Sold
Last Sold Price
5 beds2,972 sqft

1088 River Bay Rd, Annapolis, MD 21409

Single FamilyProperty Type
0.45 acresLot Size
1950Year Built
$707/sq ftPrice per sq ft
$10/yrHOA Fees
2 carsParking Spaces

Description

Open house canceled - property is under contract! Discover a true waterfront gem at 1088 River Bay Road in Annapolis, Maryland. Every detail has been thoughtfully curated to create an exceptional living experience on the Magothy River offering endless River and Chesapeake Bay views. This exquisite, updated Craftsman-inspired home, offers an open-concept design that perfectly frames its panoramic water vistas. This one has it all- a true waterfront triefecta- with an in ground salt water pool, detached...Open house canceled - property is under contract! Discover a true waterfront gem at 1088 River Bay Road in Annapolis, Maryland. Every detail has been thoughtfully curated to create an exceptional living experience on the Magothy River offering endless River and Chesapeake Bay views. This exquisite, updated Craftsman-inspired home, offers an open-concept design that perfectly frames its panoramic water vistas. This one has it all- a true waterfront triefecta- with an in ground salt water pool, detached 2 car garage and a separate, private apartment above! Boating enthusiasts will delight in the protected deep-water pier, complete with boat lifts and generous parking for multiple boats, ensuring seamless access to the bay. Completely renovated from top to bottom, the main house is a testament to updated and refined living, offering 4 bedrooms, 3 full bathrooms, plus a dedicated home office, all with views! Designer-inspired finishes elevate every corner, from the chef inspired kitchen to the serene master suite, hardwood flooring, designer neutral paint and brand new appliances. Admire the best views from the bonus upper-level living room, which opens to a brand-new second-story deck—the ultimate vantage point for magnificent sunsets and captivating water scenes. The lower deck provides a charming space for intimate dinners or relaxed entertaining. The detached garage apartment offers versatility – perfect for guests, a private studio, or an income-generating opportunity. Located in the highly sought-after Cape St. Clair community, residents enjoy a wealth of amenities and activities, all within the acclaimed Broadneck Blue Ribbon School district. Embrace the pinnacle of luxury waterfront living in Annapolis just in time for summer! Schedule your private tour today!
  • Listed by: Jessica L Verde 443.994.5481 jess@jessicaverde.com • Berkshire Hathaway HomeServices PenFed Realty
Listing closed: 07/22/2025 12:00 AM • Source: BRIGHT, MLS#: MDAA2102128
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Location

Listing Courtesy of Berkshire Hathaway HomeServices PenFed Realty

Sold By TTR Sotheby's International Realty

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$12,419 per month

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Principal and Interest

$11,211

Property Taxes

$1,207

HOA Dues

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Property Information for 1088 River Bay Road

Property Details

  • Taxes: $14,484 / year
  • MLS Type: Residential / Fee Simple
  • Tax ID Number: 020316502195600
  • Ownership: Fee Simple
  • Condo Coop Association: No
  • HOA: Yes
  • Structure Type: Detached
  • Style: Contemporary
  • Levels/Stories: 2
  • Waterfront: Yes
  • Views: Water, River, Bay
  • Garage: Yes
  • Expected On Market Date: 06-21-2025
  • Subdivision: CAPE ST CLAIRE
  • Subdivision: CAPE ST CLAIRE (ANNE ARUNDEL MD)
  • Legal Subdivision: CAPE ST CLAIRE
  • Total Parking Spaces: 2
  • Central Air: No
  • Basement: No
  • Above Grade Finished SQFT: 2,972.00
  • Above Grade Fin SQFT Source: Estimated
  • Above Grade Unfinished SQFT: .00
  • Above Grade Unfin SQFT Source: Estimated
  • Below Grade Finished SQFT: .00
  • Below Grade Fin SQFT Source: Assessor
  • Below Grade Unfinished SQFT: .00
  • Below Grade Unfin SQFT Source: Assessor
  • Total Below Grade SQFT: .00
  • Total Below Grade SQFT Source: Assessor
  • New Construction: No
  • Property Condition: Very Good

Building Information

  • Stories: 2
  • Year Built: 1950
  • Lot Size: 0.45 AC / 19,800 SF

Location

Location
  • In City Limits: No
  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • School District County ID: 121140671932
  • SchoolDistrictSource: Listing Agent
  • County: ANNE ARUNDEL

Waterfront / Water Access

Waterfront / Water Access
  • Water View: Yes
  • Water Access: Yes
  • Water Oriented: Yes
  • Navigable Water: Yes
  • Water Body Name: MAGOTHY RIVER
  • Water Body Type: River
  • Water Frontage In Feet: 70.0
  • Riparian Rights Y/N: Yes
  • Docks Count: 1
  • Dock Type and Features: Pier (Perpendicular), Multiple Slip
  • Dock/Slip Conveys Y/N: true
  • Dock/Slip Conveyance: Physical Dock/Slip Conveys
  • Slips Count: 2
  • Boats Power Count: 2
  • Boats Nonpower Count: 2
  • Mean Low Water Feet: 4.00
  • Distance To Body Of Water: .00
  • Distance To Body Of Water Units: Blocks

Association / Community Info

Association / Community Info
  • HOA Condo Coop Amenities: Common Grounds, Pier/Dock, Pool Mem Avail, Pool - Outdoor
  • Senior Community: No
  • Type of Condo: Home Owner Association

