1044 Highway 98, Unit 101

Destin, FL 32541

$1,390,000
Price
3
Beds
1,701 Sq. Ft.
$817 / Sq. Ft.
1,701
Sq. Ft.
$817
per Sq. Ft.
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Virtual Tour
a living room with furniture and a large window
a living room with furniture and a large window
a living room with furniture and a large window
a view of a dining room with furniture window and outside view
a dining room with furniture and window
a kitchen with stainless steel appliances kitchen island granite countertop a table and chairs in it
a kitchen with stainless steel appliances granite countertop a sink and white cabinets
a kitchen with kitchen island granite countertop a sink and white cabinets with wooden floor
a large kitchen with cabinets
a kitchen with cabinets and stainless steel appliances
a kitchen with granite countertop a stove and a sink
a bedroom with a bed and a chandelier
a bedroom with a bed and a ceiling fan
a bathroom with a sink a toilet and shower
a bathroom with a shower and a bath tub
a bedroom with a bed and a chandelier
a bedroom with a bed and a chandelier
a bathroom with a granite countertop toilet sink and mirror
a bathroom with a sink and a mirror
a bedroom with a bed next to a window with a chandelier
a bedroom with a bed next to a window and a chandelier
a view of a chairs and table in patio
a view of a balcony with furniture
a view of a balcony with chairs
a building with cars parked in front of it
a view of a swimming pool
a view of balcony with wooden floor
a view of a tennis court
a view of swimming pool with seating
a view of bath tub and trees
a view of an ocean
a front view of a house

Description

Exceptional Gulf-Front Condo in Emerald Towers! Experience coastal luxury in this beautifully remodeled and tastefully furnished 3-bedroom, 3-bathroom condo located in the highly sought-after Emerald Towers. This turn-key unit is being sold fully furnished and ready for immediate enjoyment or rental income. Step into the spacious open-concept living and dining area, complete with a built-in wet bar and direct ''step-out'' access to the terrace, pool, and sugar-white beach. Whether you're entertaining...Exceptional Gulf-Front Condo in Emerald Towers! Experience coastal luxury in this beautifully remodeled and tastefully furnished 3-bedroom, 3-bathroom condo located in the highly sought-after Emerald Towers. This turn-key unit is being sold fully furnished and ready for immediate enjoyment or rental income. Step into the spacious open-concept living and dining area, complete with a built-in wet bar and direct ''step-out'' access to the terrace, pool, and sugar-white beach. Whether you're entertaining guests or enjoying a quiet evening, the layout is perfect for beachside living. The generously sized master suite and guest bedrooms provide comfort and privacy, while the in-unit washer and dryer offer added convenience. Located in a gated Gulf-front community, Emerald Towers offers outstanding amenities, including a swimming pool, tennis/pickleball courts, gas grilling area, and a fitness center with steam room and sauna. Whether you're seeking a high-performing vacation rental or a serene second home, this is your chance to own a true piece of paradise on the Emerald Coast.
  1. Listed by Ed & Terri Smith • Brokerage DRE #1006027 • RE/MAX Coastal Properties
    P: (850)-837-5500 admin@floridabrokers.com

Property Details for 1044 Highway 98, Unit 101

Waterfront Features
Unit Waterfront, Gulf, Shore - Beach, Shore - Natural
View
Gulf
Architectural Style
N/A
Subdivision Name
EMERALD TOWERS CONDO
Waterfront YN
Yes
LISTING UPDATED: 04/23/2026 06:50 PM

Property Details for 1044 Highway 98, Unit 101

StatusActive
MLS #976471
Days on Market379
Pet Policy-
Taxes$9,803 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeCondo
MLS TypeResidential / Condominium
Year Built1983
CountyOkaloosa County
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Location

Listing Courtesy of RE/MAX Coastal Properties
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Building Information for 1044 Highway 98, Unit 101

Building/Complex1044 Highway 98Floor1Stories15Residences83Pet Policy-Pet Policy Details-Year Built1983

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$7,743 per month

30 year fixed, 6.36% Interest

Principal and Interest

$6,927

Property Taxes

$817

HOA Dues

$0

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Property Information for 1044 Highway 98, Unit 101

