Sold
Last Sold Price
2 beds1,131 sqft$216/sqft
98 South Main Street, Dry Ridge, KY 41035
Single FamilyProperty Type
1.3 acresLot Size
$216/sq ftPrice per sq ft

Description

Charming 2/3 Bedroom Cottage with Lake Views in Dry Ridge
This adorable cottage, nestled in the heart of Dry Ridge, offers the perfect blend of comfort and charm. Sitting on 1.3 acres with breathtaking lake views, this home boasts covered porches, perfect for enjoying peaceful evenings. Step inside to find soaring ceilings in the living room and two cozy bedrooms, creating an inviting and spacious atmosphere. The beautiful eat-in kitchen is perfect for enjoying meals, while the large bathroom with
...Charming 2/3 Bedroom Cottage with Lake Views in Dry Ridge

This adorable cottage, nestled in the heart of Dry Ridge, offers the perfect blend of comfort and charm. Sitting on 1.3 acres with breathtaking lake views, this home boasts covered porches, perfect for enjoying peaceful evenings. Step inside to find soaring ceilings in the living room and two cozy bedrooms, creating an inviting and spacious atmosphere. The beautiful eat-in kitchen is perfect for enjoying meals, while the large bathroom with laundry adds convenience. A possible third bedroom on the third floor offers endless potential—transform it into a home office, playroom, or additional sleeping space with just a little work. Home has new HVAC installed May 2025. The property features a double driveway, a privacy fence, and a newer outdoor pole barn for all your storage needs. The current owner has lovingly updated many aspects of the home, showcasing pride of ownership in every detail. This home is a must-see! Whether you're looking for a serene retreat or a functional, updated space, this cottage has it all. Don't miss your chance to make it yours!

Listing Agent

  1. Stephanie Frost-Simpson

    Stephanie Frost-Simpson

    Listing Agent

    Coldwell Banker Realty FM

    P: (859) 468-4227

    M: (859) 468-4227

Listing closed: 08/27/2025 12:00 AM • Source: Northern Kentucky Multiple Listing Service, MLS#: 630978

