$349,900
Price
4
Beds
1,862 Sq. Ft.
$188 / Sq. Ft.
1,862
Sq. Ft.
$188
per Sq. Ft.

Description

Beautifully updated and move-in ready, this 4-bedroom, 2-bath home offers comfort and modern convenience throughout. Enjoy brand-new flooring in bedrooms and throughout the basement, a recently renovated bathroom, and a stylish custom coffee bar. The kitchen features new appliances, while the large laundry room and attached single-car garage add functionality and storage space. The finished lower level includes a bedroom that can also serve as a flex space—ideal for a home office, gym, or guest suite....Beautifully updated and move-in ready, this 4-bedroom, 2-bath home offers comfort and modern convenience throughout. Enjoy brand-new flooring in bedrooms and throughout the basement, a recently renovated bathroom, and a stylish custom coffee bar. The kitchen features new appliances, while the large laundry room and attached single-car garage add functionality and storage space. The finished lower level includes a bedroom that can also serve as a flex space—ideal for a home office, gym, or guest suite. Outside, the spacious, fenced backyard provides the perfect setting for relaxation or recreation. Located within a gated community offering premier amenities to include pool, fitness center, boat dock and ramp, playgrounds, volleyball and basketball courts, and water access. Road maintenance, snow removal, and 24-hour security are all included for peace of mind.
  1. Listed by Clarence Stephen Mitchell • Belcher Real Estate, LLC.
    P: (540)-760-2016 steve@hmrgsells.com
  2. Listed by Christopher Howard • Belcher Real Estate, LLC.
    P: (540)-845-7284 chris@hmrgsells.com

Property Details for 975 Swan Lane

Tax ID Number
51A102-516
Ownership
Fee Simple
Condo Coop Association
No
HOA
Yes
Structure Type
Detached
Style
Split Foyer, Split Level
Levels/Stories
2
Waterfront
No
LISTING UPDATED: 11/11/2025 02:48 PM

Property Details for 975 Swan Lane

StatusActive
MLS #VACV2008976
Days on Market78
Taxes$1,460 / year
HOA Fees$1,637 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Fee Simple
Year Built1990
Lot Size0.48 AC / 20,843 SF
CountyCaroline County

Location

Listing Courtesy of Belcher Real Estate, LLC., Clarence Stephen Mitchell; Belcher Real Estate, LLC., Christopher Howard
Add your commute

Building Information for 975 Swan Lane

Stories2Year Built1990Building Size-Lot Size0.48 AC / 20,843 SF

Payment Calculator

$1,987 per month

30 year fixed, 6.28% Interest

Principal and Interest

$1,729

Property Taxes

$122

HOA Dues

$136

The Payment Calculator is for illustrative purposes only.

