984 Top Minnow Road

Sold 1/26/26Virtual Tour
Sold 1/26/26Virtual Tour
Gallery Image 1
Last Sold Price
$480,000
5 beds2,138 sqft$225/sqft
984 Top Minnow Rd, St. Cloud, FL 34771

Description

Under Construction. What's Special: Corner Lot | Oversized Lot | Close to Park | Game Room | Covered Lanai. New Construction – January Completion! Built by Taylor Morrison, America’s Most Trusted Homebuilder. Welcome to the Santa Rosa at 984 Top Minnow Road in The Waters at Center Lake Ranch. The first-floor layout is perfect for entertaining, flowing seamlessly from the gourmet kitchen into the dining area and airy two-story great room. A lanai extends your living space outdoors, creating a perfect...Under Construction. What's Special: Corner Lot | Oversized Lot | Close to Park | Game Room | Covered Lanai. New Construction – January Completion! Built by Taylor Morrison, America’s Most Trusted Homebuilder. Welcome to the Santa Rosa at 984 Top Minnow Road in The Waters at Center Lake Ranch. The first-floor layout is perfect for entertaining, flowing seamlessly from the gourmet kitchen into the dining area and airy two-story great room. A lanai extends your living space outdoors, creating a perfect spot to enjoy Florida's sunshine. The first-floor primary suite is a private retreat with a spacious walk-in closet, dual sinks, a walk-in shower, and a private commode. Upstairs, four secondary bedrooms and a game room provide comfort and convenience. The Santa Rosa is designed for comfort, style, and easy living, ready for you to make it your own. The Waters at Center Lake Ranch is part of the master-planned community of Center Lake Ranch, spanning 2,050 acres just south of Lake Nona in Osceola County. Conveniently located along the Narcoossee corridor, this natural gas community offers exceptional value for those seeking new homes in the rapidly growing Medical City area. Residents enjoy a thoughtfully designed, walkable neighborhood with multi-use trails, recreational destinations, and scenic conservation wetlands that enrich everyday living. Additional Highlights Include: Gourmet kitchen, game room with bedroom 5, and a lanai. Photos are for representative purposes only. Mls#o6361297
LISTING CLOSED: 01/26/2026 12:00 AM

  1. Listed by Michelle Campbell • Brokerage DRE #2025995 • TAYLOR MORRISON REALTY OF FLORIDA INC
    P: (407)-756-5025 C: (941)-789-5555 orlandoonline@taylormorrison.com

Property Details for 984 Top Minnow Road

Status
Sold
MLS #
O6361297
Days on Market
65
Taxes
-
HOA Fees
$258 / quarter
Condo/Co-op Fees
-
Property Type
Single Family
MLS Type
Residential / Single Family Residence
Year Built
2026
Lot Size
0.11 AC / 4,800 SF
County
Osceola County
Architectural Style
Craftsman
Subdivision Name
THE WATERS AT CENTER LAKE RANCH
Township
25
Garage Spaces
2
Waterfront
No
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Location

Listing Courtesy of TAYLOR MORRISON REALTY OF FLORIDA INC, Michelle Campbell

Sold By HOME 21 REALTY & MANAGEMENT INC, Juan Olaya Gonzalez

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Building Information for 984 Top Minnow Road

Stories-Year Built2026Building Size-Lot Size0.11 AC / 4,800 SF

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$2,744 per month

30 year fixed, 6.55% Interest

Principal and Interest

$2,440

Property Taxes

$218

HOA Dues

$86

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Property Information for 984 Top Minnow Road

