Last Sold Price
4 beds1,972 sqft$194/sqft
109 Carter Rd, Monroe, NC 28110

Description

Yowza! Welcome home to 109 Carter rd. An all brick home with a wooded buffer on one side, a fenced back yard AND a cleared lot on the other side of the home (perfect for an extra large garage, workshop, shed, kickball- go ahead dream it)! No HOA and almost 2 acres minutes from numerous conveniences. USDA eligible. Indian Trail schools. Enter the home and be greeted by a light filled, expansive family room with dental crown molding, fresh paint and a wood burning stove. This room flows to the kitchen...Yowza! Welcome home to 109 Carter rd. An all brick home with a wooded buffer on one side, a fenced back yard AND a cleared lot on the other side of the home (perfect for an extra large garage, workshop, shed, kickball- go ahead dream it)! No HOA and almost 2 acres minutes from numerous conveniences. USDA eligible. Indian Trail schools. Enter the home and be greeted by a light filled, expansive family room with dental crown molding, fresh paint and a wood burning stove. This room flows to the kitchen with custom backsplash & an ideal sized dining area again both rooms basking in natural light. The dining room gives access to the backyard (we will get there in a minute) and an extra large pantry/storage/laundry room which conveniently also has access to the fenced backyard. One of the favorite spaces in the home is the bonus room with a gorgeous brick hearth & fireplace. This room has served many purposes: primary bedroom, play room, office, extra den. The walls on either side of the fireplace could be opened up to the current primary bedroom & you have a phenomenal primary suite opportunity. Add the closet & bathroom of your dreams and wow! (you would want to remove the one bathroom in the original primary bathroom to make it compliant with current septic permit or maybe leave it and enlarge your septic-please research if this option is desirable)
The 3 bedrooms are nice in size and lend to many uses. One bedroom (the original primary) has it's own bathroom. The other 2 bedrooms share the hall bathroom. Ok, now to the yard and land! Off the dining room you step onto a 20x22 deck with gates. Perfect for privacy, entertaining and gazing over your fenced back yard. To the right of the fenced yard is a ginormous cleared lot with a wood buffer. It could handle a non conventional septic or as stated above, create your dreams! To the left of the enclosed yard is a beautiful wooded area complete with dry bed stream & plenty of spots for your nature, wood loving self/kids/family/friends. Do not miss the storage shed out back AND the detached oversized 1 car garage out front and did you see the front steps? precious! As you can tell from this write up, this home is ready for your loving and living! Please see the seller love letter in attachments. A few items of note: NO HOA, no popcorn (that's for movies)ceilings, original wood floors in many parts of home, large attic, Summer 2025 seller preemptive repairs: Foundation repair work with sistered joints, Support posts added under all drop girders, Replaced main drop girder, Two additional drop girders added, New hvac ductwork replaced, Crawlspace insulation added, 6mil vapor barrier installed, Additional crawlspace door added, New LVP flooring, Popcorn ceilings removed, Fresh paint throughout home, New custom tile backsplash added in kitchen,
Freshly painted kitchen cabinetry, New vanities and toilets installed in both bathrooms, New metal roof! 20 x 22 new deck – Summer 2022

All foundation repair work was signed off on by Post Oak Engineering and Union County inspector

HVAC ductwork was also inspected and signed off on by Union County inspector

So a better than new home! You have land AND an amazing, well cared for brick ranch. See you soon.
LISTING CLOSED: 12/16/2025 12:00 AM

Property Details for 109 Carter Road

Status
MLS #
4312358
Days on Market
30
Taxes
-
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Single Family Residence
Year Built
1962
Lot Size
1.89 AC / 82,328 SF
Parking Features
Driveway, Detached Garage, Parking Space(s)
Subdivision Name
None

Location

Listing Courtesy of EXP Realty LLC Mooresville

Sold By EXP Realty LLC Ballantyne

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Building Information for 109 Carter Road

