104500 Overseas Hwy, Unit C103

1,282 Sq. Ft.
$498 / Sq. Ft.
1,282
Sq. Ft.
$498
per Sq. Ft.

Description

Welcome to Tamarind Bay Club Key Largo's hidden bayside gem. This ground-floor, two-bedroom, two-bath condominium offers an exceptional opportunity to create your dream island retreat in one of the most desirable waterfront communities in the Upper Keys. Inside, the floor plan is open and inviting, with two comfortable bedrooms and two full bathrooms that make this home ideal for guests, family, or a weekend getaway. This unit is a true fixer-upper, offering the perfect blank canvas for someone ready...Welcome to Tamarind Bay Club Key Largo's hidden bayside gem. This ground-floor, two-bedroom, two-bath condominium offers an exceptional opportunity to create your dream island retreat in one of the most desirable waterfront communities in the Upper Keys. Inside, the floor plan is open and inviting, with two comfortable bedrooms and two full bathrooms that make this home ideal for guests, family, or a weekend getaway. This unit is a true fixer-upper, offering the perfect blank canvas for someone ready to bring their vision to life. With the right updates, this space could be transformed into a stunning coastal haven that captures the relaxed elegance of island living. Tamarind Bay Club is a gated, bayside community known for its quiet atmosphere and resort-style amenities. Residents enjoy two heated swimming pools overlooking the bay, lighted tennis and pickleball courts, and a bayfront picnic area complete with a gazebo and barbecue pavilion for evening gatherings or sunset dining. Boaters will appreciate the private marina with assigned dockage for vessels up to approximately 34 feet, a private boat ramp, trailer storage, and a convenient boat wash station. There is even a community ice machine to make a day on the water effortless. This pet-friendly complex, with only around 50 residences, offers a relaxed and welcoming environment that feels worlds away yet is just an hour from Miami. Tamarind Bay Club sits at Mile Marker 104.5, giving residents quick access to world-class fishing, snorkeling, diving, and the many restaurants and shops that make Key Largo such a beloved destination. Whether you are looking for a full-time home, a seasonal getaway, or an investment property, this ground-floor unit presents a rare chance to own in Tamarind Bay Club at an attractive entry point. With its unbeatable location, boating amenities, and endless potential, this property is an opportunity to create your own piece of paradise in the heart of the Florida Keys.
  1. Listed by Brooke Vega • American Caribbean Real Estate, Christie's International Real Estate

Property Details for 104500 Overseas Highway, Unit C103

Waterfront
Bay Front, Canal Front
Waterfront
Yes
Zoning
SR - Sub Urban Residential District
Subdivision
Tamarind Bay (104.5)
Directions
Make a right at 104500 Overseas, gate code provided by agent, first building on the right
Building Style
Ground Level, Split Level
Vehicle Storage
Assigned Parking, Trailer Storage, Guest Parking
Pets
Pets Allowed
LISTING UPDATED: 12/05/2025 06:25 AM

Property Details for 104500 Overseas Highway, Unit C103

StatusActive
MLS #617060
Days on Market83
Taxes$2,610 / year
HOA Fees$3,152 / quarter
Condo/Co-op Fees-
Compass TypeCondo
MLS TypeResidential / Condo
Year Built1981
CountyMonroe County

Location

Listing Courtesy of American Caribbean Real Estate, Christie's International Real Estate
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Building Information for 104500 Overseas Highway, Unit C103

Building/Complex104500 Overseas HwyFloor-Stories4Residences50Pet PolicyAllowedPet Policy DetailsPets AllowedYear Built1981

Payment Calculator

$4,383 per month

30 year fixed, 6.15% Interest

Principal and Interest

$3,114

Property Taxes

$218

HOA Dues

$1,051

The Payment Calculator is for illustrative purposes only.

