1012 White St

Fernandina Beach, FL 32034

$899,000
Price
4
Beds
1,982 Sq. Ft.
$454 / Sq. Ft.
1,982
Sq. Ft.
$454
per Sq. Ft.
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a view of a brick house with plants and large tree
a front view of a house with potted plants and wooden fence
a view of an ocean and beach
a view of a balcony with floor to ceiling windows with wooden floor
a living room with furniture and a fireplace
a living room with furniture fireplace and a large window
a living room with furniture a large window with wooden floor
a living room with furniture a fireplace with wooden floor
a living room with furniture a fireplace and a large window
a view of a dining room with furniture window and outside view
a view of a livingroom with furniture and wooden floor
a living room with furniture and a fireplace
a kitchen with stainless steel appliances a dining table chairs refrigerator and sink
a kitchen with stainless steel appliances kitchen island granite countertop a refrigerator and cabinets
a kitchen with granite countertop white cabinets and stainless steel appliances
a bathroom with a double vanity sink and a mirror
a kitchen with stainless steel appliances kitchen island granite countertop a refrigerator and cabinets
a bathroom with a toilet a sink and a mirror
a bedroom with a bed and a chandelier
a bedroom with a bed and a chandelier
a bedroom with a bed and a dresser with mirror
a bathroom with a double vanity sink a toilet a mirror and shower
a bathroom with a double vanity sink mirror and double
a view of a workspace with furniture
a living room with furniture and a window
a utility room with dryer and washer
a bedroom with a bed and a lamp
a bedroom with two beds and a large window
a bedroom with a bed and wooden floor
a spacious bathroom with a granite countertop sink and a mirror
a view of a backyard with furniture and backyard
a view of a patio with chairs potted plants and a small yard
a view of a lake with a city
a view of a city

Description

Beautiful Like-New Home in Historic Old Town Fernandina. This thoughtfully designed residence features a desirable first-floor primary suite, dual-zone HVAC, and a propane tankless water heater for energy-efficient comfort. Enjoy outdoor living in the private rear courtyard, an ideal space for relaxing, entertaining, or enjoying coastal breezes. The home's low-maintenance design and modern features make it perfect as a primary residence, second home, or investment property. Conveniently located just...Beautiful Like-New Home in Historic Old Town Fernandina. This thoughtfully designed residence features a desirable first-floor primary suite, dual-zone HVAC, and a propane tankless water heater for energy-efficient comfort. Enjoy outdoor living in the private rear courtyard, an ideal space for relaxing, entertaining, or enjoying coastal breezes. The home's low-maintenance design and modern features make it perfect as a primary residence, second home, or investment property. Conveniently located just over a mile from downtown Fernandina Beach, offering easy access to local shops, restaurants, waterfront attractions, and historic charm. Experience the best of island living in one of Fernandina Beach's most sought-after neighborhoods. Features Include:
Historic Old Town location
First-floor primary bedroom
Dual-zone HVAC system
Propane tankless water heater
Private rear courtyard
Coastal breezes and outdoor living space
Just over a mile to downtown shopping and dining
Low-maintenance, like-new condition
A rare opportunity to own a move-in-ready home in a premier Fernandina Beach location.
  1. Listed by Cathleen Banks • CABANA LANE, INC.

Property Details for 1012 White Street

Architectural Style
Two Story
Parking Features
Driveway
Subdivision Name
Old Town
Zoning
OT-1
LISTING UPDATED: 06/27/2026 02:07 PM

Property Details for 1012 White Street

StatusActive
MLS #116241
Days on Market37
Taxes-
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Residential
Year Built2021
Lot Size-
CountyNassau County
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Location

Listing Courtesy of CABANA LANE, INC.
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Building Information for 1012 White Street

