lot 173 Saddle Ridge Dr

$44,900
Price
180,338 / 4.14
Lot Size / Acres

Description

VACATION RENTALS ARE ALLOWED if rented for a minimum of a week. Interior lots have a 1500 sq. ft. minimum. Soil mapping available for septic. The adjoining lot can be purchased together MLS 1317640 if more acreage is needed. This very private and rolling 4.14 acre wooded lot backs up to 674 acres of TVA lakefront property so there's only wooded paradise between your lot and 34,000 acre Norris Lake. Enjoy being nestled in the woods and watching the wildlife. Overlook Bay, a Norris Lake waterfront...VACATION RENTALS ARE ALLOWED if rented for a minimum of a week. Interior lots have a 1500 sq. ft. minimum. Soil mapping available for septic. The adjoining lot can be purchased together MLS 1317640 if more acreage is needed. This very private and rolling 4.14 acre wooded lot backs up to 674 acres of TVA lakefront property so there's only wooded paradise between your lot and 34,000 acre Norris Lake. Enjoy being nestled in the woods and watching the wildlife. Overlook Bay, a Norris Lake waterfront development in beautiful East Tennessee, offers a community barn for gatherings and parties, boat dock with slips, boat launch, lakeside picnic area, walking trails, plus it's close to Flat Hollow Marina which offers a full service restaurant, rentals, and live entertainment. Overlook Bay consists of some of the best properties situated on Lake Norris where you can truly escape the hustle of everyday life and unplug with the serenity of the Tennessee hills and the calming waters of the lake. There is plenty to do at Overlook Bay. View beautiful vistas where the lake meets the mountains. Enjoy some of the best water activities like fishing, boating and water sports. Take a hike through the surrounding wilderness where spotting deer and wild game is almost guaranteed. List price is way under original sales price! Adjacent lot is also for sale see MLS and offered together MLS MOVIATED SELLER WILL CONSIDER A N OFFER!
  1. Listed by Rebecca Fulton Wampler • United Real Estate Solutions

Property Details for Lot 173 Saddle Ridge Drive

Sub division Name
Overlook Bay
Zoning Description
Zoned Residential
View
Country Setting, Wooded
Zoning Zoned Residential
True
LISTING UPDATED: 10/05/2025 02:37 PM

Property Details for Lot 173 Saddle Ridge Drive

StatusActive
MLS #1317642
Days on Market629
Taxes$87 / year
HOA Fees$630 / year
Condo/Co-op Fees-
Compass TypeLand
MLS TypeLots & Acreage
Year Built-
Lot Size4.14 AC
CountyCampbell County

Location

Listing Courtesy of United Real Estate Solutions, Rebecca Fulton Wampler
Add your commute

Building Information for Lot 173 Saddle Ridge Drive

Lot Size4.14 AC

Payment Calculator

$282 per month

30 year fixed, 6.28% Interest

Principal and Interest

$222

Property Taxes

$7

HOA Dues

$53

The Payment Calculator is for illustrative purposes only.

Property Information for Lot 173 Saddle Ridge Drive

Summary
Location and General Information
  • City: Speedwell
  • County Or Parish: Campbell County - 37
  • Directions: From I-75 at exit 134: Head towards LaFollette go approx 19 mi (R) Mercury (L) Old Middlesboro (R) Flat Hollow go 3.3 mi bear (L) at Flat Hollow Marina sign go 1.8 mi (R) TVA sign continue approx 1 mi to entrance. Go approx 1 mile on Saddleridge Drive. Lot on (L) at sign. (GPS use 731 Saddle Ridge Drive, Speedwell, TN 37870 - this home is on the same side of the street but past lots 172 & 173 LOOK FOR OUR SIGNS)
  • Latitude: 36.403405
  • Longitude: -83.918863
  • MLS Area Major: Campbell County - 37
  • MLS Area Minor: Campbell County - 37
  • Postal Code: 37870
  • State Or Province: TN
  • Road Access Public Road: True
  • Road Frontage Paved: True
  • View Country Setting: True
  • View Wooded: True
  • Location Tax Legal Info Community: Norris Lake waterfront community
  • Location Tax Legal Info Area: Campbell County - 37
  • Remarks Misc Directions: From I-75 at exit 134: Head towards LaFollette go approx 19 mi (R) Mercury (L) Old Middlesboro (R) Flat Hollow go 3.3 mi bear (L) at Flat Hollow Marina sign go 1.8 mi (R) TVA sign continue approx 1 mi to entrance. Go approx 1 mile on Saddleridge Drive. Lot on (L) at sign. (GPS use 731 Saddle Ridge Drive, Speedwell, TN 37870 - this home is on the same side of the street but past lots 172 & 173 LOOK FOR OUR SIGNS)
  • Topography Rolling: True
Taxes and HOA Information
  • Association Fee: 630.0
  • Association Fee Frequency: Yearly
  • Parcel Number: 079N A 037.00
  • Location Tax Legal Info Total Tax: 86.6
  • General Property Description HOA Fee: 630.0
  • General Property Description HOA Freq: Yearly
  • General Property Description HOA Contact: OverlookBayBoard@gmail.com
Virtual Tour
  • Virtual Tours Count: 0
Property
Lot Information
  • Lot Size Area: 4.14
  • Lot Size Units: Acres
  • Lot Size Square Feet: 180338.0
  • Lot Features: Private, Rolling, Wooded, Rolling Slope
  • Lot Size Acres: 4.14
  • Lot Size Source: Tax Records
  • Lot Size Dimensions: 144x203x121x272x556x603x375
  • General Property Description SqFt - Min Ranch: 1500.0
  • General Property Description Lot Dimensions: 144x203x121x272x556x603x375
  • General Property Description Lot Size SqFt: 180338.0
  • General Property Description Acres: 4.14
  • General Property Description Acre Source: Tax Records
  • Lot Description Private: True
  • Lot Description Rolling: True
  • Lot Description Wooded: True
  • Lot Description Rolling Slope: True
Property and Assessments
  • Possession: At Closing
  • Sign On Property: Yes
  • Property Type Label: Lots & Acreage
  • Floor Plans Count: 0
  • Property Type: Lots & Acreage
  • Easements Typical Subdivision: True
  • Documents on File Restrictions: True
  • Documents on File Topography Map: True
  • Documents on File Other: True
  • Developmnt Potential Single Family: True
  • Possession At Closing: True
Utilities
  • Utilities Available Electricity: True
Interior and Exterior Features
Exterior Features
  • Association Amenities: Other
  • Community Amenities Architect Restricted: True
  • Community Amenities Boat Ramp: True
  • Community Amenities PicnicBarbeque Area: True
  • Community Amenities Other: True
  • Improvements None: True
Interior Features
  • Bathrooms Total Integer: 0
Rental
Rent Information
  • General Property Description Restrictions: Yes

