984 Top Minnow Rd

St. Cloud, FL 34771

$490,000
Price
5
Beds
2,138 Sq. Ft.
$229 / Sq. Ft.
2,138
Sq. Ft.
$229
per Sq. Ft.
Virtual Tour
Virtual Tour
a front view of a house with a yard and garage
a kitchen with kitchen island a sink stove and refrigerator
a living room with furniture large window and flat screen tv
a living room with furniture large window and flat screen tv
a bedroom with a bed and a chandelier
a kitchen with kitchen island a clock and a view of living room
a view of a dining room with furniture window and outside view
a kitchen with stainless steel appliances kitchen island granite countertop a table chairs and a refrigerator
a bedroom with a bed and a large window
a bathroom with a sink a shower and a mirror
a en suite bathroom with sinks mirror and view
a bedroom with a bed and a painting on the wall
a bathroom with a sink toilet and shower
a bedroom with a bed and a flat screen tv
a bathroom with a sink and a mirror
a bathroom with a toilet sink and mirror
a bathroom with a toilet sink and mirror
a view of a balcony
a view of a swimming pool with a patio
a swimming pool with outdoor seating and lake view

Description

Under Construction. What's Special: Corner Lot | Oversized Lot | Close to Park | Game Room | Covered Lanai. New Construction – December Completion! Built by Taylor Morrison, America’s Most Trusted Homebuilder. Welcome to the Santa Rosa at 984 Top Minnow Road in The Waters at Center Lake Ranch. The first-floor layout is perfect for entertaining, flowing seamlessly from the gourmet kitchen into the dining area and airy two-story great room. A lanai extends your living space outdoors, creating a perfect...Under Construction. What's Special: Corner Lot | Oversized Lot | Close to Park | Game Room | Covered Lanai. New Construction – December Completion! Built by Taylor Morrison, America’s Most Trusted Homebuilder. Welcome to the Santa Rosa at 984 Top Minnow Road in The Waters at Center Lake Ranch. The first-floor layout is perfect for entertaining, flowing seamlessly from the gourmet kitchen into the dining area and airy two-story great room. A lanai extends your living space outdoors, creating a perfect spot to enjoy Florida's sunshine. The first-floor primary suite is a private retreat with a spacious walk-in closet, dual sinks, a walk-in shower, and a private commode. Upstairs, four secondary bedrooms and a game room provide comfort and convenience. The Santa Rosa is designed for comfort, style, and easy living, ready for you to make it your own. The Waters at Center Lake Ranch is part of the master-planned community of Center Lake Ranch, spanning 2,050 acres just south of Lake Nona in Osceola County. Conveniently located along the Narcoossee corridor, this natural gas community offers exceptional value for those seeking new homes in the rapidly growing Medical City area. Residents enjoy a thoughtfully designed, walkable neighborhood with multi-use trails, recreational destinations, and scenic conservation wetlands that enrich everyday living. Additional Highlights Include: Gourmet kitchen, game room with bedroom 5, and a lanai. Photos are for representative purposes only. Mls#o6361297
  1. Listed by Michelle Campbell • Brokerage DRE #2025995 • TAYLOR MORRISON REALTY OF FLORIDA INC
    P: (407)-756-5025 C: (941)-789-5555 orlandoonline@taylormorrison.com

Property Details for 984 Top Minnow Road

Architectural Style
Craftsman
Subdivision Name
THE WATERS AT CENTER LAKE RANCH
Township
25
Garage Spaces
2
Waterfront
No
LISTING UPDATED: 11/18/2025 11:31 AM

Property Details for 984 Top Minnow Road

StatusActive
MLS #O6361297
Days on Market36
Taxes-
HOA Fees$1,006 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2024
Lot Size0.11 AC / 4,800 SF
CountyOsceola County

Location

Listing Courtesy of TAYLOR MORRISON REALTY OF FLORIDA INC, Michelle Campbell
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Building Information for 984 Top Minnow Road

Stories-Year Built2024Building Size-Lot Size0.11 AC / 4,800 SF

Payment Calculator

$2,723 per month

30 year fixed, 6.28% Interest

Principal and Interest

$2,421

Property Taxes

$218

HOA Dues

$84

The Payment Calculator is for illustrative purposes only.

