103 Cobia St

Destin, FL 32541

$3,150,000
Price
8
Beds
4,550 Sq. Ft.
$692 / Sq. Ft.
4,550
Sq. Ft.
$692
per Sq. Ft.
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Description

Short term rental powerhouse featuring a new designer-grade home with 8 bedrooms each with private baths, rooftop viewing deck, two separate living spaces, private seasonally heated pool with splash deck, and massive 21 person sleeping capacity to maximize revenue. Designer furnishings, professional photography and full inventory to convey for immediate revenue generation. Just 2 blocks from multiple neighborhood beach accesses ensures high occupancy. Includes a free six-seater electric golf cart,...Short term rental powerhouse featuring a new designer-grade home with 8 bedrooms each with private baths, rooftop viewing deck, two separate living spaces, private seasonally heated pool with splash deck, and massive 21 person sleeping capacity to maximize revenue. Designer furnishings, professional photography and full inventory to convey for immediate revenue generation. Just 2 blocks from multiple neighborhood beach accesses ensures high occupancy. Includes a free six-seater electric golf cart, grill, and two paddleboards for added guest appeal. Designed from the ground up to ensure easy, low cost maintenance and best possible yield. Do an Internet search on Legacy Beach Homes of Destin, Florida to view real time calendars in order to determine availability for showings Seller is listing over $100 million worth of properties from their portfolio (35 large STRs in the Destin/Miramar/30A area with an average appraisal value of slightly over $3M each.). The seller is only selling 10% of the portfolio. Seller will withdraw this and/or any other remaining listings once the first $10 million (approximately) in sales have been achieved. Seller does not disclose property-level rental revenue data. Buyer to perform their own due diligence regarding income potential. However, the appraisal in the document section of this listing may include the appraiser's revenue projection. Neither Airbnb nor VRBO offer a transfer option. However, the seller will make all reasonable efforts to facilitate the transfer of reservations. The Seller does not have to sell. Property has been priced based on recent appraisal and reflects the seller's minimum acceptable price. Most recent appraisal and inspections are included in the documents section of this listing
  1. Listed by Christian H Knight • Brokerage DRE #224973 • Century 21 Wimco Realty Inc
    P: (850)-517-0859 C: (850)-517-0859 christianknight01@gmail.com

Property Details for 103 Cobia Street

Zoning
Resid Single Family
Architectural Style
Contemporary
Subdivision Name
CRYSTAL BEACH
LISTING UPDATED: 03/18/2026 02:27 PM

Property Details for 103 Cobia Street

StatusActive
MLS #998187
Days on Market8
Taxes$5,365 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Detached Single Family
Year Built2025
Lot Size0.17 AC / 7,405 SF
CountyOkaloosa County
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Location

Listing Courtesy of Century 21 Wimco Realty Inc
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Building Information for 103 Cobia Street

Stories3Year Built2025Building Size-Lot Size0.17 AC / 7,405 SF

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$15,734 per month

30 year fixed, 6.11% Interest

Principal and Interest

$15,287

Property Taxes

$447

HOA Dues

$0

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Property Information for 103 Cobia Street

