Last Sold Price
78,408 Lot Size1.8 Acres
Rocky Top Rd, Monterey, TN 38574

Description

Located in beautiful Cumberland Cove discover the perfect blend of privacy and convenience on this beautiful 1.8-acre wooded, very flat lot for your dream home. Nestled among mature trees on a very private road. Providing excellent buildability potential with its level terrain. The lot is located on a quiet cul-de-sac road. With fiber-optic internet, natural gas, and public water available right at the road, you'll enjoy modern amenities while still embracing the serene, mountain-living feel of the...Located in beautiful Cumberland Cove discover the perfect blend of privacy and convenience on this beautiful 1.8-acre wooded, very flat lot for your dream home. Nestled among mature trees on a very private road. Providing excellent buildability potential with its level terrain. The lot is located on a quiet cul-de-sac road. With fiber-optic internet, natural gas, and public water available right at the road, you'll enjoy modern amenities while still embracing the serene, mountain-living feel of the community. Highly desirable 8000-acre subdivision between Cookeville and Crossville. 1500 sq ft minimum. As a property owner in Cumberland Cove, you'll enjoy access to four private parks featuring miles of hiking trails, waterfalls, caves, and breathtaking overlooks. Whether you're seeking adventure or tranquility, this community offers the best of both worlds.
LISTING CLOSED: 02/12/2026 11:00 PM

  1. Listed by Keith McCoy • Cumberland Mountain Realty
  2. Listed by Kamille McCoy • Cumberland Mountain Realty

Property Details for Rocky Top Road

Status
MLS #
1322693
Days on Market
54
Taxes
$71 / year
HOA Fees
$138 / year
Condo/Co-op Fees
-
Property Type
MLS Type
Lots & Acreage
Year Built
-
Lot Size
1.80 AC
Sub division Name
Cumberland Cove
Zoning Description
None
View
Wooded
Zoning None
True

Recent comparable sales

Median sold price

$30,000

Avg days on market

178

Sale-to-list ratio

87.5%

[Monterey, TN]

9 comparable properties found

$26,900 | Lollar Drive, Monterey, TN 38574
1/4
1

$26,900

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Unavailable
Bedrooms
Unavailable
Bathrooms
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Square Feet
1
Acres
$28,000 | Jump Off Place, Monterey, TN 38574
1/14
2

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Sold 02/11/25

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Acres
$30,000 | Lot 11 Jumpoff Place, Monterey, TN 38574
1/10
3

$30,000

Sold 09/25/25

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Bathrooms
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Square Feet
2.3
Acres
$28,000 | Belmont Drive, Monterey, TN 38574
1/18
4

$28,000

Sold 08/03/26

Unavailable
Bedrooms
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Bathrooms
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Square Feet
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Acres
$34,900 | Tower Road, Unit 4, Monterey, TN 38574
1/8
5

$34,900

Sold 11/13/24

Unavailable
Bedrooms
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Bathrooms
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Square Feet
2.1
Acres
$35,000 | East Cove Road, Unit 4, Monterey, TN 38574
1/8
6

$35,000

Sold 01/14/26

Unavailable
Bedrooms
Unavailable
Bathrooms
Unavailable
Square Feet
2.9
Acres
$35,000 | Oak Place, Monterey, TN 38574
1/60
7

$35,000

Sold 02/27/26

Unavailable
Bedrooms
Unavailable
Bathrooms
Unavailable
Square Feet
3.4
Acres
$35,000 | 1116 Bow Road, Monterey, TN 38574
1/14
8

$35,000

Sold 05/14/25

Unavailable
Bedrooms
Unavailable
Bathrooms
Unavailable
Square Feet
4
Acres
$27,000 | Pinney Place, Monterey, TN 38574
1/8
9

$27,000

Sold 01/28/26

Unavailable
Bedrooms
Unavailable
Bathrooms
Unavailable
Square Feet
3
Acres

Location

Listing Courtesy of Cumberland Mountain Realty, Keith McCoy; Cumberland Mountain Realty, Kamille McCoy (931.319.7362)

Sold By Cumberland Mountain Realty, Keith McCoy (931.265.7137)

Add your commute

Building Information for Rocky Top Road

Lot Size1.80 AC

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OriginPoint Mortgage or Rocket Mortgage1

$178 per month

30 year fixed, 6.55% Interest

Principal and Interest

$160

Property Taxes

$6

HOA Dues

$12

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Property Information for Rocky Top Road

