9920 Bluff Rd
Emerald Isle, NC 28594

$1,650,000

Last Sold Price

Beds

Baths

3,168 Sq. Ft.

$521 / Sq. Ft.

3,168

Sq. Ft.

$521

per Sq. Ft.

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Closed 12/15/25

Description

Situated on a high bluff overlooking Bogue Sound, this captivating waterfront home offers a truly exceptional lifestyle in the charming coastal town of Emerald Isle, N. C. The approach via a picturesque tree-lined driveway, sets the stage for a tranquil escape. Inside, the living areas present an abundance of natural light & breathtaking water vistas stretching endlessly from almost every room. The expansive living room, sunroom, & dining area, along with the en-suite primary bedroom, all have panoramic...Situated on a high bluff overlooking Bogue Sound, this captivating waterfront home offers a truly exceptional lifestyle in the charming coastal town of Emerald Isle, N. C. The approach via a picturesque tree-lined driveway, sets the stage for a tranquil escape. Inside, the living areas present an abundance of natural light & breathtaking water vistas stretching endlessly from almost every room. The expansive living room, sunroom, & dining area, along with the en-suite primary bedroom, all have panoramic windows, perfectly framing the shimmering waters and vibrant sunsets. The large deck off the living room is an ideal spot for enjoying the coastal breezes and entertaining guests. The fully furnished & meticulously appointed interior ensures ultimate comfort & convenience. The bright & airy kitchen is a culinary delight, featuring updated appliances & all the necessary tools for creating delicious meals. Beyond the common areas, the home offers 4 spacious bedrooms, one w/ a 2nd fireplace and bookshelves, & a flexible ground-floor room perfect for hobbies, games, or additional living space. Adding to the home's practicality are two conveniently located laundry areas, one in the garage & another on the third level. In the garage, there is also a 2nd full-sized refrigerator & a chest freezer. The primary bedroom is a true sanctuary, featuring a large ensuite bathroom complete with a jacuzzi tub, a separate shower, and double vanity sinks. Here is the place to unwind after a day of coastal fun while enjoying the mesmerizing sunset views from your private oasis. For the boating enthusiast, this property provides direct access to the water with a private boat dock and lift, allowing you to easily launch & retrieve your vessel. A paddle boat, beach rafts & toys, and a hot tub outside will add to your outdoor enjoyment! For beach activities, a community beach access and community pool are just moments away, offering even mor opportunities for relaxation and recreation. This extraordinary home seamlessly combines waterfront living, luxurious comfort, and convenient access to the best of Emerald Isle.

Listed by Beach Life Properties Team • Brokerage DRE #C-9314 • Coldwell Banker Sea Coast Adv EI
P: (714)-420-7412 C: (714)-420-7412 candicetirado@seacoastrealty.com

Property Details for 9920 Bluff Road

Subdivision Name

Spinnakers Landing

View

Sound

Waterfront

Yes

Waterfront Features

Boat Lift, Sound Side

Zoning

SFR

LISTING UPDATED: 12/15/2025 07:20 PM

Property Details for 9920 Bluff Road

Status	Closed
MLS #	100524216
Days on Market	69
Taxes	$4,535 / year
HOA Fees	$650 / year
Condo/Co-op Fees	-
Compass Type	Single Family
MLS Type	Residential / Single Family Residence
Year Built	1996
Lot Size	0.87 AC / 37,897 SF
County	Carteret County

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Location

Listing Courtesy of Coldwell Banker Sea Coast Adv EI

Sold By Coldwell Banker Sea Coast Adv EI

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Building Information for 9920 Bluff Road

Stories3Year Built1996Building Size-Lot Size0.87 AC / 37,897 SF

Payment Calculator

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$8,474 per month

30 year fixed, 6.15% Interest

Principal and Interest

$8,042

Property Taxes

$378

HOA Dues

$54

The Payment Calculator is for illustrative purposes only.

