1048 Highway 98, Unit 106W

Destin, FL 32541

$999,000
Last Sold Price
2
Beds
1,672 Sq. Ft.
$597 / Sq. Ft.
1,672
Sq. Ft.
$597
per Sq. Ft.
Sold 12/10/25
Sold 12/10/25
a view of a balcony with city view
a living room with furniture a clock on wall and a chandelier
a living room with furniture and a large window
a bedroom with a large bed and a window
a living room with furniture and a window
a view of a hallway with entryway
a bedroom with a large bed and a chandelier
a view of a balcony with furniture
a living room with furniture a flat screen tv and a large window
a front view of a residential apartment building with a yard
a kitchen with stainless steel appliances granite countertop a stove refrigerator sink and cabinets
a living room with furniture and a large window
a kitchen with a sink a stove a microwave and cabinets
a utility room with dryer and washer
a bathroom with a granite countertop sink a large mirror and a bathtub
a bathroom with a tub
a bedroom with a bed and teddy bear on the wall
a bedroom with a bed and a flat screen tv
a view of a swimming pool with a lake view
a balcony with table and chairs
a bathroom with a toilet a sink and mirror
a bathroom with a shower and a mirror
a bedroom with a bed and a flat screen tv
a kitchen with granite countertop a sink and a stove
a bedroom with a large bed and a flat screen tv
a view of a dining room with furniture and a floor to ceiling window
a view of an ocean and beach
a swimming pool with outdoor seating and plants
a view of a house with a swimming pool
a picture of a table and chairs in the terrace
a view of a city with tall buildings
a view of swimming pool with outdoor seating
a view of swimming pool
a view of a patio with chairs and plants
a view of balcony with furniture
a view of terrace with city view
a view of a city with tall buildings

Description

Experience the perfect blend of elegance, comfort, and convenience in this beautifully appointed two-bedroom, two-bath beachfront condo with additional bunk space, located in the highly sought-after Silver Beach Towers Resort. Nestled on the ground floor, this rare end-unit retreat offers unmatched accessibility and stunning views of both the sparkling Gulf and the resort's signature pool. From the moment you enter, the freshly redesigned interiors (2024-2025) create an inviting coastal atmosphere,...Experience the perfect blend of elegance, comfort, and convenience in this beautifully appointed two-bedroom, two-bath beachfront condo with additional bunk space, located in the highly sought-after Silver Beach Towers Resort. Nestled on the ground floor, this rare end-unit retreat offers unmatched accessibility and stunning views of both the sparkling Gulf and the resort's signature pool. From the moment you enter, the freshly redesigned interiors (2024-2025) create an inviting coastal atmosphere, with modern furnishings, stylish décor, and thoughtful upgrades throughout. The open-concept layout flows seamlessly from the living room to the dining area and gourmet kitchen, all enhanced by floor-to-ceiling windows framing the turquoise waters beyond. Step outside to your oversized, furnished beachfront patioa unique end-unit featureproviding direct access to the pool deck, grilling stations, and the private beach just steps away.Inside, the residence has been thoughtfully updated with fresh finishes and modern touches. The gourmet kitchen is equipped with full-size stainless steel appliances, a brand-new range, updated faucet, and a complete set of new utensils, cookware, and bakeware. The adjoining dining area features a new dining set and barstools, offering seating for six, plus a breakfast bar for two. The spacious living room is designed for both comfort and style with new décor, a brand-new sofa, and a coordinating area rug. The private primary suite serves as a true retreat, featuring a king bed, direct patio access, and an en-suite bath with a jacuzzi tub, walk-in shower, double vanity, a new toilet, and a new showerhead. Guests will appreciate the additional suite with two queen beds, an en-suite bath with walk-in shower, and updated drapes and rug. A cozy bunk area provides bonus sleeping space, while the full-size laundry room includes a washer, dryer, and a locked owner's fridge for added convenience.Unique owner benefits further set this condo apart. In addition to a dedicated in-unit owner's closet, this property includes a rare oversized hallway owner's closet, perfect for storing all your beach gear. The condo is meticulously maintained and consistently kept spotless by a highly rated professional cleaning team, ensuring both owner enjoyment and rental success. Ownership here is also pet-friendly, and residents enjoy the convenience of covered garage parking along with unlimited outdoor spaces.Silver Beach Towers offers an exceptional array of resort amenities. Two beachfront pools, tennis courts, a fitness center, and grilling areas provide endless opportunities for relaxation and recreation. Beach days are enhanced by exclusive services from a family-owned crew that has served the property for over 15 years, offering chair service, paddle boards, kayaks, banana boat rides, and surf lessons. Owners may purchase seasonal chair packages for their own use or extend them to renters. A new highlight in 2025 is The Tipsy Turtle, a poolside bar and grill serving both the pool deck and beachfront, with food prepared via food truck to maintain a pristine atmosphere. Additional perks include complimentary off-season poolside cabanas (November 1-March 1), private beach access with controlled entry, and the convenience of the only traffic light on Highway 98 with a left-turn lane directly

