45,255 Lot Size1.04 Acres
97 Mountaintop Rd, McHenry, MD 21541
Est: $716/moGet pre-approved

Description

Discover the perfect setting for your mountain retreat on Lot 97 Mountaintop Road in the sought-after Deep Creek Highlands community. This exceptional homesite offers public water and sewer availability, making it ready for your custom dream home or vacation getaway. Residents enjoy outstanding community amenities, including a gated entrance, outdoor pool, tennis courts, and a private lake access area on Deep Creek Lake. Ideally located just minutes from Wisp Resort, golf, restaurants, shopping,...Discover the perfect setting for your mountain retreat on Lot 97 Mountaintop Road in the sought-after Deep Creek Highlands community. This exceptional homesite offers public water and sewer availability, making it ready for your custom dream home or vacation getaway. Residents enjoy outstanding community amenities, including a gated entrance, outdoor pool, tennis courts, and a private lake access area on Deep Creek Lake. Ideally located just minutes from Wisp Resort, golf, restaurants, shopping, and year-round recreation, this property combines privacy, convenience, and the best of Deep Creek living. Don't miss this opportunity to build in one of the area's most desirable lake-access communities!
LISTING UPDATED: 08/07/2026 04:33 PM

  1. Listed by Jonathan D Bell • Railey Realty, Inc.
    P: (301)-501-0735 jbell@railey.com

Property Details for 97 Mountaintop Road

Status
MLS #
MDGA2012548
Days on Market
1
Taxes
$580 / year
HOA Fees
$700 / year
Condo/Co-op Fees
-
Property Type
MLS Type
Land / Fee Simple
Year Built
-
Lot Size
1.04 AC
Tax ID Number
1218077760
Ownership
Fee Simple
HOA
Yes
Waterfront
No
Views
Trees/Woods
Garage
No
Subdivision
DEEP CREEK HIGHLANDS
Subdivision
DEEP CREEK HIGHLANDS (GARRETT MD)
Legal Subdivision
DEEP CREEK HIGHLANDS WEST
Central Air
No
Construction Completed
No

Location

Listing Courtesy of Railey Realty, Inc.
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Building Information for 97 Mountaintop Road

Lot Size1.04 AC

Payment Calculator

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OriginPoint Mortgage or Rocket Mortgage1

$716 per month

30 year fixed, 6.55% Interest

Principal and Interest

$609

Property Taxes

$48

HOA Dues

$58

The Payment Calculator is for illustrative purposes only.

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Property Information for 97 Mountaintop Road

Location
Location
  • In City Limits: No
  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS
  • School District County ID: 121139907558
  • SchoolDistrictSource: Listing Agent
  • Elementary School: CALL SCHOOL BOARD (GARRETT MD)
  • ElementarySchoolSource: Listing Agent
  • Middle Or Junior School: NORTHERN (GARRETT MD)
  • MiddleSchoolSource: Listing Agent
  • High School: NORTHERN GARRETT (GARRETT MD)
  • HighSchoolSource: Listing Agent
  • County: GARRETT
Waterfront / Water Access
Waterfront / Water Access
  • Water View: No
  • Water Access: Yes
  • Water Access Features: Fishing Allowed, Canoe/Kayak, Private Access
  • Water Oriented: Yes
  • Navigable Water: Yes
  • Tidal Water: No
  • Water Body Type: Lake
Association / Community Info
Association / Community Info
  • HOA Name: DEEP CREEK HIGHLANDS POA
  • HOA Phone: 571-484-4103
  • HOA Condo Coop Fee Includes: Road Maintenance, Snow Removal, Common Area Maintenance
  • HOA Condo Coop Amenities: Basketball Courts, Common Grounds, Gated Community, Pool - Outdoor, Tennis Courts, Jog/Walk Path
  • Type of Condo: Home Owner Association
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2025
  • Tax Assessed Value: $51,200
  • Year Assessed: 2026
  • County Tax: $580
  • Improvement Assessed Value: $0
  • Clean Green Assessed: No
  • Land Use Code: R
  • Zoning: R
  • Tax Lot: 0097
  • School Tax: $0
  • Automatically Update Tax Values Y/N: Yes
Lot / Land Information
Farm Information
  • Farm Land Preservation Y/N: No
Lot / Land Information
  • Lot Size Source: Assessor
  • Lot Features: Partly Wooded, Trees/Wooded
  • Current Use: Vacant
  • Road Responsibility: HOA
  • Parcel ID: 15670554
  • Additional Parcels: No
  • Ground Rent Exists: No
  • Ground Rent Payment Frequency: Annually
Utilities
Utilities
  • Water Source: Public Hook-up Available
  • Sewer Septic: Public Hook/Up Avail
Confidential Data
Listing Office
  • List Agent AOR: Garrett County Board of REALTORS
  • List Agent URL: www.deepcreekhotproperties.com

Property History for 97 Mountaintop Road

DateEvent & SourcePriceAppreciation
Aug 7, 2026

Listed (Active)

BRIGHT #MDGA2012548

$119,900
DateEvent & SourcePrice
08/07/2026

Listed (Active)

BRIGHT #MDGA2012548

$119,900

For completeness, we often displays two records for one sale: the MLS record and the public record.

Schools near 97 Mountaintop Road

This home is within Garrett County Public Schools.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Rating
School
Distance
Accident Elementary School
PublicPK to 5

Northern Middle School
Public6 to 8

Northern Garrett High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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97 Mountaintop Road is a 1.04 ac of land for sale in McHenry, MD 21541. This property was listed for sale on August 7, 2026 by Railey Realty, Inc., it's currently listed at $119,900. This listing's school district is Garrett County Public Schools. Nearby schools include Accident Elementary School, Northern Middle School and Northern Garrett High School. 97 Mountaintop Road is a 0-bed, 0-bath, 1.04 ac of land on a 45,255 sq. ft. / 1.04 acres lot.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Railey Realty, Inc.

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 08/07/2026 04:33 PM