984 Waterloo Geneva Rd

Waterloo, NY 13165

$79,000
Price
1
Bed
240 Sq. Ft.
$329 / Sq. Ft.
240
Sq. Ft.
$329
per Sq. Ft.

Description

Unique Cabin Ownership Opportunity! Discover an exceptional chance to own a cabin on the serene Cayuga-Seneca Canal. This property features five individual cabins, with the seller actively working to establish an association/condo/coop-style ownership structure for future owners. Purchase will be subject to completion and approval of required bylaws and compliance with all town, state, and agency regulations. Each cabin is 240 sq ft and priced at $79,000 with an affordable ownership model. Example...Unique Cabin Ownership Opportunity! Discover an exceptional chance to own a cabin on the serene Cayuga-Seneca Canal. This property features five individual cabins, with the seller actively working to establish an association/condo/coop-style ownership structure for future owners. Purchase will be subject to completion and approval of required bylaws and compliance with all town, state, and agency regulations. Each cabin is 240 sq ft and priced at $79,000 with an affordable ownership model. Example of owner financing: $3,950 down (5%), payable in cash or via trade-in of a car, truck, or RV (subject to seller approval). The balance could be financed through a Leasehold Mortgage at 6% over 30 years—. $449.96/month—plus a $350/month HOA, bringing total ownership costs to in the $800.00 month range for a second home. Enjoy 133 feet of shared water frontage, perfect for boating, fishing, or relaxing by the water. This is a low-maintenance, year-round retreat, not just a seasonal getaway. Vacation Rentals/AirBnB are allowed so you can rent your vacation home when you are not using it! A rare and affordable opportunity to secure your own canal front cabin with a flexible, efficient ownership structure once approvals are finalized.
  1. Listed by James Gamble • Coldwell Banker Prime Prop,Inc
    P: (315)-214-2277 C: (315)-214-2277 jamesgamble@cbpp.com

Property Details for 984 Waterloo Geneva Road

Waterfront Description
Canal Access
On Waterfront
Yes
Parking Description
Assigned, No Garage, Two Spaces
Nearest Cross Street
Brewer Road
LISTING UPDATED: 12/15/2025 10:21 AM

Property Details for 984 Waterloo Geneva Road

StatusActive
MLS #S1653612
Days on Market14
Taxes$1,728 / year
HOA Fees$350 / month
Condo/Co-op Fees-
Compass TypeCondo
MLS TypeResidential / Condominium
Year Built1968
CountySeneca County

Location

Listing Courtesy of Coldwell Banker Prime Prop,Inc
Add your commute

Building Information for 984 Waterloo Geneva Road

Building/ComplextbdFloor-Stories1Residences-Pet PolicyAllowedPet Policy DetailsYesYear Built1968

Payment Calculator

$884 per month

30 year fixed, 6.28% Interest

Principal and Interest

$390

Property Taxes

$144

HOA Dues

$350

The Payment Calculator is for illustrative purposes only.

