976 pagonia Rd

Joppa, MD 21085

$575,000
Price
5
Beds
2,860 Sq. Ft.
$201 / Sq. Ft.
2,860
Sq. Ft.
$201
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Pending
Pending
a front view of a house with a yard and garage
a front view of a house with a yard and garage
Large Driveway & Garage Space
a view of a hallway with wooden floor and a large window
a living room with furniture a potted plant and a book shelf
a view of a workspace with furniture and book shelf
a view of a hallway to a livingroom and a potted plant
Main Floor Half Bath
a kitchen with granite countertop a table and chairs in it
a kitchen with a sink a microwave a refrigerator and chairs
a kitchen with granite countertop lots of counter top space and dining table
a kitchen with stainless steel appliances granite countertop a stove refrigerator and a sink
a view of a livingroom with furniture window and wooden floor
Beautiful Walk-in Pantry
a living room with furniture and a flat screen tv
a living room with furniture and a flat screen tv
Garage with additional entertaining space
a picture of a bench in room
Primary Bedroom Suite
a bedroom with a bed and a dresser
a view of a livingroom with furniture and a ceiling fan
a view of walk in closet with clothes
a view of bathroom with a sink and mirror
a view of a hallway with wooden floor and a potted plant
a bathroom with a granite countertop sink and a mirror
a bathroom with a granite countertop sink and a mirror
2nd Bedroom
a bedroom with a bed and a window
a view of a bedroom with racks
Upstairs Laundry Room
a view of a workspace with a window and a potted plant
a bedroom with a bed and a flat screen tv
a bedroom with a bed and a window
a bathroom with a granite countertop sink toilet and a mirror
a bedroom with a bed window and chair
a bedroom with a bed and a window
a bedroom with a bed and a chair
a living room with furniture and a wooden floor
a living room with furniture and a couch
a living room with furniture and a flat screen tv
a bedroom with a bed and a flat screen tv
a bedroom with a bed and a potted plant
a room with furniture and a potted plant
a view of walk in closet with clothes and shoes
a living room with furniture
a picture of floor plan
a view of balcony with couch and wooden fence
a view of deck with table and chairs and wooden floor
a view of a swimming pool with a table and chairs in the patio
a view of sitting area with furniture and a porch
a view of outdoor space with seating area
a view of a house with a patio
a view of a swimming pool
a front view of a house with yard and trees
a view of house with yard and trees in the background
a swimming pool with lots of trees
a front view of a house with garden
a picture of a book and a bed

Description

This almost-new home is LOADED with thoughtful, high-end upgrades and situated on a premium lot that backs to trees. One of the most unique features of this home is the finished garage - transformed into comfortable, year-round living space with finished floors and walls, built-in shelving, and a brand-new door. Whether you need a gym, office, playroom, flex space (or garage parking) this area offers incredible versatility. Just inside, luxury vinyl plank flooring flows throughout the main level....This almost-new home is LOADED with thoughtful, high-end upgrades and situated on a premium lot that backs to trees. One of the most unique features of this home is the finished garage - transformed into comfortable, year-round living space with finished floors and walls, built-in shelving, and a brand-new door. Whether you need a gym, office, playroom, flex space (or garage parking) this area offers incredible versatility. Just inside, luxury vinyl plank flooring flows throughout the main level. The living room greets you and opens to a convenient powder room and a spacious eat-in kitchen featuring 42-inch espresso cabinets, granite counters, a breakfast bar/island, and an impressively renovated pantry providing extra counter space and storage. Sliders lead to a maintenance-free deck with walk-down stairs - perfect for entertaining or relaxing outdoors. Just off the kitchen is the huge family room creating an ideal gathering space. Upstairs, the primary suite has a massive walk-in closet and a super bath with double sinks and added storage. Three additional bedrooms, another full bath, bedroom-level laundry, and a bonus space complete the upper level - featuring built-in shelving, a desk, and an extra window, making it perfect for working or studying from home. The walkout lower level offers even more living space with a huge rec room, LED recessed lighting, and a fifth bedroom complete with its own attached bath and closet. Additional storage and a patio just outside add even more functionality. The yard backs to trees for added privacy, with no direct neighbor on one side - offering a peaceful setting you’ll love coming home to. This is the one that truly has it all - space, upgrades, technology, and privacy - located in Ridgely’s Reserve.  This stunning home features America’s Smart Home® Technology and improvements that truly set it apart.
  1. Listed by Laura M Snyder • American Premier Realty, LLC
    P: (410)-375-5779 laurasnyderhomes@gmail.com