Summary
Location and General Information
  • Directions: 103 Cobia
  • MLS Area Minor: 1401 - Destin Beach West
  • MLS Area Major: 14 - Destin
  • Latitude: 30.38547
  • Longitude: -86.418742
  • Location Tax and Legal:Sub Area: 1401 - Destin Beach West
  • Location Tax and Legal:Elementary School: Destin
  • Location Tax and Legal:Middle School: Destin
  • Location Tax and Legal:High School: Destin
  • Location Tax and Legal:Legal Description: Crystal Beach Lot 1 Blk 32
  • Garage: false
Taxes and HOA
  • Tax Legal Description: Crystal Beach Lot 1 Blk 32
  • Parcel Number: 00-2S-22-0580-0032-0010
  • Association Fee: $0
  • Tax Annual Amount: $5,365
  • Listing Info Tax Legal:Last Taxes: $5,365
  • Listing Info Tax Legal:Last Tax Year: 2025.0
School Information
  • Elementary School: Destin
  • Middle Or Junior School: Destin
  • High School: Destin
Parking
  • Carport YN: No
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Property
Lot Information
  • Building Area Source: Building Plan
  • Lot Size Dimensions: 50x150
  • Lot Size Acres: 0.17
  • Lot Size Area: 0.17
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Building Area Total: 4550.0
  • Lot Size Square Feet: 7405.2
  • General Property Info:SqFt Source: Building Plan
Property and Assessments
  • Tax Year: 2025.0
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 2025.0
  • Property Sub Type: Detached Single Family
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Contemporary
  • Listing Info Tax Legal:Homestead: false
  • Construction Status: Construction Complete
  • Occupancy Status: Vacation Rental
Utilities
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water
  • Electric: True
  • Utilities: Electric, Public Sewer, Public Water
  • Energy: AC - Central Elect
Interior and Exterior Features
Exterior Features
  • Stories: 3.0
  • Pool Features: Pool Type
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Private
Interior Features
  • Cooling: Central Air
  • Room Type: Living Room, Dining Area, Kitchen, Bedroom
  • Rooms Total: 12.0
  • Bathrooms Total Integer: 9.0
  • Bathrooms Total Decimal: 9.0
  • Bathrooms Total Notational: 9.0
  • Cooling YN: Yes
  • Bedrooms Total: 8.0
  • Bathrooms Full: 9.0
  • Bathrooms Half: 0.0
Room Information
Room 1
  • Room Type: Living Room
  • Room Level: First
  • Room Length: 13.0
  • Room Width: 20.0
  • Room Description: Buyer to verify all dimensions
  • Room Dimensions: 13 x 20
Room 2
  • Room Type: Dining Area
  • Room Level: First
  • Room Length: 13.0
  • Room Width: 20.0
  • Room Description: Buyer to verify all dimensions
  • Room Dimensions: 13 x 20
Room 3
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 13.0
  • Room Width: 14.0
  • Room Description: Buyer to verify all dimensions
  • Room Dimensions: 13 x 14
Room 4
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 13.0
  • Room Width: 14.0
  • Room Description: Buyer to verify all dimensions
  • Room Dimensions: 13 x 14
Room 5
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 13.0
  • Room Width: 14.0
  • Room Description: Buyer to verify all dimensions
  • Room Dimensions: 13 x 14
Room 6
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 13.0
  • Room Width: 13.0
  • Room Description: Buyer to verify all dimensions
  • Room Dimensions: 13 x 13
Room 7
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 13.0
  • Room Description: Buyer to verify all dimensions
  • Room Dimensions: 13 x 14
Room 8
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 15.0
  • Room Width: 17.0
  • Room Description: Buyer to verify all dimensions
  • Room Dimensions: 15 x 17
Room 9
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 14.0
  • Room Width: 14.0
  • Room Description: Buyer to verify all dimensions
  • Room Dimensions: 14 x 14
Room 10
  • Room Type: Bedroom
  • Room Level: Third
  • Room Length: 13.0
  • Room Width: 15.0
  • Room Description: Buyer to verify all dimensions
  • Room Dimensions: 13 x 15
Room 11
  • Room Type: Bedroom
  • Room Level: Third
  • Room Length: 18.0
  • Room Width: 15.0
  • Room Description: Buyer to verify all dimensions
  • Room Dimensions: 18 x 15
Room 12
  • Room Type: Living Room
  • Room Level: Third
  • Room Length: 30.0
  • Room Width: 23.0
  • Room Description: Buyer to verify all dimensions
  • Room Dimensions: 30 x 23
Rental
Rent Information
  • General Property Info:Immediate Occupancy: true
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 103 Cobia Street

DateEvent & SourcePriceAppreciation
Mar 17, 2026

Listed (Active)

ECAR #998187

$3,150,000—
Jun 27, 2024

Sold

ECAR #952787

$850,000—
Jun 19, 2024

Pending

ECAR #952787

—
Jun 19, 2024

Listed (Active)

ECAR #952787

$850,000—
Jun 14, 2024

Sold (Public Record)

Public Record #1535104805

$850,000—
Mar 18, 2007

Expired

ECAR #443731

$850,000—
Sep 19, 2006

Listed (Active)

ECAR #443731

$960,000—
DateEvent & SourcePrice
03/17/2026

Listed (Active)

ECAR #998187

$3,150,000
06/27/2024

Sold

ECAR #952787

$850,000
06/19/2024

Pending

ECAR #952787

—
06/19/2024

Listed (Active)

ECAR #952787

$850,000
06/14/2024

Sold (Public Record)

Public Record #1535104805

$850,000
03/18/2007

Expired

ECAR #443731

$850,000
09/19/2006

Listed (Active)

ECAR #443731

$960,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 103 Cobia Street

Taxable ValueLand$453,027Additions-Total$453,027
Tax Record2025$5,365 ($447 / month)
Home Facts
Beds7Total Finished SqFt4,470 SqFtAbove Grade Finished SqFt4,470 SqFtStories1Lot Size7,699 SqFtStyleSingle Family ResidenceYear Built2025CountyOKALOOSAAPN00-2S-22-0580-0032-0010

Schools near 103 Cobia Street

This home is within Okaloosa County School District.
Rating
School
Type
Grades
Distance
Destin Elementary School
Public - PK to 4
Destin Middle School
Public - 5 to 8
Fort Walton Beach High School
Public - 9 to 12
Destin High School
Charter - 9 to 12
Rating
School
Distance
Destin Elementary School
PublicPK to 4

Destin Middle School
Public5 to 8

Fort Walton Beach High School
Public9 to 12

Destin High School
Charter9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 103 Cobia Street, Destin, FL 32541

103 Cobia Street is a single family home for sale in Destin, FL 32541. This property was listed for sale on March 17, 2026 by Century 21 Wimco Realty Inc, it's currently listed at $3,150,000. It has been on the market for a total of 8 days and was last sold on June 27, 2024. This listing's school district is Okaloosa County School District. Nearby schools include Destin Elementary School, Destin Middle School and Fort Walton Beach High School. 103 Cobia Street is a 8-bed, 9-bath, 4,550 sqft single family home built in 2025.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Century 21 Wimco Realty Inc

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.