1080 Highway 98, Unit 403

861 Sq. Ft.
$697 / Sq. Ft.
861
Sq. Ft.
$697
per Sq. Ft.

Description

High Income Unit Over $86k! Welcome to Sterling Sands Unit 403, a beautifully maintained Gulf-front condo offering breathtaking, unobstructed views of the emerald green waters and sugar-white sands of Destin. This fully furnished 2-bedroom, 2-bathroom unit features an open-concept living space that flows seamlessly onto a private balcony with glass railing — the perfect spot to enjoy coastal breezes and panoramic Gulf views. The kitchen is equipped with sleek quartz countertops, stainless steel appliances,...High Income Unit Over $86k! Welcome to Sterling Sands Unit 403, a beautifully maintained Gulf-front condo offering breathtaking, unobstructed views of the emerald green waters and sugar-white sands of Destin. This fully furnished 2-bedroom, 2-bathroom unit features an open-concept living space that flows seamlessly onto a private balcony with glass railing — the perfect spot to enjoy coastal breezes and panoramic Gulf views. The kitchen is equipped with sleek quartz countertops, stainless steel appliances, ample white cabinetry, and a convenient breakfast bar, ideal for both daily living and entertaining. The master suite offers a quiet retreat with an ensuite bathroom featuring a shower/tub combo. The guest bedroom includes a trundle bed, providing additional sleeping space for family and visitors with a pocket door to the full guest bathroom. For added convenience, the unit includes a separate laundry closet with a stackable washer and dryer, as well as a dedicated owner's closet for secure personal storage. The HVAC system was recently updated with a 2023 exterior unit and a 2025 interior air handler, offering energy efficiency and peace of mind. Sterling Sands is a low-density beachfront resort in the heart of Destin, offering a beachside pool and hot tub, fitness center overlooking the beach, grilling area, and private deeded beach at your building. The building has successfully passed its milestone inspection with no repairs needed, providing added security for future owners. Whether you're seeking a primary residence, vacation getaway, or investment property, this condo offers an unbeatable combination of comfort, convenience, and coastal charm.

Property Details for 1080 Highway 98, Unit 403

Waterfront Features
Unit Waterfront, Gulf, Shore - Beach
View
Gulf, Unit Waterview Only
Architectural Style
N/A
Subdivision Name
STERLING SANDS CONDO
Waterfront YN
Yes
LISTING UPDATED: 01/30/2026 05:30 PM

Property Details for 1080 Highway 98, Unit 403

StatusSold
MLS #976247
Days on Market34
Taxes$5,926 / year
HOA Fees$800 / month
Condo/Co-op Fees-
Compass TypeCondo
MLS TypeResidential / Condominium
Year Built1994
CountyOkaloosa County

Location

Listing Courtesy of Keller Williams Realty Destin

Sold By World Impact Real Estate

Add your commute

Building Information for 1080 Highway 98, Unit 403

Building/Complex1080 Highway 98Floor4Stories-Residences112Pet Policy-Pet Policy Details-Year Built1994

Payment Calculator

$4,218 per month

30 year fixed, 6.15% Interest

Principal and Interest

$2,924

Property Taxes

$494

HOA Dues

$800

The Payment Calculator is for illustrative purposes only.

