655 Gemstone Dr

San Marcos, CA 92078

$1,288,000
Last Sold Price
5
Beds
2,646 Sq. Ft.
$487 / Sq. Ft.
2,646
Sq. Ft.
$487
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Sold 10/25/23
Sold 10/25/23
a front view of a house
a front view of a house
a backyard of a house with table and chairs
a living room with furniture
a view of a patio with a yard
a view of a patio with couches table and chairs and potted plants
a living room with furniture and a large window
a living room with furniture and a large window
a living room with furniture and a flat screen tv
a kitchen with a dining table chairs cabinets and stainless steel appliances
a kitchen with stainless steel appliances a white table chairs and a wooden floor
a large white kitchen with lots of counter space sink and appliances
a view of dining room kitchen island stainless steel appliances wooden floor dining table and chairs
a dining room with furniture and window
a view of a dining room with furniture and wooden floor
a spacious bedroom with a bed and window
a spacious bathroom with a double vanity sink mirror and double
a bathroom with a tub a sink and a window
a bathroom with a sink a toilet and shower
a view of walk in closet with clothes and shoes
a bedroom with a bed and a couch
a kitchen with a sink and a stove with wooden floor
a bathroom with a sink a toilet and shower
a living room with furniture and a window
a living room with furniture and a window
a large bed sitting in a bedroom next to a window
a bedroom with a workspace
a bathroom with a sink toilet and shower
a view of small space
a view of a workspace with furniture
a view of a room with gym equipment
a backyard of a house with table and chairs
a view of a porch with furniture
a view of a white house with a big yard and a fireplace
a view of a patio with couches chairs and plants
a view of a house with backyard and sitting area
an aerial view of residential houses with outdoor space and river
a partial view of building
a view of a house with a backyard
a front view of a house with a garden
a front view of a house with a garden
a front view of a house with a yard and garage
a front view of a house with a yard
an aerial view of a house with a garden and swimming pool
an aerial view of a house swimming pool patio and outdoor seating
a view of a city with lots of residential buildings
an aerial view of a house with garden space and street view
a view of lake with mountain

Description

Meticulously upgraded and lovingly cared for! Newly constructed in 2018 and located in the highly desired and gated community of Rancho Tesoro, this stunning home contains beautiful modern tones and exudes warmth and charm from the second you walk through the door. This home boasts one of the largest lots and backyards in the entire community. Standout features include: a California Garage that extends the large outdoor entertaining space into a versatile and clean garage creating a seamless flow...Meticulously upgraded and lovingly cared for! Newly constructed in 2018 and located in the highly desired and gated community of Rancho Tesoro, this stunning home contains beautiful modern tones and exudes warmth and charm from the second you walk through the door. This home boasts one of the largest lots and backyards in the entire community. Standout features include: a California Garage that extends the large outdoor entertaining space into a versatile and clean garage creating a seamless flow between the two areas, an open and wildly functional kitchen with Caesarstone quartz countertops, and a built-in pantry.
  1. Listed by Roseanne D Martin • DRE #01954776 • Brokerage DRE #01521930 • Redfin Corporation • 858-837-1806

Property Details for 655 Gemstone Drive

Community
SAN MARCOS
View
Mountains/Hills
Zoning
R-1:SINGLE
Parking Garage
Attached
Garage Spaces
2.0
Area Zip
SAN MARCOS (92078)
Standard Status
Closed
LISTING UPDATED: 07/01/2025 01:25 AM

Property Details for 655 Gemstone Drive

StatusSold
MLS #230018028
Days on Market1
Taxes-
HOA Fees$228 / month
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2018
Lot Size-
CountySan Diego County
Get preapproved with Rocket Mortgage1