Property Information for 984 Top Minnow Road

Summary
Location and General Information
  • Building Area Source: Builder
  • Building Area Total: 2663.0
  • Building Area Units: Square Feet
  • Building Name Number: TAYLOR MORRISON
  • Community Features: Dog Park, Playground, Pool
  • Direction Faces: West
  • Directions: From Orlando via I-4 W: Take exit 77 to Florida’s Turnpike S/Miami. Merge onto Florida’s Turnpike S/Miami for 7 miles and use the right 2 lanes to take the ramp to FL-417 Toll N/ Sanford Daytona Beach. Continue for 8 miles, then take exit 22 for County Rd 15/Narcoossee Rd. Turn right on Narcoossee Rd and in 8 miles turn left onto Center Lake Ranch Blvd. Once in Center Lake Ranch, continue straight through the first roundabout, at the second roundabout take the 3rd turn left onto Twelve Oaks Rd. Follow signs to Taylor Morrison model parking on the left side on Teal Creek Dr.
  • Elementary School: Narcoossee Elementary
  • Middle Or Junior School: Narcoossee Middle
  • High School: Harmony High
  • Mls Major Change Type: New Listing
  • Major Change Type: New Listing
  • Listing Service: Limited Service
  • Senior Community: No
  • SW Subdiv Community Name: Not Applicable
  • Unit Number: No
  • Street Number: 984
  • Street Name: TOP MINNOW
  • Street Suffix: ROAD
  • State: FL
  • City: ST CLOUD
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage: Yes
  • Parking Features: Driveway, Garage Door Opener
Taxes and HOA Information
  • Association Approval Required: Yes
  • Association Fee Requirement: Required
  • Association Name: Castle Group
  • Association Phone: 800-337-5850
  • Association: Yes
  • CDD: Yes
  • Pet Restrictions: See Sales agent for restrictions
  • Tax Block: .
  • Tax Book Number: 35/161-174
  • Tax Legal Description: of Waters of Center Lake Ranch Phase 1B, according to the plat thereof recorded in Plat Book 35, Page(s) 161 through 174, of the Public Records of Osceola County, Florida
  • Tax Lot: 114
  • Tax Other Annual Assessment Amt: $2,054
  • Tax Year: 2024
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Property
Lot Information
  • Additional Parcels: No
  • Lot Features: Corner Lot, Oversized Lot
  • Parcel Number: NALOT114
  • Total Acreage: 0 to less than 1/4
  • Water Access: No
  • Water Extras: No
  • Zoning: RES
  • Living Area: 2138
Property and Assessments
  • Year Built Numeric: 2024
  • Association Amenities: Basketball Court, Playground, Pool
  • Flood Zone Code: X
  • Home Warranty: Yes
  • Homestead: No
  • New Construction: Yes
  • Projected Completion Date: 12-31-2025 12:00:00 AM
  • Property Condition: Under Construction
  • Public Survey Range: 31
  • Public Survey Section: .
Utilities
  • Sewer: Public Sewer
  • Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Fiber Optics, Natural Gas Available, Natural Gas Connected, Sewer Available, Sprinkler Recycled, Street Lights, Underground Utilities, Water Available
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Builder License Number: 1257822
  • Builder Model: Santa Rosa
  • Builder Name: Taylor Morrison
  • Construction Materials: Block, Cement Siding, Stucco
  • Exterior Features: Irrigation System
  • Foundation Details: Slab
  • Levels: Two
  • Pool Private: No
  • Pool: Community
  • Pool Private: Yes
  • Roof: Tile
  • Waterfront Feet Total: 0
Interior Features
  • Bedrooms Total: 5
  • Bathrooms Full: 3
  • Additional Rooms: Bonus Room, Inside Utility
  • Appliances: Convection Oven, Cooktop, Dishwasher, Disposal, Microwave, Tankless Water Heater
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Carpet, Tile
  • Heating: Central
  • Interior Features: Open Floorplan, Primary Bedroom Main Floor
  • Laundry Features: Inside
  • Living Area Source: Builder
  • Living Area Units: Square Feet
  • Room Count: 8.0
  • Water View: No
  • Bathrooms Half: 1
Rental
Rental Information
  • Minimum Lease Period: 0
  • Pets Allowed: Breed Restrictions, Yes

Property History for 984 Top Minnow Road

DateEvent & SourcePriceAppreciation
Nov 17, 2025

Listed (Active)

MFRMLS #O6361297

$490,000—
DateEvent & SourcePrice
11/17/2025

Listed (Active)

MFRMLS #O6361297

$490,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 984 Top Minnow Road

Taxable ValueLand$30,000Additions-Total$30,000
Tax Record2025$2,615 ($218 / month)
Home Facts
Beds0Lot Size5,663 SqFtStyleResidentialCountyOSCEOLAAPN292531094500011140

Schools near 984 Top Minnow Road

This home is within The School District of Osceola County.
Rating
School
Type
Grades
Distance
Narcoossee Elementary School
Public - PK to 5
Narcoossee Middle School
Public - 6 to 8
Harmony High School
Public - 9 to 12
MATER ACADEMY AT ST CLOUD
Charter - K to 8
Rating
School
Distance
Narcoossee Elementary School
PublicPK to 5

Narcoossee Middle School
Public6 to 8

Harmony High School
Public9 to 12

MATER ACADEMY AT ST CLOUD
CharterK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 984 Top Minnow Road, St. Cloud, FL 34771

984 Top Minnow Road is a single family home for sale in St. Cloud, FL 34771. This property was listed for sale on November 17, 2025 by TAYLOR MORRISON REALTY OF FLORIDA INC, it's currently listed at $490,000. This listing's school district is The School District of Osceola County. Nearby schools include Narcoossee Elementary School, Narcoossee Middle School and Harmony High School. 984 Top Minnow Road is a 5-bed, 4-bath, 2,138 sqft single family home built in 2024.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of TAYLOR MORRISON REALTY OF FLORIDA INC, Michelle Campbell

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 11/18/2025 11:31 AM