98 Cayman Cove

Destin, FL 32541

$1,175,000
Price
3
Beds
2,647 Sq. Ft.
$444 / Sq. Ft.
2,647
Sq. Ft.
$444
per Sq. Ft.
front elevation final
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Description

98 Cayman Cove is minutes from the stunning Destin Beaches, this exceptional home is located in the highly sought-after gated beach community of Destiny. Step inside to experience a gorgeous open-concept floor plan with soaring ceilings that create a bright, airy atmosphere throughout. Enjoy a cozy sitting nook, perfect for relaxing while taking in views of the lush, beautifully maintained outdoors. The master suite offers a luxurious spa-inspired bath, featuring a double soaking tub and spacious...98 Cayman Cove is minutes from the stunning Destin Beaches, this exceptional home is located in the highly sought-after gated beach community of Destiny. Step inside to experience a gorgeous open-concept floor plan with soaring ceilings that create a bright, airy atmosphere throughout. Enjoy a cozy sitting nook, perfect for relaxing while taking in views of the lush, beautifully maintained outdoors. The master suite offers a luxurious spa-inspired bath, featuring a double soaking tub and spacious walk-in shower, the perfect retreat for unwinding at the end of the day. Situated on a large corner lot surrounded by manicured trees and landscaping, providing privacy and a serene sense of space. The massive two-car garage includes built-in storage, adding both function and utility. convenience. Meticulously maintained and truly one of a kind, this home embodies beachside luxury at its finest. Come see it for yourself - your coastal dream home awaits!
  1. Listed by John J Holahan • Brokerage DRE #1047478 • Better Homes and Gardens Real Estate Emerald Coast
    P: (850)-837-8880 C: (850)-582-2893 john@bhgemeraldcoast.com
  2. Listed by Cherie C Himes • Brokerage DRE #1047478 • Better Homes and Gardens Real Estate Emerald Coast
    P: (850)-357-4608 C: (850)-357-4608 cherie@bhgemeraldcoast.com

Property Details for 98 Cayman Cove

Zoning
Resid Single Family
Architectural Style
Villa
Subdivision Name
DESTINY S/D
LISTING UPDATED: 02/06/2026 04:32 PM

Property Details for 98 Cayman Cove

StatusActive
MLS #994705
Days on Market2
Taxes$11,269 / year
HOA Fees$3,550 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Detached Single Family
Year Built2003
Lot Size0.14 AC / 6,098 SF
CountyOkaloosa County

Location

Listing Courtesy of Better Homes and Gardens Real Estate Emerald Coast
Add your commute

Building Information for 98 Cayman Cove

Stories2Year Built2003Building Size-Lot Size0.14 AC / 6,098 SF

Payment Calculator

$6,962 per month

30 year fixed, 6.15% Interest

Principal and Interest

$5,727

Property Taxes

$939

HOA Dues

$296

The Payment Calculator is for illustrative purposes only.