Listing Agent

  1. Kadi Higginbotham

    Kadi Higginbotham

    Listing Agent

    Compass

    CallTextEmail

Property Details for 1048 Highway 98, Unit 106W

Waterfront Features
Unit Waterfront, Gulf
View
Gulf
Architectural Style
N/A
Subdivision Name
SILVER BEACH TOWERS
Waterfront YN
Yes
LISTING UPDATED: 12/10/2025 04:47 PM

Property Details for 1048 Highway 98, Unit 106W

StatusSold
MLS #986819
Days on Market60
Taxes$10,899 / year
HOA Fees$3,659 / quarter
Condo/Co-op Fees-
Compass TypeCondo
MLS TypeResidential / Condominium
Year Built2004
CountyOkaloosa County
Buyer's Agent Compensation2.5%

Location

Sold By Emerald Coast Realty Pros Inc

Add your commute

Building Information for 1048 Highway 98, Unit 106W

Building/Complex1048 Highway 98Floor-Stories-Residences-Pet Policy-Pet Policy Details-Year Built2004

Payment Calculator

$6,997 per month

30 year fixed, 6.15% Interest

Principal and Interest

$4,869

Property Taxes

$908

HOA Dues

$1,220

The Payment Calculator is for illustrative purposes only.

Property Information for 1048 Highway 98, Unit 106W

Summary
Location and General Information
  • Community Features: BBQ Pit/Grill, Beach, Dumpster, Elevators, Fishing, Gated Community, Handicap Provisions, Pets Allowed, Picnic Area, Pool, Separate Storage, Tennis, TV Cable, Waterfront, Whirlpool
  • Directions: From US -98 W make left onto Airport Rd, Just pass Dollar General on the right.
  • MLS Area Minor: 1401 - Destin Beach West
  • MLS Area Major: 14 - Destin
  • Latitude: 30.384962
  • Longitude: -86.466631
  • Location Tax and Legal:Sub Area: 1401 - Destin Beach West
  • Location Tax and Legal:Elementary School: Destin
  • Location Tax and Legal:Middle School: Destin
  • Location Tax and Legal:High School: Fort Walton Beach
  • Location Tax and Legal:Legal Description: SILVER BEACH TOWERS WEST PENTHOUSE 106
  • Project Facilities: BBQ PitGrill2, Beach, Dumpster, Elevators, Fishing, Gated Community, Handicap Provisions2, Pets Allowed2, Picnic Area, Pool2, Separate Storage, Tennis, TV Cable3, Waterfront, Whirlpool
Taxes and HOA
  • Association Fee Frequency: Quarterly
  • Association Fee Includes: Accounting, Ground Keeping, Insurance, Internet Service, Legal, Management, Sewer, Water, Cable TV, Trash
  • Association Fee2: $3,659
  • Tax Legal Description: SILVER BEACH TOWERS WEST PENTHOUSE 106
  • Parcel Number: 00-2S-22-2317-00PH-0106
  • Association Fee: $0
  • Association YN: Yes
  • Tax Annual Amount: $10,899
  • Listing Info Tax Legal:Last Taxes: $10,899
  • Listing Info Tax Legal:Last Tax Year: 2024.0
School Information
  • Elementary School: Destin
  • Middle Or Junior School: Destin
  • High School: Fort Walton Beach
Parking
  • Carport YN: No
  • Covered Spaces: 1.0
  • General Property Info:Covered Spaces: 1.0
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Building Area Total: 1672.0
  • General Property Info:SqFt Source: County PA Records
  • Waterfront: Gulf, Unit Waterfront
  • Waterview: Gulf2
Property and Assessments
  • Tax Year: 2024.0
  • Floor Plans Count: 0.0
  • Property Type: Residential,Condo
  • Year Built: 2004.0
  • Property Sub Type: Condominium
  • New Construction YN: No
  • General Property Info:Sub-Type: Condominium
