1045 Paynes Creek Rd

Hartwell, GA 30643

$825,000
Price
4
Beds
3,030 Sq. Ft.
$272 / Sq. Ft.
3,030
Sq. Ft.
$272
per Sq. Ft.
Under Contract
Under Contract
a front view of a house with a yard
a living room with furniture a flat screen tv and a fireplace
a kitchen with stainless steel appliances granite countertop a refrigerator stove and sink
a view of a dining room with furniture wooden floor and chandelier
a living room with furniture and a fireplace
a bed room with a bed and a television
a bathroom with a double vanity sink a mirror and a shower
a view of a yard with porch and wooden fence
a view of a patio with chairs under an umbrella
an aerial view of a residential houses with outdoor space and trees
a view of house with a small yard and a large tree in it
a bathroom with a mirror and a shower
a kitchen with a table chairs refrigerator and cabinets
a living room with furniture and a fireplace
a bathroom with a granite countertop sink and a mirror
a bathroom with a sink and a mirror
a bedroom with a bed and a painting on the wall
a bedroom with a bed and a window
a bedroom with a bed and chair
a bedroom with a bed and a window
a bathroom with a granite countertop sink toilet and shower
a view of a livingroom with furniture window and wooden floor
a living room with furniture and a flat screen tv
a bedroom with a bed and a rug
a bathroom with a sink a toilet and shower
a view of a balcony with chairs
a room with a lamp and a rug
a view of outdoor space with garden and trees
a view of a lake
a view of a balcony with chairs and a potted plant
a view of a couches in patio of the house
a view of a field with mountains in the background
a aerial view of a yard
a view of an outdoor space
a view of a city with sunset view
a front view of a house with a garage

Description

This great Lake Hartwell home is in the sought-after Paynes Creek section of the lake. The front porch welcomes you to the foyer which leads to the great room with wood floors, a stone fireplace and vaulted ceilings. The great room is open to the kitchen and lakefront dining area. There is beautiful outdoor living space on the screened porch with a second fireplace and an open grill deck. The low maintenance porches have recently been upgraded with composite decking and powder coated aluminum railing....This great Lake Hartwell home is in the sought-after Paynes Creek section of the lake. The front porch welcomes you to the foyer which leads to the great room with wood floors, a stone fireplace and vaulted ceilings. The great room is open to the kitchen and lakefront dining area. There is beautiful outdoor living space on the screened porch with a second fireplace and an open grill deck. The low maintenance porches have recently been upgraded with composite decking and powder coated aluminum railing. The owner's suite is also on this level, and there is an additional half bath. Upstairs there are three generous bedrooms and a full bath. The terrace level has a huge great room with stylish cork floors, a television area, a game area and room for additional sleeping. There is also a bunk room and another full bathroom. Outside this level, there is a patio that connects to a short, gentle walk to the covered slip dock with composite decking. The dock also has a boat lift with a decked section in front, great for storing your lake toys. This house is being offered fully furnished including appliances, televisions, kitchenware and decor.
  1. Listed by Spot On The Lake • Keller Williams Lake Hartwell

Property Details for 1045 Paynes Creek Road

Subdivision
The Waterfront
Style
Traditional
Fees Include
None
Parking
Parking Pad
LISTING UPDATED: 12/30/2025 07:03 PM

Property Details for 1045 Paynes Creek Road

StatusUnder Contract
MLS #10602761
Days on Market110
Taxes$3,325 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2006
Lot Size0.53 AC / 23,086 SF
CountyHart County

Location

Listing Courtesy of Keller Williams Lake Hartwell, Spot On The Lake
Add your commute