Summary
Location and General Information
  • City: Monterey
  • County Or Parish: Cumberland County - 34
  • Directions: US-70N E. Turn right onto Rocky Top Rd for 0.1 mi. Slight right to stay on Rocky Top Rd. Lot is on right close to end cul de sac. See sign at property
  • Latitude: 36.059266
  • Longitude: -85.223994
  • MLS Area Major: Cumberland County - 34
  • MLS Area Minor: Cumberland County - 34
  • Postal Code: 38574
  • State Or Province: TN
  • Topography: Level
  • Road Access Public Road: True
  • Road Frontage County: True
  • View Wooded: True
  • Location Tax Legal Info Area: Cumberland County - 34
  • Remarks Misc Directions: US-70N E. Turn right onto Rocky Top Rd for 0.1 mi. Slight right to stay on Rocky Top Rd. Lot is on right close to end cul de sac. See sign at property
  • Topography Level: True
  • Topography Level: True
  • Topography Rolling: True
Taxes and HOA Information
  • Association Fee: 138.0
  • Association Fee Frequency: Yearly
  • Tax Block: 7
  • Parcel Number: 046 001.74
  • Location Tax Legal Info Total Tax: 70.94
  • General Property Description HOA Fee: 138.0
  • General Property Description HOA Freq: Yearly
  • General Property Description HOA Contact: Cumberland Cove POA
Virtual Tour
  • Virtual Tours Count: 0
Property
Lot Information
  • Lot Size Area: 1.8
  • Lot Size Units: Acres
  • Lot Size Square Feet: 78408.0
  • Lot Features: Private, Rolling, Wooded
  • Lot Size Acres: 1.8
  • Lot Size Source: Tax Records
  • Lot Size Dimensions: 1.8 Acres
  • General Property Description SqFt - Min Ranch: 1500.0
  • General Property Description Lot Dimensions: 1.8 Acres
  • General Property Description Lot Size SqFt: 78408.0
  • General Property Description Acres: 1.8
  • General Property Description Acre Source: Tax Records
  • Lot Description Level: True
  • Lot Description Private: True
  • Lot Description Rolling: True
  • Lot Description Wooded: True
Property and Assessments
  • Possession: At Closing
  • Sign On Property: Yes
  • Property Type Label: Lots & Acreage
  • Floor Plans Count: 0
  • Property Type: Lots & Acreage
  • Easements Typical Subdivision: True
  • Documents on File Restrictions: True
  • Documents on File Topography Map: True
  • Developmnt Potential Single Family: True
  • Possession At Closing: True
Utilities
  • Utilities: Cable TV
  • Utilities Available Cable TV: True
  • Utilities Available Electricity: True
  • Utilities Available Gas: True
  • Utilities Available Telephone: True
  • Utilities Available Water: True
  • Utilities Available Other: True
Interior and Exterior Features
Exterior Features
  • Association Amenities: Club House, Recreation Facilities, Security
  • Community Amenities Club House: True
  • Community Amenities PicnicBarbeque Area: True
  • Community Amenities Rec Facilities: True
  • Community Amenities Security: True
  • Improvements None: True
Interior Features
  • Bathrooms Total Integer: 0
Rental
Rent Information
  • General Property Description Restrictions: Yes

Property History for Rocky Top Road

DateEvent & SourcePriceAppreciation
Feb 12, 2026

Closed

KAARMLS #1322693

$31,500
Jan 13, 2026

Contract - Not Showing

KAARMLS #1322693

Nov 21, 2025

Listed (Active)

KAARMLS #1322693

$34,900
DateEvent & SourcePrice
02/12/2026

Closed

KAARMLS #1322693

$31,500
01/13/2026

Contract - Not Showing

KAARMLS #1322693

11/21/2025

Listed (Active)

KAARMLS #1322693

$34,900

For completeness, we often displays two records for one sale: the MLS record and the public record.

Schools near Rocky Top Road

This home is within Cumberland County School District.
Rating
School
Type
Grades
Distance
Public - PK to 8
Public - 9 to 12
Public - 9 to 12
Rating
School
Distance
Pleasant Hill Elementary School
PublicPK to 8

Cumberland County High School
Public9 to 12

The Phoenix School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: Rocky Top Road, Monterey, TN 38574
$31,500
78,408
$405,000
3
1,834
104,544
$140,000
3
1,450
65,340
$20,000
69,696
$405,000
2
1,644
69,696
$10,000
60,984

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Cumberland Mountain Realty, Keith McCoy; Cumberland Mountain Realty, Kamille McCoy (931.319.7362)

The information is being provided by MTRMLS, Inc. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information is believed to be accurate but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 MTRMLS, Inc. All Rights Reserved. Last updated: 02/16/2026 12:07 PM