Stories-Year Built1962Building Size-Lot Size1.89 AC / 82,328 SF

Payment Calculator

$2,078 per month

30 year fixed, 6.55% Interest

Principal and Interest

$1,949

Property Taxes

$129

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 109 Carter Road

Summary
Location and General Information
  • Longitude: -80.632969
  • Zoning: AG9
  • Latitude: 34.992314
Taxes and HOA Information
  • HOA YN: No
  • HOA Subject To: None
  • HOA Subject To Dues: No
  • Tax Assessed Value: $320,300.00
  • Parcel Number: 09-405-027
  • City Taxes Paid To: Monroe
School Information
  • Middle Or Junior School: Sun Valley
  • High School: Sun Valley
  • Elementary School: Rocky River
Parking
  • Parking: Open Parking YN: No
  • Parking: Carport YN: No
  • Garage Spaces: 1.0
  • Garage YN: Yes
  • Garage Main Level YN: Yes
Property
Lot Information
  • Above Grade Finished Area: 1972.0
  • Below Grade Finished Area: 0.0
  • Sq Ft Lower: 0
  • Sq Ft Main: 1972
  • Sq Ft Third: 0
  • Sq Ft Unheated Basement: 0
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 0
  • Sq Ft Second Living Quarters: 0.0
  • Sq Ft Second Living Quarters HLA: 0.0
  • Sq Ft Total Property HLA: 1972.0
  • Lot Features: Cleared, Level, Private, Wooded
  • Lot Size Units: Acres
  • Property Type: Residential
Property and Assessments
  • Geocode Confidence: High
  • Down Payment Resource YN: Yes
  • New Construction YN: No
  • Photos Count: 48
  • Road Responsibility: Publicly Maintained Road
  • Construction Type: Site Built
  • Assumable: No
  • Senior Community YN: No
Green Features
  • Green Verification Count: 0
Utilities
  • Sewer: Septic Installed
  • Water Source: Well
Interior and Exterior Features
Exterior Features
  • Fencing: Back Yard, Partial
  • Construction Materials: Brick Full
  • Patio And Porch Features: Deck, Front Porch
  • Road Surface Type: Gravel, Paved
  • Roof: Metal
Interior Features
  • Appliances: Dishwasher
  • Levels: One
  • Cooling: Central Air
  • Heating: Central
  • Interior Features: Attic Stairs Pulldown, Pantry
  • Laundry Features: Laundry Room, Main Level
  • Fireplace Features: Bonus Room, Family Room, Wood Burning, Wood Burning Stove
  • Fireplace YN: Yes
  • Flooring: Tile, Vinyl, Wood
  • Foundation Details: Crawl Space, Slab
  • Basement YN: No
  • Bedroom Basement: 0
  • Bedroom Lower: 0
  • Bedroom Main: 4
  • Bedroom Second LQ: 0
  • Bedroom Third: 0
  • Bedroom Upper: 0
  • Full Bath Basement: 0
  • Full Bath Lower: 0
  • Full Bath Main: 2
  • Full Bath Second LQ: 0
  • Full Bath Third: 0
  • Full Bath Upper: 0
  • Half Bath Basement: 0
  • Half Bath Lower: 0
  • Half Bath Main: 0
  • Half Bath Second LQ: 0
  • Half Bath Third: 0
  • Half Bath Upper: 0
Room Information
Room Information
  • Room Count: 9.0
Room 1
  • Room Types: Family Room
  • Room Level: Main
Room 2
  • Room Types: Kitchen
  • Room Level: Main
Room 3
  • Room Types: Dining Room
  • Room Level: Main
Room 4
  • Room Types: Play Room
  • Room Level: Main
Room 5
  • Room Types: Primary Bedroom
  • Room Level: Main
Room 6
  • Room Types: Bedroom(s)
  • Room Level: Main
Room 7
  • Room Types: Bathroom-Full
  • Room Level: Main
Room 8
  • Room Types: Bathroom-Full
  • Room Level: Main
Room 9
  • Room Types: Laundry
  • Room Level: Main

Property History for 109 Carter Road

DateEvent & SourcePriceAppreciation
Dec 16, 2025

Closed

CANOPY #4312358

$383,500
Dec 12, 2025

Closed (Public Record)

Public Record #1923811335

$383,500
Nov 16, 2025

Under Contract-Show

CANOPY #4312358

DateEvent & SourcePrice
12/16/2025

Closed

CANOPY #4312358

$383,500
12/12/2025

Closed (Public Record)

Public Record #1923811335

$383,500
11/16/2025

Under Contract-Show

CANOPY #4312358

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 109 Carter Road

Taxable ValueLand$54,200Additions$266,100Total$320,300
Tax Record2025$1,550 ($129 / month)
Home Facts
Beds3Baths2Total Finished SqFt1,972 SqFtAbove Grade Finished SqFt1,972 SqFtStories1Lot Size41,818 SqFtStyleMiscellaneous ResidentialYear Built1962ZoningR-20 UNION COCountyUNIONAPN09-405-027Fireplace TypeHas Fireplace

Schools near 109 Carter Road

This home is within Union County Public School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - 9 to 13
Rating
School
Distance
Rocky River Elementary
PublicPK to 5

Sun Valley Middle School
Public6 to 8

Sun Valley High School
Public9 to 12

Union Early College
Public9 to 13

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of EXP Realty LLC Mooresville

Based on information submitted to the MLS GRID as of 12/17/2025 09:46 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.