Location

Listing Courtesy of Redfin Corporation, Roseanne D Martin, DRE #01954776

Sold By The Avenue Home Collective, Amanda M. Lee, DRE #02127658

Add your commute

Building Information for 655 Gemstone Drive

Stories2Year Built2018Building Size-Lot Size-

Payment Calculator

Get preapproved with Rocket Mortgage1

$7,973 per month

30 year fixed, 6.11% Interest

Principal and Interest

$6,251

Property Taxes

$1,494

HOA Dues

$228

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 655 Gemstone Drive

Summary
Location and General Information
  • Coordinates: -117.167289, 33.121548
  • Latitude: 33.121548
  • Longitude: -117.167289
  • Directions: Cross Street: Unity Lane.
  • MLS Area Major: North County
  • Water Source: Meter on Property
Taxes and HOA
  • Association Amenities: Outdoor Cooking Area, Picnic Area, Playground, Barbecue, Fire Pit, Pool
  • Association Name: Rancho Tesoro HOA
  • Association Fee: $228
  • Association Fee Frequency: Monthly
  • Association Fee Includes: Common Area Maintenance, Exterior (Landscaping), Gated Community
  • Home Owner Fee Reflects: Month
  • CFD Mello Roos Fee Reflct: Month
  • Other Fees: $0
  • Monthly Total Fees: $446
Parking
  • Parking Features: Attached
  • Parking Total: 4.0
  • Parking Non-Garage Spaces: 2.0
Property
Lot Information
  • Building Area Total: 2646.0
  • Building Area Units: Sqft
  • Living Area: 2646
  • Living Area Units: Sqft
  • Lot Features: Sprinklers Drip System
  • Lot Size Area: 0.0
  • Lot Size Units: Acres
  • Lot Size:
Property and Assessments
  • Property Sub Type: Detached
  • Property Type: Residential
  • Age Restrictions: N/K
  • Disclosures: Homeowners Association, CC And R's
  • Prop Restrictions Known: CC&R's
  • Ownership: Condominium
  • ADUYes No: No
  • Year Built: 2018
Farm Information
  • Irrigation Source: Automatic, Drip
Utilities
  • Sewer: Sewer Connected
  • Heat Source: Natural Gas
Interior and Exterior Features
Exterior Features
  • Construction Materials: Stucco
  • Fencing: Gate, Excellent Condition, Vinyl, Blockwall
  • Fireplace Features: N/K
  • Pool Features: Community/Common
  • Pool Heat: Community/Common
  • Roof: Tile/Clay
  • Community Features: BBQ, Gated Community, Playground, Pool
  • Common Walls: Detached
Interior Features
  • Appliances: Dishwasher, Disposal, Dryer, Fire Sprinklers, Garage Door Opener, Microwave, Washer, Energy Star Appliances, Gas Oven, Range/Stove Hood, Gas Range, Built-In
  • Bathrooms Full: 3
  • Bathrooms Half: 0
  • Fireplace: No
  • Fireplaces Total: 0
  • Stories Total: 2
  • Cooling: Central Forced Air, Zoned Area(s), Energy Star, High Efficiency
  • Flooring: Carpet, Tile
  • Heating: Zoned Areas, Forced Air Unit, Energy Star
  • Interior Features: Bathtub, Built-Ins, High Ceilings (9 Feet+), Kitchen Island, Open Floor Plan, Pantry, Recessed Lighting, Shower, Shower in Tub, Stone Counters, Storage Space, Kitchen Open to Family Rm
  • Laundry Features: Gas
  • Levels: 2 Story
  • Room Type: Main Floor Bedroom, Bonus Room, Family Room, Great Room, Loft, Kitchen, Living Room, Primary Bedroom, Entry, Foyer, Laundry, Primary Bathroom, Walk-In Closet
  • Spa Features: N/K
  • Bedrooms Count: 4
  • Optional Bedrooms: 1
  • Baths Total: 3.0
Multi Family
Multi Family Information
  • Number Of Units In Community: 211
Room
Room Information
  • Primary Bed Area: 18x17
  • Bed2Area: 16x11
  • Bed3Area: 16x11
  • Bed4Area: 18x11
  • Dining Room Area: 14x12

Property History for 655 Gemstone Drive

DateEvent & SourcePriceAppreciation
Oct 25, 2023

Sold

CRMLS #230018028SD

—
Oct 25, 2023

Listed (Active)

