1012 Ladies St

Fernandina Beach, FL 32034

$600,000
Last Sold Price
2
Beds
1,224 Sq. Ft.
$490 / Sq. Ft.
1,224
Sq. Ft.
$490
per Sq. Ft.
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Closed 3/24/26
Closed 3/24/26
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a kitchen with stainless steel appliances granite countertop a stove top oven a sink a dining table and chairs with wooden floor
a kitchen with stainless steel appliances granite countertop a stove a sink and a refrigerator
a kitchen with stainless steel appliances granite countertop a sink and refrigerator
a kitchen with stainless steel appliances granite countertop a sink a stove and a wooden floors
a kitchen with stainless steel appliances granite countertop a refrigerator a sink a stove a oven a dining table and chairs with wooden floor
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Description

Welcome to this adorable, remodeled vintage cottage in the heart of Historic Old Town Fernandina Beach. Built in 1946, this charming 2 bedroom, 1 bath bungalow with carport sits on a generous corner lot with a marina and riverfront ambiance nearby. Rich in history and timeless appeal, this special property blends classic cottage charm with thoughtful updates. Inside, enjoy rustic refinished wood floors, shiplap ceilings, and abundant natural light. The updated kitchen features built in shelves, granite...Welcome to this adorable, remodeled vintage cottage in the heart of Historic Old Town Fernandina Beach. Built in 1946, this charming 2 bedroom, 1 bath bungalow with carport sits on a generous corner lot with a marina and riverfront ambiance nearby. Rich in history and timeless appeal, this special property blends classic cottage charm with thoughtful updates. Inside, enjoy rustic refinished wood floors, shiplap ceilings, and abundant natural light. The updated kitchen features built in shelves, granite counters w/ island and Dutch door opening to covered patio and double door access to the private back deck. A comfortable open living/dining area, updated bath, and spacious multipurpose room (GREAT SPACE FOR ARTISTS!) add to the home’s character. Enjoy peaceful outdoor living from the screened front porch - perfect for morning coffee, afternoon sweet tea, and quiet moments. The 93 x 93 corner lot provides ample room for growth. Located on the north end of the island, Old Town, the original Fernandina, is a quiet riverfront enclave known for historic charm and scenic waterfront views. Conveniently located near easy water access with Dee Dee Bartels Public Boat Ramp and Tiger Point Marina just around the corner. Enjoy sunset strolls to the historic Plaza and peaceful coastal living in this storybook neighborhood. Bring your boat, kayak, or simply your love for coastal living. A short bike or golf cart ride to the Amelia Riverfront and City Marina, boutique shopping and eclectic restaurants of historic Fernandina Beach. Less than 3 miles to the ocean! This enchanting Old Town cottage is a rare find with room to grow and endless possibilities. Close to Fernandina Beach "A" Rated Nassau County Schools, healthcare and more.
  1. Listed by Dave Hewett • IRON VALLEY REAL ESTATE NORTH FLORIDA
  2. Listed by Jen Tucker • IRON VALLEY REAL ESTATE NORTH FLORIDA

Property Details for 1012 Ladies Street

Architectural Style
OneStory
Parking Features
Carport
Subdivision Name
Old Town
Zoning
OT-1
LISTING UPDATED: 03/28/2026 02:15 PM

Property Details for 1012 Ladies Street

StatusClosed
MLS #114993
Days on Market4
Taxes-
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Residential
Year Built1946
Lot Size0.20 AC / 8,642 SF
CountyNassau County
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Location

Listing Courtesy of IRON VALLEY REAL ESTATE NORTH FLORIDA

Sold By CABANA LANE, INC.

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Building Information for 1012 Ladies Street

Stories1Year Built1946Building Size-Lot Size0.20 AC / 8,642 SF

Payment Calculator

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$3,231 per month

30 year fixed, 6.46% Interest

Principal and Interest

$3,021

Property Taxes

$210

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 1012 Ladies Street

Summary
Location and General Information
  • City: Fernandina Beach
  • County Or Parish: Nassau
  • Location: ,
  • Directions: N 14th Street to Ladies St property is on the left.
  • Road Surface Type: Other, SeeRemarks
  • Postal Code: 32097
  • Latitude: 30.689836
  • Longitude: -81.45373
  • State Or Province: FL
  • MLS Area Major: Ar 1 Island
Taxes and HOA Information
  • Parcel Number: 00-00-31-1580-0013-0010
  • Association: No
  • Tax Legal Description: BLK 13 LOTS 1,2 & 5 IN OR 2103/493 OLD TOWN S/D UNR
Parking
  • Carport: Yes
Property
Lot Information
  • Building Area Source: Assessor
  • Building Area Total: 1224.0
  • Lot Size Acres: 0.1984
  • Lot Size Area: 0.1984
  • Lot Size Dimensions: 93x93
  • Lot Size Units: Acres
  • Living Area: 1224.0
  • Living Area Source: Assessor
Property and Assessments
  • Year Built: 1946
  • Property Condition: Resale
  • Human Modified: Yes
Utilities
  • Sewer: PublicSewer
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Block, Concrete
  • Patio And Porch Features: FrontPorch, Screened
  • Roof: Metal
Interior Features
  • Levels: One
  • Stories: 1
  • Bathrooms Full: 1
  • Bathrooms Total: 1
  • Bedrooms Total: 2
  • Rooms Total: 0
  • Cooling: Yes
  • Cooling: HeatPump
  • Heating: Yes
  • Heating: HeatPump
  • Appliances: Dryer, Dishwasher, Refrigerator, Stove, Washer
  • Window Features: Other, SeeRemarks
Rental
Rental Information
  • Occupant Type: Owner

Property History for 1012 Ladies Street

DateEvent & SourcePriceAppreciation
Mar 24, 2026

Sold (Public Record)

Public Record #1933944118

$600,000

+10.2% / yr

Mar 24, 2026

Sold

Amelia Island Nassau County Association of REALTORS #114993

$600,000—
Feb 17, 2026

Pending

Amelia Island Nassau County Association of REALTORS #114993

—
DateEvent & SourcePrice
03/24/2026

Sold (Public Record)

Public Record #1933944118

$600,000

+10.2% / yr

03/24/2026

Sold

Amelia Island Nassau County Association of REALTORS #114993

$600,000
02/17/2026

Pending

Amelia Island Nassau County Association of REALTORS #114993

—

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 1012 Ladies Street

Taxable ValueLand-Additions-Total-
Tax Record2025$2,524 ($210 / month)
Home Facts
Beds2Total Finished SqFt1,224 SqFtAbove Grade Finished SqFt1,224 SqFtStories1Lot Size8,649 SqFtStyleSingle Family ResidenceYear Built1946Year Renovated1990ZoningOT-1CountyNASSAUAPN00-00-31-1580-0013-0010Fireplace TypeHas Fireplace

Schools near 1012 Ladies Street

This home is within Nassau.
Rating
School
Type
Grades
Distance
Southside Elementary School
Public - PK to 2
Emma Love Hardee Elementary School
Public - 3 to 5
Fernandina Beach Middle School
Public - 6 to 8
Fernandina Beach High School
Public - 9 to 12
Rating
School
Distance
Southside Elementary School
PublicPK to 2

Emma Love Hardee Elementary School
Public3 to 5

Fernandina Beach Middle School
Public6 to 8

Fernandina Beach High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of IRON VALLEY REAL ESTATE NORTH FLORIDA

Based on information from one of the following Multiple Listing Services: Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.