Property Details for 976 Pagonia Road

Tax ID Number
1301375334
Ownership
Fee Simple
Condo Coop Association
No
HOA
Yes
Structure Type
Detached
Style
Colonial
Levels/Stories
3
Waterfront
No
LISTING UPDATED: 03/05/2026 08:53 PM

Property Details for 976 Pagonia Road

StatusPending
MLS #MDHR2051864
Days on Market7
Taxes$5,528 / year
HOA Fees$125 / month
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Fee Simple
Year Built2024
Lot Size0.18 AC / 7,753 SF
CountyHarford County
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Location

Listing Courtesy of American Premier Realty, LLC
Add your commute

Building Information for 976 Pagonia Road

Stories3Year Built2024Building Size-Lot Size0.18 AC / 7,753 SF

Payment Calculator

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$3,376 per month

30 year fixed, 6.11% Interest

Principal and Interest

$2,791

Property Taxes

$461

HOA Dues

$125

The Payment Calculator is for illustrative purposes only.

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Property Information for 976 Pagonia Road

Location
Location
  • In City Limits: No
  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS
  • School District County ID: 121139964110
  • SchoolDistrictSource: Listing Agent
  • Elementary School: RIVERSIDE (HARFORD MD)
  • ElementarySchoolSource: Listing Agent
  • Middle Or Junior School: MAGNOLIA (HARFORD MD)
  • MiddleSchoolSource: Listing Agent
  • High School: JOPPATOWNE (HARFORD MD)
  • County: HARFORD
Waterfront / Water Access
Waterfront / Water Access
  • Water View: No
  • Water Access: No
  • Water Oriented: No
  • Navigable Water: No
  • Tidal Water: No
  • Riparian Rights Y/N: No
Association / Community Info
Association / Community Info
  • HOA Name: RIDGELY'S RESERVE HOMEOWNERS ASSOCIATION
  • HOA Condo Coop Fee Includes: Common Area Maintenance, Lawn Maintenance
  • HOA Condo Coop Amenities: Common Grounds, Tot Lots/Playground, Jog/Walk Path
  • Property Manager Y/N: Yes
  • Senior Community: No
  • Capital Contribution Amount: $500
  • Type of Condo: Home Owner Association
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2025
  • Tax Assessed Value: $507,200
  • Year Assessed: 2026
  • County Tax: $5,528
  • Improvement Assessed Value: $357,100
  • Land Assessed Value: $150,100
  • Clean Green Assessed: No
  • Front Foot Fee: $699
  • Front Foot Fee Payment Frequency: Annually
  • Municipal Trash: No
  • Land Use Code: R
  • Loss Mitigation Fee: No
  • Agricultural Tax Due: No
  • Historic: No
  • Zoning: R1
  • Zoning Dscrp: Residential
  • Tax Lot: 136
  • School Tax: $0
  • Automatically Update Tax Values Y/N: Yes
Lease Information
Lease Information
  • Pets Allowed: Yes
  • Pet Restrictions: No Pet Restrictions
Rooms
Main
  • # Bathrooms Count Main Level: 1
  • # Bathrooms Half Main Level: 1
All Upper Levels
  • # Bedrooms Count All Upper Levels: 4
  • # Bathrooms Count All Upper Levels: 2
  • # Bathrooms Full All Upper Levels: 2
Upper Level 1
  • # Bedrooms Count Upper Level: 4
  • # Bathrooms Count Upper Level: 2
  • # Bathrooms Full Upper Level: 2
All Lower Levels
  • # Bedrooms All Lower Levels: 1
  • # Bathrooms All Lower Levels: 1
  • # Bathrooms Full All Lower Levels: 0
  • # Bathrooms Half All Lower Levels: 1
Lower Level 1
  • # Bedrooms Lower Level: 1
  • # Bathrooms Lower Level: 1
  • # Bathrooms Full Lower Level: 0
  • # Bathrooms Half Lower Level: 1
Rooms
  • Room List: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Foyer, Study, Great Room, Laundry, Office, Recreation Room, Bathroom 2, Bathroom 3, Primary Bathroom, Half Bath
  • Stories: Lower 1, Main, Upper 1
Rooms Information
Room 1
  • Room Type: Foyer
  • Room Length: 7.0
  • Room Width: 8.0
  • Room Level: Main
  • Room Exists: Yes
Room 2
  • Room Type: Bedroom 3
  • Room Length: 14.0
  • Room Width: 11.0
  • Room Level: Upper 1
  • Room Exists: Yes
Room 3
  • Room Type: Bathroom 2
  • Room Length: 10.0
  • Room Width: 5.0
  • Room Level: Upper 1
  • Room Exists: Yes
Room 4
  • Room Type: Bedroom 2
  • Room Length: 17.0
  • Room Width: 12.0
  • Room Level: Upper 1
  • Room Exists: Yes
Room 5
  • Room Type: Bedroom 4
  • Room Length: 11.0
  • Room Width: 14.0
  • Room Level: Upper 1
  • Room Exists: Yes
Room 6
  • Room Type: Laundry
  • Room Length: 8.0
  • Room Width: 6.0
  • Room Level: Upper 1
  • Room Exists: Yes
Room 7
  • Room Type: Kitchen
  • Room Length: 20.0
  • Room Width: 12.0
