3,312 Sq. Ft.
$174 / Sq. Ft.
3,312
Sq. Ft.
$174
per Sq. Ft.

Description

Beautifully updated and thoughtfully finished from top to bottom, this 4-bedroom, 4-bath Cottage Grove home stands out with its modern style, functional upgrades, and a fully finished basement completed with stunning craftsmanship. The main level features hardwood floors, a bright living room with a white-washed fireplace, upgraded lighting, and a refreshed office with custom built-ins. The kitchen offers granite countertops and updated fixtures, while the reimagined laundry room adds convenience...Beautifully updated and thoughtfully finished from top to bottom, this 4-bedroom, 4-bath Cottage Grove home stands out with its modern style, functional upgrades, and a fully finished basement completed with stunning craftsmanship. The main level features hardwood floors, a bright living room with a white-washed fireplace, upgraded lighting, and a refreshed office with custom built-ins. The kitchen offers granite countertops and updated fixtures, while the reimagined laundry room adds convenience with added cabinetry and workspace. Upstairs, you’ll find a spacious primary suite with a tray ceiling and stylish shiplap accent wall, along with additional bedrooms featuring updated fans and design-forward focal walls. The newly finished lower level provides fantastic extra living space, complete with an added bathroom and durable LVP flooring. The outdoor spaces are just as impressive: enjoy a large stamped-concrete patio, expanded fire pit area, and 20 newly planted Emerald Green Arborvitae providing privacy. Permanent Govee exterior lighting adds year-round charm and curb appeal. Located in a desirable neighborhood with walking trails and easy access to parks, this move-in-ready home offers a perfect blend of updates, style, and functional living.
  1. Listed by Pemberton RE

Property Details for 9635 Dunes Lane

Subdivision Name
Mississippi Dunes Estates 4th
Zoning Jurisdiction
Residential-Single Family
LISTING UPDATED: 01/15/2026 12:24 PM

Property Details for 9635 Dunes Lane

StatusActive
MLS #6823935
Days on Compass2
Taxes$6,908 / year
HOA Fees$53 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2014
Lot Size0.32 AC / 13,939 SF
CountyWashington County

Location

Listing Courtesy of Pemberton RE
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Building Information for 9635 Dunes Lane

Stories-Year Built2014Building Size-Lot Size0.32 AC / 13,939 SF

Payment Calculator

$3,383 per month

30 year fixed, 6.15% Interest

Principal and Interest

$2,802

Property Taxes

$576

HOA Dues

$4

The Payment Calculator is for illustrative purposes only.

Property Information for 9635 Dunes Lane

Summary
Location and General Information
  • City Name: Cottage Grove
  • County Or Parish: Washington
  • County: Washington-MN
  • Directions: Hwy 61 to Jamaica Exit go south to 95th Street go west to Mississippi Dunes Blvd go south to Dunes Lane turn left to home.
  • Latitude: 44.8091417425
  • Longitude: -92.9664313347
  • Map Coordinate: 151-C1
  • City and Location: Cottage Grove
  • City and Location Text: Cottage Grove(MN)
  • Postal Code: 55016
  • State Or Province: MN
  • Public Survey Township: 27
Taxes and HOA Information
  • Additional Parcels: No
  • Association Fee: $53.00
  • Association Fee Frequency: Annually
  • Association Fee Includes: Professional Mgmt
  • Association Name: Omega Property Management
  • Association Phone: 7634499100
  • Association: Yes
  • Parcel Number: 1902721410075
  • Tax Annual Amount: $6,908.00
  • Tax Legal Description: BLOCK 2 LOT 1 SUBDIVISIONCD 2803 SUBDIVISIONNAME MISSISSIPPI DUNES ESTATES 4TH ADD
  • Tax Other Annual Assessment Amount: $.00
  • Tax Year: 2025
  • Tax With Assessments: 6908
School Information
  • High School District: 2290 - South Washington County
  • School District Number: 2290
  • School District Phone: 6514256300
Property
Lot Information
  • Above Grade Fin SQFT: 2485.0
  • Below Grade Fin SQFT: 827.0
  • SQFT Total: 3312.0
  • Living Area Units: Square Feet
  • Lot Features: Tree Coverage - Light
  • Lot Size Area: 0.32
  • Lot Size Dimensions: 78x146x80x36x140
  • Lot Size Units: Acres
  • Present Use: Yearly
  • Property Attached: No
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • SQFT Main Total: 1143
  • Above Grade SqFt Total: 3102
  • Below Grade SqFt Total: 1096
Utilities
  • Electric: Circuit Breakers
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Interior and Exterior Features
Exterior Features
  • Accessibility Features: None
  • Fencing: Chain Link
  • Foundation Area: 1096.0
  • Fuel: Natural Gas
  • Road Frontage Type: Curbs, Paved Streets, Private Road, Street Lights
  • Road Responsibility: Public Maintained Road
  • Roof: Age 8 Years or Less
Interior Features
  • Appliances: Cooktop, Dishwasher, Dryer, Exhaust Fan, Water Filtration System, Microwave, Refrigerator, Wall Oven, Washer, Water Softener Owned
  • Basement Type: Drain Tiled, Egress Window(s), Full, Storage Space, Unfinished
  • Amenities Unit: Deck,Hardwood Floors,Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Porch,In-Ground Sprinkler,Vaulted Ceiling(s),Washer/Dryer Hookup
  • Bath Desc: Bathroom Ensuite,Full Primary,Private Primary,Main Floor 1/2 Bath,Rough In,Separate Tub & Shower,Upper Level Full Bath,Walk-In Shower Stall
  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bathrooms One Quarter: 0
  • Bathrooms Three Quarter: 1
  • Bathrooms Total Count: 4
  • Bedrooms Total: 4
  • Fireplace Features: Family Room, Gas, Stone
  • Fireplaces Total: 1
  • FireplaceYN: Yes
  • Cooling: Central Air
  • Dining Room Description: Kitchen/Dining Room
  • DP Resource: Yes
  • Garage Dimensions: 29x21
  • Garage Square Feet: 617
  • Heating: Forced Air
  • Levels: Two
  • Room List: Deck, Dining Room, Family Room, Bedroom, Bedroom 4, Kitchen, Loft, Mud Room, Office, Bedroom 2, Bedroom 3
  • Basement YN: Yes
Room Information
Room 1
  • Room Dimensions: 12x13.5
  • Room Level: Main
  • Room Type: Deck
Room 2
  • Room Dimensions: 12x18.5
  • Room Level: Main
  • Room Type: Dining Room
Room 3
  • Room Dimensions: 20x15
  • Room Level: Main
  • Room Type: Family Room
Room 4
  • Room Dimensions: 15x15
  • Room Level: Upper
  • Room Type: Bedroom
Room 5
  • Room Dimensions: 13x13.5
  • Room Level: Upper
  • Room Type: Bedroom 4
Room 6
  • Room Dimensions: 11x18.5
  • Room Level: Main
  • Room Type: Kitchen
Room 7
  • Room Dimensions: 12.5x16
  • Room Level: Upper
  • Room Type: Loft
Room 8
  • Room Dimensions: 13x10
  • Room Level: Main
  • Room Type: Mud Room
Room 9
  • Room Dimensions: 10.5x8
  • Room Level: Main
  • Room Type: Office
Room 10
  • Room Dimensions: 13.5x12
  • Room Level: Upper
  • Room Type: Bedroom 2
Room 11
  • Room Dimensions: 12x13.5
  • Room Level: Upper
  • Room Type: Bedroom 3