Property Information for 98 Cayman Cove

Summary
Location and General Information
  • Community Features: Short Term Rental - Allowed, BBQ Pit/Grill, Community Room, Exercise Room, Gated Community, Pets Allowed, Pool, Tennis, Whirlpool
  • Directions: Entrance to Destiny is across from the Crab Trab on Scenic 98. Take a left at the clubhouse then your first righte ntering Cayman Cove, bear to the right. The home is located on the left at the next corner.
  • Road Frontage Type: Private Road
  • MLS Area Minor: 1404 - Destin Beach East
  • MLS Area Major: 14 - Destin
  • Latitude: 30.38417
  • Longitude: -86.409815
  • Location Tax and Legal:Sub Area: 1404 - Destin Beach East
  • Location Tax and Legal:Elementary School: Destin
  • Location Tax and Legal:Middle School: Destin
  • Location Tax and Legal:High School: Destin
  • Location Tax and Legal:Legal Description: DESTINY S/D
  • Project Facilities: BBQ PitGrill2, Community Room, Exercise Room, Gated Community, Pets Allowed2, Pool2, Short Term Rental - Allowed, Tennis, Whirlpool
  • Garage 2: true
Taxes and HOA
  • Association Fee Frequency: Annually
  • Association Fee Includes: Accounting, Legal, Management, Master Association, Recreational Faclty
  • Association Fee2: $3,550
  • Tax Legal Description: DESTINY S/D
  • Parcel Number: 00-2S-22-0400-0000-1660
  • Association Fee: $0
  • Association YN: Yes
  • Tax Annual Amount: $11,269
  • Listing Info Tax Legal:Last Taxes: $11,269
  • Listing Info Tax Legal:Last Tax Year: 2025.0
School Information
  • Elementary School: Destin
  • Middle Or Junior School: Destin
  • High School: Destin
Parking
  • Carport YN: No
  • Attached Garage YN: Yes
  • Parking Features: Garage
  • Garage Spaces: 2.0
  • General Property Info:Driveway Spaces: 2.0
  • Parking Features: Garage3, Garage Attached
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Dimensions: 61x108
  • Lot Size Acres: 0.14
  • Lot Size Area: 0.14
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Lot Features: Corner, Level
  • Building Area Total: 2647.0
  • Lot Size Square Feet: 6098.4
  • General Property Info:SqFt Source: County PA Records
  • LotParcel Access: Controlled Access, Paved Road, Private Road
  • Lot Features: Corner, Level
Property and Assessments
  • Road Surface Type: Paved
  • Tax Year: 2025.0
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 2003.0
  • Property Sub Type: Detached Single Family
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Villa
  • Listing Info Tax Legal:Homestead: false
  • Construction Status: Construction Complete
  • Construction Siding: Frame, Roof TileSlate, Slab, Stucco
  • Occupancy Status: Vacant
Green Features
  • Green Energy Efficient: Doors
Utilities
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water, TV Cable, Underground
  • Electric: True
  • Utilities: Electric, Gas - Natural, Public Sewer, Public Water, TV Cable, Underground
  • Energy: AC - 2 or More, AC - Central Elect, AC - High Efficiency, Ceiling Fans, Double Pane Windows, Heat - Two or More, Heat Cntrl Electric, Heat High Efficiency, Insulated Doors, Water Heater - Elect
Interior and Exterior Features
Exterior Features
  • Exterior Features: Sprinkler System
  • Construction Materials: Frame, Stucco
  • Foundation Details: Slab
  • Stories: 2.0
  • Security Features: Fire Alarm/Sprinkler
  • Pool Features: Pool Type
  • Patio And Porch Features: Patio Covered
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Community
  • Exterior: Patio Covered, Sprinkler System
Interior Features
  • Heating: Central
  • Cooling: Ceiling Fans, Central Air
  • Interior Features: Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Ceiling Tray/Cofferd, Fireplace, Lighting Recessed, Pantry, Shelving, Washer/Dryer Hookup, Woodwork Painted
  • Fireplace Features: Fireplace Gas
  • Flooring: Floor Tile, Floor WW Carpet
  • Window Features: Window Bay, Window Treatmnt Some, Double Pane Windows
  • Room Type: Great Room, Sitting Room, Media Room, Dining Room, Bedroom, Laundry, Kitchen, Full Bathroom, Garage, Master Bedroom, Storage, Master Bathroom, Loggia
  • Rooms Total: 15.0
  • Bathrooms Total Integer: 4.0
  • Bathrooms Total Decimal: 3.5
  • Bathrooms Total Notational: 3.1
  • Cooling YN: Yes
  • Heating YN: Yes
  • Fireplace YN: Yes
  • Bedrooms Total: 3.0
  • Bathrooms Full: 3.0
  • Bathrooms Half: 1.0
  • Interior: Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Ceiling TrayCofferd, Fireplace, Fireplace Gas, Floor Tile, Floor WW Carpet, Furnished - None, Lighting Recessed, Pantry, Shelving, WasherDryer Hookup, Window Bay, Window Treatmnt Some, Woodwork Painted
  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Fire AlarmSprinkler, Microwave, Oven Self Cleaning, Refrigerator WIceMk, Security System, Smoke Detector, StoveOven Electric
Room Information
Room 1
  • Room Type: Great Room
  • Room Level: First
  • Room Length: 21.0
  • Room Width: 19.0
  • Room Dimensions: 21 x 19
Room 2
  • Room Type: Sitting Room
  • Room Level: First
  • Room Length: 9.0
  • Room Width: 7.0
  • Room Dimensions: 9 x 7
Room 3
  • Room Type: Media Room
  • Room Level: Second
  • Room Length: 12.0
  • Room Width: 6.0
  • Room Dimensions: 12 x 6
Room 4
  • Room Type: Dining Room
  • Room Level: First
  • Room Length: 15.0
  • Room Width: 13.0
  • Room Dimensions: 15 x 13
Room 5
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 13.0
  • Room Width: 12.0
  • Room Dimensions: 13 x 12
Room 6
  • Room Type: Laundry
  • Room Level: First
  • Room Length: 7.0
  • Room Width: 6.0
  • Room Dimensions: 7 x 6
Room 7
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 14.0
  • Room Dimensions: 14 x 11
Room 8
  • Room Type: Full Bathroom
  • Room Level: Second
  • Room Length: 9.0
  • Room Width: 6.0
  • Room Dimensions: 9 x 6
Room 9
  • Room Type: Garage
  • Room Level: First
  • Room Length: 21.0
  • Room Width: 20.0
  • Room Dimensions: 21 x 20
Room 10
  • Room Type: Master Bedroom
  • Room Level: First
  • Room Length: 17.0
  • Room Width: 14.0
  • Room Dimensions: 17 x 14
Room 11
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 13.0
  • Room Width: 12.0
  • Room Dimensions: 13 x 12
Room 12
  • Room Type: Storage
  • Room Level: First
  • Room Length: 6.0
  • Room Width: 6.0
  • Room Dimensions: 6 x 6
Multi Family
Multi Family Information
  • Furnished: Furnished - None
Rental
Rent Information
  • General Property Info:Immediate Occupancy: true
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 98 Cayman Cove