Summary
Location and General Information
  • Community Features: Short Term Rental - Allowed, Pickle Ball, BBQ Pit/Grill, Beach, Dumpster, Elevators, Exercise Room, Fishing, Gated Community, Pets Allowed, Pool, Sauna/Steam Room, Tennis, TV Cable, Waterfront
  • Directions: Near the intersection of Hwy. 98 & Airport Rd., Emerald Towers is on the south side of 98.
  • MLS Area Minor: 1401 - Destin Beach West
  • MLS Area Major: 14 - Destin
  • Latitude: 30.384912
  • Longitude: -86.46752
  • Location Tax and Legal:Sub Area: 1401 - Destin Beach West
  • Location Tax and Legal:Elementary School: Destin
  • Location Tax and Legal:Middle School: Destin
  • Location Tax and Legal:High School: Destin
  • Location Tax and Legal:Legal Description: EMERALD TOWERS UNIT 101
  • Project Facilities: BBQ PitGrill2, Beach, Dumpster, Elevators, Exercise Room, Fishing, Gated Community, Pets Allowed2, Pickle Ball, Pool2, SaunaSteam Room, Short Term Rental - Allowed, Tennis, TV Cable3, Waterfront
  • Garage: false
Taxes and HOA
  • Association Fee Includes: Accounting, Ground Keeping, Insurance, Land Recreation, Management, Master Association, Recreational Faclty, Security, Sewer, Water, Cable TV, Trash
  • Tax Legal Description: EMERALD TOWERS UNIT 101
  • Parcel Number: 00-2S-22-1011-0000-0101
  • Association Fee: $0
  • Association YN: Yes
  • Tax Annual Amount: $9,803
  • Listing Info Tax Legal:Last Taxes: $9,803
  • Listing Info Tax Legal:Last Tax Year: 2024.0
School Information
  • Elementary School: Destin
  • Middle Or Junior School: Destin
  • High School: Destin
Parking
  • Carport YN: No
  • Covered Spaces: 0.0
  • Carport Spaces: 0.0
  • Garage Spaces: 0.0
  • General Property Info:Carport Spaces: 0.0
  • General Property Info:Covered Spaces: 0.0
  • General Property Info:Street Spaces: 0.0
  • General Property Info:Assigned Spaces: 0.0
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Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Building Area Total: 1701.0
  • General Property Info:SqFt Source: County PA Records
  • Waterfront: Gulf, Shore - Beach, Shore - Natural, Unit Waterfront
  • Waterview: Gulf2
Property and Assessments
  • Tax Year: 2024.0
  • Floor Plans Count: 0.0
  • Property Type: Residential, Condo
  • Year Built: 1983.0
  • Property Sub Type: Condominium
  • New Construction YN: No
  • General Property Info:Sub-Type: Condominium
  • General Property Info:Design: N/A
  • General Property Info:Pre-Const Flip: false
  • Listing Info Tax Legal:Homestead: false
  • Construction Status: Construction Complete
  • Construction Siding: Concrete, Roof Concrete
  • Occupancy Status: Vacation Rental
Green Features
  • Green Energy Efficient: Doors
Utilities
  • Sewer: True
  • Utilities: Electric, Public Water, TV Cable
  • Electric: True
  • Utilities: Electric, Public Sewer, Public Water, TV Cable
  • Energy: AC - Central Elect, Ceiling Fans, Double Pane Windows, Heat Cntrl Electric, Heat Pump Air To Air, Insulated Doors, Water Heater - Elect
Interior and Exterior Features
Exterior Features
  • Exterior Features: Balcony, Tennis Court
  • Construction Materials: Concrete
  • Security Features: Fire Alarm/Sprinkler
  • Pool Features: Pool - Heated, Pool - In-Ground, Pool Type
  • Stories Total: 15.0
  • General Property Info:Stories In Unit: 1.0
  • General Property Info:# of Units in Bldg: 83.0
  • General Property Info:Stories in Building: 15.0
  • General Property Info:Unit Floors Above Ground: 1.0
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Community
  • Exterior: Balcony, Pool - Heated, Pool - In-Ground, Tennis Court
Interior Features
  • Heating: Heat Pump Air To Air, Central
  • Cooling: Ceiling Fans, Central Air
  • Interior Features: Owner's Closet, Shelving, Washer/Dryer Hookup, Wet Bar, Woodwork Painted
  • Flooring: Floor Tile
  • Window Features: Plantation Shutters, Window Treatment All, Double Pane Windows
  • Room Type: Master Bedroom, Master Bathroom, Bedroom, Foyer, Kitchen, Dining Area, Living Room
  • Rooms Total: 10.0
  • Bathrooms Total Integer: 3.0
  • Bathrooms Total Decimal: 3.0
  • Bathrooms Total Notational: 3.0
  • Cooling YN: Yes
  • Heating YN: Yes
  • Bedrooms Total: 3.0
  • Bathrooms Full: 3.0
  • Bathrooms Half: 0.0
  • Interior: Floor Tile, Furnished - All, Owner's Closet, Plantation Shutters, Shelving, WasherDryer Hookup, Wet Bar, Window Treatment All, Woodwork Painted
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Fire AlarmSprinkler, Microwave, Oven Self Cleaning, Range Hood, Refrigerator WIceMk, Smooth Stovetop Rnge, StoveOven Electric, Washer
Room Information
Room 1
  • Room Type: Master Bedroom
  • Room Level: First
  • Room Length: 24.0
  • Room Width: 13.0
  • Room Description: Ocean Front, Sliding Door to Balcony
  • Room Dimensions: 24 x 13
Room 2
  • Room Type: Master Bathroom
  • Room Level: First
  • Room Length: 9.0
  • Room Width: 6.0
  • Room Description: Front Bath
  • Room Dimensions: 9 x 6
Room 3
  • Room Type: Master Bedroom
  • Room Level: First
  • Room Length: 14.0
  • Room Width: 11.0
  • Room Description: Private Bedroom
  • Room Dimensions: 14 x 11
Room 4
  • Room Type: Master Bathroom
  • Room Level: First
  • Room Length: 11.0
  • Room Width: 6.0
  • Room Description: Private Bath
  • Room Dimensions: 11 x 6
Room 5
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 12.0
  • Room Width: 12.0
  • Room Dimensions: 12 x 12
Room 6
  • Room Type: Master Bathroom
  • Room Level: First
  • Room Length: 9.0
  • Room Width: 7.0
  • Room Description: Shared Bathroom
  • Room Dimensions: 9 x 7
Room 7
  • Room Type: Foyer
  • Room Level: First
  • Room Length: 11.0
  • Room Dimensions: 11 x 7
Room 8
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 15.0
  • Room Width: 11.0
  • Room Dimensions: 15 x 11
Room 9
  • Room Type: Dining Area
  • Room Level: First
  • Room Length: 19.0
  • Room Width: 12.0
  • Room Dimensions: 19 x 12
Room 10
  • Room Type: Living Room
  • Room Level: First
  • Room Length: 17.0
  • Room Width: 17.0
  • Room Dimensions: 17 x 17
Multi Family
Multi Family Information
  • Number Of Units In Community: 83.0
  • Furnished: Furnished - All
Rental
Rent Information
  • General Property Info:Immediate Occupancy: true
  • Listing Info Tax Legal:Is Subject Leased: false
  • Existing Leases: DailyWeekly

