Active
Studio beds410 sqft$512/sqft
101 Cain Rd, Unit H, Panama City Beach, FL 32413
Est: $1,482/moGet pre-approved
CondoProperty Type
1990Year Built
$512/sq ftPrice per sq ft
$750 / quarterHOA Fees

Description

Welcome to Pirate's Cove. This quaint community offers beautiful views of Lake Powell where you can enjoy a day of jet skiing, kayaking and paddleboarding all the way to the gulf. There is also a pier for a day of fishing, a boat launch and two community pools, one of which is directly off of the patio and the other overlooks the lake. This cozy, first floor studio unit comes fully furnished and will be perfect for a rental or to call home. At Pirate's Cove, you are just a short commute to the beach,...Welcome to Pirate's Cove. This quaint community offers beautiful views of Lake Powell where you can enjoy a day of jet skiing, kayaking and paddleboarding all the way to the gulf. There is also a pier for a day of fishing, a boat launch and two community pools, one of which is directly off of the patio and the other overlooks the lake. This cozy, first floor studio unit comes fully furnished and will be perfect for a rental or to call home. At Pirate's Cove, you are just a short commute to the beach, Camp Helen State Park and great shopping, dining and attractions that 30A and Panama City Beach offer. Don't miss out on this opportunity to own an affordable piece of paradise. Buyer to verify all information deemed important.
146 days on Market
  • Listed by: Holly G Watkins • Own It Real Estate LLC
Last updated: 09/03/2026 10:59 AM • Source: CPAR, MLS#: 788605

Location

Listing Courtesy of Own It Real Estate LLC
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Payment Calculator

$1,482 per month

30 year fixed, 6.71% Interest

Principal and Interest

$1,085

Property Taxes

$147

HOA Dues

$250

The Payment Calculator is for illustrative purposes only.

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Property Information for 101 Cain Road, Unit H

Property Details
  • Taxes: $1,768 / year
  • MLS Type: Residential / Condominium / Condominium
  • County: Bay County
  • Waterfront: No
  • Waterfront Features: Boat Dock Slip
  • Subdivision Name: Pirate's Cove Inlet Condo Ph 3
  • View: Lake
  • View: Yes
Building Information
  • Building/Complex: 101 Cain Rd
  • Floor: 1
  • Stories: 2
  • Year Built: 1990
Summary
Location and General Information
  • City: Panama City Beach
  • County Or Parish: Bay
  • Directions: Heading East on Hwy 98, Pirate's Cove is located on the left. Turn onto Cain Rd and it is the first building on the left.
  • State Region: FL
  • Postal Code: 32413
  • Latitude: 30.267184
  • Longitude: -85.977556
  • State Or Province: FL
  • MLS Area Major: 03 - Bay County - Beach
  • MLS Area Minor: 0322 - Beach - North West
Taxes and HOA Information
  • Parcel Number: 35272-048-000
  • Association Fee: $750.00
  • Association Fee Frequency: Quarterly
  • Association Fee Includes: Boat Ramp, Fishing Rights, Legal Accounting, Pools, Sewer, Trash, Water
  • Association: Yes
  • Tax Annual Amount: $1,768.00
  • Tax Legal Description: PRIATES COVE INLET CONDO PH 3 UNIT H ORB 1265 P 1936 1BR 1B 410 H&C ORB 4452 P 2409
  • Tax Year: 2025
School Information
  • Elementary School: West Bay
  • High School: Arnold
  • Middle Or Junior School: Surfside
Parking
  • Garage: No
Property
Lot Information
  • Building Area Total: 410.0
  • Lot Size Dimensions: Condo
  • Living Area Source: Appraiser
Property and Assessments
  • Year Built: 1990
  • New Construction: No
  • Human Modified: No
Utilities
  • Sewer: Public Sewer
  • Utilities: Electricity Available
Interior and Exterior Features
Exterior Features
  • Building Features: Dumpster
  • Exterior Features: Boat Ramp, Dock
  • Pool Features: Fenced, In Ground, Community
  • Association Amenities: Other, See Remarks, Dock
  • Community Features: Boat Facilities, Dock, Fishing, Pool, Waterfront, Community Pool, Short Term Rental Allowed
  • Construction Materials: Wood Siding
  • Patio And Porch Features: Covered, Patio
  • Roof: Composition, Shingle
Interior Features
  • Entry Level: 1
  • Levels: Two
  • Stories: 2
  • Stories Total: 2
  • Bathrooms Full: 1
  • Bathrooms Total: 1
  • Cooling: Yes
  • Cooling: Wall Units
  • Heating: Yes
  • Heating: Electric, Other, See Remarks
  • Appliances: Electric Cooktop, Electric Oven, Electric Range
Multi Family
Multi-Family Information
  • Units Furnished: All Units
Rental
Rental Information
  • Occupant Type: Tenant

Property History for 101 Cain Road, Unit H

DateEvent & SourcePriceAppreciation
Sep 3, 2026

Price Change

CPAR #788605

$209,900—
May 26, 2026

Price Change

CPAR #788605

$214,900—
Apr 20, 2026

Listed (Active)

CPAR #788605

$219,000—
DateEvent & SourcePrice
09/03/2026

Price Change

CPAR #788605

$209,900
05/26/2026

Price Change

CPAR #788605

$214,900
04/20/2026

Listed (Active)

CPAR #788605

$219,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 101 Cain Road, Unit H

Taxable ValueLand-Additions-Total-
Tax Record2025$1,768 ($147 / month)
Home Facts
Beds1Baths1Total Finished SqFt410 SqFtAbove Grade Finished SqFt410 SqFtStories1Lot Size66 SqFtStyleCondominiumYear Built1990Year Renovated1990ZoningR5CountyBAYAPN35272-048-000

Schools near 101 Cain Road, Unit H

This home is within Bay.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - PK to 12
Public - 9 to 12
Public - PK to 5
Rating
School
Distance
West Bay Elementary School
PublicPK to 5

Surfside Middle School
PublicPK to 12

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

101 Cain Road, Unit H is a condo for sale in Panama City Beach, FL 32413. This property was listed for sale on April 20, 2026 by Own It Real Estate LLC, it's currently listed at $209,900. It has been on the market for a total of 146 days and was last sold on February 21, 2025. This listing's school district is Bay. Nearby schools include West Bay Elementary School, Surfside Middle School and J.R. Arnold High School. 101 Cain Road, Unit H is a 0-bed, 1-bath, 410 sqft condo built in 1990.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Own It Real Estate LLC

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.