103 Cottage Way, Unit 13

Inlet Beach, FL 32461

$775,000
Price
2
Beds
864 Sq. Ft.
$897 / Sq. Ft.
864
Sq. Ft.
$897
per Sq. Ft.
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a view of house with a yard
an aerial view of multiple house
a view of lake view
a view of a house with pool and deck
a view of a swimming pool with a patio
a view of a livingroom and dining room
a living room with furniture and wooden floor
a kitchen with a refrigerator sink and cabinets
a workspace with furniture and a chandelier
a bedroom with a bed and a chandelier
a bedroom with a bed and a chandelier
a bedroom with a bed and a chandelier
a bathroom with a sink toilet and shower
a bedroom with a bed and a window
a view of a hallway with staircase
a bathroom with a sink a toilet and shower
a front view of a house with a yard and garage

Description

Tucked away in the charming neighborhood of Cottages at Camp Creek, this beautiful home is just steps away from the community pool and deeded beach access across the street with the pristine white sands and turquoise waters of the Gulf Coast. This highly-desirable community is centered around a large pool and hot tub surrounded with lush landscaping where it backs up to Camp Creek Golf Course and is conveniently located on 30A very close to Alys Beach, Rosemary Beach with renowned restaurants, local...Tucked away in the charming neighborhood of Cottages at Camp Creek, this beautiful home is just steps away from the community pool and deeded beach access across the street with the pristine white sands and turquoise waters of the Gulf Coast. This highly-desirable community is centered around a large pool and hot tub surrounded with lush landscaping where it backs up to Camp Creek Golf Course and is conveniently located on 30A very close to Alys Beach, Rosemary Beach with renowned restaurants, local shopping, seasonal events and weekly farmers markets. This beautiful cottage has an open living, dining and kitchen space with a primary suite, ensuite bath and a separate bunk room. The living area has French doors opening onto a full width covered front porch that is steps to the community pool with a hot tub. This residence is being sold by the original owner with light rental in the past where it is in spectacular condition. It is being sold fully furnished and is rental ready with rental projections at $55,000 - $75,000 for 2026.
  1. Listed by William K Pumphrey • Watersound Real Estate
    P: (850)-963-6293 C: (850)-963-6293 bill.pumphrey@watersound.com

Property Details for 103 Cottage Way, Unit 13

Zoning
Resid Single Family
Architectural Style
Beach House
Subdivision Name
COTTAGES AT CAMP CREEK
LISTING UPDATED: 03/17/2026 01:35 AM

Property Details for 103 Cottage Way, Unit 13

StatusActive
MLS #996091
Days on Market39
Taxes$4,576 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Detached Single Family
Year Built2003
Lot Size0.02 AC / 871 SF
CountyWalton County
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Location

Listing Courtesy of Watersound Real Estate
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Building Information for 103 Cottage Way, Unit 13

Stories1Year Built2003Building Size-Lot Size0.02 AC / 871 SF

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$4,284 per month

30 year fixed, 6.46% Interest

Principal and Interest

$3,903

Property Taxes

$381

HOA Dues

$0

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Property Information for 103 Cottage Way, Unit 13

