1040 Jefferson Dock Rd

3,265 Sq. Ft.
$459 / Sq. Ft.
3,265
Sq. Ft.
$459
per Sq. Ft.

Description

: An exquisite waterfront retreat on Smith Mountain Lake awaits at 1040 Jeffferson Dock Rd-a blend of modern comfort, natural beauty, and lake life luxury. Decorated as a 5 bedroom, 3 bathroom home, with 3265 sqft of living space. Built in 2009 sitting on .75 acres of beautifully landscaped land, with mature plantings, wroght iron fencing and a pristine new backyard firepit and patio! Stunning lake and mountain views, tucked just inside a cove off the main Blackwater River channel. Spacious open-plan...: An exquisite waterfront retreat on Smith Mountain Lake awaits at 1040 Jeffferson Dock Rd-a blend of modern comfort, natural beauty, and lake life luxury. Decorated as a 5 bedroom, 3 bathroom home, with 3265 sqft of living space. Built in 2009 sitting on .75 acres of beautifully landscaped land, with mature plantings, wroght iron fencing and a pristine new backyard firepit and patio! Stunning lake and mountain views, tucked just inside a cove off the main Blackwater River channel. Spacious open-plan living with large windows that capture the lake view and fill rooms with natural light. Gourmet kitchen outfitted with granite countertops, high-end stainless steel appliances and thoughtful finishes. Comfortable main-level living with screened porch and full-length decks to enjoy the outdoors from multiple vantage points. Lower level designed for guests and gatherings: roomy areas, high ceilings,great funtionality and flow. Professionally landscaped lot with a paved pathway down to a custom boathouse. Deep water slip+lift+enclosed storage make lake access effortless. Multiple outdoor living spaces:screened porch, decks with newly installed Trex style decking spanning the house,perfect for morning coffee or evening sunsets. Oversized 2-car garage;driveway and lot designed to accomodate convenience and aestectics. Fantastic propane gas firepit and stunning outdoor patio for cozy evenings taking in the fresh lake air and quiet scendery. Heat pump system, well and septic utilities. Modern touches:stainless appliances, EV charging capability in garage, updated systems. If you are craving lakefront serenity without sacraficing comfort or stylye, this home offers the best of both. No ST rental for zoning RC-1 in Franklin County at this time. Rental over 30 days is allowed. Come enjoy this beautiful home at Smith Mountain Lake today!
  1. Listed by Colleen Marston • Brokerage DRE #226004673 • Long & Foster REALTORS • (540) 204-3417

Property Details for 1040 Jefferson Dock Road

Architectural Style
Ranch
Community Features
Bulkhead
Subdivision Name
None
Waterfront Features
Lake, Boat Ramp Lift Access, Waterfront
Waterfront
Yes
Zoning
RC1
LISTING CLOSED: 11/07/2025 12:00 AM

Property Details for 1040 Jefferson Dock Road

StatusClosed
MLS #2526800
Days on Market6
Taxes$4,789 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2009
Lot Size0.75 AC / 32,670 SF
CountyFranklin County

Location

Listing Courtesy of Long & Foster REALTORS, Colleen Marston

Sold By NON MLS OFFICE, NON MLS USER MLS

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Building Information for 1040 Jefferson Dock Road

