108 W Cliff Dr

$1,399,000
Price
Beds
Baths
1,636 Sq. Ft.
$855 / Sq. Ft.
1,636
Sq. Ft.
$855
per Sq. Ft.

Description

Duplex off W Cliff Dr across from Beach Hill, peaks of ocean from front porch. Each side has 2 beds and 1 bath. Updated with double paned windows, newer roof and exterior paint. Prime location near the Wharf, Boardwalk, Downtown and West Cliff Drive. Single family home (102 W Cliff) and vacant lot next door are available and can be sold separately. Buy all 3 and own your own piece of Santa Cruz! Do not disturb occupants.Duplex off W Cliff Dr across from Beach Hill, peaks of ocean from front porch. Each side has 2 beds and 1 bath. Updated with double paned windows, newer roof and exterior paint. Prime location near the Wharf, Boardwalk, Downtown and West Cliff Drive. Single family home (102 W Cliff) and vacant lot next door are available and can be sold separately. Buy all 3 and own your own piece of Santa Cruz! Do not disturb occupants.

Property Details for 108 West Cliff Drive

MLS City Name
SANTA CRUZ
Building Type
DUPLEX
Garage Spaces
0
Parking Spaces
1
View
Ocean
Cross Street
Viaduct Ct
LISTING UPDATED: 12/18/2025 03:57 PM

Property Details for 108 West Cliff Drive

StatusContingent
MLS #ML82018449
Days on Compass120
Taxes$16,700 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeMulti Family
MLS TypeRESIDENTIAL INCOME / DUPLEX
Year Built1950
Lot Size0.11 AC / 5,009 SF
CountySanta Cruz County

Location

Listing Courtesy of Coldwell Banker Realty, Jessica Wallace, DRE #01455690
Add your commute

Building Information for 108 West Cliff Drive

Stories1Residences2Year Built1950Building Size-Lot Size0.11 AC / 5,009 SF

Payment Calculator

$8,305 per month

30 year fixed, 6.28% Interest

Principal and Interest

$6,913

Property Taxes

$1,392

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 108 West Cliff Drive

Features
Room Information
  • Kitchen: Countertop - Tile, Oven Range - Gas, Refrigerator
Features
  • Energy Features: Double Pane Windows, Low Flow Shower
  • Fireplace: No
  • Flooring: Hardwood, Laminate
  • Laundry: Washer / Dryer
  • Living SqFt: 1636
  • Pool: No
  • Security Features: None
  • Special Features: None
Utilities
  • Cooling: None
  • Heating: Floor Furnace
  • Meters: Separate Electric, Separate Gas, Separate Water
  • Sewer Septic: Sewer - Public
  • Utilities: Public Utilities
  • Water: Public
Carport and Parking
  • Carport Min: 3
Garage
  • Garage and Parking: Carport
Property Details
Homeowners Association
  • HOA Exists: 0
  • HOA Fee: $0
Property Details
  • Exterior: Double Pane Windows
  • Area Text: West Santa Cruz
  • Roof: Composition
  • Subclass: Duplex
  • Year Built Source: Assessor
  • Street Number: 108
  • Street Name: Cliff
  • Street Direction Prefix: West
  • Street Suffix: Drive
  • Area ID: 43
Lot / Property Details
Building Information
  • Number Of Stories: 1
  • Number of Buildings: 1
  • Structure SqFt: 1636
  • Structure SqFt Source: Assessor
  • Age: 75
Development Information
  • Construction Type: Wood Frame
  • Zoning Detail: Res Non Conforming
Location Information
  • City Limits: Yes
  • Incorporated: No
  • Parcel Number: 004-311-04-000
  • County Name: Santa Cruz
  • City Name: SANTA CRUZ
  • City Postal ID: 64
  • Postal Code: 95060
  • Elementary School: 841
  • Elementary School District: 840
  • Middle School Text: Mission Hill
  • High School District Text: Santa Cruz City Elementary
Lot Information
  • Foundation: Concrete Perimeter
  • Horse Property: No
  • Lot Acres: .12
  • Lot Description: Views
  • Lot Size Area Maximum Units: Square Feet
  • Lot Size Area Minimum Units: Square Feet
  • Lot Size Source: Assessor
Multi Family Information
Building Information
  • No Of Leased: 0
General Information
  • Annual Tax Amount: $16,700
  • Building Unit Total: 2
  • Capitalization Rate: 3.70
  • Tenant Expenses: Utilities - Electric, Utilities - Gas, Utilities - Heating, Utilities - Water
  • Income Includes: Rents
  • Vacancy Factor: 0
Income / Expense Details
  • Expense Insurance: $0
  • Expense Landscape: $0
  • Expense Maintenance: $0
  • Expense Management: $5,952
  • Expense Trash: $0
  • Expenses Other: $0
  • Expenses Utility: $0
  • Expenses Total: $22,652
  • Operating Expenses Include: Other
  • Gross Rent Multiplier: 18.80
  • Income Annual Gross: $74,400
  • Income Annual Rental: $74,400
  • Income Gross Scheduled: $74,400
  • Income Other: $0
Unit 1 Information
  • Unit 1 Full Bathrooms: 1
  • Unit 1 Number of Bedrooms: 2
  • Unit 1 Rent: $3,000
Unit 2 Information
  • Unit 2 Approx Square Footage: 850
  • Unit 2 Full Bathrooms: 1
  • Unit 2 Number of Bedrooms: 2
  • Unit 2 Rent: $3,200
Unit Type 1
  • Unit Type1 Approx SqFt: 850