  • General Property Info:Design: N/A
  • Construction Status: Construction Complete
  • Construction Siding: Concrete, Stucco
Utilities
  • Sewer: True
  • Utilities: Electric, Public Water, TV Cable, Underground
  • Electric: True
  • Utilities: Electric, Public Sewer, Public Water, TV Cable, Underground
  • Energy: AC - Central Elect, Ceiling Fans, Double Pane Windows, Heat Cntrl Electric, Tinted Windows, Water Heater - Elect
Interior and Exterior Features
Exterior Features
  • Exterior Features: Hot Tub, Shower, Tennis Court
  • Construction Materials: Concrete, Stucco
  • Security Features: Fire Alarm/Sprinkler
  • Pool Features: Pool - Heated, Pool - In-Ground, Pool Type
  • Patio And Porch Features: Patio Covered
  • Fencing: Fenced Lot-All
  • General Property Info:Stories In Unit: 1.0
  • General Property Info:Unit Floors Above Ground: 1.0
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Community
  • Exterior: Fenced Lot-All, Hot Tub, Patio Covered, Pool - Heated, Pool - In-Ground, Shower, Tennis Court
Interior Features
  • Heating: Central
  • Cooling: Ceiling Fans, Central Air
  • Interior Features: Breakfast Bar, Ceiling Raised, Fireplace 2+, Hallway Bunk Beds, Lighting Recessed, Owner's Closet, Pantry, Washer/Dryer Hookup
  • Flooring: Floor Marble, Floor WW Carpet
  • Window Features: Window Treatment All, Double Pane Windows, Tinted Windows
  • Room Type: Living Room, Kitchen, Master Bedroom, Bedroom
  • Rooms Total: 4.0
  • Bathrooms Total Integer: 2.0
  • Bathrooms Total Decimal: 2.0
  • Bathrooms Total Notational: 2.0
  • Cooling YN: Yes
  • Heating YN: Yes
  • Bedrooms Total: 2.0
  • Bathrooms Full: 2.0
  • Bathrooms Half: 0.0
  • Interior: Breakfast Bar, Ceiling Raised, Fireplace 2, Floor Marble, Floor WW Carpet, Furnished - All, Hallway Bunk Beds, Lighting Recessed, Owner's Closet, Pantry, WasherDryer Hookup, Window Treatment All
  • Appliances: Dishwasher, Disposal, Dryer, Fire AlarmSprinkler, Microwave, Oven Self Cleaning, Range Hood, Refrigerator WIceMk, Smoke Detector, Smooth Stovetop Rnge, StoveOven Electric
Room Information
Room 1
  • Room Type: Living Room
  • Room Level: First
  • Room Length: 23.0
  • Room Width: 16.0
  • Room Description: Living/Dining Combo
  • Room Dimensions: 23 x 16
Room 2
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 12.0
  • Room Width: 9.0
  • Room Dimensions: 12 x 9
Room 3
  • Room Type: Master Bedroom
  • Room Level: First
  • Room Length: 17.0
  • Room Width: 13.0
  • Room Dimensions: 17 x 13
Room 4
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 17.0
  • Room Width: 11.0
  • Room Dimensions: 17 x 11
Multi Family
Multi Family Information
  • Furnished: Furnished - All
Rental
Rent Information
  • Listing Info Tax Legal:Is Subject Leased: No
  • Existing Leases: DailyWeekly

Property History for 1048 Highway 98, Unit 106W

DateEvent & SourcePriceAppreciation
Dec 10, 2025

Sold

ECAR #986819

$999,000—
Dec 1, 2025

Pending

ECAR #986819

—
Nov 4, 2025

Price Change

ECAR #986819

$1,059,000—
Oct 3, 2025

Listed (Active)

ECAR #986819

$1,099,000—
Jul 28, 2023

Sold

ECAR #918457

$1,035,000—
Jun 24, 2023

Pending

ECAR #918457

—
Mar 8, 2023

Listed (Active)