Summary
Location and General Information
  • Building Area Source: Builder
  • Building Area Total: 2663.0
  • Building Area Units: Square Feet
  • Building Name Number: TAYLOR MORRISON
  • Community Features: Dog Park, Playground, Pool
  • Direction Faces: West
  • Directions: From Orlando via I-4 W: Take exit 77 to Florida’s Turnpike S/Miami. Merge onto Florida’s Turnpike S/Miami for 7 miles and use the right 2 lanes to take the ramp to FL-417 Toll N/ Sanford Daytona Beach. Continue for 8 miles, then take exit 22 for County Rd 15/Narcoossee Rd. Turn right on Narcoossee Rd and in 8 miles turn left onto Center Lake Ranch Blvd. Once in Center Lake Ranch, continue straight through the first roundabout, at the second roundabout take the 3rd turn left onto Twelve Oaks Rd. Follow signs to Taylor Morrison model parking on the left side on Teal Creek Dr.
  • Elementary School: Narcoossee Elementary
  • Middle Or Junior School: Narcoossee Middle
  • High School: Harmony High
  • Mls Major Change Type: Sold
  • Major Change Type: Closed
  • Listing Service: Limited Service
  • Senior Community: No
  • SW Subdiv Community Name: Not Applicable
  • Unit Number: No
  • Street Number: 984
  • Street Name: TOP MINNOW
  • Street Suffix: ROAD
  • State: FL
  • City: ST CLOUD
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage: Yes
  • Parking Features: Driveway, Garage Door Opener
Taxes and HOA Information
  • Association Approval Required: Yes
  • Association Fee Requirement: Required
  • Association Name: Castle Group
  • Association Phone: 800-337-5850
  • Association: Yes
  • CDD: Yes
  • Pet Restrictions: See Sales agent for restrictions
  • Tax Block: .
  • Tax Book Number: 35/161-174
  • Tax Legal Description: of Waters of Center Lake Ranch Phase 1B, according to the plat thereof recorded in Plat Book 35, Page(s) 161 through 174, of the Public Records of Osceola County, Florida
  • Tax Lot: 114
  • Tax Other Annual Assessment Amt: $2,077
  • Tax Year: 2024
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Property
Lot Information
  • Additional Parcels: No
  • Lot Features: Corner Lot, Oversized Lot
  • Parcel Number: NALOT114
  • Total Acreage: 0 to less than 1/4
  • Water Access: No
  • Water Extras: No
  • Zoning: RES
  • Living Area: 2138
Property and Assessments
  • Year Built Numeric: 2026
  • Association Amenities: Basketball Court, Playground, Pool
  • Flood Zone Code: X
  • Home Warranty: Yes
  • Homestead: No
  • New Construction: Yes
  • Projected Completion Date: 01-31-2026 12:00:00 AM
  • Property Condition: Under Construction
  • Public Survey Range: 31
  • Public Survey Section: .
Utilities
  • Sewer: Public Sewer
  • Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Fiber Optics, Natural Gas Available, Natural Gas Connected, Sewer Available, Sprinkler Recycled, Street Lights, Underground Utilities, Water Available
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Builder License Number: 1257822
  • Builder Model: Santa Rosa
  • Builder Name: Taylor Morrison
  • Construction Materials: Block, Cement Siding, Stucco
  • Exterior Features: Irrigation System
  • Foundation Details: Slab
  • Levels: Two
  • Pool Private: No
  • Pool: Community
  • Pool Private: Yes
  • Roof: Tile
  • Waterfront Feet Total: 0
Interior Features
  • Bedrooms Total: 5
  • Bathrooms Full: 3
  • Additional Rooms: Bonus Room, Inside Utility
  • Appliances: Convection Oven, Cooktop, Dishwasher, Disposal, Microwave, Tankless Water Heater
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Carpet, Tile
  • Heating: Central
  • Interior Features: Open Floorplan, Primary Bedroom Main Floor
  • Laundry Features: Inside
  • Living Area Source: Builder
  • Living Area Units: Square Feet
  • Room Count: 8.0
  • Water View: No
  • Bathrooms Half: 1
Rental
Rental Information
  • Minimum Lease Period: 0
  • Pets Allowed: Breed Restrictions, Yes

Property History for 984 Top Minnow Road

DateEvent & SourcePriceAppreciation
Jan 26, 2026

Sold (Public Record)

Public Record #1927152688

$480,000—
Jan 26, 2026

Sold

MFRMLS #O6361297

$480,000—
Jan 21, 2026

Pending

MFRMLS #O6361297

—
DateEvent & SourcePrice
01/26/2026

Sold (Public Record)

Public Record #1927152688

$480,000
01/26/2026

Sold

MFRMLS #O6361297

$480,000
01/21/2026

Pending

MFRMLS #O6361297

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 984 Top Minnow Road

Taxable ValueLand$30,000Additions-Total$30,000
Tax Record2025$2,615 ($218 / month)
Home Facts
Beds0Lot Size5,663 SqFtStyleResidentialCountyOSCEOLAAPN292531094500011140

Schools near 984 Top Minnow Road

This home is within The School District of Osceola County.
Rating
School
Type
Grades
Distance
Narcoossee Elementary School
Public - PK to 5
Narcoossee Middle School
Public - 6 to 8
Harmony High School
Public - 9 to 12
Mater Academy at St Cloud
Charter - K to 8
Rating
School
Distance
Narcoossee Elementary School
PublicPK to 5

Narcoossee Middle School
Public6 to 8

Harmony High School
Public9 to 12

Mater Academy at St Cloud
CharterK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 984 Top Minnow Road, St. Cloud, FL 34771
$480,000
5
2,138
4,800
990 Top Minnow Road, St. Cloud, FL 34771
–
–
–
–
4,792
996 Top Minnow Road, St. Cloud, FL 34771
–
–
–
–
4,792
978 Top Minnow Road, St. Cloud, FL 34771
–
–
–
–
6,970
1002 Top Minnow Road, St. Cloud, FL 34771
$425,000
4
1,790
4,800
1001 Hackney Road, St. Cloud, FL 34771
–
–
–
–
7,841

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of TAYLOR MORRISON REALTY OF FLORIDA INC, Michelle Campbell

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 01/27/2026 12:28 PM