972 Merced River Rd

2,928 Sq. Ft.
$410 / Sq. Ft.
2,928
Sq. Ft.
$410
per Sq. Ft.

Description

Located in desirable Otay Ranch III, this spacious 5-bedroom, 4-bath residence offers approximately 2,928 sq ft per public records, plus additional finished living space providing expanded flexibility. The main level features a full bedroom and bathroom, ideal for guests or multigenerational living. The open-concept kitchen includes granite countertops, stainless steel appliances, center island with cooktop, abundant cabinetry, and seamless flow into the family room with fireplace and direct backyard...Located in desirable Otay Ranch III, this spacious 5-bedroom, 4-bath residence offers approximately 2,928 sq ft per public records, plus additional finished living space providing expanded flexibility. The main level features a full bedroom and bathroom, ideal for guests or multigenerational living. The open-concept kitchen includes granite countertops, stainless steel appliances, center island with cooktop, abundant cabinetry, and seamless flow into the family room with fireplace and direct backyard access. Upstairs, the expansive primary suite offers dual vanities, soaking tub, separate shower, and walk-in closets. Secondary bedrooms are well-sized and thoughtfully positioned. The former tandem garage space has been converted into additional finished living area, currently configured as a bedroom with full bathroom and independent exterior backyard access. This added space provides flexible options for extended living, office, gym, or private retreat. Total usable area is approximately 3,146 sq ft including this finished space (buyer to verify all square footage, permits, and usage). The backyard is designed for entertaining, featuring a pergola-covered patio, grassy area, and hillside views. The exterior-access bathroom adds convenience for gatherings. Located near parks, schools, shopping, and Otay Ranch amenities, this home offers space, versatility, and location
  1. Listed by Norma Roth • DRE #01926943 • Coldwell Banker West • Preferred: 619-572-4193

Property Details for 972 Merced River Road

Neighborhood
Otay Ranch III
Community
CHULA VISTA
View
Mountains/Hills
Parking Garage
Attached
Garage Spaces
2.0
Area Zip
CHULA VISTA (91913)
Standard Status
Pending
LISTING UPDATED: 03/06/2026 09:18 AM

Property Details for 972 Merced River Road

StatusPending
MLS #260004460
Days on Market7
Taxes-
HOA Fees$138 / month
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2003
Lot Size-
CountySan Diego County

Location

Listing Courtesy of Coldwell Banker West, Norma Roth, DRE #01926943
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Building Information for 972 Merced River Road

Stories2Year Built2003Building Size-Lot Size-

Payment Calculator

$7,042 per month

30 year fixed, 6.46% Interest

Principal and Interest

$6,043

Property Taxes

$861

HOA Dues

$138

The Payment Calculator is for illustrative purposes only.

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Property Information for 972 Merced River Road

Summary
Location and General Information
  • Coordinates: -117.011977, 32.614728
  • Latitude: 32.614728
  • Longitude: -117.011977
  • Directions: Cross Street: Santa Carina Rd.
  • MLS Area Major: South Bay
  • Water Source: Meter on Property
Taxes and HOA
  • Association Name: Otay Ranch III
  • Association Fee: $138
  • Association Fee Frequency: Monthly
  • Association Fee Includes: Common Area Maintenance
  • Home Owner Fee Reflects: Month
  • CFD Mello Roos Fee Reflct: Year
  • Other Fees: $0
  • CFD Mello Roos Fee: $3,805
Parking
  • Parking Features: Attached
  • Parking Total: 5.0
  • Parking Non-Garage Spaces: 3.0
Property
Lot Information
  • Building Area Total: 2928.0
  • Building Area Units: Sqft
  • Living Area: 2928
  • Living Area Units: Sqft
  • Lot Size Area: 0.0
  • Lot Size Units: Acres
  • Lot Size: 4,000-7,499 SF
Property and Assessments
  • Parcel Number: 641-250-40-00
  • Property Sub Type: Detached
  • Property Type: Residential
  • Age Restrictions: N/K
  • Disclosures: CC And R's
  • Prop Restrictions Known: CC&R's
  • Ownership: Fee Simple
  • Site: Sidewalks
  • ADUYes No: No
  • Year Built: 2003
Utilities
  • Sewer: Sewer Connected
  • Heat Source: Natural Gas
  • Water Heater Type: Gas
Interior and Exterior Features
Exterior Features
  • Construction Materials: Stucco
  • Fencing: Full
  • Fireplace Features: FP in Family Room
  • Patio And Porch Features: Patio, Porch - Front
  • Pool Features: Community/Common
  • Pool Heat: Community/Common
  • Roof: Spanish Tile
  • Security Features: On Site Guard
Interior Features
  • Appliances: Dishwasher, Disposal, Garage Door Opener, Convection Oven, Gas Range
  • Bathrooms Full: 4
  • Bathrooms Half: 0
  • Fireplace: Yes
  • Fireplaces Total: 1
  • Stories Total: 2
  • Searchable Rooms: Bonus Room
  • Bedrooms Possible: 5
  • Cooling: Central Forced Air
  • Flooring: Tile, Wood
  • Heating: Forced Air Unit
  • Interior Features: Bathtub, Ceiling Fan, Recessed Lighting, Unfurnished, Cathedral-Vaulted Ceiling, Kitchen Open to Family Rm
  • Laundry Features: Gas
  • Levels: 2 Story
  • Room Type: Bonus Room
  • Bedrooms Count: 5
  • Optional Bedrooms: 0
  • Baths Total: 4.0

Property History for 972 Merced River Road

DateEvent & SourcePriceAppreciation
Mar 6, 2026

Pending

CLAW #260004460SD

Mar 5, 2026

Pending

CRMLS #260004460SD

Mar 5, 2026

Pending

SDMLS #260004460

Feb 26, 2026

Listed (Active)

CLAW #260004460SD

$1,200,000
Feb 26, 2026

Listed (Active)

SDMLS #260004460

$1,200,000
Feb 26, 2026

Listed (Active)

CRMLS #260004460SD

$1,200,000
Oct 17, 2003

Sold (Public Record)

Public Record #122564592

$515,000
DateEvent & SourcePrice
03/06/2026

Pending

CLAW #260004460SD

03/05/2026

Pending

CRMLS #260004460SD

03/05/2026

Pending

SDMLS #260004460

02/26/2026

Listed (Active)

CLAW #260004460SD

$1,200,000
02/26/2026

Listed (Active)

SDMLS #260004460

$1,200,000
02/26/2026

Listed (Active)

CRMLS #260004460SD

$1,200,000
10/17/2003

Sold (Public Record)

Public Record #122564592

$515,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 972 Merced River Road

Taxable ValueLand$208,588Additions$312,887Total$521,475
Tax Record2025$10,331 ($861 / month)
Home Facts
Beds5Total Finished SqFt2,928 SqFtAbove Grade Finished SqFt2,928 SqFtLot Size6,825 SqFtStyleSingle Family ResidenceYear Built2003ZoningR-1:SINGLE FACountySAN DIEGOAPN641-250-40-00

Schools near 972 Merced River Road

This home is within Chula Vista Elementary School District.
Rating
School
Type
Grades
Distance
Public - K to 6
Public - 7 to 8
Public - 9 to 12
Public - 7 to 12
Rating
School
Distance
Rancho Del Rey Middle School
Public7 to 8

Otay Ranch Senior High School
Public9 to 12

Launch Virtual Academy
Public7 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of Coldwell Banker West, Norma Roth, DRE #01926943

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