Property History for 1044 Highway 98, Unit 101

DateEvent & SourcePriceAppreciation
May 16, 2025

Listed (Active)

ECAR #976471

$1,390,000—
Jul 19, 2024

Sold

ECAR #942531

$1,250,000—
Jul 17, 2024

Sold (Public Record)

Public Record #1538327591

$1,250,000

+8.4% / yr

DateEvent & SourcePrice
05/16/2025

Listed (Active)

ECAR #976471

$1,390,000
07/19/2024

Sold

ECAR #942531

$1,250,000
07/17/2024

Sold (Public Record)

Public Record #1538327591

$1,250,000

+8.4% / yr

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 1044 Highway 98, Unit 101

Taxable ValueLand-Additions$1,000,000Total-
Tax Record2025$11,844 ($987 / month)
Home Facts
Beds3Total Finished SqFt1,701 SqFtAbove Grade Finished SqFt1,701 SqFtLot Size181,387 SqFtStyleCondominiumYear Built1983CountyOKALOOSAAPN00-2S-22-1011-0000-0101

Schools near 1044 Highway 98, Unit 101

This home is within Okaloosa County School District.
Rating
School
Type
Grades
Distance
Destin Elementary School
Public - PK to 4
Destin Middle School
Public - 5 to 8
Fort Walton Beach High School
Public - 9 to 12
Destin High School
Charter - 9 to 12
Rating
School
Distance
Destin Elementary School
PublicPK to 4

Destin Middle School
Public5 to 8

Fort Walton Beach High School
Public9 to 12

Destin High School
Charter9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 1044 Highway 98, Unit 101, Destin, FL 32541

1044 Highway 98, Unit 101 is a condo for sale in Destin, FL 32541. This property was listed for sale on May 16, 2025 by RE/MAX Coastal Properties, it's currently listed at $1,390,000. It has been on the market for a total of 379 days and was last sold on July 19, 2024. This listing's school district is Okaloosa County School District. Nearby schools include Destin Elementary School, Destin Middle School and Fort Walton Beach High School. 1044 Highway 98, Unit 101 is a 3-bed, 3-bath, 1,701 sqft condo built in 1983.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of RE/MAX Coastal Properties

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.