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Property Information for 9920 Bluff Road

Summary

Location and General Information

Island Or Mainland: Island
In City Limits: Yes

Secondary Subdivision: N/A
Cobra Zone: No
Directions: Hwy 58 to Emerald Isle, turn rt on Coastguard Rd Turn rt into Spinnakers Landing . Home is down on left.
Latitude: 35
Longitude: -77
Road Frontage Type: Private Road, Paved

Taxes and HOA

Tax Other Assessment Amount Frequency: None
Association Amenities: Community Pool, Maintenance Common Areas

Association Name: Spinnakers Reach
Association Phone: 252-354-6333
Association Fee: $650.00
Association: Yes
Parcel Number: 537312767552000
Tax Book Number: 28
Tax Legal Description: L7 SPINNAKERS LANDING
Tax Map Number: 628
Tax Assessed Value: $819,169
Tax Year: 2024

School Information

Elementary School: White Oak Elementary
High School: Croatan

Middle Or Junior School: Broad Creek

Parking

Detached Garage Spaces: 0.0
Attached Garage Spaces: 2.0

Attached Garage: No
Carport Spaces: 0.0
Garage Spaces: 2.0
Parking Total: 2.0
Parking Features: Garage Faces Front, Garage Door Opener

Virtual Tour

Virtual Tour URL Unbranded: https://my.matterport.com/show/?m=oRr9qsZtCXy&play=1&brand=0&mls=1&

Property

Lot Information

Lot Number: 7
Building Area Total: 3168.0

Frontage Type: Sound Front
Lot Size Acres: 0.87
Lot Size Area: 0.87
Lot Size Square Feet: 37897.0
Lot Features: Boat Dock, Boat Lift, Sound Side
Lot Size Dimensions: 32x205x45x425x78x638
Lot Size Units: Acres
Living Area: 3168.0
Living Area Units: Square Feet
Other Structures: Shower
Structure Type: Wood Frame

Property and Assessments

Deed Book: 1775
Deed Page: 112.0

Termite Bond: Yes
Termite Company: Terminix
Termite Company Phone: 910-430-3254
Floor Plans Count: 0
New Construction: No
Possession: Close Of Escrow, At Closing
Property Sub Type: Single Family Residence
Property Type: Residential
Road Surface Type: Paved
Year Built: 1996
Permitted Use: Public

Utilities

Sewer Provider: Septic Tank, Existing Septic System
Fuel Tank Owned Or Leased: Owned

Trash Collection: City Pick-UP
Fuel Vendor Contact Name And Contact: Suburban Propane
Trash Provider: City
Water Provider: Bogue Banks Water Corp
Fuel Tank Above Or Below Ground: Above Ground
Fuel Tank Fuel Type: Propane
Fuel Tank In Use: Yes
Utilities: Cable Available
Water Source: Public

Interior and Exterior Features

Exterior Features

Exterior Finish: Fiber Cement
Construction Materials: Fiber Cement

Exterior Features: Outdoor Shower
Fencing: None
Foundation Details: Other, Pilings
Horse: No
Patio And Porch Features: Deck, Patio
Roof: Shingle
Security Features: Security System, Smoke Detector(s)
Stories: 3

Interior Features

Bathrooms Total Source: Computed
Bathrooms Total Decimal: 4.0

Bathrooms Total Notational: 4.0
Attic Features: Access Only
Pool Spa Features: Hot Tub
Heating System Fuel Source: Electric
Water Heater: Electric
Dining Room Type: Combination
Master Bedroom Level: Non Primary Living Area
Appliances: Electric Cooktop, Built-In Electric Oven, Freezer, Washer, Refrigerator, Range, Dryer, Dishwasher
Bathrooms Full: 4
Bathrooms Half: 0
Bathrooms Total Integer: 4
Bedrooms Total: 4
Basement: None
Cooling: Central Air, Heat Pump
Cooling: Yes
Fireplace: Yes
Fireplace Features: Gas Log
Flooring: Carpet, Tile
Heating: Yes
Heating: Heat Pump, Fireplace(s), Electric
Interior Features: Walk-in Closet(s), High Ceilings, Entrance Foyer, Bookcases, Ceiling Fan(s), Furnished, Hot Tub, Pantry, Blinds/Shades, Gas Log, Walk-In Closet(s)
Laundry Features: In Garage, Laundry Room
Levels: Three Or More
Room Type: Dining Area
Rooms Total: 8
Window Features: Thermal Windows