Recent comparable sales

Median sold price

$205,000

Avg days on market

22

Sale-to-list ratio

94.6%

Dry Ridge, KY

9 comparable properties found

$205,000 | 26 Judith Street, Dry Ridge, KY 41035
1/25
1

$205,000

Sold 08/01/25

2
Bedrooms
916
Square Feet
0.27
Acres
$250,000 | 11 Judith Street, Dry Ridge, KY 41035
1/22
2

$250,000

Sold 03/16/26

2
Bedrooms
Unavailable
Square Feet
0.31
Acres
$175,000 | 285 Reeves Road, Dry Ridge, KY 41035
1/24
3

$175,000

Sold 08/21/25

2
Bedrooms
1,124
Square Feet
0.83
Acres
$253,886 | 16 Warsaw Road, Dry Ridge, KY 41035
1/25
4

$253,886

Sold 04/15/26

3
Bedrooms
1,280
Square Feet
0.39
Acres
$220,000 | 20 Warsaw Avenue, Dry Ridge, KY 41035
1/30
5

$220,000

Sold 02/20/25

2
Bedrooms
Unavailable
Square Feet
0.3
Acres
$195,000 | 17 Church Street, Dry Ridge, KY 41035
1/25
6

$195,000

Sold 05/15/26

2
Bedrooms
Unavailable
Square Feet
Unavailable
Acres
$150,000 | 15 Judith Street, Dry Ridge, KY 41035
1/18
7

$150,000

Sold 05/07/26

3
Bedrooms
1,164
Square Feet
0.15
Acres
$185,000 | 265 Cottonwood Drive, Dry Ridge, KY 41035
1/2
8

$185,000

Sold 05/20/25

3
Bedrooms
1,176
Square Feet
0.53
Acres
$250,000 | 215 Redwood Drive, Dry Ridge, KY 41035
1/12
9

$250,000

Sold 04/03/25

3
Bedrooms
1,200
Square Feet
0.2
Acres

Location

Listing Courtesy of Coldwell Banker Realty FM
Add your commute

Payment Calculator

$1,468 per month

30 year fixed, 6.71% Interest

Principal and Interest

$1,261

Property Taxes

$207

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 98 South Main Street

Property Details
  • MLS Type: Residential / Single Family Residence
  • County: Grant County
  • Has View: Yes
  • Architectural Style: Cottage
  • View: Lake
  • Zoning Description: Residential
Building Information
  • Lot Size: 1.30 AC / 56,628 SF
Summary
Location and General Information
  • Longitude: -84.58516
  • Latitude: 38.675553
  • Directions: Use gps
  • MLSArea Major: K12 - Grant Cty
  • MLSArea Minor: K12 - Grant Cty
  • Year Built Known: No
  • Property Condition Disclosure: Yes
  • SIC: DR - Dry Ridge-Grant Cty
Taxes and HOA
  • Association: No
  • Parcel Number: 046-02-00-045.00
  • Tax Rate: 12.94
School Information
  • High School District: Grant Co Public
  • Elementary School: Dry Ridge Elementary
  • Middle Or Junior School: Grant County Middle School
  • High School: Grant County High
Parking
  • Parking Features: Driveway
  • Attached Garage: No
Property
Lot Information
  • Road Frontage Type: County Road
  • Lot Size Units: Acres
  • Lot Size Square Feet: 145490.0
  • Lot Features: Cleared
  • Lot Size Acres: 1.3
  • Lot Size Source: Assessor
  • Lot Size Dimensions: Irregular
  • Lot Size Area: 1.3
  • Lot Features: Cleared
Property and Assessments
  • New Construction: No
  • Building Area Total: 1131.0
  • Property Condition: Existing Structure
  • Living Area: 1131.0
  • Land Lease: Yes
  • Living Area Source: Assessor
  • Property Attached: No
  • Land Description: 1 to 4.9 Acres
Building Features
  • Levels: One and One Half
  • Structure Type: House
  • Foundation Details: Stone
  • Construction Materials: Vinyl Siding
Utilities
  • Utilities: Water Available
  • Sewer: Public Sewer
  • Water Source: Public
Interior and Exterior Features
Interior Features
  • Bathrooms: 1
  • Appliances: Refrigerator, Electric Range
  • Fireplaces Total: 1
  • Fireplace: Yes
  • Window Features: Vinyl Frames
  • Has Heating: Yes
  • Has Cooling: No
  • Rooms Total: 6
  • Heating: Forced Air, Natural Gas
  • Fireplace Features: Inoperable
Exterior Features
  • Patio And Porch Features: Porch, Covered
  • Roof: Shingle
Room Information
Room 1
  • Room Features: Wood Flooring
  • Room Type: Primary Bedroom
  • Room Length: 15.0
  • Room Level: First
  • Room Width: 15.0
  • Room Dimensions: 15 x 15
Room 2
  • Room Features: Wood Flooring
  • Room Type: Bedroom 2
  • Room Length: 14.0
  • Room Level: First
  • Room Width: 15.0
  • Room Dimensions: 14 x 15
Room 3
  • Room Features: Fireplace(s), High Ceilings, Hardwood Floors
  • Room Type: Living Room
  • Room Length: 15.0
  • Room Level: First
  • Room Width: 18.0
  • Room Dimensions: 15 x 18
Room 4
  • Room Features: Walk-Out Access, Ceramic Tile Flooring
  • Room Type: Kitchen
  • Room Length: 15.0
  • Room Level: First
  • Room Width: 13.0
  • Room Dimensions: 15 x 13
Room 5
  • Room Features: Tub With Shower
  • Room Type: Primary Bath
  • Room Level: First
  • Room Dimensions: 0 x 0
Room 6
  • Room Features: Wood Flooring, Entrance Foyer
  • Room Type: Entry
  • Room Level: First
  • Room Dimensions: 0 x 0

Property History for 98 South Main Street

DateEvent & SourcePriceAppreciation
Aug 27, 2025

Sold (Public Record)

Public Record #1912157043

$244,000

+29.8% / yr

Aug 27, 2025

Sold

Northern Kentucky Multiple Listing Service #630978

$244,000
Jul 21, 2025

Contract Signed

Northern Kentucky Multiple Listing Service #630978

DateEvent & SourcePrice
08/27/2025

Sold (Public Record)

Public Record #1912157043

$244,000

+29.8% / yr

08/27/2025

Sold

Northern Kentucky Multiple Listing Service #630978

$244,000
07/21/2025

Contract Signed

Northern Kentucky Multiple Listing Service #630978

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 98 South Main Street

Taxable ValueLand-Additions-Total-
Tax Record2025$2,485 ($207 / month)
Home Facts
Beds0Total Finished SqFt1,131 SqFtAbove Grade Finished SqFt1,131 SqFtStories1Lot Size145,490 SqFtStyleSingle Family ResidenceYear Built1900CountyGRANTAPN046-02-00-045.00

Schools near 98 South Main Street

This home is within Grant County.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Rating
School
Distance
Dry Ridge Elementary School
PublicPK to 5

Grant County Middle School
Public6 to 8

Grant County High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 98 South Main Street, Dry Ridge, KY 41035
$244,000
2
1,131
56,628
$176,000
1,044
$112,000
1,040
17,424
1,344
16,553
$180,000
2
17,859
$380,000
2,130
20,290

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Coldwell Banker Realty FM

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Compass and its related brokerages are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers. Listing information is deemed reliable, but not guaranteed. Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.