96 Whispering Way

Swanton, MD 21561

$1,189,000
Price
2
Beds
1,344 Sq. Ft.
$885 / Sq. Ft.
1,344
Sq. Ft.
$885
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Lakeside fire pit area
Quiet cove with sunset views.
Open side area provides potential for expansion
Rear facing patio with 2 storage sheds.
Private dock area qualifies as full type "A" dock
Level grassy lakefron area
Relax on your covered porch
Middle dock in this photo.
Comfortable main living area
Cathedral pine ceilings
Main level full bath adjacent to bedroom
Open loft can also serve as a 3rd sleeping area
Upper bedroom with vaulted ceiling
Dock with white boat
Approximate layout of the property

Description

Level lakefront with desirable sunset exposure can be yours with this 2 Bedroom, 2 Bath lakefront cottage. Located in a quiet cove on the southeastern section of the lake, the partly wooded parcel includes pleasant views, spectacular summer sunsets, a lakeside fire pit area, private Type "A" dock that qualifies for 2 power boats plus a third water vessel. The well built structure offers open living spaces, and a covered lakeside porch. The main level includes a lake facing bedroom with adjoining...Level lakefront with desirable sunset exposure can be yours with this 2 Bedroom, 2 Bath lakefront cottage. Located in a quiet cove on the southeastern section of the lake, the partly wooded parcel includes pleasant views, spectacular summer sunsets, a lakeside fire pit area, private Type "A" dock that qualifies for 2 power boats plus a third water vessel. The well built structure offers open living spaces, and a covered lakeside porch. The main level includes a lake facing bedroom with adjoining full bath. The upper level offers a large loft/family room space with a lake facing bedroom and adjoining a full bath. Additional features include hardwood oak flooring, pine tongue and groove ceilings and gas fireplace. The kitchen includes new granite counter tops, breakfast bar, and stainless steel appliances. The property includes the lakeside buy down and original property now includes an adjoining parcel which provides the potential to expand the main structure and or add an attached or detached garage. This ready to live in property is available now and in ready move in condition.
  1. Listed by Bill G Weissgerber Jr. • Railey Realty, Inc.
    P: (301)-387-4141 billw@railey.com

Property Details for 96 Whispering Way

Tax ID Number
1218009730
Ownership
Fee Simple
Condo Coop Association
No
HOA
No
Structure Type
Detached
Style
Cottage
Levels/Stories
2
Waterfront
Yes
LISTING UPDATED: 07/05/2026 12:48 PM

Property Details for 96 Whispering Way

StatusActive
MLS #MDGA2012066
Days on Market37
Taxes$7,238 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Fee Simple
Year Built2010
Lot Size0.66 AC / 28,749 SF
CountyGarrett County
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Location

Listing Courtesy of Railey Realty, Inc.
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Building Information for 96 Whispering Way

