976 Pagonia Road

Closed 4/28/26
Closed 4/28/26
Welcome to 976 Pagonia Dr.
Corner Lot
Large Driveway & Garage Space
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Foyer
Front Living Room Space
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Front Hallway
Main Floor Half Bath
Open Kitchen & Dining Area
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Beautiful Walk-in Pantry
Open Family Room Space
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Garage with additional entertaining space
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Primary Bedroom Suite
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Primary Bedroom Walk-in Closet
Primary Bathroom
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2nd Bedroom
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Upstairs Laundry Room
Upstairs Bonus Space used at Office
Upstairs Bonus Space used at Office
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3rd Bedroom
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Upstairs Full Hallway Bathroom
4th Bedroom
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Basement Finished Space
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5th Bedroom
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Basement Half Bathroom
Basement Half Bathroom
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Large Back Deck off Kitchen
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Large Covered Patio Area outside Basement Sliders
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Sold
Last Sold Price
$575,000
5 beds2,860 sqft

976 pagonia Rd, Joppa, MD 21085

Single FamilyProperty Type
0.18 acresLot Size
2024Year Built
$201/sq ftPrice per sq ft
$125/moHOA Fees
6 carsParking Spaces

Description

This almost-new home is LOADED with thoughtful, high-end upgrades and situated on a premium lot that backs to trees. One of the most unique features of this home is the finished garage - transformed into comfortable, year-round living space with finished floors and walls, built-in shelving, and a brand-new door. Whether you need a gym, office, playroom, flex space (or garage parking) this area offers incredible versatility. Just inside, luxury vinyl plank flooring flows throughout the main level....This almost-new home is LOADED with thoughtful, high-end upgrades and situated on a premium lot that backs to trees. One of the most unique features of this home is the finished garage - transformed into comfortable, year-round living space with finished floors and walls, built-in shelving, and a brand-new door. Whether you need a gym, office, playroom, flex space (or garage parking) this area offers incredible versatility. Just inside, luxury vinyl plank flooring flows throughout the main level. The living room greets you and opens to a convenient powder room and a spacious eat-in kitchen featuring 42-inch espresso cabinets, granite counters, a breakfast bar/island, and an impressively renovated pantry providing extra counter space and storage. Sliders lead to a maintenance-free deck with walk-down stairs - perfect for entertaining or relaxing outdoors. Just off the kitchen is the huge family room creating an ideal gathering space. Upstairs, the primary suite has a massive walk-in closet and a super bath with double sinks and added storage. Three additional bedrooms, another full bath, bedroom-level laundry, and a bonus space complete the upper level - featuring built-in shelving, a desk, and an extra window, making it perfect for working or studying from home. The walkout lower level offers even more living space with a huge rec room, LED recessed lighting, and a fifth bedroom complete with its own attached bath and closet. Additional storage and a patio just outside add even more functionality. The yard backs to trees for added privacy, with no direct neighbor on one side - offering a peaceful setting you’ll love coming home to. This is the one that truly has it all - space, upgrades, technology, and privacy - located in Ridgely’s Reserve.  This stunning home features America’s Smart Home® Technology and improvements that truly set it apart.
Listing closed: 04/28/2026 12:00 AM • Source: BRIGHT, MLS#: MDHR2051864
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Location

Listing Courtesy of American Premier Realty, LLC

Sold By American Premier Realty, LLC

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$3,655 per month

30 year fixed, 7.03% Interest

Principal and Interest

$3,070

Property Taxes

$461

HOA Dues

$125

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Property Information for 976 Pagonia Road