  • Room Level: Main
  • Room Exists: Yes
Room 8
  • Room Type: Great Room
  • Room Length: 15.0
  • Room Width: 14.0
  • Room Level: Main
  • Room Exists: Yes
Room 9
  • Room Type: Primary Bathroom
  • Room Length: 16.0
  • Room Width: 15.0
  • Room Level: Upper 1
  • Room Exists: Yes
Room 10
  • Room Type: Primary Bedroom
  • Room Length: 18.0
  • Room Width: 22.0
  • Room Level: Upper 1
  • Room Exists: Yes
Room 11
  • Room Type: Half Bath
  • Room Length: 5.0
  • Room Width: 6.0
  • Room Level: Main
  • Room Exists: Yes
Room 12
  • Room Type: Office
  • Room Length: 10.0
  • Room Width: 12.0
  • Room Level: Main
  • Room Exists: Yes
Room 13
  • Room Type: Recreation Room
  • Room Length: 26.0
  • Room Width: 18.0
  • Room Level: Lower 1
  • Room Exists: Yes
Room 14
  • Room Type: Bedroom 5
  • Room Length: 9.0
  • Room Width: 16.0
  • Room Level: Lower 1
  • Room Exists: Yes
Room 15
  • Room Type: Bathroom 3
  • Room Length: 4.0
  • Room Width: 9.0
  • Room Level: Lower 1
  • Room Exists: Yes
Room 16
  • Room Type: Study
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Built-Ins, Flooring - Luxury Vinyl Plank
Building Info
Building Info
  • Builder Name: D.R. Horton homes
  • Total Finished SQFT: 2,860.00
  • Total Finished SQFT Source: Estimated
  • Tax Total Finished SQFT: 2,660.00
  • Total SQFT: 3,106.00
  • Total SQFT Source: Estimated
  • Elevators Count: 0
  • Construction Materials: Stone, Vinyl Siding
  • Roof: Architectural Shingle
  • Ext Main Mid-res: http://bright-media01.prd.brightmls.com/bright/images/0000/8045/6055/4078/804560554078_512_384_WM_Mn3DzBoGyp8hy826.jpg
  • Wall and Ceiling Types: Dry Wall, 9'+ Ceilings
  • Flooring Type: Luxury Vinyl Plank, Carpet
  • Basement Type: Walkout Level, Connecting Stairway, Heated, Improved, Partially Finished, Sump Pump, Windows
  • Foundation Details: Concrete Perimeter
  • Room and Floor: Bathrooms Half-Main Level-1, Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bedrooms-Upper Level 1-3, Bedrooms-Upper Level 1-4, Bedrooms-Lower Level 1-1, Bathrooms Full-Upper Level 1-1, Bathrooms Full-Upper Level 1-2, Bathrooms Half-Lower Level 1-1
  • # Bathrooms Full: 2
  • # Bathrooms Half: 2
  • Other Structure: Above Grade, Below Grade
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Assessor
  • Lot Features: Backs to Trees, Adjoins - Open Space
  • Road Surface Type: Black Top
  • Parcel ID: 5468677
  • Additional Parcels: No
  • Ground Rent Exists: No
Parking
Parking
  • Type Of Parking: Attached Garage, Driveway
  • Num of Attached Garage Spaces: 2
  • Driveway - # of Spaces: 4
  • Total Garage Spaces: 2
  • Parking Features: Concrete Driveway
  • Garage Features: Garage - Front Entry, Garage Door Opener
Interior Features
Interior Features
  • Interior Features: Attic, Dining Area, Efficiency, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet, Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Bathroom - Stall Shower, Bathroom - Tub Shower, Breakfast Area, Carpet, Ceiling Fan(s), Kitchen - Eat-In, Kitchen - Island, Kitchen - Table Space, Pantry, Primary Bath(s)
  • Fireplace: No
  • Appliances: Built-In Microwave, Dishwasher, Disposal, Energy Efficient Appliances, Exhaust Fan, Microwave, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Water Heater
  • Accessibility Features: None
  • Security Features: Carbon Monoxide Detector(s), Smoke Detector, Sprinkler System - Indoor
  • Door Features: Insulated, Storm, Sliding Glass
  • Window Features: Low-E, ENERGY STAR Qualified
  • Laundry Type: Dryer In Unit, Upper Floor, Washer In Unit
  • Virtual Tour URL Unbranded: https://www.zillow.com/view-imx/e4b12718-2839-4e65-b39f-3ebb3b98a9ef?wl=true&setAttribution=mls&initialViewType=pano
Exterior Features
Exterior Features
  • Spa: No
  • Exterior Features: Sidewalks, Street Lights
  • Outdoor Living Structures: Patio(s), Deck(s)
  • Pool: No Pool
  • Horse: No
Utilities
Utilities
  • Utilities: Electric Available, Natural Gas Available, Water Available
  • Heating: Yes
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Cooling Fuel: Electric
  • Heating Type: Forced Air
  • Heating Fuel: Natural Gas
  • Hot Water: 60+ Gallon Tank, Natural Gas
  • Water Source: Public
  • Sewer Septic: Public Sewer
  • Internet Services: Fiber Optic
Confidential Data
Listing Office
  • List Agent AOR: Harford County Association of REALTORS
  • List Agent URL: www.listingwithlaura.com