Stories2Year Built2009Building Size-Lot Size0.75 AC / 32,670 SF

Payment Calculator

$8,023 per month

30 year fixed, 6.55% Interest

Principal and Interest

$7,624

Property Taxes

$399

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 1040 Jefferson Dock Road

Summary
Location and General Information
  • City: Penhook
  • City Region: Harbor Landing
  • County Or Parish: Franklin
  • Directions: Rout 40 to Penhook,turn onto Morgan's Ford Rd, Bear R into Jefferson Dock Rd to house on the R.
  • Latitude: 37.00946
  • Longitude: -79.623104
  • Postal City: Penhook
  • Postal Code: 24121
  • State Or Province: VA
  • Unparsed Address: 1040 Jefferson Dock Rd
  • View: Mountain(s), Sunrise, Lake
  • Water Body Name: Smith Mountain Lake
  • Zoning Description: RC-1
Taxes and HOA Information
  • Association Fee: $.00
  • Association: No
  • Parcel Number: 15902
  • Tax Annual Amount: $4,789.00
  • Tax Assessed Value: $1,335,800.00
  • Tax Block: 0
  • Tax Legal Description: 1040 Jefferson Dock Rd
  • Tax Lot: 11
  • Tax Year: 2025
School Information
  • Elementary School: Dudley
  • High School: None
  • Middle Or Junior School: Ben Franklin
Parking
  • Attached Garage: No
  • Covered Spaces: 2
  • Garage Spaces: 3
  • Garage: Yes
  • Parking Features: Driveway, Detached, Garage, Paved
  • Garage Parking Features: Driveway, Detached, Garage, Paved
Virtual Tour
Property
Lot Information
  • Above Grade Finished Area: 1765.0
  • Below Grade Finished Area: 1500.0
  • Building Area Source: Owner
  • Building Area Total: 3265.0
  • Frontage Length: 113.0000
  • Living Area: 3,265.00
  • Living Area Source: Owner
  • Lot Size Acres: 0.75
  • Lot Size Area: 0.75
  • Lot Size Square Feet: 32670.0
  • Lot Size Units: Acres
  • Stories: 2
  • Stories Total: 2
  • Property Sub Type Additional: Single Family Residence
Property and Assessments
  • New Construction: No
  • Property Attached: No
  • Property Condition: Resale
  • Type of Property: Single Family
  • Property Sub Type: Single Family Residence
  • Property Type: Residential,Single Family Residence
  • Year Built: 2009
  • Year Built Details: New
  • Development Name: Harbor Landing
Utilities
  • Sewer: Septic Tank
  • Water Source: Well
Interior and Exterior Features
Exterior Features
  • Exterior Features: Boat Lift, Deck, Dock, Porch, Paved Driveway
  • Fencing: Fenced, Wrought Iron
  • Pool Features: None
  • Roof: Asphalt
Interior Features
  • Appliances: Built In Oven, Washer Dryer Stacked, Dishwasher, Gas Cooking, Disposal, Gas Water Heater, Microwave, Refrigerator, Water Softener
  • Basement: Full
  • Basement: Yes
  • Bathrooms Full: 3
  • Bathrooms Half: 0
  • Bathrooms Total Integer: 3
  • Bedrooms Total: 5
  • BathsTotal: 3.0
  • Room and Floor: Full Bath-First, Full Bath-Basement
  • Room List: Full Bath
  • Cooling: Heat Pump
  • Cooling: Yes
  • Door Features: Wood, Sliding
  • Fireplace Features: Gas
  • Fireplaces Total: 1
  • Fireplace: Yes
  • Flooring: Ceramic Tile, Wood
  • Heating: Heat Pump, Propane
  • Heating: Yes
  • Interior Features: Bookcases, Built In Features, Bedroom On Main Level, Ceiling Fans, Dining Area, Double Vanity, Eat In Kitchen, Fireplace, Granite Counters, High Speed Internet, Kitchen Island, Main Level Primary, Pantry, Cable Tv, Wired For Data
  • Laundry Features: Stacked
  • Levels: Two, One
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 3
  • Patio And Porch Features: Deck, Porch
  • Rooms Total: 12
  • Window Features: Drapes, Insulated
Room Information
Room 1
  • Room Type 1: Bedroom 2
  • Room Level 1: Entry
Room 2
  • Room Type 2: Bedroom 3
  • Room Description 2: Tub & Shower
  • Room Level 2: Entry
Room 3
  • Room Type 3: Bedroom 4
  • Room Description 3: Tub & Shower
  • Room Level 3: Lower
Room 4
  • Room Type 4: Bedroom 5
  • Room Level 4: Lower
Room 5
  • Room Type 5: Dining Area
  • Room Level 5: Entry
Room 6
  • Room Type 6: Family Room
  • Room Level 6: Entry
Room 7
  • Room Type 7: Foyer
  • Room Level 7: Entry
Room 8
  • Room Type 8: Kitchen
  • Room Level 8: Entry
Room 9
  • Room Type 9: Laundry
  • Room Level 9: Entry
Room 10
  • Room Type 10: Primary Bedroom
  • Room Level 10: Entry
Room 11
  • Room Type 11: Recreation Room
  • Room Level 11: Lower
Room 12
  • Room Type 12: Work Room
  • Room Level 12: Lower
Rental
Rental Information
  • Price Per Area Unit: Dollars Per Square Foot

Property History for 1040 Jefferson Dock Road

DateEvent & SourcePriceAppreciation
Nov 7, 2025

Sold

CVRMLS #2526800

$1,499,900
Nov 6, 2025

Sold (Public Record)

Public Record #1921361079

$1,499,900

+9.3% / yr

Nov 6, 2025

Sold

Roanoke Valley Association of REALTORS #921169

$1,499,000
DateEvent & SourcePrice
11/07/2025

Sold

CVRMLS #2526800

$1,499,900
11/06/2025

Sold (Public Record)

Public Record #1921361079

$1,499,900

+9.3% / yr

11/06/2025

Sold

Roanoke Valley Association of REALTORS #921169

$1,499,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 1040 Jefferson Dock Road

Taxable ValueLand$222,000Additions$891,800Total$1,113,800
Tax Record2025$4,789 ($399 / month)
Home Facts
Beds5Baths3Total Finished SqFt3,265 SqFtAbove Grade Finished SqFt1,765 SqFtFinished Basement SqFt1,500 SqFtStories1Lot Size32,626 SqFtStyleSingle Family ResidenceYear Built2009Year Renovated2018ZoningRC1CountyFRANKLINAPN051 05-011 00

Schools near 1040 Jefferson Dock Road

This home is within Franklin County Public Schools.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - PK to 5
Rating
School
Distance
Glade Hill Elementary School
PublicPK to 5

Benjamin Franklin Middle School
Public6 to 8

Franklin County High School
Public9 to 12

Burnt Chimney Elementary School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Long & Foster REALTORS, Colleen Marston

Based on information from one of the following Multiple Listing Services: CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.