Divide Trail

Monterey, TN 38574

$13,900
Price
44,866 / 1.03
Lot Size / Acres
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Photo Feb 27 2025, 12 25 11
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Description

This peaceful lot in Cumberland Lakes offers a secluded setting with easy access to Crossville and Cookeville. Electricity is available at the road, and while a well is needed, local homeowners report good water quality. A perfect spot for your dream home or getaway. Buyer to verify all information before making an offer.This peaceful lot in Cumberland Lakes offers a secluded setting with easy access to Crossville and Cookeville. Electricity is available at the road, and while a well is needed, local homeowners report good water quality. A perfect spot for your dream home or getaway. Buyer to verify all information before making an offer.
  1. Listed by Emma Tebault • Third Tennessee Realty and Associates LLC
  2. Listed by Janice G. Hamby • Third Tennessee Realty and Associates LLC

Property Details for Divide Trail

Sub division Name
Cumberland Cove
Zoning Description
None
View
Wooded
Zoning None
True
LISTING UPDATED: 02/23/2026 04:28 PM

Property Details for Divide Trail

StatusActive
MLS #1291362
Days on Market483
Taxes$57 / year
HOA Fees$175 / year
Condo/Co-op Fees-
Property TypeLand
MLS TypeLots & Acreage
Year Built-
Lot Size1.03 AC
CountyCumberland County
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Location

Listing Courtesy of Third Tennessee Realty and Associates LLC, Emma Tebault; Third Tennessee Realty and Associates LLC, Janice G. Hamby (931.484.4173)
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Building Information for Divide Trail

Lot Size1.03 AC

Payment Calculator

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$89 per month

30 year fixed, 6.36% Interest

Principal and Interest

$69

Property Taxes

$5

HOA Dues

$15

The Payment Calculator is for illustrative purposes only.

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Property Information for Divide Trail

Summary
Location and General Information
  • City: Monterey
  • County Or Parish: Cumberland County - 34
  • Directions: From Crossville, travel Hwy 70N to right on Mayland Loop, right on Jim Garrett Rd, right on Cumberland Lakes Dr, right on Divide Trail, property on left, see sign From Monterey, travel Hwy 62 to right on Cumberland Lakes Dr, left on Divide Trail, property on left, see sign
  • Latitude: 36.098375
  • Longitude: -85.147155
  • MLS Area Major: Cumberland County - 34
  • MLS Area Minor: Cumberland County - 34
  • Postal Code: 38574
  • State Or Province: TN
  • Topography: Level
  • Road Frontage Paved: True
  • View Wooded: True
  • Location Tax Legal Info Area: Cumberland County - 34
  • Remarks Misc Directions: From Crossville, travel Hwy 70N to right on Mayland Loop, right on Jim Garrett Rd, right on Cumberland Lakes Dr, right on Divide Trail, property on left, see sign From Monterey, travel Hwy 62 to right on Cumberland Lakes Dr, left on Divide Trail, property on left, see sign
  • Topography Level: True
Taxes and HOA Information
  • Association Fee: 175.0
  • Association Fee Frequency: Yearly
  • Tax Block: 217
  • Parcel Number: 025D B 008.00
  • Location Tax Legal Info Total Tax: 56.75
  • General Property Description HOA Fee: 175.0
  • General Property Description HOA Freq: Yearly
  • General Property Description HOA Contact: Cumberland Lakes
Virtual Tour
  • Virtual Tours Count: 0
Property
Lot Information
  • Lot Size Area: 1.03
  • Lot Size Units: Acres
  • Lot Size Square Feet: 44866.8
  • Lot Features: Wooded, Irregular Lot
  • Lot Size Acres: 1.03
  • Lot Size Source: Tax Records
  • Lot Size Dimensions: 169x304irr
  • General Property Description Lot Dimensions: 169x304irr
  • General Property Description Acres: 1.03
  • General Property Description Acre Source: Tax Records
  • Lot Description Irregular Lot: True
  • Lot Description Wooded: True
Property and Assessments
  • Possession: At Closing
  • Sign On Property: Yes
  • Property Type Label: Lots & Acreage
  • Floor Plans Count: 0
  • Property Type: Lots & Acreage
  • Easements Typical Subdivision: True
  • Documents on File Other: True
  • Developmnt Potential Single Family: True
  • Possession At Closing: True
Utilities
  • Utilities Available Electricity: True
Interior and Exterior Features
Exterior Features
  • Improvements None: True
Interior Features
  • Bathrooms Total Integer: 0
Rental
Rent Information
  • General Property Description Restrictions: Yes

Property History for Divide Trail

DateEvent & SourcePriceAppreciation
Nov 30, 2025

Closed

KAARMLS #1290281

$29,000—
Nov 16, 2025

Contract - Not Showing

KAARMLS #1290281

—
Sep 26, 2025

Price Change

KAARMLS #1291362

$13,900—
DateEvent & SourcePrice
11/30/2025

Closed

KAARMLS #1290281

$29,000
11/16/2025

Contract - Not Showing

KAARMLS #1290281

—
09/26/2025

Price Change

KAARMLS #1291362

$13,900

For completeness, we often displays two records for one sale: the MLS record and the public record.

Schools near Divide Trail

This home is within Cumberland County School District.
Rating
School
Type
Grades
Distance
Pleasant Hill Elementary School
Public - PK to 8
Cumberland County High School
Public - 9 to 12
The Phoenix School
Public - 9 to 12
Rating
School
Distance
Pleasant Hill Elementary School
PublicPK to 8

Cumberland County High School
Public9 to 12

The Phoenix School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about Divide Trail, Monterey, TN 38574

Divide Trail is a 1.03 ac of land for sale in Monterey, TN 38574. This property was listed for sale on February 27, 2025 by Third Tennessee Realty and Associates LLC, it's currently listed at $13,900. It has been on the market for a total of 483 days and was last sold on December 1, 2025. This listing's school district is Cumberland County School District. Nearby schools include Pleasant Hill Elementary School, Cumberland County High School and The Phoenix School. Divide Trail is a 0-bed, 0-bath, 1.03 ac of land on a 44,866 sq. ft. / 1.03 acres lot.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Third Tennessee Realty and Associates LLC, Emma Tebault; Third Tennessee Realty and Associates LLC, Janice G. Hamby (931.484.4173)

The information is being provided by MTRMLS, Inc. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information is believed to be accurate but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 MTRMLS, Inc. All Rights Reserved. Last updated: 02/23/2026 04:28 PM