Stories2Year Built2010Building Size-Lot Size0.66 AC / 28,749 SF

Payment Calculator

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$6,528 per month

30 year fixed, 6.36% Interest

Principal and Interest

$5,925

Property Taxes

$603

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 96 Whispering Way

Location
Location
  • In City Limits: No
  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS
  • School District County ID: 121139907558
  • SchoolDistrictSource: Listing Agent
  • Elementary School: BROADFORD (GARRETT MD)
  • ElementarySchoolSource: Listing Agent
  • Middle Or Junior School: SOUTHERN MIDDLE (GARRETT MD)
  • MiddleSchoolSource: Listing Agent
  • High School: SOUTHERN GARRETT HIGH (GARRETT MD)
  • County: GARRETT
Waterfront / Water Access
Waterfront / Water Access
  • Water View: Yes
  • Water Access: Yes
  • Water Access Features: Boat - Powered, Fishing Allowed, Boat - Length Limit, Canoe/Kayak, Waterski/Wakeboard
  • Water Oriented: Yes
  • Navigable Water: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Water Frontage In Feet: 60.0
  • Docks Count: 1
  • Dock Type and Features: Type A
  • Dock/Slip Conveys Y/N: true
  • Dock/Slip Conveyance: Subject to DNR Permit
  • Slips Count: 1
  • Boats Power Count: 2
  • Boats Nonpower Count: 1
  • Distance To Body Of Water: 100.00
  • Distance To Body Of Water Units: Feet
Association / Community Info
Association / Community Info
  • Senior Community: No
  • Association Recreation Fee Y/N: No
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2019
  • Tax Assessed Value: $348,367
  • Year Assessed: 2020
  • County Tax: $4,042
  • Improvement Assessed Value: $143,100
  • City Town Tax: $0
  • Land Assessed Value: $209,800
  • Clean Green Assessed: No
  • Land Use Code: 008
  • Historic: No
  • Zoning: R
  • Zoning Dscrp: Residential only
  • Tax Lot: F
  • Automatically Update Tax Values Y/N: No
Lease Information
Lease Information
  • Pets Allowed: Yes
  • Pet Restrictions: No Pet Restrictions
Rooms
Main
  • # Bedrooms Count Main Level: 1
  • # Bathrooms Count Main Level: 1
  • # Bathrooms Full Main Level: 1
All Upper Levels
  • # Bedrooms Count All Upper Levels: 1
  • # Bathrooms Count All Upper Levels: 1
  • # Bathrooms Full All Upper Levels: 1
Upper Level 1
  • # Bedrooms Count Upper Level: 1
  • # Bathrooms Count Upper Level: 1
  • # Bathrooms Full Upper Level: 1
Rooms
  • Room List: Living Room, Dining Room, Kitchen, Bedroom 1, Loft, Utility Room, Bathroom 1
  • Stories: Main, Upper 1
Rooms Information
Room 1
  • Room Type: Bathroom 1
  • Room Length: 5.0
  • Room Width: 10.0
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Flooring - Vinyl
Room 2
  • Room Type: Bedroom 1
  • Room Length: 16.0
  • Room Width: 12.0
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Flooring - Carpet
Room 3
  • Room Type: Loft
  • Room Length: 25.0
  • Room Width: 11.0
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Flooring - Carpet
Room 4
  • Room Type: Kitchen
  • Room Length: 13.0
  • Room Width: 12.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - HardWood, Countertop(s) - Granite, Breakfast Bar
Room 5
  • Room Type: Dining Room
  • Room Length: 13.0
  • Room Width: 12.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - HardWood
Room 6
  • Room Type: Living Room
  • Room Length: 16.0
  • Room Width: 18.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - HardWood
Room 7
  • Room Type: Utility Room
  • Room Length: 3.0
  • Room Width: 6.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - Vinyl
Room 8
  • Room Type: Bathroom 1
  • Room Length: 5.0
  • Room Width: 10.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - Vinyl
Room 9
  • Room Type: Bedroom 1
  • Room Length: 16.0
  • Room Width: 12.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - Carpet
Building Info
Building Info
  • Total Finished SQFT: 1,344.00
  • Total Finished SQFT Source: Estimated
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Estimated
  • Lot Size Dimensions: Estimated
  • Lot Dimensions Source: Estimated
  • Lot Features: Premium, Partly Wooded
  • Road Surface Type: Gravel
  • Road Responsibility: Private
  • Location Type: Lake
  • Parcel ID: 15651501
  • Ground Rent Exists: No
Parking
Parking
  • Type Of Parking: Driveway
  • Driveway - # of Spaces: 4
Interior Features
Interior Features
  • Interior Features: Floor Plan - Open, Wood Floors, Ceiling Fan(s), Window Treatments
  • Fireplace: Yes
  • Fireplaces Count: 1
  • Fireplace Features: Free Standing, Gas/Propane
  • Appliances: Refrigerator, Icemaker, Built-In Microwave, Oven/Range - Electric, Washer, Dryer
  • Accessibility Features: None
  • Door Features: Six Panel, Insulated
  • Window Features: Double Hung, Double Pane, Screens
Exterior Features
Exterior Features
  • Outdoor Living Structures: Porch(es)
  • Pool: No Pool
  • Horse: No
Utilities
Utilities
  • Heating: Yes
  • Cooling Type: Window Unit(s), Ceiling Fan(s)
  • Cooling Fuel: Electric
  • Heating Type: Baseboard - Electric
  • Heating Fuel: Electric, Propane - Leased
  • Hot Water: Electric
  • Water Source: Well
  • Sewer Septic: Septic Exists, Septic = # of BR
  • Internet Services: Cable
Confidential Data
Listing Office
  • List Agent AOR: Garrett County Board of REALTORS
  • List Agent URL: www.dclmd.com

Property History for 96 Whispering Way

DateEvent & SourcePriceAppreciation
Jun 6, 2026

Listed (Active)

BRIGHT #MDGA2012066

$1,189,000—
Sep 9, 2020

Closed (Public Record)

Public Record #680379688

$635,000

+6.0% / yr

Aug 25, 2006

Closed (Public Record)

Public Record #214635517

$279,900

+8.7% / yr

DateEvent & SourcePrice
06/06/2026

Listed (Active)

BRIGHT #MDGA2012066

$1,189,000
09/09/2020

Closed (Public Record)

Public Record #680379688

$635,000

+6.0% / yr

08/25/2006

Closed (Public Record)

Public Record #214635517

$279,900

+8.7% / yr

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 96 Whispering Way

Taxable ValueLand$319,400Additions$320,000Total$639,400
Tax Record2025$4,566 ($380 / month)
Home Facts
Beds0Baths2Total Finished SqFt1,344 SqFtAbove Grade Finished SqFt1,344 SqFtStories2Lot Size28,991 SqFtStyleSingle Family ResidenceYear Built2010ZoningRCountyGARRETTAPN18-009730Fireplace TypeHas Fireplace

Schools near 96 Whispering Way

This home is within Garrett County Public Schools.
Rating
School
Type
Grades
Distance
Broad Ford Elementary School
Public - PK to 6
Southern Middle School
Public - 6 to 8
Southern Garrett High School
Public - 7 to 12
Rating
School
Distance
Broad Ford Elementary School
PublicPK to 6

Southern Middle School
Public6 to 8

Southern Garrett High School
Public7 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 96 Whispering Way, Swanton, MD 21561

96 Whispering Way is a single family home for sale in Swanton, MD 21561. This property was listed for sale on June 6, 2026 by Railey Realty, Inc., it's currently listed at $1,189,000. It has been on the market for a total of 37 days and was last sold on September 9, 2020. This listing's school district is Garrett County Public Schools. Nearby schools include Broad Ford Elementary School, Southern Middle School and Southern Garrett High School. 96 Whispering Way is a 2-bed, 2-bath, 1,344 sqft single family home built in 2010.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Railey Realty, Inc.

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 07/05/2026 12:48 PM