109 Lake Merial Trail

$75,000
Price
22,651 / 0.52
Lot Size / Acres

Description

Live surrounded by trees, play all day by the lake - your dream home awaits in the gated community of Lake Merial, a 300-acre spring fed lake with amenities and a lifestyle you deserve! Nestled on 0.57 acres, this beautiful parcel has been cleared and is ready for build on. This homesite offers the perfect blend of privacy, nature, and possibility for you to build your dream home. At Lake Merial, you'll enjoy a sense of serenity that feels miles away—yet you're still a short drive to it all. Just...Live surrounded by trees, play all day by the lake - your dream home awaits in the gated community of Lake Merial, a 300-acre spring fed lake with amenities and a lifestyle you deserve! Nestled on 0.57 acres, this beautiful parcel has been cleared and is ready for build on. This homesite offers the perfect blend of privacy, nature, and possibility for you to build your dream home. At Lake Merial, you'll enjoy a sense of serenity that feels miles away—yet you're still a short drive to it all. Just a few minutes to grocery stores, shopping and more. This lake community exudes relaxation, southern charm and plenty of room from your neighbor while still having that community feel many desire. Whether you're dreaming of a modern lake retreat or a timeless family home surrounded by trees, this homesite is a blank canvas ready to bring your vision to life. Imagine the possibilities of your own private pool, a charming garden to grow your own vegetables, a garage for all the toys, and a place you can spread your wings and enjoy being home. Life at Lake Merial is about more than just a place to live, it's a lifestyle. Enjoy gated security, picturesque walking trails, and access to a stunning 300-acre spring-fed lake perfect for fishing, kayaking, paddleboarding, or simply soaking in the natural beauty. With expansive green spaces and a strong sense of community, Lake Merial offers the ideal mix of peaceful living and convenient access to Panama City, Lynn Haven and Panama City Beach, and everything in between. The Northwest Florida Beaches International Airport is a short 19 minute drive allowing easy access for those who need transportation for work or love to travel. Come walk the lot, breathe in the quiet, and imagine what's possible. Your dream home starts here.

Property Details for 109 Lake Merial Trail

Zoning
Resid Single Family
Subdivision Name
Lake Merial Phase One
LISTING UPDATED: 10/29/2025 02:31 PM

Property Details for 109 Lake Merial Trail

StatusActive
MLS #982034
Days on Market138
Taxes-
HOA Fees$353 / quarter
Condo/Co-op Fees-
Compass TypeLand
MLS TypeLand / Vacant Land
Year Built-
Lot Size0.52 AC
CountyBay County

Location

Listing Courtesy of Corcoran Reverie SRB
Add your commute

Building Information for 109 Lake Merial Trail

Lot Size0.52 AC

Payment Calculator

$548 per month

30 year fixed, 6.28% Interest

Principal and Interest

$371

Property Taxes

$60

HOA Dues

$118

The Payment Calculator is for illustrative purposes only.

Property Information for 109 Lake Merial Trail

Summary
Location and General Information
  • Community Features: Fishing, Gated Community, Picnic Area, Waterfront
  • Directions: Go North on Highway 77 past Lynn Haven and the Bailey Bridge into Southport. Take a right into the Lake Merial Community. Take a right onto Lake Merial Trail.
  • MLS Area Minor: 2713 - Bay North - Youngstown Area
  • MLS Area Major: 27 - Bay County
  • Latitude: 30.381966
  • Longitude: -85.677271
  • Location Tax and Legal:Sub Area: 2713 - Bay North - Youngstown Area
  • Location Tax and Legal:Elementary School: Deane Bozeman
  • Location Tax and Legal:Middle School: Deane Bozeman
  • Location Tax and Legal:High School: Deane Bozeman
  • Location Tax and Legal:Legal Description: LAKE MERIAL PHASE ONE 84 LOT 138 ORB 4796 P 598
  • Project Facilities: Fishing, Gated Community, Picnic Area, Waterfront
Taxes and HOA
  • Association Fee Frequency: Quarterly
  • Association Fee Includes: Ground Keeping, Management
  • Association Fee2: $353
  • Tax Legal Description: LAKE MERIAL PHASE ONE 84 LOT 138 ORB 4796 P 598
  • Parcel Number: 07504-238-000
  • Association Fee: $0
  • Association YN: Yes
School Information
  • Elementary School: Deane Bozeman
  • Middle Or Junior School: Deane Bozeman
  • High School: Deane Bozeman
Property
Lot Information
  • Lot Size Dimensions: 110' x 205'
  • Lot Size Acres: 0.52
  • Lot Size Area: 0.52
  • Lot Size Units: Acres
  • Lot Features: Cleared, Covenants, Restrictions, Survey Available, Within 1/2 Mile to Water
  • Lot Size Square Feet: 22651.2
  • General Property Info:Acreage: 0.52
  • Lot Features: Cleared, Covenants, Restrictions, Survey Available, Within 12 Mile to Water
  • Lot Access: Paved Road2
Property and Assessments
  • Road Surface Type: Paved Road
  • Floor Plans Count: 0.0
  • Property Type: Land
  • Property Sub Type: Vacant Land
  • General Property Info:Sub-Type: Vacant Land
Utilities
  • Utilities: Electric, Public Water, Sewer Available, Underground
  • Electric: True
  • Utilities: Electric, Public Water, Sewer Available, Underground
Interior and Exterior Features
Interior Features
  • Bathrooms Total Integer: 0.0
  • Bathrooms Total Decimal: 0.0
  • Bathrooms Total Notational: 0.0
Rental
Rent Information
  • Listing Info Tax Legal:Is Subject Leased: No