Property History for 976 Pagonia Road

DateEvent & SourcePriceAppreciation
Mar 5, 2026

Pending

BRIGHT #MDHR2051864

—
Feb 27, 2026

Listed (Active)

BRIGHT #MDHR2051864

$575,000—
Nov 15, 2024

Closed

BRIGHT #MDHR2033740

$551,590—
Oct 28, 2024

Closed (Public Record)

Public Record #1544313471

$551,490—
Sep 22, 2024

Pending

BRIGHT #MDHR2033740

—
Sep 1, 2024

Price Change

BRIGHT #MDHR2033740

$552,990—
Jul 25, 2024

Price Change

BRIGHT #MDHR2033740

$549,990—
Jul 15, 2024

Listed (Active)

BRIGHT #MDHR2033740

$565,490—
DateEvent & SourcePrice
03/05/2026

Pending

BRIGHT #MDHR2051864

—
02/27/2026

Listed (Active)

BRIGHT #MDHR2051864

$575,000
11/15/2024

Closed

BRIGHT #MDHR2033740

$551,590
10/28/2024

Closed (Public Record)

Public Record #1544313471

$551,490
09/22/2024

Pending

BRIGHT #MDHR2033740

—
09/01/2024

Price Change

BRIGHT #MDHR2033740

$552,990
07/25/2024

Price Change

BRIGHT #MDHR2033740

$549,990
07/15/2024

Listed (Active)

BRIGHT #MDHR2033740

$565,490

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 976 Pagonia Road

Taxable ValueLand$150,100Additions$357,100Total$507,200
Tax Record2025$817 ($68 / month)
Home Facts
Beds0Total Finished SqFt2,660 SqFtAbove Grade Finished SqFt2,220 SqFtFinished Basement SqFt440 SqFtStories2Lot Size7,753 SqFtStyleSingle Family ResidenceYear Built2024ZoningR1CountyHARFORDAPN01-375334

Schools near 976 Pagonia Road

This home is within Harford County Public Schools.
Rating
School
Type
Grades
Distance
Riverside Elementary School
Public - PK to 5
Magnolia Middle School
Public - 6 to 8
Joppatowne High School
Public - 9 to 12
Harford Academy at Campus Hills
Public - 1 to 12
Rating
School
Distance
Riverside Elementary School
PublicPK to 5

Magnolia Middle School
Public6 to 8

Joppatowne High School
Public9 to 12

Harford Academy at Campus Hills
Public1 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of American Premier Realty, LLC

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 03/05/2026 08:53 PM