Property Information for 1080 Highway 98, Unit 403

Summary
Location and General Information
  • Community Features: Short Term Rental - Allowed, BBQ Pit/Grill, Beach, Deed Access, Elevators, Exercise Room, Pets Allowed, Picnic Area, Pool, Waterfront
  • Directions: On South side of Highway 98 just East of Airport Road
  • MLS Area Minor: 1401 - Destin Beach West
  • MLS Area Major: 14 - Destin
  • Latitude: 30.384658
  • Longitude: -86.464602
  • Location Tax and Legal:Sub Area: 1401 - Destin Beach West
  • Location Tax and Legal:Elementary School: Destin
  • Location Tax and Legal:Middle School: Destin
  • Location Tax and Legal:High School: Destin
  • Location Tax and Legal:Legal Description: STERLING SANDS CONDO UNIT 403
  • Project Facilities: BBQ PitGrill2, Beach, Deed Access, Elevators, Exercise Room, Pets Allowed2, Picnic Area, Pool2, Short Term Rental - Allowed, Waterfront
  • Garage 2: false
Taxes and HOA
  • Association Fee Frequency: Monthly
  • Association Fee Includes: Accounting, Ground Keeping, Insurance, Internet Service, Legal, Licenses/Permits, Management, Master Association, Recreational Faclty, Sewer, Water, Cable TV, Trash
  • Association Fee2: $800
  • Tax Legal Description: STERLING SANDS CONDO UNIT 403
  • Parcel Number: 00-2S-22-2376-0003-4030
  • Association Fee: $0
  • Association YN: Yes
  • Tax Annual Amount: $5,926
  • Listing Info Tax Legal:Last Taxes: $5,926
  • Listing Info Tax Legal:Last Tax Year: 2024.0
School Information
  • Elementary School: Destin
  • Middle Or Junior School: Destin
  • High School: Destin
Parking
  • Carport YN: No
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Building Area Total: 861.0
  • General Property Info:SqFt Source: County PA Records
  • Waterfront: Gulf, Shore - Beach, Unit Waterfront
  • Waterview: Gulf2, Unit Waterview Only
Property and Assessments
  • Tax Year: 2024.0
  • Floor Plans Count: 0.0
  • Property Type: Residential, Condo
  • Year Built: 1994.0
  • Property Sub Type: Condominium
  • New Construction YN: No
  • General Property Info:Sub-Type: Condominium
  • General Property Info:Design: N/A
  • Listing Info Tax Legal:Homestead: false
  • Construction Status: Construction Complete
  • Construction Siding: Concrete, Stucco
  • Occupancy Status: Vacation Rental
Utilities
  • Sewer: True
  • Utilities: Electric, Public Water, TV Cable
  • Electric: True
  • Utilities: Electric, Public Sewer, Public Water, TV Cable
  • Energy: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Water Heater - Elect
Interior and Exterior Features
Exterior Features
  • Exterior Features: Balcony
  • Construction Materials: Concrete, Stucco
  • Pool Features: Pool Type
  • General Property Info:Stories In Unit: 1.0
  • General Property Info:# of Units in Bldg: 112.0
  • General Property Info:Unit Floors Above Ground: 4.0
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Community
  • Exterior: Balcony
Interior Features
  • Heating: Central
  • Cooling: Ceiling Fans, Central Air
  • Interior Features: Breakfast Bar, Owner's Closet, Pantry, Walls Mirrored, Washer/Dryer Hookup
  • Flooring: Floor Vinyl
  • Room Type: Living Room, Kitchen, Master Bedroom, Bedroom
  • Rooms Total: 4.0
  • Bathrooms Total Integer: 2.0
  • Bathrooms Total Decimal: 2.0
  • Bathrooms Total Notational: 2.0
  • Cooling YN: Yes
  • Heating YN: Yes
  • Bedrooms Total: 2.0
  • Bathrooms Full: 2.0
  • Bathrooms Half: 0.0
  • Interior: Breakfast Bar, Floor Vinyl, Furnished - All, Owner's Closet, Pantry, Walls Mirrored, WasherDryer Hookup
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator WIceMk, StoveOven Electric, Washer
Room Information
Room 1
  • Room Type: Living Room
  • Room Level: First
  • Room Length: 20.0
  • Room Width: 14.0
  • Room Dimensions: 20 x 14
Room 2
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 10.0
  • Room Width: 10.0
  • Room Dimensions: 10 x 10
Room 3
  • Room Type: Master Bedroom
  • Room Level: First
  • Room Length: 12.0
  • Room Width: 11.0
  • Room Dimensions: 12 x 11
Room 4
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 9.0
  • Room Width: 8.0
  • Room Dimensions: 9 x 8
Multi Family
Multi Family Information
  • Number Of Units In Community: 112.0
  • Furnished: Furnished - All
Rental
Rent Information
  • General Property Info:Immediate Occupancy: true
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 1080 Highway 98, Unit 403

DateEvent & SourcePriceAppreciation
Jul 3, 2025

Sold

ECAR #976247

$600,000—
Jun 20, 2025

Sold (Public Record)

Public Record #1903535599

$600,000

+6.4% / yr

Jun 17, 2025

Pending

ECAR #976247

—
May 14, 2025

Listed (Active)

ECAR #976247

$645,000—
Dec 30, 2013

Sold (Public Record)

Public Record #393047271

$295,000

+0.9% / yr

Dec 30, 2013

Sold

ECAR #596626

$295,000—
Oct 29, 2013

Pending

ECAR #596626

—
May 12, 2013

Listed (Active)

ECAR #596626

$349,900—
May 31, 2012

Expired

ECAR #568121

—
Nov 29, 2011

Listed (Active)

ECAR #568121

$359,000—
Aug 15, 2001

Sold (Public Record)

Public Record #77519158

$265,000—
DateEvent & SourcePrice
07/03/2025

Sold

ECAR #976247

$600,000
06/20/2025

Sold (Public Record)

Public Record #1903535599

$600,000

+6.4% / yr

06/17/2025

Pending

ECAR #976247

—
05/14/2025

Listed (Active)

ECAR #976247

$645,000
12/30/2013

Sold (Public Record)

Public Record #393047271

$295,000

+0.9% / yr

12/30/2013

Sold

ECAR #596626

$295,000
10/29/2013

Pending

ECAR #596626

—
05/12/2013

Listed (Active)

ECAR #596626

$349,900
05/31/2012

Expired

ECAR #568121

—
11/29/2011

Listed (Active)

ECAR #568121

$359,000
08/15/2001

Sold (Public Record)

Public Record #77519158

$265,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 1080 Highway 98, Unit 403

Taxable ValueLand-Additions$486,000Total-
Tax Record2025$5,756 ($480 / month)
Home Facts
Beds2Total Finished SqFt861 SqFtAbove Grade Finished SqFt861 SqFtLot Size251,222 SqFtStyleCondominiumYear Built1994CountyOKALOOSAAPN00-2S-22-2376-0003-4030

Schools near 1080 Highway 98, Unit 403

This home is within Okaloosa County School District.
Rating
School
Type
Grades
Distance
Public - PK to 4
Public - 5 to 8
Public - 9 to 12
Charter - 9 to 12
Rating
School
Distance
Destin Elementary School
PublicPK to 4

Destin Middle School
Public5 to 8

Fort Walton Beach High School
Public9 to 12

Destin High School
Charter9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Keller Williams Realty Destin

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.