Property History for 109 Lake Merial Trail

DateEvent & SourcePriceAppreciation
Oct 29, 2025

Price Change

ECAR #982034

$75,000
Oct 29, 2025

Price Change

CPAR #776853

$75,000
Oct 17, 2025

Price Change

ECAR #982034

$80,000
Oct 17, 2025

Price Change

CPAR #776853

$80,000
Aug 26, 2025

Price Change

ECAR #982034

$85,000
Aug 26, 2025

Price Change

CPAR #776853

$85,000
Jul 30, 2025

Listed (Active)

ECAR #982034

$95,000
Jul 29, 2025

Listed (Active)

CPAR #776853

$95,000
Apr 25, 2024

Sold

CPAR #749237

$95,000
Apr 24, 2024

Sold (Public Record)

Public Record #1531659845

$95,000

+6.6% / yr

Mar 25, 2024

Pending

CPAR #749237

Jan 12, 2024

Price Change

CPAR #749237

$100,000
Dec 10, 2023

Price Change

CPAR #749237

$110,000
Nov 14, 2023

Listed (Active)

CPAR #749237

$120,000
May 17, 2018

Sold (Public Record)

Public Record #623696743

$65,000
DateEvent & SourcePrice
10/29/2025

Price Change

ECAR #982034

$75,000
10/29/2025

Price Change

CPAR #776853

$75,000
10/17/2025

Price Change

ECAR #982034

$80,000
10/17/2025

Price Change

CPAR #776853

$80,000
08/26/2025

Price Change

ECAR #982034

$85,000
08/26/2025

Price Change

CPAR #776853

$85,000
07/30/2025

Listed (Active)

ECAR #982034

$95,000
07/29/2025

Listed (Active)

CPAR #776853

$95,000
04/25/2024

Sold

CPAR #749237

$95,000
04/24/2024

Sold (Public Record)

Public Record #1531659845

$95,000

+6.6% / yr

03/25/2024

Pending

CPAR #749237

01/12/2024

Price Change

CPAR #749237

$100,000
12/10/2023

Price Change

CPAR #749237

$110,000
11/14/2023

Listed (Active)

CPAR #749237

$120,000
05/17/2018

Sold (Public Record)

Public Record #623696743

$65,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 109 Lake Merial Trail

Taxable ValueLand$61,850Additions-Total$61,850
Tax Record2024$723 ($60 / month)
Home Facts
Beds0Lot Size22,521 SqFtStyleResidentialCountyBAYAPN07504-238-000

Schools near 109 Lake Merial Trail

This home is within Bay.
Rating
School
Type
Grades
Distance
Public - PK to 12
Charter - 6 to 8
Charter - 9 to 12
Charter - K to 5
Rating
School
Distance
Deane Bozeman School
PublicPK to 12

North Bay Haven Career Academy
Charter9 to 12

Bay Haven Charter Academy
CharterK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

109 Lake Merial Trail is a 0.52 ac of land for sale in Panama City, FL 32409. This property was listed for sale on July 30, 2025 by Corcoran Reverie SRB, it's currently listed at $75,000. It has been on the market for a total of 138 days and was last sold on April 25, 2024. This listing's school district is Bay. Nearby schools include Deane Bozeman School, North Bay Haven Charter Academy Middle School and North Bay Haven Career Academy. 109 Lake Merial Trail is a 0-bed, 0-bath, 0.52 ac of land on a 22,651 sq. ft. / 0.52 acres lot.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Corcoran Reverie SRB

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2025 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.