Property History for 9635 Dunes Lane

DateEvent & SourcePriceAppreciation
Jan 9, 2026

Listed (Active)

NorthStar #6823935

$575,000—
Jan 19, 2021

Sold (Public Record)

Public Record #693360321

$460,000—
Jan 19, 2021

Sold (Public Record)

Public Record #1453725120

$460,000—
Jan 19, 2021

Sold

NorthStar #5694703

$460,000—
Dec 28, 2020

Pending

NorthStar #5694703

—
Dec 16, 2020

Listed (Active)

NorthStar #5694703

$450,000—
Aug 28, 2014

Sold

Lake Superior Area REALTORS #2166940

$359,070—
May 9, 2014

Pending

Lake Superior Area REALTORS #2166940

—
Apr 23, 2014

Listed (Active)

Lake Superior Area REALTORS #2166940

$353,207—
DateEvent & SourcePrice
01/09/2026

Listed (Active)

NorthStar #6823935

$575,000
01/19/2021

Sold (Public Record)

Public Record #693360321

$460,000
01/19/2021

Sold (Public Record)

Public Record #1453725120

$460,000
01/19/2021

Sold

NorthStar #5694703

$460,000
12/28/2020

Pending

NorthStar #5694703

—
12/16/2020

Listed (Active)

NorthStar #5694703

$450,000
08/28/2014

Sold

Lake Superior Area REALTORS #2166940

$359,070
05/09/2014

Pending

Lake Superior Area REALTORS #2166940

—
04/23/2014

Listed (Active)

Lake Superior Area REALTORS #2166940

$353,207

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 9635 Dunes Lane

Taxable ValueLand$125,000Additions$406,700Total$531,700
Tax Record2025$6,908 ($576 / month)
Home Facts
Beds4Total Finished SqFt2,663 SqFtAbove Grade Finished SqFt2,642 SqFtFinished Basement SqFt21 SqFtStories2StyleSingle Family ResidenceYear Built2014CountyWASHINGTONAPN19-027-21-41-0075

Schools near 9635 Dunes Lane

This home is within South Washington County School Dist.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Public - 9 to 12
Rating
School
Distance
Pine Hill Elementary School
PublicK to 5

Oltman Middle School
Public6 to 8

Park Senior High School
Public9 to 12

Sowashco Online 9-12
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

9635 Dunes Lane is a single family home for sale in Cottage Grove, MN 55016. This property was listed for sale on January 9, 2026 by Pemberton RE, it's currently listed at $575,000. It has been on the market for a total of 2 days and was last sold on January 19, 2021. This listing's school district is South Washington County School Dist. Nearby schools include Pine Hill Elementary School, Oltman Middle School and Park Senior High School. 9635 Dunes Lane is a 4-bed, 4-bath, 3,312 sqft single family home built in 2014.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Pemberton RE

Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 01/25/2026 02:46 AM. All data is obtained from various sources and may not have been verified by broker orMLS GRID. Supplied Open House Information is subject to change without notice. All informationshould be independently reviewed and verified for accuracy. Properties may or may not be listed bythe office/agent presenting the information.