ECAR #918457

$1,350,000—
Mar 4, 2023

Expired

ECAR #892702

—
Oct 5, 2022

Price Change

ECAR #892702

$1,350,000—
Jun 23, 2022

Price Change

ECAR #892702

$1,499,000—
May 5, 2022

Price Change

ECAR #892702

$1,699,000—
Mar 7, 2022

Listed (Active)

ECAR #892702

$1,999,000—
Feb 27, 2020

Sold

ECAR #810657

$677,000—
Jan 30, 2020

Listed (Active)

ECAR #810657

$689,900—
Jul 5, 2018

Expired

ECAR #772413

$679,900—
Mar 31, 2017

Listed (Active)

ECAR #772413

$699,000—
Nov 21, 2016

Withdrawn

ECAR #726011

$695,000—
Oct 19, 2015

Listed (Active)

ECAR #726011

$735,000—
Feb 24, 2012

Sold

ECAR #567953

$400,000—
Jan 20, 2012

Pending

ECAR #567953

—
Jan 10, 2012

Listed (Active)

ECAR #567953

$100—
Oct 9, 2008

Expired

ECAR #438224

$700,000—
Oct 9, 2007

Listed (Active)

ECAR #438224

$1,150,000—
Jun 6, 2006

Expired

ECAR #412417

—
Dec 12, 2005

Listed (Active)

ECAR #412417

$1,325,000—
Dec 11, 2005

Expired

ECAR #403385

—
Sep 11, 2005

Listed (Active)

ECAR #403385

$1,450,000—
Dec 3, 2004

Sold

ECAR #369887

$1,070,000—
Oct 28, 2004

Pending

ECAR #369887

—
Sep 2, 2004

Listed (Active)

ECAR #369887

$1,125,000—
DateEvent & SourcePrice
12/10/2025

Sold

ECAR #986819

$999,000
12/01/2025

Pending

ECAR #986819

—
11/04/2025

Price Change

ECAR #986819

$1,059,000
10/03/2025

Listed (Active)

ECAR #986819

$1,099,000
07/28/2023

Sold

ECAR #918457

$1,035,000
06/24/2023

Pending

ECAR #918457

—
03/08/2023

Listed (Active)

ECAR #918457

$1,350,000
03/04/2023

Expired

ECAR #892702

—
10/05/2022

Price Change

ECAR #892702

$1,350,000
06/23/2022

Price Change

ECAR #892702

$1,499,000
05/05/2022

Price Change

ECAR #892702

$1,699,000
03/07/2022

Listed (Active)

ECAR #892702

$1,999,000
02/27/2020

Sold

ECAR #810657

$677,000
01/30/2020

Listed (Active)

ECAR #810657

$689,900
07/05/2018

Expired

ECAR #772413

$679,900
03/31/2017

Listed (Active)

ECAR #772413

$699,000
11/21/2016

Withdrawn

ECAR #726011

$695,000
10/19/2015

Listed (Active)

ECAR #726011

$735,000
02/24/2012

Sold

ECAR #567953

$400,000
01/20/2012

Pending

ECAR #567953

—
01/10/2012

Listed (Active)

ECAR #567953

$100
10/09/2008

Expired

ECAR #438224

$700,000
10/09/2007

Listed (Active)

ECAR #438224

$1,150,000
06/06/2006

Expired

ECAR #412417

—
12/12/2005

Listed (Active)

ECAR #412417

$1,325,000
12/11/2005

Expired

ECAR #403385

—
09/11/2005

Listed (Active)

ECAR #403385

$1,450,000
12/03/2004

Sold

ECAR #369887

$1,070,000
10/28/2004

Pending

ECAR #369887

—
09/02/2004

Listed (Active)

ECAR #369887

$1,125,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Schools near 1048 Highway 98, Unit 106W

This home is within Okaloosa County School District.
Rating
School
Type
Grades
Distance
Destin Elementary School
Public - PK to 4
Destin Middle School
Public - 5 to 8
Fort Walton Beach High School
Public - 9 to 12
Destin High School
Charter - 9 to 12
Rating
School
Distance
Destin Elementary School
PublicPK to 4

Destin Middle School
Public5 to 8

Fort Walton Beach High School
Public9 to 12

Destin High School
Charter9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

Explore Nearby Homes

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.