Multi Family

Multi Family Information

Furnished: Furnished

Income & Expenses

Operating Expense: $.00

Agent

Sale and Listing

Sold Exclusive: No

Property History for 9920 Bluff Road

Date	Event & Source	Price	Appreciation
Dec 15, 2025	Sold NCRMLS #100524216	$1,650,000	—
Dec 1, 2025	Sold (Public Record) Public Record #1923188553	$1,650,000	+8.5% / yr
Oct 15, 2025	Pending NCRMLS #100524216		—
Oct 15, 2025	Active Under Contract NCRMLS #100524216		—
Aug 9, 2025	Listed (Active) NCRMLS #100524216	$1,800,000	—
Jul 29, 2022	Sold NCRMLS #100326537	$1,255,000	—
Jul 28, 2022	Sold (Public Record) Public Record #1494325600	$1,255,000	+13.1% / yr
Jun 17, 2022	Pending NCRMLS #100326537		—
May 7, 2022	Listed (Active) NCRMLS #100326537	$1,399,000	—
Apr 5, 2018	Sold NCRMLS #100097187	$735,000	—
Mar 19, 2018	Sold (Public Record) Public Record #618884915	$735,000	—
Jan 25, 2018	Pending NCRMLS #100097187		—
Jan 23, 2018	Listed (Active) NCRMLS #100097187	$779,000	—
Sep 5, 2016	Withdrawn NCRMLS #11504225	$775,000	—
Aug 26, 2015	Listed (Active) NCRMLS #11504225	$799,000	—
Nov 30, 2014	Withdrawn NCRMLS #11400125	$849,000	—
Jan 10, 2014	Listed (Active) NCRMLS #11400125	$849,000	—
Nov 30, 2013	Expired NCRMLS #11301225	$879,000	—
Mar 7, 2013	Listed (Active) NCRMLS #11301225	$884,900	—
Jan 25, 2013	Expired NCRMLS #11203448	$950,000	—
Jul 26, 2012	Listed (Active) NCRMLS #11203448	$950,000	—
Apr 30, 2006	Expired NCRMLS #10504403	$1,400,000	—
Oct 31, 2005	Listed (Active) NCRMLS #10504403	$1,250,000	—

Date	Event & Source	Price
12/15/2025	Sold NCRMLS #100524216	$1,650,000
12/01/2025	Sold (Public Record) Public Record #1923188553	$1,650,000 +8.5% / yr
10/15/2025	Pending NCRMLS #100524216	—
10/15/2025	Active Under Contract NCRMLS #100524216	—
08/09/2025	Listed (Active) NCRMLS #100524216	$1,800,000
07/29/2022	Sold NCRMLS #100326537	$1,255,000
07/28/2022	Sold (Public Record) Public Record #1494325600	$1,255,000 +13.1% / yr
06/17/2022	Pending NCRMLS #100326537	—
05/07/2022	Listed (Active) NCRMLS #100326537	$1,399,000
04/05/2018	Sold NCRMLS #100097187	$735,000
03/19/2018	Sold (Public Record) Public Record #618884915	$735,000
01/25/2018	Pending NCRMLS #100097187	—
01/23/2018	Listed (Active) NCRMLS #100097187	$779,000
09/05/2016	Withdrawn NCRMLS #11504225	$775,000
08/26/2015	Listed (Active) NCRMLS #11504225	$799,000
11/30/2014	Withdrawn NCRMLS #11400125	$849,000
01/10/2014	Listed (Active) NCRMLS #11400125	$849,000
11/30/2013	Expired NCRMLS #11301225	$879,000
03/07/2013	Listed (Active) NCRMLS #11301225	$884,900
01/25/2013	Expired NCRMLS #11203448	$950,000
07/26/2012	Listed (Active) NCRMLS #11203448	$950,000
04/30/2006	Expired NCRMLS #10504403	$1,400,000
10/31/2005	Listed (Active) NCRMLS #10504403	$1,250,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 9920 Bluff Road

Taxable ValueLand$590,849Additions$857,161Total$1,448,010

Tax Record2025$5,211 ($434 / month)

Home Facts

Beds3Total Finished SqFt2,960 SqFtAbove Grade Finished SqFt2,960 SqFtStories2Lot Size37,418 SqFtStyleSingle Family ResidenceYear Built1996Year Renovated2001CountyCARTERETAPN5373.12.76.7552000Fireplace TypeHas Fireplace

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Coldwell Banker Sea Coast Adv EI

The data relating to real estate on this web site comes in part from the Internet Data Exchange program of Hive MLS, and is updated as of 12/15/2025 07:20 PM. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor Compass shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. © 2026 Hive MLS

9920 Bluff RdEmerald Isle, NC 28594

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9920 Bluff Rd
Emerald Isle, NC 28594