CRMLS #230018028SD

—
Oct 25, 2023

Sold

CRMLS #230018028SD

$1,288,000—
Oct 25, 2023

Sold

SDMLS #230018028

$1,288,000—
Oct 24, 2023

Sold

CLAW #230018028SD

$1,288,000—
Oct 21, 2023

Sold (Public Record)

Public Record #1520849392

$1,288,000

+11.7% / yr

Sep 29, 2023

Pending

CRMLS #230018028SD

—
Sep 28, 2023

Pending

SDMLS #230018028

—
Sep 27, 2023

Pending

CLAW #230018028SD

—
Sep 23, 2023

Listed (Active)

CRMLS #230018028SD

—
Sep 22, 2023

Listed (Active)

CLAW #230018028SD

—
Sep 20, 2023

Pending

CRMLS #230018028SD

—
Sep 19, 2023

Pending

CLAW #230018028SD

—
Sep 14, 2023

Listed (Active)

CRMLS #230018028SD

$1,295,000—
Sep 14, 2023

Listed (Active)

SDMLS #230018028

$1,295,000—
Sep 13, 2023

Listed (Active)

CLAW #230018028SD

$1,295,000—
Nov 15, 2018

Sold (Public Record)

Public Record #635836584

$748,000

+62.1% / yr

Oct 5, 2018

Sold (Public Record)

Public Record #635920852

$708,500—
Oct 5, 2018

Sold (Public Record)

Public Record #635657545

$722,500—
DateEvent & SourcePrice
10/25/2023

Sold

CRMLS #230018028SD

—
10/25/2023

Listed (Active)

CRMLS #230018028SD

—
10/25/2023

Sold

CRMLS #230018028SD

$1,288,000
10/25/2023

Sold

SDMLS #230018028

$1,288,000
10/24/2023

Sold

CLAW #230018028SD

$1,288,000
10/21/2023

Sold (Public Record)

Public Record #1520849392

$1,288,000

+11.7% / yr

09/29/2023

Pending

CRMLS #230018028SD

—
09/28/2023

Pending

SDMLS #230018028

—
09/27/2023

Pending

CLAW #230018028SD

—
09/23/2023

Listed (Active)

CRMLS #230018028SD

—
09/22/2023

Listed (Active)

CLAW #230018028SD

—
09/20/2023

Pending

CRMLS #230018028SD

—
09/19/2023

Pending

CLAW #230018028SD

—
09/14/2023

Listed (Active)

CRMLS #230018028SD

$1,295,000
09/14/2023

Listed (Active)

SDMLS #230018028

$1,295,000
09/13/2023

Listed (Active)

CLAW #230018028SD

$1,295,000
11/15/2018

Sold (Public Record)

Public Record #635836584

$748,000

+62.1% / yr

10/05/2018

Sold (Public Record)

Public Record #635920852

$708,500
10/05/2018

Sold (Public Record)

Public Record #635657545

$722,500

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 655 Gemstone Drive

Taxable ValueLand$816,000Additions$497,760Total$1,313,760
Tax Record2025$17,923 ($1,494 / month)
Home Facts
Beds4Total Finished SqFt2,646 SqFtAbove Grade Finished SqFt2,646 SqFtStyleCondominiumYear Built2018ZoningR-1:SINGLE FACountySAN DIEGOAPN222-173-08-01

Schools near 655 Gemstone Drive

This home is within San Marcos Unified School District.
Rating
School
Type
Grades
Distance
Discovery Elementary School
Public - K to 5
San Elijo Middle School
Public - 6 to 8
Mission Hills High School
Public - 9 to 12
Pivot Charter School - San Diego II
Charter - K to 12
Rating
School
Distance
Discovery Elementary School
PublicK to 5

San Elijo Middle School
Public6 to 8

Mission Hills High School
Public9 to 12

Pivot Charter School - San Diego II
CharterK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

Explore Nearby Homes

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Redfin Corporation, Roseanne D Martin, DRE #01954776

This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, non-commercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by SDMLS®. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Compilation © 2026 SDMLS®, Inc.