Building Information for 1045 Paynes Creek Road

Stories3Year Built2006Building Size-Lot Size0.53 AC / 23,086 SF

Payment Calculator

$4,298 per month

30 year fixed, 6.15% Interest

Principal and Interest

$4,021

Property Taxes

$277

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 1045 Paynes Creek Road

Summary
Location and General Information
  • Area: 640-Hart County, GA
  • Elementary School: Hartwell
  • High School: Hart County
  • Middle School: Hart County
  • Amenities: Lake
  • Directions: I-85, Exit 177, Hwy 77S, L Junction 77, L- Mt Olivet Rd, L - Paynes Creek Road, Gravel driveway on the left off Paynes Creek Road just before Christina Lane.
  • Lot Description: Other
Taxes and HOA
  • Association: No
  • Parcel Number: C52 010 001
Parking
  • Parking Total: 2
Interior and Exterior Features
Interior Features
  • Total Fireplaces: 2
  • BAF Lower: 1
  • BAF Main: 1
  • BAF Upper: 1
  • BAH Lower: 0
  • BAH Main: 1
  • BAH Upper: 0
  • BR Lower: 0
  • BR Main: 1
  • BR Upper: 3
  • Fireplace Features: Family Room, Outside
  • Interior: Bookcases, High Ceilings, Master On Main Level, Pulldown Attic Stairs, Vaulted Ceiling(s)
  • Kitchen Features: Breakfast Bar, Pantry, Solid Surface Counters
  • Rooms: Family Room, Game Room, Great Room, Other
  • Laundry Features: In Hall, Laundry Closet
  • Basement Description: Bath Finished, Daylight, Exterior Entry, Finished, Full, Interior Entry
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Oven/Range (Combo), Oven (Wall), Refrigerator, Washer
  • Flooring: Carpet, Hardwood, Tile
  • Window Features: Double Pane Windows
Exterior Features
  • Roof Type: Composition
  • View: Lake
  • Patio And Porch Features: Deck, Patio, Porch, Screened
Property
Utilities
  • Cooling: Ceiling Fan(s), Central Air, Electric, Heat Pump
  • Heating Type: Central, Electric, Heat Pump
  • Water/Sewer: Septic Tank
  • Utilities: Electricity Available, Water Available
  • Water Source: Public
Property and Assessments
  • Tax Year: 2024
  • Below Grade Finished: 1199
  • Below Grade Unfinished: 0
  • Construction: Concrete
  • Stories: Three Or More
  • Leased Land: No
  • Property Condition: Resale
Lot Information
  • Lot: 1
  • Waterfront Description: 1
  • Setting: Lakefront, Waterfront
  • Water Description: Corps of Engineers Control, Deep Water Access, Dock Rights, Floating Dock, Lake, Lake Access
  • Above Grade Finished: 1831
Farm Information
  • Vegetation: Cleared, Grassed, Partially Wooded
Room Information
Room Information
  • Diningroom Features: Dining Rm/Living Rm Combo

Property History for 1045 Paynes Creek Road

DateEvent & SourcePriceAppreciation
Jul 19, 2007

Sold (Public Record)

Public Record #423157352

$489,000

-34.7% / yr

Oct 4, 2006

Sold (Public Record)

Public Record #1169902592

$684,000—
DateEvent & SourcePrice
07/19/2007

Sold (Public Record)

Public Record #423157352

$489,000

-34.7% / yr

10/04/2006

Sold (Public Record)

Public Record #1169902592

$684,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 1045 Paynes Creek Road

Taxable ValueLand$124,000Additions$111,553Total$235,553
Tax Record2024$3,637 ($303 / month)
Home Facts
Beds3Baths2Total Finished SqFt3,030 SqFtAbove Grade Finished SqFt3,030 SqFtStories2Lot Size23,087 SqFtStyleSingle Family ResidenceYear Built2006ZoningRCountyHARTAPNC52-010-001Fireplace TypeHas Fireplace

Schools near 1045 Paynes Creek Road

This home is within Hart County School District.
Rating
School
Type
Grades
Distance
North Hart Elementary School
Public - PK to 5
Hart County Middle School
Public - 6 to 8
Hart County High School
Public - 9 to 12
Hartwell Elementary School
Public - PK to 5
Rating
School
Distance
North Hart Elementary School
PublicPK to 5

Hart County Middle School
Public6 to 8

Hart County High School
Public9 to 12

Hartwell Elementary School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Keller Williams Lake Hartwell, Spot On The Lake

Based on information from one of the following Multiple Listing Services:FMLS,FMLS_CS,GAMLS,Middle GA MLS,Columbus Board of REALTORS, Northeast Georgia Board of REALTORS.Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by FMLS,FMLS_CS,GAMLS, Middle GA MLS,Columbus Board of REALTORS, Northeast Georgia Board of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.