$329,998
Price
6
Beds
3,236 Sq. Ft.
$102 / Sq. Ft.
3,236
Sq. Ft.
$102
per Sq. Ft.

Description

Welcome to 964 State Street – A Smart Investment with Endless Potential! Step into this beautifully maintained 4-family property, perfectly designed for both investors and owner-occupants. This rare gem features two spacious 2-bedroom apartments and two charming 1-bedroom units, offering flexibility, steady rental income, and long-term growth potential.
? Highlights:
Two units delivered vacant at closing — ideal for new tenants or your own use
Meticulously maintained by a proud owner. Beautifully landscaped
...Welcome to 964 State Street – A Smart Investment with Endless Potential! Step into this beautifully maintained 4-family property, perfectly designed for both investors and owner-occupants. This rare gem features two spacious 2-bedroom apartments and two charming 1-bedroom units, offering flexibility, steady rental income, and long-term growth potential.

? Highlights:

Two units delivered vacant at closing — ideal for new tenants or your own use

Meticulously maintained by a proud owner. Beautifully landscaped grounds that create a warm, inviting atmosphere

Convenient location close to shopping, schools, and transportation

This property isn’t just a building — it’s an opportunity to build wealth, community, and future stability. Don’t miss your chance to own a truly turnkey investment.

Property Details for 964 State Street

City/Township
Schenectady
Garage Spaces
2.00
Waterfront
No
LISTING UPDATED: 10/18/2025 05:01 AM

Property Details for 964 State Street

StatusActive
MLS #912299
Days on Market67
Taxes$7,221 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeMulti Family
MLS TypeQuadruplex
Year Built1962
Lot Size0.14 AC / 6,270 SF
CountySchenectady County

Location

Listing Courtesy of Real Broker NY LLC
Add your commute

Building Information for 964 State Street

Stories-Residences4Year Built1962Building Size-Lot Size0.14 AC / 6,270 SF

Payment Calculator

$2,232 per month

30 year fixed, 6.28% Interest

Principal and Interest

$1,631

Property Taxes

$602

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 964 State Street

Summary
Location and General Information
  • Senior Community YN: No
  • Directions: www.google.com/maps
  • Tax Block: 2
  • Tax Lot: 1405
  • Year Built Effective: 1984
  • Property Attached: No
  • Structure Type: false
  • Country: US
  • State Or Province: NY
School Information
  • School District: Schenectady
  • Elementary School District: Schenectady
  • Elementary School: DR MARTIN LUTHER KING SCHOOL JR ELEMENTARY SCHOOL
  • Middle Or Junior School District: Schenectady
  • Middle Or Junior School: Mont Pleasant Middle School
  • High School District: Schenectady
  • High School: Schenectady High School
Unit Information
Unit 1 Information
  • Unit Type Beds Total: 6
  • Unit Type Baths Total: 4
  • Unit Type Actual Rent: $4,850.00
Unit Information
  • Number Of 1 Bedrooms: 0
  • Number Of 2 Bedrooms: 0
  • Number Of 3 Bedrooms: 0
  • Number Of 4 Bedrooms: 0
  • Building Units Total: 4
Taxes and HOA Information
Taxes and HOA Information
  • Parcel Number: 421500 49.42-2-15
  • Additional Fees: No
Interior and Exterior Features
Interior Features
  • Amenities: Other, Public
  • Interior Features: Other
  • Basement: Unfinished
  • Attic Description: None
  • Basement: Yes
Exterior Features
  • Exterior Property Features: Driveway
  • Elevation Certificate: No
  • Construction Materials: Brick, Wood Siding
Lot Information
  • Lot Size Dimensions: 165X38
  • Building Area Units: Square Feet
Parking
  • Parking Features: Driveway
  • Parking Total: 2.00
  • Garage: Yes
  • Carport: No
Utilities
  • Cooling: Wall/Window Unit(s)
  • Heating: Electric, Other
  • Heat Fuel Type: Electric, Other
  • Sewer: Public Sewer
  • Water Source: Public
  • Utilities: Sewer Connected
Green Features
  • Green Features: Electric, Other
Virtual Tour
Agent
Payment and Rate
  • Down Payment Resource: Yes

Property History for 964 State Street

DateEvent & SourcePriceAppreciation
Nov 30, 2017

Sold (Public Record)

Public Record #610860167

$175,000

+6.9% / yr

Sep 15, 2008

Sold (Public Record)

Public Record #254821874

$95,000
DateEvent & SourcePrice
11/30/2017

Sold (Public Record)

Public Record #610860167

$175,000

+6.9% / yr

09/15/2008

Sold (Public Record)

Public Record #254821874

$95,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 964 State Street

Taxable ValueLand$19,400Additions$99,800Total$119,200
Home Facts
Total Finished SqFt3,236 SqFtAbove Grade Finished SqFt3,236 SqFtUnfinished Basement SqFt1,588 SqFtStories2Lot Size6,270 SqFtStyleMulti-Family Res (5+ Units)Year Built1984Zoning05 - COMMERCICountySCHENECTADYAPN421500 49.42-2-15

Schools near 964 State Street

This home is within Schenectady City School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Private - 6 to 12
Rating
School
Distance
Martin Luther King School
PublicPK to 5

Oneida Middle School
Public6 to 8

Schenectady High School
Public9 to 12

Northeast Parent & Child Society
Private6 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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964 State Street is a multi-family home for sale in Schenectady, NY 12307. This property was listed for sale on October 17, 2025 by Real Broker NY LLC, it's currently listed at $329,998. It has been on the market for a total of 67 days and was last sold on November 30, 2017. This listing's school district is Schenectady City School District. Nearby schools include Martin Luther King School, Oneida Middle School and Schenectady High School. 964 State Street is a 6-bed, 4-bath, 3,236 sqft multi-family home built in 1962.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Real Broker NY LLC

Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 12/24/2025 03:10 AM. All data is obtained from various sources and may not have been verified by broker orMLS GRID. Supplied Open House Information is subject to change without notice. All informationshould be independently reviewed and verified for accuracy. Properties may or may not be listed bythe office/agent presenting the information.