Last Sold Price
2 beds1,152 sqft$547/sqft
103 Cedar Island RdNarragansett, RI02882

Description

Harbour Island Opportunity! Nestled in the sought-after Harbour Island neighborhood, this beloved home was meticulously cared for by its former owner who lived to be 100 here. Now ready for its next chapter, 103 Cedar Island Rd is full of potential for those looking to create their own coastal retreat or year-round residence. Built in 1955, the 1,152 SF home features solid construction with two bedrooms, one bath, attached one-car garage, a younger roof (2019) and 3-bedroom septic - a strong foundation...Harbour Island Opportunity! Nestled in the sought-after Harbour Island neighborhood, this beloved home was meticulously cared for by its former owner who lived to be 100 here. Now ready for its next chapter, 103 Cedar Island Rd is full of potential for those looking to create their own coastal retreat or year-round residence. Built in 1955, the 1,152 SF home features solid construction with two bedrooms, one bath, attached one-car garage, a younger roof (2019) and 3-bedroom septic - a strong foundation for future improvements and potential to expand. Renovate the existing footprint or explore adding a second story. Just two blocks from Point Judith Pond, membership in the Harbour Island HOA offers access to a neighborhood beach, perfect for relaxing, kayaking, paddle boarding or boating out to the ocean. The location combines peace and convenience just minutes from Narragansett's beautiful beaches, the Pier, restaurants, and shops. Bring your vision to this Narragansett cottage and make it your own seaside escape. Trustee Sale, No Seller Disclosure, sold "as is." Pre-inspection report available for interested parties. Trustee/Seller has set a Highest & Best Offer deadline by 12pm Tuesday November 4th.
LISTING CLOSED: 12/22/2025 12:00 AM

  1. Listed by Elizabeth Enochs • Brokerage DRE #REC.0005300 • Serhant Rhode Island
    P: (318)-525-6901 elizabethenochs1@gmail.com

Property Details for 103 Cedar Island Road

Status
MLS #
1399093
Days on Market
35
Taxes
$3,571 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Single Family Residence
Year Built
1955
Lot Size
0.15 AC / 6,621 SF
Subdivision Name
Harbour Island
Architectural Style
Ranch
Waterfront Features
Beach Front, Water Access

Location

Listing Courtesy of Serhant Rhode Island

Sold By Durkin Cottage Realty

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Building Information for 103 Cedar Island Road