Taxes and Assessment

Taxes and Assessment
  • Tax Year: 2024
  • Tax Assessed Value: $1,288,000
  • Year Assessed: 2024
  • County Tax: $14,104
  • Improvement Assessed Value: $295,200
  • Land Assessed Value: $992,800
  • Clean Green Assessed: No
  • Land Use Code: R
  • Refuse Fee: $298
  • Zoning: R5
  • Tax Lot: 12
  • School Tax: $0
  • Automatically Update Tax Values Y/N: Yes

Rooms

Main
  • # Bedrooms Count Main Level: 2
  • # Bathrooms Count Main Level: 1
  • # Bathrooms Full Main Level: 1
  • # Bathrooms Half Main Level: 0
All Upper Levels
  • # Bedrooms Count All Upper Levels: 3
  • # Bathrooms Count All Upper Levels: 3
  • # Bathrooms Full All Upper Levels: 3
  • # Bathrooms Half All Upper Levels: 0
Upper Level 1
  • # Bedrooms Count Upper Level: 2
  • # Bathrooms Count Upper Level: 2
  • # Bathrooms Full Upper Level: 2
  • # Bathrooms Half Upper Level: 0
Upper Level 2
  • # Bedrooms Count Upper Level: 1
  • # Bathrooms Count Upper Level: 1
  • # Bathrooms Full Upper Level: 1
  • # Bathrooms Half Upper Level: 0
Rooms
  • Stories: Main, Upper 1, Upper 2

Building Info

Building Info
  • Total Finished SQFT: 2,972.00
  • Total Finished SQFT Source: Estimated
  • Tax Total Finished SQFT: 2,272.00
  • Total SQFT: 2,972.00
  • Total SQFT Source: Estimated
  • Construction Materials: HardiPlank Type, Mixed
  • Wall and Ceiling Types: Dry Wall
  • Flooring Type: Hardwood, Carpet, Ceramic Tile
  • Foundation Details: Crawl Space
  • Room and Floor: Bedrooms-Main Level-1, Bedrooms-Main Level-2, Bathrooms Full-Main Level-1, Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bathrooms Full-Upper Level 1-1, Bathrooms Full-Upper Level 1-2, Bedrooms-Upper Level 2-1, Bathrooms Full-Upper Level 2-1
  • # Bathrooms Full: 4
  • # Bathrooms Half: 0
  • Other Structure: Gazebo

Lot / Land Information

Lot / Land Information
  • Lot Size Source: Assessor
  • Road Surface Type: Paved
  • Fencing: Decorative, Fully, Privacy
  • Parcel ID: 15210097

Parking

Parking
  • Type Of Parking: Driveway, Detached Garage
  • Num of Detached Garage Spaces: 2
  • Total Garage Spaces: 2
  • Parking Features: Asphalt Driveway
  • Garage Features: Garage - Front Entry

Interior Features

Interior Features
  • Interior Features: Family Room Off Kitchen, Combination Kitchen/Living, Entry Level Bedroom, Window Treatments, Primary Bath(s), Floor Plan - Open
  • Fireplace: No

Exterior Features

Exterior Features
  • Exterior Features: Extensive Hardscape, Outside Shower, Private Beach, Outbuilding(s)
  • Outdoor Living Structures: Deck(s), Roof
  • Pool: Yes - Community, Yes - Personal

Utilities

Utilities
  • Heating: Yes
  • Cooling Type: Heat Pump(s)
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Hot Water: Electric
  • Water Source: Well
  • Sewer Septic: Public Sewer

Confidential Data

Listing Office
  • List Agent AOR: Anne Arundel County Association of REALTORS

Property History for 1088 River Bay Road

DateEvent & SourcePriceAppreciation
Jul 22, 2025

Closed (Public Record)

Public Record #1908001003

$2,100,000

+6.1% / yr

Jul 22, 2025

Closed

BRIGHT #MDAA2102128

$2,100,000—
Jul 1, 2025

Active Under Contract

BRIGHT #MDAA2102128

—
DateEvent & SourcePrice
07/22/2025

Closed (Public Record)

Public Record #1908001003

$2,100,000

+6.1% / yr

07/22/2025

Closed

BRIGHT #MDAA2102128

$2,100,000
07/01/2025

Active Under Contract

BRIGHT #MDAA2102128

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 1088 River Bay Road

Taxable Value

Land

-

Additions

-
Total-

Tax Record

2025

$16,104 ($1,342 / month)

Home Facts

Beds

0

Baths

3

Total Finished SqFt

2,272 SqFt

Above Grade Finished SqFt

2,272 SqFt

Stories

2

Lot Size

19,800 SqFt

Style

Single Family Residence

Year Built

1950

Year Renovated

1950

Zoning

R5

County

ANNE ARUNDEL

APN

03-165-02195600

Schools near 1088 River Bay Road

This home is within Anne Arundel County Public Schools.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - 3 to 12
Rating
School
Distance
Cape St. Claire Elementary School
PublicPK to 5

Magothy River Middle School
Public6 to 8

Broadneck High School
Public9 to 12

AACPS Virtual Academy
Public3 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Berkshire Hathaway HomeServices PenFed Realty

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 07/22/2025 03:37 PM