DateEvent & SourcePriceAppreciation
Feb 6, 2026

Listed (Active)

ECAR #994705

$1,175,000—
Nov 15, 2018

Sold (Public Record)

Public Record #635154547

$624,000

+0.9% / yr

Nov 15, 2018

Sold

ECAR #808488

$624,000—
Oct 7, 2018

Pending

ECAR #808488

—
Oct 3, 2018

Listed (Active)

ECAR #808488

$629,900—
Aug 2, 2018

Expired

ECAR #790025

—
Jan 19, 2018

Listed (Active)

ECAR #790025

$649,900—
Sep 24, 2017

Expired

ECAR #771702

—
Mar 21, 2017

Listed (Active)

ECAR #771702

$669,900—
Sep 3, 2011

Expired

ECAR #536095

$549,900—
Apr 18, 2010

Listed (Active)

ECAR #536095

$579,000—
Mar 29, 2010

Expired

ECAR #521455

$619,900—
Aug 4, 2009

Listed (Active)

ECAR #521455

$619,900—
Jan 31, 2009

Expired

TRIANGLEMLS #997332

—
Jan 31, 2009

Expired

TRIANGLEMLS #997332

—
Jan 30, 2009

Expired

AMLS #997332

$775,000—
Sep 30, 2008

Expired

ECAR #490878

$775,000—
Apr 14, 2008

Listed (Active)

TRIANGLEMLS #997332

$775,000—
Apr 14, 2008

Listed (Active)

TRIANGLEMLS #997332

$775,000—
Apr 14, 2008

Listed (Active)

AMLS #997332

$775,000—
Apr 12, 2008

Listed (Active)

ECAR #490878

$775,000—
Jan 12, 2004

Sold (Public Record)

Public Record #127469398

$545,000—
Jan 8, 2004

Sold

ECAR #344269

$545,000—
Jan 6, 2004

Pending

ECAR #344269

—
Jun 12, 2003

Listed (Active)