Property Information for 104500 Overseas Highway, Unit C103

Summary
Location and General Information
  • Waterview: Bay/Gulf View, Canal View
  • Area: 27 - Key Largo MM 97-107
  • Control Depth: 4
  • Off Shore Island: No
  • Listing Board: Florida Keys
  • Side: Bay/Gulf
  • Unit/Complex: Complex
  • Mile Marker: 104.5
  • Marathon Neighborhood: N/A
  • Neighborhood Feature: Community Pool, Other Area Features, Tennis Courts, Community Boat Ramp, Community Dockage
  • Key/Island: Key Largo
Taxes and HOA Information
  • Association Info: Mandatory Home Owners Asc: Yes
  • Association Info: Condo Doc's: Yes
  • Association Info: 1st Right of Refusal: No
  • Association Info: Assoc Approval Req: Yes
  • Fee Includes: Cable, Other, Security, Common Area Mnt, Exterminating
  • Furnished: Furnished
  • Tax Year: 2024
  • Tax Exemptions: Homestead
Property
Lot Information
  • Parcel #: 00085050-003500
  • Land Size: 5 Less Than 10 Acres
Property and Assessments
  • Legal: TAMARIND BAY CLUB A CONDOMINIUM UNIT C-103 KEY BISCAYNER BLDG OR856-1239/1241 OR892-1540 OR1029-1141 OR1266-1030/31 OR16
  • MLS Approved: Y
  • SqFt Source: Property Data Card
  • Flood Zone: X
  • Rentals Allowed: With Restrictions
  • Deed Restrictions: Unknown
  • Picture Count: 45
  • Document Count: 0
  • Building Style: Above Flood: Unknown
  • Property Condition: Fixer Upper
  • Security: Electric Gate
Utilities
  • Utilities: FKAA, Elect Separate Meter, Cable Available, Buyer to Verify, Municipal Sewer
  • Pub Sewer HkUp: Yes
  • Species List: No
  • Pool: Yes
  • Pool Info: Heated: Yes
  • Pool Info: Other Surroundings: YES
  • Pool Info: Concrete, Decked
  • Porch/Balcony: Open Porch/Balcony
Interior and Exterior Features
Interior Features
  • Floor: Tile
  • Interior Features: Drapes/Blinds Incl, Smoke Alarms, Window Treatments, Walk-in Closet(s), Split Bedroom
  • Pre-Wired: Cable
  • Appliances: Washer, Stainless Steel Appliance(s), Microwave, Oven, Refrigerator, Dishwasher, Dryer
Exterior Features
  • Roof: Metal Roof
  • Shutters: Accordion
  • Dockage: Dock Length: 34
  • Dockage: Dock: Concrete
  • Construction: CBS, Concrete
  • Dockage: Dock Privileges, Boat Ramp, Assigned Dock
  • Exterior Features: Built-in Grill, Tennis Court(s), Storage, Privacy Wall/Fence, Lighting, Gazebo, Fencing
  • Windows/Doors: Aluminum Windows

Property History for 104500 Overseas Highway, Unit C103

DateEvent & SourcePriceAppreciation
Oct 27, 2025

Price Change

FKMLS #617060

$650,000
Oct 27, 2025

Listed (Active)

FKMLS #617060

$639,000
May 10, 2019

Sold (Public Record)

Public Record #645890502

$100
DateEvent & SourcePrice
10/27/2025

Price Change

FKMLS #617060

$650,000
10/27/2025

Listed (Active)

FKMLS #617060

$639,000
05/10/2019

Sold (Public Record)

Public Record #645890502

$100

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 104500 Overseas Highway, Unit C103

Taxable ValueLand-Additions$316,458Total-
Tax Record2024$2,610 ($218 / month)
Home Facts
Beds2Baths2Total Finished SqFt1,282 SqFtAbove Grade Finished SqFt1,282 SqFtLot Size345,995 SqFtStyleCondominiumYear Built1981CountyMONROEAPN00085050-003500

Schools near 104500 Overseas Highway, Unit C103

This home is within Monroe.
Rating
School
Type
Grades
Distance
Public - PK to 8
Public - 9 to 12
Charter - K to 8
Public - 6 to 12
Rating
School
Distance
Key Largo School
PublicPK to 8

Coral Shores High School
Public9 to 12

Ocean Studies Charter
CharterK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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104500 Overseas Highway, Unit C103 is a condo for sale in Key Largo, FL 33037. This property was listed for sale on October 27, 2025 by American Caribbean Real Estate, Christie's International Real Estate, it's currently listed at $639,000. It has been on the market for a total of 83 days and was last sold on May 10, 2019. This listing's school district is Monroe. Nearby schools include Key Largo School, Coral Shores High School and Ocean Studies Charter. 104500 Overseas Highway, Unit C103 is a 2-bed, 2-bath, 1,282 sqft condo built in 1981.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of American Caribbean Real Estate, Christie's International Real Estate

Based on information from one of the following Multiple Listing Services: Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.