Property History for Lot 173 Saddle Ridge Drive

DateEvent & SourcePriceAppreciation
Oct 5, 2025

Listed (Active)

KAARMLS #1317642

$44,900—
Oct 4, 2025

Expired

KAARMLS #1258516

—
Apr 8, 2024

Listed (Active)

KAARMLS #1258516

$44,900—
Feb 29, 2024

Expired

KAARMLS #1189550

—
Aug 5, 2023

Listed (Active)

KAARMLS #1189550

$59,900—
Jul 22, 2023

Contract - Not Showing

KAARMLS #1189550

—
Apr 22, 2023

Price Change

KAARMLS #1189550

$49,900—
Aug 11, 2022

Price Change

KAARMLS #1189550

$54,900—
Apr 30, 2022

Listed (Active)

KAARMLS #1189550

$59,900—
Apr 14, 2022

Expired

KAARMLS #1149169

—
Oct 15, 2021

Listed (Active)

KAARMLS #1149169

$70,000—
Oct 14, 2021

Expired

KAARMLS #1149169

—
Apr 14, 2021

Listed (Active)

KAARMLS #1149169

$70,000—
Mar 1, 2021

Expired

KAARMLS #1032403

—
Mar 2, 2020

Listed (Active)

KAARMLS #1032403

$70,000—
DateEvent & SourcePrice
10/05/2025

Listed (Active)

KAARMLS #1317642

$44,900
10/04/2025

Expired

KAARMLS #1258516

—
04/08/2024

Listed (Active)

KAARMLS #1258516

$44,900
02/29/2024

Expired

KAARMLS #1189550

—
08/05/2023

Listed (Active)

KAARMLS #1189550

$59,900
07/22/2023

Contract - Not Showing

KAARMLS #1189550

—
04/22/2023

Price Change

KAARMLS #1189550

$49,900
08/11/2022

Price Change

KAARMLS #1189550

$54,900
04/30/2022

Listed (Active)

KAARMLS #1189550

$59,900
04/14/2022

Expired

KAARMLS #1149169

—
10/15/2021

Listed (Active)

KAARMLS #1149169

$70,000
10/14/2021

Expired

KAARMLS #1149169

—
04/14/2021

Listed (Active)

KAARMLS #1149169

$70,000
03/01/2021

Expired

KAARMLS #1032403

—
03/02/2020

Listed (Active)

KAARMLS #1032403

$70,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Schools near Lot 173 Saddle Ridge Drive

This home is within Campbell County.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 6 to 12
Public - PK to 5
Rating
School
Distance
Valley View Elementary School
PublicPK to 5

Lafollette Middle School
Public6 to 8

East Lafollette Learning Academy
Public6 to 12

Lafollette Elementary School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

Lot 173 Saddle Ridge Drive is a 4.14 ac of land for sale in Speedwell, TN 37870. This property was listed for sale on October 5, 2025 by United Real Estate Solutions, it's currently listed at $44,900. This listing's school district is Campbell County. Nearby schools include Valley View Elementary School, Lafollette Middle School and East Lafollette Learning Academy. Lot 173 Saddle Ridge Drive is a 0-bed, 0-bath, 4.14 ac of land on a 180,338 sq. ft. / 4.14 acres lot.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of United Real Estate Solutions, Rebecca Fulton Wampler

The information is being provided by MTRMLS, Inc. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information is believed to be accurate but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2025 MTRMLS, Inc. All Rights Reserved. Last updated: 10/05/2025 02:37 PM