Property Information for 984 Waterloo Geneva Road

Summary
Location and General Information
  • Elementary School District: Waterloo
  • High School District: Waterloo
  • Middle Or Junior School District: Waterloo
  • Village: Not Applicable
  • Unit Location: 1st Floor
  • Human YN: Yes
Parking
  • Garage Spaces per Apt: .00
  • Garage YN: No
Taxes and HOA Information
  • HOA Amenities: Other, See Remarks
  • Association Fee: $350.00
  • Association Fee Frequency: Monthly
  • Association Fee Includes: Common Area Maintenance, Insurance, Snow Removal, Trash
  • Association Name: tbd
  • Management Company Phone: tbd
  • Area NYSWIS Code: Waterloo-453889
  • Tax Annual Amount: $1,728.00
Property
Lot Information
  • Building Area Source: Other
  • Building Area Total: 240.0
  • Land Features: Near Public Transit, Rectangular, Rectangular Lot
  • Num Of Acres: 1.54
  • Lot Size Area: 1.54
  • Lot Size Units: Acres
  • Parcel Number: 453889-021-000-0002-031-002-0000
Property and Assessments
  • Property Condition: Resale
  • Assessed Value: $165,000
  • Year Built: 1968
  • Year Built Description: Existing
  • Property Sub Type Additional: Condominium, Townhouse, Other
Utilities
  • Electric Service: Circuit Breakers
  • Sewer Description: Connected
  • Utilities Available: Sewer Connected, Water Connected
  • Water Supply: Connected, Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Log
  • Waterfront Footage: 133
  • Waterfront Name: Cayuga And Seneca Canal
Interior Features
  • Appliances: Appliances Negotiable, Electric Water Heater
  • Basement Description: None
  • Basement YN: No
  • Num Of Possible Bedrooms: 1
  • HVAC Type: Wall Units
  • Cooling YN: Yes
  • Num Fireplaces Total Calculated: 0
  • Fireplace YN: No
  • Floor Description: Hardwood, Varies
  • Heating: Electric, Baseboard
  • Heating YN: Yes
  • Interior Features: Ceiling Fans, Cathedral Ceilings, Kitchen Family Room Combo, Natural Woodwork, Bedroom On Main Level
  • Levels: One
  • Sq Ft Total: 240.0
  • Main Level Bathrooms: 1
  • Num Bedrooms 1 St Floor: 1
  • Num Of Rooms: 2
Multi Family
Multi-Family Information
  • Number Of Units Total: 0
  • Stories: 1
  • Stories Total: 1
Rental
Rental Information
  • Pets Allowed: Yes

Property History for 984 Waterloo Geneva Road

DateEvent & SourcePriceAppreciation
Dec 9, 2025

Listed (Active)

WNYREIS #S1653612

$79,000—
Feb 16, 2021

Expired

WNYREIS #S1259879

—
Apr 8, 2020

Listed (Active)

WNYREIS #S1259879

$350,000—
Sep 8, 2011

Sold (Public Record)

Public Record #1307150654

$133,000—
DateEvent & SourcePrice
12/09/2025

Listed (Active)

WNYREIS #S1653612

$79,000
02/16/2021

Expired

WNYREIS #S1259879

—
04/08/2020

Listed (Active)

WNYREIS #S1259879

$350,000
09/08/2011

Sold (Public Record)

Public Record #1307150654

$133,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 984 Waterloo Geneva Road

Taxable ValueLand$54,800Additions$110,800Total$165,600
Tax Record2024$9,258 ($772 / month)
Home Facts
Total Finished SqFt2,426 SqFtAbove Grade Finished SqFt2,426 SqFtStories1Lot Size67,082 SqFtStyleHotel / MotelYear Built1968Zoning05 - COMMERCICountySENECAAPN453889 21-2-31.2

Schools near 984 Waterloo Geneva Road

This home is within Waterloo Central School District.
Rating
School
Type
Grades
Distance
Skoi Yase School
Public - PK to 2
La Fayette School
Public - 3 to 5
Waterloo Middle School
Public - 6 to 8
Waterloo High School
Public - 9 to 12
Rating
School
Distance
Skoi Yase School
PublicPK to 2

La Fayette School
Public3 to 5

Waterloo Middle School
Public6 to 8

Waterloo High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 984 Waterloo Geneva Road, Waterloo, NY 13165

984 Waterloo Geneva Road is a condo for sale in Waterloo, NY 13165. This property was listed for sale on December 9, 2025 by Coldwell Banker Prime Prop,Inc, it's currently listed at $79,000. It has been on the market for a total of 14 days and was last sold on September 8, 2011. This listing's school district is Waterloo Central School District. Nearby schools include Skoi Yase School, La Fayette School and Waterloo Middle School. 984 Waterloo Geneva Road is a 1-bed, 1-bath, 240 sqft condo built in 1968.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Coldwell Banker Prime Prop,Inc

Based on information from one of the following Multiple Listing Services: WNYREIS and Greater Binghamton Association of REALTORS. Information being provided is for the visitor's personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by WNYREIS and Greater Binghamton Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.