3 beds1,840 sqft$389/sqft
109 Scott Rd, Cumberland, RI 02864
Est: $4,170/moGet pre-approved

Description

A rare Cumberland colonial where everyday living meets postcard scenery. Set on a picturesque 2-acre lot with tranquil freshwater views and a charming small bridge crossing to the property, this setting is truly one of a kind and hard to find anywhere else in the area. Inside, you'll find 3 bedrooms and 1.5 baths thoughtfully updated in a 2021 renovation including electrical and mechanical systems - offering move-in-ready comfort with modern finishes throughout. A whole-house generator ensures peace...A rare Cumberland colonial where everyday living meets postcard scenery. Set on a picturesque 2-acre lot with tranquil freshwater views and a charming small bridge crossing to the property, this setting is truly one of a kind and hard to find anywhere else in the area. Inside, you'll find 3 bedrooms and 1.5 baths thoughtfully updated in a 2021 renovation including electrical and mechanical systems - offering move-in-ready comfort with modern finishes throughout. A whole-house generator ensures peace of mind no matter the season. Car and hobby enthusiasts will love the oversized, HEATED 2-car garage, complete with a floor drain and hot-and-cold running spigot perfect for washing vehicles, rinsing gear, or tackling projects right at home. Location is everything, and this one delivers: the elementary school is just a short distance away, making morning drop-offs and after-school pickups a breeze. Properties with this combination of natural beauty, thoughtful upgrades, and everyday functionality don't come around often. Showings begin immediately
LISTING UPDATED: 08/23/2026 02:00 PM

Listing Agent

  1. Lori Poirier

    Lori Poirier

    Listing Agent

    Coldwell Banker Realty

    P: (508) 254-8093

Property Details for 109 Scott Road

Status
MLS #
1421036
Days on Market
4
Taxes
$6,433 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Single Family Residence
Year Built
1974
Lot Size
2.00 AC / 87,120 SF
Subdivision Name
Ashton
Architectural Style
Colonial
Waterfront Y N
Yes
Waterfront Features
Water Access, Waterfront
View
Water

Location

Add your commute

Building Information for 109 Scott Road

Stories2Year Built1974Building Size-Lot Size2.00 AC / 87,120 SF

Payment Calculator

$4,170 per month

30 year fixed, 6.55% Interest

Principal and Interest

$3,634

Property Taxes

$536

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 109 Scott Road

Summary
Location and General Information
  • City: Cumberland
  • Postal City: Cumberland
  • Postal Code: 02864
  • Postal Code Plus4: 2812
  • State Or Province: RI
  • View Y N: Yes
  • Human Modified Y N: No
Parking
  • Attached Garage Y N: Yes
  • Covered Spaces: 2
  • Garage Spaces: 2
  • Garage Y N: Yes
  • Parking Features: Attached, Garage
  • Parking Total: 10
Taxes and HOA Information
  • Tax Annual Amount: $6,433.00
  • Tax Assessed Value: 673700
  • Tax Block: 000
  • Tax Lot: 288
  • Tax Map Number: 039
  • Tax Year: 2025
Property
Lot Information
  • Above Grade Fin SQFT: 1840.0
  • Building Area Total: 1840.0
  • Living Area: 1,840.00
  • Living Area Source: Public Records
  • Lot Features: Wooded, Waterfront
  • Lot Size Acres: 2.0
  • Lot Size Area: 87120.0
  • Lot Size Square Feet: 87120.0
  • Lot Size Units: Square Feet
  • Parcel Number: 109SCOTTRDCUMB
  • Stories: 2
  • Stories Total: 2
  • Property Sub Type Additional: Single Family Residence
Property and Assessments
  • New Construction Y N: No
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Senior Community Y N: No
  • Year Built: 1974
  • C L I P: 8,800,932,469
Utilities
  • Electric: Amps200Or More
  • Sewer: Septic Tank
  • Water Source: Connected
Interior and Exterior Features
Exterior Features
  • Exterior Features: Porch
  • Fencing: Fenced
  • Foundation Details: Concrete Perimeter
Interior Features
  • Appliances: Dryer, Dishwasher, Exhaust Fan, Electric Water Heater, Disposal, Microwave, Oven, Range, Refrigerator, Water Heater, Washer
  • Basement: Full, Interior Entry, Unfinished
  • Basement Y N: Yes
  • Bathrooms Full: 1
  • Bathrooms Half: 1
  • Bathrooms Total Integer: 2
  • Bedrooms Total: 3
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Fireplace Features: Masonry
  • Fireplaces Total: 1
  • Fireplace Y N: Yes
  • Flooring: Hardwood
  • Heating: Forced Air, Propane
  • Heating Y N: Yes
  • Interior Features: Attic, Interior Steps, Storage, Tub Shower, Cable Tv
  • Levels: Two
  • Patio And Porch Features: Porch
  • Rooms Total: 7
Rental
Rental Information
  • Land Lease Y N: No

Property History for 109 Scott Road

DateEvent & SourcePriceAppreciation
Aug 19, 2026

Listed (Active)

Rhode Island Association of REALTORS® #1421036

$714,900
Sep 3, 2021

Sold (Public Record)

Public Record #1471719326

$565,000
Sep 3, 2021

Sold

Rhode Island Association of REALTORS® #1285129

$565,000
DateEvent & SourcePrice
08/19/2026

Listed (Active)

Rhode Island Association of REALTORS® #1421036

$714,900
09/03/2021

Sold (Public Record)

Public Record #1471719326

$565,000
09/03/2021

Sold

Rhode Island Association of REALTORS® #1285129

$565,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 109 Scott Road

Taxable ValueLand$204,100Additions$320,200Total$524,300
Tax Record2025$6,433 ($536 / month)
Home Facts
Beds3Baths1.5Total Finished SqFt1,840 SqFtAbove Grade Finished SqFt1,840 SqFtUnfinished Basement SqFt1,072 SqFtStories2Lot Size87,120 SqFtStyleSingle Family ResidenceYear Built1974Year Renovated1974Zoning30CountyPROVIDENCEAPNCUMB M:039 B:0288 L:000

Schools near 109 Scott Road

This home is within Cumberland School District.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Rating
School
Distance
Ashton School
PublicK to 5

Joseph L. McCourt Middle School
Public6 to 8

Cumberland High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

109 Scott Road is a single family home for sale in Cumberland, RI 02864. This property was listed for sale on August 19, 2026 by Coldwell Banker Realty, it's currently listed at $714,900. It has been on the market for a total of 4 days and was last sold on September 3, 2021. This listing's school district is Cumberland School District. Nearby schools include Ashton School, Joseph L. McCourt Middle School and Cumberland High School. 109 Scott Road is a 3-bed, 2-bath, 1,840 sqft single family home built in 1974.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Based on information from one of the following Multiple Listing Services: Rhode Island Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Rhode Island Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.