Last Sold Price
3 beds1,404 sqft$89/sqft
960 White Oak Rd NW, Cleveland, TN 37312

Description

Beautifully refurbished home on private lot 10 mins from downtown Cleveland Tn - Open floor plan - split bedroom design with large master with en-suite bathroom - walk in shower and soaking tub, 2 additional guest bedrooms with guest bathroom - Home eligible for 100% financing with THDA or VA loan - 96.5% financing with FHA loan - Also possible seller financing available.Beautifully refurbished home on private lot 10 mins from downtown Cleveland Tn - Open floor plan - split bedroom design with large master with en-suite bathroom - walk in shower and soaking tub, 2 additional guest bedrooms with guest bathroom - Home eligible for 100% financing with THDA or VA loan - 96.5% financing with FHA loan - Also possible seller financing available.
LISTING CLOSED: 04/17/2020 01:00 AM

  1. Listed by MELANIE SIMS • New Creation Real Estate
  2. Listed by Samantha Dill • New Creation Real Estate

Property Details for 960 White Oak Road Northwest

Status
MLS #
3065704
Days on Market
59
Taxes
$220 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential
Year Built
1999
Lot Size
0.88 AC / 38,332 SF
Subdivision Name
Doug Lancaster Prope
Waterfront
No

Recent comparable sales

Median sold price

$230,000

Avg days on market

58

Sale-to-list ratio

91.4%

Cleveland, TN

9 comparable properties found

$350,000 | 1124 White Oak Road Northwest, Cleveland, TN 37312
1/36
1

$350,000

Sold 10/15/25

3
Bedrooms
1,386
Square Feet
11.46
Acres
$360,900 | 106 White Oak Road Northwest, Cleveland, TN 37312
1/39
2

$360,900

Sold 09/05/25

3
Bedrooms
1,400
Square Feet
1.78
Acres
$286,500 | 557 Bent Tree Drive Northwest, Cleveland, TN 37312
1/30
3

$286,500

Sold 07/24/26

3
Bedrooms
1,248
Square Feet
0.5
Acres
front view of a house with a yard
1/3
4

$165,025

Sold 04/21/25

3
Bedrooms
1,612
Square Feet
0.2
Acres
$190,000 | 3266 Harrison Pike, Cleveland, TN 37311
1/26
5

$190,000

Sold 12/05/25

3
Bedrooms
1,328
Square Feet
0.56
Acres
a front view of a house with a yard
1/23
6

$289,900

Sold 07/15/25

3
Bedrooms
1,324
Square Feet
0.33
Acres
$145,000 | 2730 Sunflower Circle Northwest, Cleveland, TN 37312
1/4
7

$145,000

Sold 05/22/26

3
Bedrooms
1,404
Square Feet
0.94
Acres
$215,000 | 151 Hughes Road Northwest, Cleveland, TN 37311
1/44
8

$215,000

Sold 01/27/25

3
Bedrooms
1,248
Square Feet
0.34
Acres
$230,000 | 120 Denton Hollow Road Northwest, Cleveland, TN 37312
1/36
9

$230,000

Sold 03/21/25

3
Bedrooms
1,188
Square Feet
3.25
Acres

Location

Listing Courtesy of New Creation Real Estate, MELANIE SIMS (865.310.9641); New Creation Real Estate, Samantha Dill