Stories2Year Built2021Building Size-Lot Size-

Payment Calculator

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$4,626 per month

30 year fixed, 6.36% Interest

Principal and Interest

$4,480

Property Taxes

$146

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 1012 White Street

Summary
Location and General Information
  • City: Fernandina Beach
  • County Or Parish: Nassau
  • Location: ,
  • Directions: A1A to 14th Street. Take a left at 14th Street to Old Town Community. Left onto White Street and home will be on left.
  • Road Surface Type: Paved
  • Postal Code: 32034
  • Latitude: 30.688575
  • Longitude: -81.453961
  • State Or Province: FL
  • MLS Area Major: Ar 1 Island
Taxes and HOA Information
  • Parcel Number: 00-00-31-1580-0011-0050
  • Association: No
  • Tax Legal Description: Block 11 lot 5 Old Town
Property
Lot Information
  • Building Area Source: Plans
  • Building Area Total: 1982.0
  • Lot Size Dimensions: 4341.7
  • Lot Size Units: Acres
  • Living Area: 1982.0
  • Living Area Source: Plans
  • BoatDockSlipFeatures: Community Ramp
  • BoatDockSlipDescription: At Community Marina,At Community Ramp
Property and Assessments
  • Builder Name: Charles Drace
  • Year Built: 2021
  • Property Condition: Resale
  • Human Modified: No
Utilities
  • Sewer: Public Sewer
  • Utilities: Cable Available
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Exterior Features: Sprinkler Irrigation
  • Community Features: Marina
  • Construction Materials: Fiber Cement, Frame
  • Patio And Porch Features: Rear Porch, Front Porch, Open, Patio
  • Roof: Shingle
Interior Features
  • Levels: Two
  • Stories: 2
  • Bathrooms Full: 2
  • Bathrooms Partial: 1
  • Bathrooms Total: 3
  • Bedrooms Total: 4
  • Rooms Total: 7
  • Cooling: Yes
  • Cooling: Heat Pump, Whole House Fan
  • Heating: Yes
  • Heating: Heat Pump
  • Appliances: Dryer, Dishwasher, Disposal, Microwave, Oven, Refrigerator, Stove, Washer
  • Fireplace: Yes
  • Interior Features: Ceiling Fans, Fireplace, Storage, Cable Tv, Window Treatments
  • Window Features: Insulated Windows, Blinds
Room Information
Room 1
  • Room Type: Bathroom
  • Room Flooring: Tile
Room 2
  • Room Type: Bathroom
  • Room Flooring: Plank, Vinyl
Room 3
  • Room Type: Primary Bathroom
  • Room Flooring: Tile
Room 4
  • Room Type: Bedroom
  • Room Flooring: Plank, Vinyl
Room 5
  • Room Type: Bedroom
  • Room Flooring: Plank, Vinyl
Room 6
  • Room Level: Main
  • Room Type: Primary Bedroom
  • Room Flooring: Plank, Vinyl
Room 7
  • Room Level: Main
  • Room Type: Kitchen
  • Room Flooring: Plank, Vinyl
Rental
Rental Information
  • Occupant Type: Owner

Property History for 1012 White Street

DateEvent & SourcePriceAppreciation
Jun 5, 2026

Price Change

Amelia Island Nassau County Association of REALTORS #116241

$899,000—
Jun 5, 2026

Listed (Active)

Amelia Island Nassau County Association of REALTORS #116241

$925,000—
Apr 30, 2023

Expired

Amelia Island Nassau County Association of REALTORS #102434

$976,000—
DateEvent & SourcePrice
06/05/2026

Price Change

Amelia Island Nassau County Association of REALTORS #116241

$899,000
06/05/2026

Listed (Active)

Amelia Island Nassau County Association of REALTORS #116241

$925,000
04/30/2023

Expired

Amelia Island Nassau County Association of REALTORS #102434

$976,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 1012 White Street

Taxable ValueLand-Additions-Total-
Tax Record2024$1,754 ($146 / month)
Home Facts
Beds3Total Finished SqFt1,982 SqFtAbove Grade Finished SqFt1,982 SqFtLot Size4,278 SqFtStyleSingle Family ResidenceZoningOT-1CountyNASSAUAPN00-00-31-1580-0011-0050

Schools near 1012 White Street

This home is within Nassau.
Rating
School
Type
Grades
Distance
Southside Elementary School
Public - PK to 2
Emma Love Hardee Elementary School
Public - 3 to 5
Fernandina Beach Middle School
Public - 6 to 8
Fernandina Beach High School
Public - 9 to 12
Rating
School
Distance
Southside Elementary School
PublicPK to 2

Emma Love Hardee Elementary School
Public3 to 5

Fernandina Beach Middle School
Public6 to 8

Fernandina Beach High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 1012 White Street, Fernandina Beach, FL 32034

1012 White Street is a single family home for sale in Fernandina Beach, FL 32034. This property was listed for sale on June 5, 2026 by CABANA LANE, INC., it's currently listed at $899,000. It has been on the market for a total of 37 days and was last sold on April 19, 2021. This listing's school district is Nassau. Nearby schools include Southside Elementary School, Emma Love Hardee Elementary School and Fernandina Beach Middle School. 1012 White Street is a 4-bed, 3-bath, 1,982 sqft single family home built in 2021.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of CABANA LANE, INC.

Based on information from one of the following Multiple Listing Services: Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.