Property Details

  • Taxes: $5,528 / year
  • MLS Type: Residential / Fee Simple
  • County: Harford County
  • Tax ID Number: 1301375334
  • Ownership: Fee Simple
  • Condo Coop Association: No
  • HOA: Yes
  • Structure Type: Detached
  • Style: Colonial
  • Levels/Stories: 3
  • Waterfront: No
  • Views: Trees/Woods
  • Garage: Yes
  • Expected On Market Date: 02-27-2026
  • Subdivision: RIDGELY'S RESERVE
  • Subdivision: RIDGELY'S RESERVE (HARFORD MD)
  • Cross Street: MD-152
  • Legal Subdivision: OAK GROVE/STANCILL'S
  • Total Parking Spaces: 6
  • Central Air: Yes
  • Basement: Yes
  • Above Grade Finished SQFT: 2,220.00
  • Above Grade Fin SQFT Source: Assessor
  • Below Grade Finished SQFT: 640.00
  • Below Grade Fin SQFT Source: Estimated
  • Below Grade Unfinished SQFT: 246.00
  • Below Grade Unfin SQFT Source: Estimated
  • Total Below Grade SQFT: 886.00
  • Total Below Grade SQFT Source: Estimated
  • New Construction: No
  • Building Winterized Y/N: No
  • Property Condition: Excellent

Building Information

  • Stories: 3
  • Year Built: 2024
  • Lot Size: 0.18 AC / 7,753 SF

Location

Location
  • In City Limits: No
  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS
  • School District County ID: 121139964110
  • SchoolDistrictSource: Listing Agent
  • Elementary School: RIVERSIDE (HARFORD MD)
  • ElementarySchoolSource: Listing Agent
  • Middle Or Junior School: MAGNOLIA (HARFORD MD)
  • MiddleSchoolSource: Listing Agent
  • High School: JOPPATOWNE (HARFORD MD)
  • County: HARFORD

Waterfront / Water Access

Waterfront / Water Access
  • Water View: No
  • Water Access: No
  • Water Oriented: No
  • Navigable Water: No
  • Tidal Water: No
  • Riparian Rights Y/N: No

Association / Community Info

Association / Community Info
  • HOA Name: RIDGELY'S RESERVE HOMEOWNERS ASSOCIATION
  • HOA Condo Coop Fee Includes: Common Area Maintenance, Lawn Maintenance
  • HOA Condo Coop Amenities: Common Grounds, Tot Lots/Playground, Jog/Walk Path
  • Property Manager Y/N: Yes
  • Senior Community: No
  • Capital Contribution Amount: $500
  • Type of Condo: Home Owner Association

Taxes and Assessment

Taxes and Assessment
  • Tax Year: 2025
  • Tax Assessed Value: $507,200
  • Year Assessed: 2026
  • County Tax: $5,528
  • Improvement Assessed Value: $357,100
  • Land Assessed Value: $150,100
  • Clean Green Assessed: No
  • Front Foot Fee: $699
  • Front Foot Fee Payment Frequency: Annually
  • Municipal Trash: No
  • Land Use Code: R
  • Loss Mitigation Fee: No
  • Agricultural Tax Due: No
  • Historic: No
  • Zoning: R1
  • Zoning Dscrp: Residential
  • Tax Lot: 136
  • School Tax: $0
  • Automatically Update Tax Values Y/N: Yes

Lease Information

Lease Information
  • Pets Allowed: Yes
  • Pet Restrictions: No Pet Restrictions

Rooms

Main
  • # Bathrooms Count Main Level: 1
  • # Bathrooms Half Main Level: 1
All Upper Levels
  • # Bedrooms Count All Upper Levels: 4
  • # Bathrooms Count All Upper Levels: 2
  • # Bathrooms Full All Upper Levels: 2
Upper Level 1
  • # Bedrooms Count Upper Level: 4
  • # Bathrooms Count Upper Level: 2
  • # Bathrooms Full Upper Level: 2
All Lower Levels
  • # Bedrooms All Lower Levels: 1
  • # Bathrooms All Lower Levels: 1
  • # Bathrooms Full All Lower Levels: 0
  • # Bathrooms Half All Lower Levels: 1
Lower Level 1
  • # Bedrooms Lower Level: 1
  • # Bathrooms Lower Level: 1
  • # Bathrooms Full Lower Level: 0
  • # Bathrooms Half Lower Level: 1
Rooms
  • Room List: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Foyer, Study, Great Room, Laundry, Office, Recreation Room, Bathroom 2, Bathroom 3, Primary Bathroom, Half Bath
  • Stories: Lower 1, Main, Upper 1

