLS record and the public record.
Public Records for 95 Phillip Street
Schools near 95 Phillip Street
Rating | School | Type | Grades | Distance |
|---|---|---|---|---|
| Public - | PK to 2 | |||
| Public - | 3 to 5 | |||
| Public - | 6 to 8 | |||
| Public - | 9 to 12 |
Rating | School | Distance |
|---|---|---|
Waveland Elementary School PublicPK to 2 | ||
North Bay Elementary School Public3 to 5 | ||
Bay Waveland Middle School Public6 to 8 | ||
Bay High School Public9 to 12 |
School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.
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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.
Listing Courtesy of Navigator Real Estate, LLC.
The data relating to real estate listings on this website comes in part from the Internet Data Exchange (IDX) program of Multiple Listing Service of ROAM MLS, Gulf Coast Association of REALTORS, REALTOR Association of Acadiana and South West Louisiana Association of REALTORS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listings provided by brokerages other than Compass are identified with the ROAM MLS, Gulf Coast Association of REALTORS, REALTOR Association of Acadiana and South West Louisiana Association of REALTORS Logos. All Information Is Deemed Reliable But Is Not Guaranteed Accurate. All information should be verified by the recipient and none is guaranteed as accurate by ROAM MLS, Gulf Coast, REALTOR Association of Acadiana and South West Louisiana Association of REALTORS.Listing information Copyright© 2026 MLS of ROAM, Gulf Coast, REALTOR Association of Acadiana and South West Louisiana Multiple Listing Service, Inc. All Rights Reserved.