Property Information for 975 Swan Lane

Location
Location
  • In City Limits: No
  • School District Name: CAROLINE COUNTY PUBLIC SCHOOLS
  • School District County ID: 121141079578
  • SchoolDistrictSource: 3rd Party
  • High School: CAROLINE (CAROLINE VA)
  • HighSchoolSource: 3rd Party
  • County: CAROLINE
Waterfront / Water Access
Waterfront / Water Access
  • Water View: No
  • Water Access: No
  • Water Oriented: No
  • Navigable Water: No
  • Tidal Water: No
  • Riparian Rights Y/N: No
Association / Community Info
Association / Community Info
  • HOA Name: LAKE LAND'OR PROPERTY OWNERS ASSOCIATION
  • HOA Condo Coop Amenities: Basketball Courts, Beach, Boat Dock/Slip, Boat Ramp, Common Grounds, Exercise Room, Fitness Center, Gated Community, Lake, Picnic Area, Pier/Dock, Pool - Outdoor, Security, Swimming Pool, Tennis Courts, Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges, Other
  • Property Manager Y/N: No
  • Senior Community: No
  • Association Recreation Fee Y/N: No
  • Type of Condo: Home Owner Association
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2024
  • Tax Assessed Value: $187,200
  • Year Assessed: 2024
  • County Tax: $1,460
  • Improvement Assessed Value: $136,200
  • City Town Tax: $0
  • Land Assessed Value: $51,000
  • Clean Green Assessed: No
  • Land Use Code: 004
  • Historic: No
  • Zoning: R1
  • Tax Lot: 516
  • School Tax: $0
  • Tax Page Number: 146
  • Automatically Update Tax Values Y/N: Yes
Rooms
Main
  • # Bedrooms Count Main Level: 3
  • # Bathrooms Count Main Level: 2
  • # Bathrooms Full Main Level: 2
All Lower Levels
  • # Bedrooms All Lower Levels: 1
Lower Level 1
  • # Bedrooms Lower Level: 1
Rooms
  • Stories: Lower 1, Main
Building Info
Building Info
  • Year Major Reno Remodel: 2025
  • Total Finished SQFT: 1,862.00
  • Total Finished SQFT Source: Estimated
  • Tax Total Finished SQFT: 1,266.00
  • Total SQFT: 2,121.00
  • Total SQFT Source: Estimated
  • Construction Materials: Brick, Brick Front, Brick Veneer, Concrete, CPVC/PVC, Masonry, Vinyl Siding, Other
  • Roof: Architectural Shingle
  • Wall and Ceiling Types: Dry Wall
  • Flooring Type: Laminated
  • Basement Type: Combination, Daylight, Partial, Full, Fully Finished, Garage Access, Heated, Improved, Interior Access, Outside Entrance, Poured Concrete, Windows, Other
  • Basement Finished Percent: 90.00
  • Basement Footprint Percent: 100.00
  • Foundation Details: Permanent
  • Room and Floor: Bedrooms-Main Level-1, Bedrooms-Main Level-2, Bedrooms-Main Level-3, Bathrooms Full-Main Level-1, Bathrooms Full-Main Level-2, Bedrooms-Lower Level 1-1
  • # Bathrooms Full: 2
  • Other Structure: Above Grade, Below Grade
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Assessor
  • Fencing: Fully, Wood
  • Location Type: Suburban
  • Parcel ID: 16803890
  • Additional Parcels: No
  • Ground Rent Exists: No
Parking
Parking
  • Type Of Parking: Attached Garage, Driveway
  • Num of Attached Garage Spaces: 1
  • Driveway - # of Spaces: 6
  • Total Garage Spaces: 1
  • Garage Features: Basement Garage, Garage - Front Entry, Inside Access
Interior Features
Interior Features
  • Interior Features: Attic, Bar, Breakfast Area, Built-Ins, Ceiling Fan(s), Kitchen - Eat-In, Primary Bath(s), Upgraded Countertops, Other
  • Fireplace: Yes
  • Fireplaces Count: 1
  • Appliances: Built-In Microwave, Dishwasher, Dryer - Electric, Exhaust Fan, Extra Refrigerator/Freezer, Icemaker, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Stove, Washer, Water Heater
  • Accessibility Features: None
Exterior Features
Exterior Features
  • Spa: No
  • Pool: Yes - Community
  • Community Pool Features: Concrete, Fenced, Filtered, Gunite
  • Horse: No
Utilities
Utilities
  • Utilities: Cable TV, Electric Available, Phone, Sewer Available, Water Available, Other
  • Heating: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Hot Water: Electric
  • Water Source: Public
  • Sewer Septic: On Site Septic
  • Internet Services: Broadband, Cable
Confidential Data
Listing Office
  • List Agent AOR: Fredericksburg Area Association of REALTORS
  • List Agent URL: www.HMRGsells.com

Property History for 975 Swan Lane

DateEvent & SourcePriceAppreciation
Nov 3, 2025

Price Change

BRIGHT #VACV2008976

$349,900
Oct 10, 2025

Listed (Active)

BRIGHT #VACV2008976

$364,900
Mar 26, 2021

Sold

BRIGHT #VACV123628

$270,000
Mar 19, 2021

Sold (Public Record)

Public Record #695078208

$270,000
Mar 19, 2021

Sold (Public Record)

Public Record #1457327552

$270,000

+10.9% / yr

Feb 11, 2021

Pending

BRIGHT #VACV123628

Feb 11, 2021

In Contract

BRIGHT #VACV123628

Feb 7, 2021

Listed (Active)

BRIGHT #VACV123628

$260,000
Oct 11, 2018

Sold (Public Record)

Public Record #633002591

$209,900

+4.2% / yr

Oct 11, 2018

Sold

BRIGHT #1000201038

$209,900
Aug 28, 2018

Pending

BRIGHT #1000201038

Feb 26, 2018

Listed (Active)

BRIGHT #1000201038

$224,900
Mar 12, 2013

Sold (Public Record)

Public Record #349582140

$167,000

+7.4% / yr

Mar 11, 2013

Sold

CVRMLS #1300473

$167,000
Jan 5, 2013

Listed (Active)

CVRMLS #1300473

$169,900
Apr 2, 2012

Expired

CVRMLS #1124591

Mar 28, 2012

Withdrawn

BRIGHT #1009457310

Sep 10, 2011

Listed (Active)

BRIGHT #1009457310

$164,900
Sep 10, 2011

Listed (Active)

CVRMLS #1124591

$164,900
Jun 16, 2011

Sold (Public Record)

Public Record #311452469

$147,500

-10.4% / yr

Jun 16, 2011

Sold

BRIGHT #1004390340

$147,500
May 2, 2011

Pending

BRIGHT #1004390340

Apr 16, 2011

Withdrawn

BRIGHT #1009324410

Apr 16, 2011

Listed (Active)

BRIGHT #1004390340

$147,500
Feb 24, 2011

Listed (Active)