Rooms Information

Room 1
  • Room Type: Bedroom 2
  • Room Length: 17.0
  • Room Width: 12.0
  • Room Level: Upper 1
  • Room Exists: Yes
Room 2
  • Room Type: Bedroom 4
  • Room Length: 11.0
  • Room Width: 14.0
  • Room Level: Upper 1
  • Room Exists: Yes
Room 3
  • Room Type: Laundry
  • Room Length: 8.0
  • Room Width: 6.0
  • Room Level: Upper 1
  • Room Exists: Yes
Room 4
  • Room Type: Kitchen
  • Room Length: 20.0
  • Room Width: 12.0
  • Room Level: Main
  • Room Exists: Yes
Room 5
  • Room Type: Great Room
  • Room Length: 15.0
  • Room Width: 14.0
  • Room Level: Main
  • Room Exists: Yes
Room 6
  • Room Type: Primary Bathroom
  • Room Length: 16.0
  • Room Width: 15.0
  • Room Level: Upper 1
  • Room Exists: Yes
Room 7
  • Room Type: Primary Bedroom
  • Room Length: 18.0
  • Room Width: 22.0
  • Room Level: Upper 1
  • Room Exists: Yes
Room 8
  • Room Type: Half Bath
  • Room Length: 5.0
  • Room Width: 6.0
  • Room Level: Main
  • Room Exists: Yes
Room 9
  • Room Type: Foyer
  • Room Length: 7.0
  • Room Width: 8.0
  • Room Level: Main
  • Room Exists: Yes
Room 10
  • Room Type: Office
  • Room Length: 10.0
  • Room Width: 12.0
  • Room Level: Main
  • Room Exists: Yes
Room 11
  • Room Type: Recreation Room
  • Room Length: 26.0
  • Room Width: 18.0
  • Room Level: Lower 1
  • Room Exists: Yes
Room 12
  • Room Type: Bedroom 3
  • Room Length: 14.0
  • Room Width: 11.0
  • Room Level: Upper 1
  • Room Exists: Yes
Room 13
  • Room Type: Bathroom 2
  • Room Length: 10.0
  • Room Width: 5.0
  • Room Level: Upper 1
  • Room Exists: Yes
Room 14
  • Room Type: Bathroom 3
  • Room Length: 4.0
  • Room Width: 9.0
  • Room Level: Lower 1
  • Room Exists: Yes
Room 15
  • Room Type: Bedroom 5
  • Room Length: 9.0
  • Room Width: 16.0
  • Room Level: Lower 1
  • Room Exists: Yes
Room 16
  • Room Type: Study
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Built-Ins, Flooring - Luxury Vinyl Plank

Building Info

Building Info
  • Builder Name: D.R. Horton homes
  • Total Finished SQFT: 2,860.00
  • Total Finished SQFT Source: Estimated
  • Tax Total Finished SQFT: 2,660.00
  • Total SQFT: 3,106.00
  • Total SQFT Source: Estimated
  • Elevators Count: 0
  • Construction Materials: Stone, Vinyl Siding
  • Roof: Architectural Shingle
  • Ext Main Mid-res: http://bright-media01.prd.brightmls.com/bright/images/0000/8045/6055/4078/804560554078_512_384_WM_Mn3DzBoGyp8hy826.jpg
  • Wall and Ceiling Types: Dry Wall, 9'+ Ceilings
  • Flooring Type: Luxury Vinyl Plank, Carpet
  • Basement Type: Walkout Level, Connecting Stairway, Heated, Improved, Partially Finished, Sump Pump, Windows
  • Foundation Details: Concrete Perimeter
  • Room and Floor: Bathrooms Half-Main Level-1, Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bedrooms-Upper Level 1-3, Bedrooms-Upper Level 1-4, Bedrooms-Lower Level 1-1, Bathrooms Full-Upper Level 1-1, Bathrooms Full-Upper Level 1-2, Bathrooms Half-Lower Level 1-1
  • # Bathrooms Full: 2
  • # Bathrooms Half: 2
  • Other Structure: Above Grade, Below Grade