Property History for 108 West Cliff Drive

DateEvent & SourcePriceAppreciation
Dec 18, 2025

Pending

EBRD #ML82018449

Dec 18, 2025

Contingent - Show

MLSListings #ML82018449

Sep 30, 2025

Listed (Active)

EBRD #ML82018449

$1,399,000
Sep 30, 2025

Listed (Active)

MLSListings #ML82018449

$1,399,000
Sep 25, 2025

Pending

EBRD #ML82018449

Sep 25, 2025

Contingent - Show

MLSListings #ML82018449

Aug 18, 2025

Listed (Active)

EBRD #ML82018449

$1,399,000
Aug 18, 2025

Listed (Active)

MLSListings #ML82018449

$1,399,000
DateEvent & SourcePrice
12/18/2025

Pending

EBRD #ML82018449

12/18/2025

Contingent - Show

MLSListings #ML82018449

09/30/2025

Listed (Active)

EBRD #ML82018449

$1,399,000
09/30/2025

Listed (Active)

MLSListings #ML82018449

$1,399,000
09/25/2025

Pending

EBRD #ML82018449

09/25/2025

Contingent - Show

MLSListings #ML82018449

08/18/2025

Listed (Active)

EBRD #ML82018449

$1,399,000
08/18/2025

Listed (Active)

MLSListings #ML82018449

$1,399,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 108 West Cliff Drive

Taxable ValueLand$61,341Additions$57,092Total$118,433
Tax Record2025$1,940 ($162 / month)
Home Facts
Beds4Baths2Total Finished SqFt1,636 SqFtAbove Grade Finished SqFt1,636 SqFtLot Size5,009 SqFtStyleSingle Family ResidenceYear Built1950CountySANTA CRUZAPN004-311-04

Schools near 108 West Cliff Drive

This home is within Santa Cruz City High School District.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Public - 9 to 12
Rating
School
Distance
Bay View Elementary School
PublicK to 5

Mission Hill Middle School
Public6 to 8

Harbor High School
Public9 to 12

Soquel High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of Coldwell Banker Realty, Jessica Wallace, DRE #01455690

Based on information from one of the following Multiple Listing Services: San Francisco Association of Realtors, the MLSListings MLS, the BAREIS MLS, the EBRD MLS, Shasta Association of REALTORS® Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by San Francisco Association of Realtors, the MLSListings MLS, the BAREIS MLS, the EBRD MLS, Shasta Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.