10685 109th St

Largo, FL 33778

$339,000
Price
3
Beds
1,100 Sq. Ft.
$308 / Sq. Ft.
1,100
Sq. Ft.
$308
per Sq. Ft.
Listed By CompassPending
Listed By CompassPending

Description

Under contract-accepting backup offers. Prime Seminole Location. Updated and Move-In Ready! Perfectly situated near Seminole City Center, Seminole Recreation Center, and Largo Mall, this beautifully updated concrete block home (covered with siding) offers easy living in a high-and-dry, non-flood zone neighborhood. Freshly painted inside and out, the home features new flooring, a brand-new roof, updated electrical, and a modernized kitchen with new appliances and new stylish 1/2 bath. Enjoy a flexible...Under contract-accepting backup offers. Prime Seminole Location. Updated and Move-In Ready! Perfectly situated near Seminole City Center, Seminole Recreation Center, and Largo Mall, this beautifully updated concrete block home (covered with siding) offers easy living in a high-and-dry, non-flood zone neighborhood. Freshly painted inside and out, the home features new flooring, a brand-new roof, updated electrical, and a modernized kitchen with new appliances and new stylish 1/2 bath. Enjoy a flexible floor plan with three bedrooms, one and a half baths, and a bonus den or office, ideal for working from home or extra guest space. Additional highlights include a 2019 HVAC system, upgraded electrical panel, and plenty of storage throughout. The property offers excellent outdoor space with a large fenced backyard, a spacious front yard, and a carport with ample parking. No rental restrictions make this a fantastic primary home or investment opportunity. Located just minutes to shopping, dining, entertainment, and the Gulf beaches, this home truly delivers comfort, convenience, and value in one of Seminole’s most desirable areas.

Listing Agent

  1. Sarah Howe

    Sarah Howe

    Listing Agent

    Compass

    sarah.howe@compass.com

    P: (813)-774-1999

    CallTextEmail

Property Details for 10685 109th Street

Subdivision Name
TROPICAL GROVES
Township
30
Carport Spaces
2
Waterfront
No
LISTING UPDATED: 01/11/2026 06:10 PM

Property Details for 10685 109th Street

StatusPending
MLS #TB8442216
Days on Market75
Taxes$4,039 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1957
Lot Size0.15 AC / 6,717 SF
CountyPinellas County

Location

Add your commute

Building Information for 10685 109th Street

Stories-Year Built1957Building Size-Lot Size0.15 AC / 6,717 SF

Payment Calculator

$1,989 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,652

Property Taxes

$337

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 10685 109th Street

Summary
Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 1100.0
  • Building Area Units: Square Feet
  • Direction Faces: West
  • Directions: Map to address
  • Elementary School: Starkey Elementary-PN
  • Middle Or Junior School: Osceola Middle-PN
  • High School: Seminole High-PN
  • Mls Major Change Type: Pending
  • Major Change Type: Pending
  • Listing Service: Full Service
  • Senior Community: No
  • Unit Number: No
  • Street Number: 10685
  • Street Name: 109TH
  • Street Suffix: STREET
  • State: FL
  • City: LARGO
Parking
  • Carport: Yes
  • Garage: No
Taxes and HOA Information
  • Association: No
  • CDD: No
  • Tax Block: F
  • Tax Book Number: 39-52
  • Tax Legal Description: TROPICAL GROVES UNIT 2 BLK F, LOT 8
  • Tax Lot: 8
  • Tax Year: 2024
Virtual Tour
Property
Lot Information
  • Additional Parcels: No
  • Parcel Number: 153015921060060080
  • Total Acreage: 0 to less than 1/4
  • Water Access: No
  • Water Extras: No
  • Zoning: R-3
  • Living Area: 1100
Property and Assessments
  • Year Built Numeric: 1957
  • Flood Zone Code: X
  • Flood Zone Date: 08-24-2021
  • Flood Zone Panel: 12103C0181H
  • Homestead: Yes
  • New Construction: No
  • Public Survey Range: 15
  • Public Survey Section: 15
Utilities
  • Sewer: Public Sewer
  • Utilities: Electricity Available
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Block, Metal Siding, Stucco
  • Exterior Features: Storage
  • Foundation Details: Slab
  • Levels: One
  • Pool Private: No
  • Pool: None
  • Pool Private: No
  • Roof: Shingle
  • Waterfront Feet Total: 0
Interior Features
  • Bedrooms Total: 3
  • Bathrooms Full: 1
  • Appliances: Range, Refrigerator
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Laminate, Porcelain Tile
  • Heating: Central
  • Interior Features: Ceiling Fan(s)
  • Laundry Features: Inside
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Room Count: 4.0
  • Water View: No
  • Bathrooms Half: 1

Property History for 10685 109th Street

DateEvent & SourcePriceAppreciation
Jan 11, 2026

Pending

MFRMLS #TB8442216

—
Dec 16, 2025

Price Change

MFRMLS #TB8442216

$339,000—
Nov 20, 2025

Price Change

MFRMLS #TB8442216

$345,000—
Oct 28, 2025

Listed (Active)

MFRMLS #TB8442216

—
Oct 28, 2025

Temporarily Off Market

MFRMLS #TB8442216

—
Oct 28, 2025

Listed (Active)

MFRMLS #TB8442216

$365,000—
Jun 27, 2024

Withdrawn

MFRMLS #U8239919

$379,000—
Apr 24, 2024

Listed (Active)

MFRMLS #U8239919

$397,000—
Jul 31, 2023

Sold (Public Record)

Public Record #1515935219

$273,200—
Jul 31, 2023

Sold

MFRMLS #U8204220

$274,000—
Jun 26, 2023

Pending

MFRMLS #U8204220

—
Jun 17, 2023

Listed (Active)

MFRMLS #U8204220

$239,900—
DateEvent & SourcePrice
01/11/2026

Pending

MFRMLS #TB8442216

—
12/16/2025

Price Change

MFRMLS #TB8442216

$339,000
11/20/2025

Price Change

MFRMLS #TB8442216

$345,000
10/28/2025

Listed (Active)

MFRMLS #TB8442216

—
10/28/2025

Temporarily Off Market

MFRMLS #TB8442216

—
10/28/2025

Listed (Active)

MFRMLS #TB8442216

$365,000
06/27/2024

Withdrawn

MFRMLS #U8239919

$379,000
04/24/2024

Listed (Active)

MFRMLS #U8239919

$397,000
07/31/2023

Sold (Public Record)

Public Record #1515935219

$273,200
07/31/2023

Sold

MFRMLS #U8204220

$274,000
06/26/2023

Pending

MFRMLS #U8204220

—
06/17/2023

Listed (Active)

MFRMLS #U8204220

$239,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 10685 109th Street

Taxable ValueLand-Additions-Total-
Tax Record2025$4,953 ($413 / month)
Home Facts
Beds0Baths1.5Total Finished SqFt1,100 SqFtAbove Grade Finished SqFt1,100 SqFtStories1Lot Size6,717 SqFtStyleSingle Family ResidenceYear Built1957Year Renovated1997CountyPINELLASAPN15-30-15-92106-006-0080

Schools near 10685 109th Street

This home is within Pinellas.
Rating
School
Type
Grades
Distance
Starkey Elementary School
Public - PK to 5
Osceola Middle School
Public - 6 to 8
Seminole High School
Public - 9 to 12
Plato Seminole
Charter - K to 8
Rating
School
Distance
Starkey Elementary School
PublicPK to 5

Osceola Middle School
Public6 to 8

Seminole High School
Public9 to 12

Plato Seminole
CharterK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 01/11/2026 06:10 PM