Lot / Land Information

Lot / Land Information
  • Lot Size Source: Assessor
  • Lot Features: Backs to Trees, Adjoins - Open Space
  • Road Surface Type: Black Top
  • Parcel ID: 5468677
  • Additional Parcels: No
  • Ground Rent Exists: No

Parking

Parking
  • Type Of Parking: Attached Garage, Driveway
  • Num of Attached Garage Spaces: 2
  • Driveway - # of Spaces: 4
  • Total Garage Spaces: 2
  • Parking Features: Concrete Driveway
  • Garage Features: Garage - Front Entry, Garage Door Opener

Interior Features

Interior Features
  • Interior Features: Attic, Dining Area, Efficiency, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet, Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Bathroom - Stall Shower, Bathroom - Tub Shower, Breakfast Area, Carpet, Ceiling Fan(s), Kitchen - Eat-In, Kitchen - Island, Kitchen - Table Space, Pantry, Primary Bath(s)
  • Fireplace: No
  • Appliances: Built-In Microwave, Dishwasher, Disposal, Energy Efficient Appliances, Exhaust Fan, Microwave, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Water Heater
  • Accessibility Features: None
  • Security Features: Carbon Monoxide Detector(s), Smoke Detector, Sprinkler System - Indoor
  • Door Features: Insulated, Storm, Sliding Glass
  • Window Features: Low-E, ENERGY STAR Qualified
  • Laundry Type: Dryer In Unit, Upper Floor, Washer In Unit
  • Virtual Tour URL Unbranded: https://www.zillow.com/view-imx/e4b12718-2839-4e65-b39f-3ebb3b98a9ef?wl=true&setAttribution=mls&initialViewType=pano

Exterior Features

Exterior Features
  • Spa: No
  • Exterior Features: Sidewalks, Street Lights
  • Outdoor Living Structures: Patio(s), Deck(s)
  • Pool: No Pool
  • Horse: No

Utilities

Utilities
  • Utilities: Electric Available, Natural Gas Available, Water Available
  • Heating: Yes
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Cooling Fuel: Electric
  • Heating Type: Forced Air
  • Heating Fuel: Natural Gas
  • Hot Water: 60+ Gallon Tank, Natural Gas
  • Water Source: Public
  • Sewer Septic: Public Sewer
  • Internet Services: Fiber Optic

Property History for 976 Pagonia Road

DateEvent & SourcePriceAppreciation
Apr 28, 2026

Closed (Public Record)

Public Record #1939138983

$575,000—
Apr 28, 2026

Closed (Public Record)

Public Record #1938863851

$575,000

+2.8% / yr

Apr 28, 2026

Closed

BRIGHT #MDHR2051864

$575,000—
DateEvent & SourcePrice
04/28/2026

Closed (Public Record)

Public Record #1939138983

$575,000
04/28/2026

Closed (Public Record)

Public Record #1938863851

$575,000

+2.8% / yr

04/28/2026

Closed

BRIGHT #MDHR2051864

$575,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public records

976 Pagonia Road

Beds

0

Baths

2.5

Total Finished SqFt

2,660 SqFt

Above Grade Finished SqFt

2,220 SqFt

Finished Basement SqFt

440 SqFt

Stories

2

Schools near 976 Pagonia Road

This home is within Harford County Public Schools.
Rating
School
Type
Grades
Distance
Riverside Elementary School
Public - PK to 5
Magnolia Middle School
Public - 6 to 8
Joppatowne High School
Public - 9 to 12
Harford Academy at Campus Hills
Public - 1 to 12
Rating
School
Distance
Riverside Elementary School
PublicPK to 5

Magnolia Middle School
Public6 to 8

Joppatowne High School
Public9 to 12

Harford Academy at Campus Hills
Public1 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of American Premier Realty, LLC

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 04/28/2026 12:45 PM