Stories1Year Built1955Building Size-Lot Size0.15 AC / 6,621 SF

Payment Calculator

$3,500 per month

30 year fixed, 6.55% Interest

Principal and Interest

$3,202

Property Taxes

$298

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 103 Cedar Island Road

Summary
Location and General Information
  • City: Narragansett
  • Community Features: Highway Access, Marina, Near Schools, Recreation Area, Restaurant, Shopping
  • Postal City: Narragansett
  • Postal Code: 02882
  • State Or Province: RI
  • Zoning: R-20
  • Human Modified Y N: Yes
Parking
  • Attached Garage Y N: Yes
  • Covered Spaces: 1
  • Garage Spaces: 1
  • Garage Y N: Yes
  • Parking Features: Attached, Garage
  • Parking Total: 3
Taxes and HOA Information
  • Tax Annual Amount: $3,571.43
  • Tax Assessed Value: 512400
  • Tax Block: NA
  • Tax Lot: 162
  • Tax Map Number: Y-1
  • Tax Year: 2025
Property
Lot Information
  • Above Grade Fin SQFT: 1152.0
  • Below Grade Finished Area: 0.0
  • Building Area Total: 1152.0
  • Living Area: 1,152.00
  • Living Area Source: Public Records
  • Lot Size Acres: 0.152
  • Lot Size Area: 6621.0
  • Lot Size Square Feet: 6621.0
  • Lot Size Units: Square Feet
  • Parcel Number: 103CEDARISLANDRDNARR
  • Stories: 1
  • Stories Total: 1
  • Property Sub Type Additional: Single Family Residence
Property and Assessments
  • Buyer Financing: Conventional
  • New Construction Y N: No
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Senior Community Y N: No
  • Year Built: 1955
Utilities
  • Electric: Amps100
  • Sewer: Septic Tank
  • Water Source: Connected, Public
Interior and Exterior Features
Exterior Features
  • Exterior Features: Paved Driveway
  • Foundation Details: Block, Concrete Perimeter
Interior Features
  • Appliances: Oil Water Heater
  • Basement: Exterior Entry, Interior Entry, Partial, Unfinished
  • Basement Y N: Yes
  • Bathrooms Full: 1
  • Bathrooms Half: 0
  • Bathrooms Total Integer: 1
  • Bedrooms Total: 2
  • Cooling: Wall Units, Central Air
  • Cooling Y N: Yes
  • Fireplace Features: None
  • Fireplaces Total: 0
  • Fireplace Y N: No
  • Flooring: Ceramic Tile, Vinyl, Carpet
  • Heating: Oil
  • Heating Y N: Yes
  • Interior Features: Attic, Interior Steps, Permanent Attic Stairs, Stall Shower
  • Levels: One
  • Rooms Total: 5
Room 1
  • Room Type 1: Kitchen
  • Room Level 1: First
  • Room Dimensions 1: 9.6 x 11.4
  • Room Length 1: 9.6
  • Room Width 1: 11.4
Room 2
  • Room Type 2: Dining Room
  • Room Level 2: First
  • Room Dimensions 2: 9.5 x 11.7
  • Room Length 2: 9.5
  • Room Width 2: 11.7
Room 3
  • Room Type 3: Bedroom 2
  • Room Level 3: First
  • Room Dimensions 3: 9.6 x 8.7
  • Room Length 3: 9.6
  • Room Width 3: 8.7
Room 4
  • Room Type 4: Bedroom 1
  • Room Level 4: First
  • Room Dimensions 4: 9.5 x 8.7
  • Room Length 4: 9.5
  • Room Width 4: 8.7
Room 5
  • Room Type 5: Living Room
  • Room Level 5: First
  • Room Dimensions 5: 19.5 x 15.9
  • Room Length 5: 19.5
  • Room Width 5: 15.9
Room 30
  • Room List: Kitchen, Dining Room, Bedroom 2, Bedroom 1, Living Room
Rental
Rental Information
  • Land Lease Y N: No

Property History for 103 Cedar Island Road

DateEvent & SourcePriceAppreciation
Dec 22, 2025

Sold (Public Record)

Public Record #1925101969

$630,000
Dec 22, 2025

Sold

Rhode Island Association of REALTORS® #1399093

$630,000
Dec 4, 2025

Contract Signed

Rhode Island Association of REALTORS® #1399093

DateEvent & SourcePrice
12/22/2025

Sold (Public Record)

Public Record #1925101969

$630,000
12/22/2025

Sold

Rhode Island Association of REALTORS® #1399093

$630,000
12/04/2025

Contract Signed

Rhode Island Association of REALTORS® #1399093

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 103 Cedar Island Road

Taxable ValueLand$259,900Additions$252,500Total$512,400
Tax Record2025$3,479 ($290 / month)
Home Facts
Beds2Baths1Total Finished SqFt1,152 SqFtAbove Grade Finished SqFt1,152 SqFtUnfinished Basement SqFt520 SqFtStories1Lot Size6,599 SqFtStyleSingle Family ResidenceYear Built1955Year Renovated1994ZoningR-20CountyWASHINGTONAPNNARR M:Y-1 B:162

Schools near 103 Cedar Island Road

This home is within Narragansett School District.
Rating
School
Type
Grades
Distance
Public - PK to 4
Public - 5 to 8
Public - 9 to 12
Private - PK to 8
Rating
School
Distance
Narragansett Elementary School
PublicPK to 4

Narragansett Pier School
Public5 to 8

Narragansett High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Serhant Rhode Island

Based on information from one of the following Multiple Listing Services: Rhode Island Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Rhode Island Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.