BRIGHT #1009324410

$144,900
Jun 30, 2006

Sold

BRIGHT #VACV101256

$254,900
Jun 26, 2006

Sold (Public Record)

Public Record #199860002

$254,000

+36.6% / yr

May 17, 2006

Pending

BRIGHT #VACV101256

Feb 18, 2006

Listed (Active)

BRIGHT #VACV101256

$264,900
Dec 13, 2005

Sold (Public Record)

Public Record #198764944

$215,000
Jul 6, 2000

Withdrawn

BRIGHT #VACV117402

Oct 3, 1999

Listed (Active)

BRIGHT #VACV117402

$90,000
May 30, 1999

Expired

BRIGHT #VACV110284

Feb 9, 1999

Listed (Active)

BRIGHT #VACV110284

$99,950
DateEvent & SourcePrice
11/03/2025

Price Change

BRIGHT #VACV2008976

$349,900
10/10/2025

Listed (Active)

BRIGHT #VACV2008976

$364,900
03/26/2021

Sold

BRIGHT #VACV123628

$270,000
03/19/2021

Sold (Public Record)

Public Record #695078208

$270,000
03/19/2021

Sold (Public Record)

Public Record #1457327552

$270,000

+10.9% / yr

02/11/2021

Pending

BRIGHT #VACV123628

02/11/2021

In Contract

BRIGHT #VACV123628

02/07/2021

Listed (Active)

BRIGHT #VACV123628

$260,000
10/11/2018

Sold (Public Record)

Public Record #633002591

$209,900

+4.2% / yr

10/11/2018

Sold

BRIGHT #1000201038

$209,900
08/28/2018

Pending

BRIGHT #1000201038

02/26/2018

Listed (Active)

BRIGHT #1000201038

$224,900
03/12/2013

Sold (Public Record)

Public Record #349582140

$167,000

+7.4% / yr

03/11/2013

Sold

CVRMLS #1300473

$167,000
01/05/2013

Listed (Active)

CVRMLS #1300473

$169,900
04/02/2012

Expired

CVRMLS #1124591

03/28/2012

Withdrawn

BRIGHT #1009457310

09/10/2011

Listed (Active)

BRIGHT #1009457310

$164,900
09/10/2011

Listed (Active)

CVRMLS #1124591

$164,900
06/16/2011

Sold (Public Record)

Public Record #311452469

$147,500

-10.4% / yr

06/16/2011

Sold

BRIGHT #1004390340

$147,500
05/02/2011

Pending

BRIGHT #1004390340

04/16/2011

Withdrawn

BRIGHT #1009324410

04/16/2011

Listed (Active)

BRIGHT #1004390340

$147,500
02/24/2011

Listed (Active)

BRIGHT #1009324410

$144,900
06/30/2006

Sold

BRIGHT #VACV101256

$254,900
06/26/2006

Sold (Public Record)

Public Record #199860002

$254,000

+36.6% / yr

05/17/2006

Pending

BRIGHT #VACV101256

02/18/2006

Listed (Active)

BRIGHT #VACV101256

$264,900
12/13/2005

Sold (Public Record)

Public Record #198764944

$215,000
07/06/2000

Withdrawn

BRIGHT #VACV117402

10/03/1999

Listed (Active)

BRIGHT #VACV117402

$90,000
05/30/1999

Expired

BRIGHT #VACV110284

02/09/1999

Listed (Active)

BRIGHT #VACV110284

$99,950

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 975 Swan Lane

Taxable ValueLand$55,000Additions$245,900Total$300,900
Tax Record2025$231,693 ($19,308 / month)
Home Facts
Beds3Baths2Total Finished SqFt1,266 SqFtAbove Grade Finished SqFt1,266 SqFtStories1Lot Size20,843 SqFtStyleSingle Family ResidenceYear Built1990ZoningR1CountyCAROLINEAPN51A1-02-516Fireplace TypeHas Fireplace

Schools near 975 Swan Lane

This home is within Caroline County Public Schools.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - PK to 5
Rating
School
Distance
Lewis & Clark Elementary School
PublicPK to 5

Caroline Middle School
Public6 to 8

Caroline High School
Public9 to 12

Madison Elementary School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

975 Swan Lane is a single family home for sale in Ruther Glen, VA 22546. This property was listed for sale on October 10, 2025 by Belcher Real Estate, LLC., it's currently listed at $349,900. It has been on the market for a total of 78 days and was last sold on March 26, 2021. This listing's school district is Caroline County Public Schools. Nearby schools include Lewis & Clark Elementary School, Caroline Middle School and Caroline High School. 975 Swan Lane is a 4-bed, 2-bath, 1,862 sqft single family home built in 1990.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Belcher Real Estate, LLC., Clarence Stephen Mitchell; Belcher Real Estate, LLC., Christopher Howard

Based on information from one of the following Multiple Listing Services: CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.