Summary
Location and General Information
  • Community Features: Beach, Deed Access, Pets Allowed, Pool, Whirlpool
  • Directions: From Scenic Hwy 30A turn north onto Cottage Way, right at the fork in road and home will be on left.
  • MLS Area Minor: 1804 - S. of 98 East of Camp Creek
  • MLS Area Major: 18 - 30A East
  • Latitude: 30.289288
  • Longitude: -86.042573
  • Location Tax and Legal:Sub Area: 1804 - S. of 98 East of Camp Creek
  • Location Tax and Legal:Elementary School: Dune Lakes
  • Location Tax and Legal:Middle School: Emerald Coast
  • Location Tax and Legal:High School: South Walton
  • Location Tax and Legal:Legal Description: Unit 13 The Cottages At Camp Creek Condo And A Fractional Int In All Common Areas As Desc In Or 2429-1781 Pb 15-20 Or 2530-1781 Or 3217-4233
  • Project Facilities: Beach, Deed Access, Pets Allowed2, Pool2, Whirlpool
  • Garage: false
Taxes and HOA
  • Association Fee Includes: Ground Keeping, Land Recreation, Management
  • Tax Legal Description: Unit 13 The Cottages At Camp Creek Condo And A Fractional Int In All Common Areas As Desc In Or 2429-1781 Pb 15-20 Or 2530-1781 Or 3217-4233
  • Parcel Number: 273S18167000000130
  • Association Fee: $0
  • Association YN: Yes
  • Tax Annual Amount: $4,576
  • Listing Info Tax Legal:Last Taxes: $4,576
  • Listing Info Tax Legal:Last Tax Year: 2025.0
School Information
  • Elementary School: Dune Lakes
  • Middle Or Junior School: Emerald Coast
  • High School: South Walton
Parking
  • Carport YN: No
  • Covered Spaces: 2.0
  • General Property Info:Covered Spaces: 2.0
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Dimensions: 25 x 48
  • Lot Size Acres: 0.02
  • Lot Size Area: 0.02
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Lot Features: Covenants, Cul-De-Sac, Within 1/2 Mile to Water
  • Building Area Total: 864.0
  • Lot Size Square Feet: 871.2
  • General Property Info:SqFt Source: County PA Records
  • LotParcel Access: Paved Road
  • Lot Features: Covenants, Cul-De-Sac, Within 12 Mile to Water
Property and Assessments
  • Road Surface Type: Paved
  • Tax Year: 2025.0
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 2003.0
  • Property Sub Type: Detached Single Family
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Beach House
  • Listing Info Tax Legal:Homestead: false
  • Construction Status: Construction Complete
  • Construction Siding: Roof Metal, Siding CmntFbrHrdBrd
  • Occupancy Status: Vacation Rental
Utilities
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water
  • Electric: True
  • Utilities: Electric, Public Sewer, Public Water
  • Energy: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Water Heater - Elect
Interior and Exterior Features
Exterior Features
  • Construction Materials: Siding CmntFbrHrdBrd
  • Stories: 1.0
  • Pool Features: Pool Type
  • Patio And Porch Features: Deck Covered
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Community
  • Exterior: Deck Covered
Interior Features
  • Heating: Central
  • Cooling: Ceiling Fans, Central Air
  • Interior Features: Breakfast Bar, Lighting Recessed, Washer/Dryer Hookup
  • Flooring: Floor Hardwood, Floor Tile, Floor WW Carpet
  • Window Features: Window Treatment All
  • Room Type: Living Room, Dining Room, Kitchen, Master Bedroom
  • Rooms Total: 4.0
  • Bathrooms Total Integer: 2.0
  • Bathrooms Total Decimal: 2.0
  • Bathrooms Total Notational: 2.0
  • Cooling YN: Yes
  • Heating YN: Yes
  • Bedrooms Total: 2.0
  • Bathrooms Full: 2.0
  • Bathrooms Half: 0.0
  • Interior: Breakfast Bar, Floor Hardwood, Floor Tile, Floor WW Carpet, Furnished - All, Lighting Recessed, WasherDryer Hookup, Window Treatment All
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator WIceMk, StoveOven Electric, Washer
Room Information
Room 1
  • Room Type: Living Room
  • Room Level: First
  • Room Length: 16.0
  • Room Width: 11.0
  • Room Dimensions: 16 x 11
Room 2
  • Room Type: Dining Room
  • Room Level: First
  • Room Length: 6.5
  • Room Width: 12.0
  • Room Dimensions: 6.5 x 12
Room 3
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 10.0
  • Room Width: 13.0
  • Room Dimensions: 10 x 13
Room 4
  • Room Type: Master Bedroom
  • Room Level: First
  • Room Length: 13.0
  • Room Width: 10.0
  • Room Dimensions: 13 x 10
Multi Family
Multi Family Information
  • Furnished: Furnished - All
Rental
Rent Information
  • General Property Info:Immediate Occupancy: true
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 103 Cottage Way, Unit 13

DateEvent & SourcePriceAppreciation
Feb 24, 2026

Listed (Active)

ECAR #996091

$775,000—
Jun 16, 2025

Expired

ECAR #965228

$775,000—
Dec 26, 2024

Listed (Active)

ECAR #965228

$775,000—
Dec 1, 2024

Expired

ECAR #945341

$799,000—
Mar 26, 2024

Listed (Active)

ECAR #945341

$875,000—
Dec 30, 2022

Withdrawn

ECAR #897876

$839,520—
May 9, 2022

Listed (Active)

ECAR #897876

$848,000—
Jan 21, 2019

Withdrawn

ECAR #802631

—
Jul 4, 2018

Listed (Active)

ECAR #802631

$499,000—
DateEvent & SourcePrice
02/24/2026

Listed (Active)

ECAR #996091

$775,000
06/16/2025

Expired

ECAR #965228

$775,000
12/26/2024

Listed (Active)

ECAR #965228

$775,000
12/01/2024

Expired

ECAR #945341

$799,000
03/26/2024

Listed (Active)

ECAR #945341

$875,000
12/30/2022

Withdrawn

ECAR #897876

$839,520
05/09/2022

Listed (Active)

ECAR #897876

$848,000
01/21/2019

Withdrawn

ECAR #802631

—
07/04/2018

Listed (Active)

ECAR #802631

$499,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 103 Cottage Way, Unit 13

Taxable ValueLand$125,000Additions$411,336Total$536,336
Tax Record2024$4,435 ($370 / month)
Home Facts
Beds2Total Finished SqFt864 SqFtAbove Grade Finished SqFt864 SqFtStories1Lot Size1,158 SqFtStyleSingle Family ResidenceYear Built2003CountyWALTONAPN27-3S-18-16700-000-0130

Schools near 103 Cottage Way, Unit 13

This home is within Walton.
Rating
School
Type
Grades
Distance
Dune Lakes Elementary School
Public - K to 5
Emerald Coast Middle School
Public - 6 to 8
South Walton High School
Public - 9 to 12
WALTON VIRTUAL SCHOOL WCSD-7023
Public - K to 12
Rating
School
Distance
Dune Lakes Elementary School
PublicK to 5

Emerald Coast Middle School
Public6 to 8

South Walton High School
Public9 to 12

WALTON VIRTUAL SCHOOL WCSD-7023
PublicK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 103 Cottage Way, Unit 13, Inlet Beach, FL 32461

103 Cottage Way, Unit 13 is a single family home for sale in Inlet Beach, FL 32461. This property was listed for sale on February 24, 2026 by Watersound Real Estate, it's currently listed at $775,000. This listing's school district is Walton. Nearby schools include Dune Lakes Elementary School, Emerald Coast Middle School and South Walton High School. 103 Cottage Way, Unit 13 is a 2-bed, 2-bath, 864 sqft single family home built in 2003.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Watersound Real Estate

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.