ECAR #344269

$499,900—
Dec 31, 1996

Sold

ECAR #88373

—
Dec 31, 1996

Pending

ECAR #88373

—
Oct 10, 1996

Sold

ECAR #88373

$69,000—
Sep 1, 1996

Listed (Active)

ECAR #88373

$74,900—
Jul 17, 1996

Expired

ECAR #80308

—
Feb 19, 1996

Listed (Active)

ECAR #80308

$73,900—
DateEvent & SourcePrice
02/06/2026

Listed (Active)

ECAR #994705

$1,175,000
11/15/2018

Sold (Public Record)

Public Record #635154547

$624,000

+0.9% / yr

11/15/2018

Sold

ECAR #808488

$624,000
10/07/2018

Pending

ECAR #808488

—
10/03/2018

Listed (Active)

ECAR #808488

$629,900
08/02/2018

Expired

ECAR #790025

—
01/19/2018

Listed (Active)

ECAR #790025

$649,900
09/24/2017

Expired

ECAR #771702

—
03/21/2017

Listed (Active)

ECAR #771702

$669,900
09/03/2011

Expired

ECAR #536095

$549,900
04/18/2010

Listed (Active)

ECAR #536095

$579,000
03/29/2010

Expired

ECAR #521455

$619,900
08/04/2009

Listed (Active)

ECAR #521455

$619,900
01/31/2009

Expired

TRIANGLEMLS #997332

—
01/31/2009

Expired

TRIANGLEMLS #997332

—
01/30/2009

Expired

AMLS #997332

$775,000
09/30/2008

Expired

ECAR #490878

$775,000
04/14/2008

Listed (Active)

TRIANGLEMLS #997332

$775,000
04/14/2008

Listed (Active)

TRIANGLEMLS #997332

$775,000
04/14/2008

Listed (Active)

AMLS #997332

$775,000
04/12/2008

Listed (Active)

ECAR #490878

$775,000
01/12/2004

Sold (Public Record)

Public Record #127469398

$545,000
01/08/2004

Sold

ECAR #344269

$545,000
01/06/2004

Pending

ECAR #344269

—
06/12/2003

Listed (Active)

ECAR #344269

$499,900
12/31/1996

Sold

ECAR #88373

—
12/31/1996

Pending

ECAR #88373

—
10/10/1996

Sold

ECAR #88373

$69,000
09/01/1996

Listed (Active)

ECAR #88373

$74,900
07/17/1996

Expired

ECAR #80308

—
02/19/1996

Listed (Active)

ECAR #80308

$73,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 98 Cayman Cove

Taxable ValueLand$404,489Additions$625,602Total$1,030,091
Tax Record2025$11,739 ($978 / month)
Home Facts
Beds3Total Finished SqFt2,647 SqFtAbove Grade Finished SqFt2,647 SqFtStories1Lot Size6,136 SqFtStyleSingle Family ResidenceYear Built2003CountyOKALOOSAAPN00-2S-22-0400-0000-1660Fireplace TypeHas Fireplace

Schools near 98 Cayman Cove

This home is within Okaloosa County School District.
Rating
School
Type
Grades
Distance
Destin Elementary School
Public - PK to 4
Destin Middle School
Public - 5 to 8
Fort Walton Beach High School
Public - 9 to 12
Destin High School
Charter - 9 to 12
Rating
School
Distance
Destin Elementary School
PublicPK to 4

Destin Middle School
Public5 to 8

Fort Walton Beach High School
Public9 to 12

Destin High School
Charter9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 98 Cayman Cove, Destin, FL 32541

98 Cayman Cove is a single family home for sale in Destin, FL 32541. This property was listed for sale on February 6, 2026 by Better Homes and Gardens Real Estate Emerald Coast, it's currently listed at $1,175,000. It has been on the market for a total of 2 days and was last sold on November 15, 2018. This listing's school district is Okaloosa County School District. Nearby schools include Destin Elementary School, Destin Middle School and Fort Walton Beach High School. 98 Cayman Cove is a 3-bed, 4-bath, 2,647 sqft single family home built in 2003.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Better Homes and Gardens Real Estate Emerald Coast

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.