Sold By R & R Realty Company, Rachel A Rhea

Add your commute

Building Information for 960 White Oak Road Northwest

Stories-Year Built1999Building Size-Lot Size0.88 AC / 38,332 SF

Payment Calculator

Get preapproved with
OriginPoint Mortgage or Rocket Mortgage1

$653 per month

30 year fixed, 6.55% Interest

Principal and Interest

$635

Property Taxes

$18

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Rocket Mortgage1

Property Information for 960 White Oak Road Northwest

Summary
Location and General Information
  • Directions: From Cleveland TN - Head northwest on Inman St W toward Broad St SW 0.4 mi, Continue straight past Starbucks onto TN-312 W/1st St NW/Harrison Pike Continue to follow TN-312 W/Harrison Pike 3.8 mi, Continue straight onto White Oak Rd NW 1.4 mi, Turn right to stay on White Oak Rd NW Destination will be on the right 0.2 mi 960 White Oak Rd NW
  • Levels: One
  • Living Area Source: Assessor
  • Living Area Units: Square Feet
  • Mlg Can View: Yes
  • Topography: Other
Parking
  • Garage Spaces: .00
  • Parking Features: Driveway, Gravel
  • Parking Total: .00
Taxes and HOA Information
  • Condo Coop Association YN: No
  • Tax Book Number: 2619
  • Tax Legal Description: Parcel ID # 032 073.23
  • Tax Lot: 1
Property
Building Information
  • Above Grade Finished Area Source: Assessor
  • Above Grade Finished Area Units: Square Feet
  • Below Grade Finished Area Source: Assessor
  • Below Grade Finished Area Units: Square Feet
  • Building Area Source: Assessor
  • Building Area Units: Square Feet
  • Flooring: Carpet, Laminate, Vinyl
Green Features
  • Green Energy Efficient: Doors
Lot Information
  • Additional Parcels: No
  • Lot Features: Other
  • Lot Size Source: Agent Calculated
  • Lot Size Units: Acres
  • Parcel Number: 032 07323 000
  • Lot Size Area: 0.88
Property and Assessments
  • Construction Materials: Vinyl Siding, Other
  • Documents Count: 0
  • New Construction: No
  • Possession: Close Of Escrow
  • Property Attached: No
  • Security Features: Smoke Detector(s)
  • Senior Community: No
  • Year Built Details: Existing
Utilities
  • Basement: None, Crawl Space
  • Cooling: Central Air
  • Cooling: Yes
  • Electric: true
  • Heating: Central, Electric
  • Heating: Yes
  • Sewer: Septic Tank
  • Utilities: Electricity Available
  • Water Source: Public
Interior and Exterior Features
Interior Features
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • Fireplace Features: Wood Burning, Other
  • Fireplaces Total: 1
  • Fireplace: Yes
  • Interior Features: Kitchen Island
  • Laundry Features: Washer Hookup, Electric Dryer Hookup
  • Other Equipment: Smoke Detector
Exterior Features
  • Attached Garage: No
  • Carport Spaces: 0
  • Carport: No
  • Covered Spaces: .00
  • Exterior Features: No Dock
  • Foundation Details: Block
  • Garage: No
  • Patio And Porch Features: Patio, Deck
  • Pool Private: No
  • Roof: Shingle
  • View YN: No
Room Information
Room 1
  • Room Features: Walk-In Closet(s)
  • Room Type: Bedroom 1
Room 2
  • Room Type: Kitchen
Room 3
  • Room Features: Utility Room
  • Room Type: Other Room

Property History for 960 White Oak Road Northwest

DateEvent & SourcePriceAppreciation
Apr 17, 2020

Closed

REALTRACS #3112307

$124,900
Apr 15, 2020

Closed

Greater Chattanooga Association of REALTORS #1311258

$124,900
Apr 15, 2020

Closed

Greater Chattanooga Association of REALTORS #1311258

$124,900
DateEvent & SourcePrice
04/17/2020

Closed

REALTRACS #3112307

$124,900
04/15/2020

Closed

Greater Chattanooga Association of REALTORS #1311258

$124,900
04/15/2020

Closed

Greater Chattanooga Association of REALTORS #1311258

$124,900

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 960 White Oak Road Northwest

Taxable ValueLand$8,400Additions$17,350Total$25,750
Tax Record2025$317 ($26 / month)
Home Facts
Total Finished SqFt1,620 SqFtAbove Grade Finished SqFt1,620 SqFtStories1Lot Size38,333 SqFtStyleMobile / Manufactured HomeYear Built1999Year Renovated2005ZoningFARCountyBRADLEYAPN032 073.23 000Fireplace TypeHas Fireplace

Schools near 960 White Oak Road Northwest

This home is within Bradley County School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - K to 12
Rating
School
Distance
Prospect Elementary School
PublicPK to 5

Ocoee Middle School
Public6 to 8

Walker Valley High School
Public9 to 12

N. Cleveland Goal Academy
PublicK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of New Creation Real Estate, MELANIE SIMS (865.310.9641); New Creation Real Estate, Samantha Dill

Based on information submitted to the MLS GRID as of 02/15/2026 05:01 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.