1097 River Bay Road

Closed 7/28/22

Sold

Last Sold Price

$699,000

4 beds2 baths1,842 sqft

1097 River Bay Rd, Annapolis, MD 21409

Single FamilyProperty Type

1.38 acresLot Size

1952Year Built

$379/sq ftPrice per sq ft

$20/yrHOA Fees

2 carsParking Spaces

Description

This rare 1.37 Acre Water View Property in Cape St Claire provides a great opportunity and endless potential for the future owner. The 4 bedroom 2 bath Cape Cod is situated on 1 of the 2 lots included in this sale. For ease the two separate lots are being sold together under one tax id and combined equal a HUGE 1.37 acres which is almost unheard of in this area. There are multiple water views of the Magothy River from the home and property. The home has been maintained with love and offers 2 main...This rare 1.37 Acre Water View Property in Cape St Claire provides a great opportunity and endless potential for the future owner. The 4 bedroom 2 bath Cape Cod is situated on 1 of the 2 lots included in this sale. For ease the two separate lots are being sold together under one tax id and combined equal a HUGE 1.37 acres which is almost unheard of in this area. There are multiple water views of the Magothy River from the home and property. The home has been maintained with love and offers 2 main level bedrooms and full bath. Water views are available from the living and dining rooms. The best river views are from the screened in porch. Upstairs you will find 2 additional bedrooms and another full bathroom. The lower level features a large utility room and a recreation room with a wet bar. Across the breezeway there is a large 2 car garage with a loft for tons of storage. All this in the amenity rich Cape St Claire! Bring your imagination!

Listing Agent

Lesley Bramer
Listing Agent
Coldwell Banker Realty
lesley.bramer@compass.com
P: (443) 745-8172
Call Text Email

Listing closed: 07/28/2022 12:00 AM • Source: BRIGHT, MLS#: MDAA2034202

Get preapproved with Rocket Mortgage¹

Location

Listing Courtesy of Coldwell Banker Realty

Sold By Coldwell Banker Realty

Add your commute

Payment Calculator

Get preapproved with
OriginPoint Mortgage or Rocket Mortgage¹

$4,275 per month

30 year fixed, 7.03% Interest

Principal and Interest

$3,732

Property Taxes

$541

HOA Dues

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Property Information for 1097 River Bay Road

Property Details

Taxes: $6,496 / year
MLS Type: Residential / Fee Simple
County: Anne Arundel County
Tax ID Number: 020316513216000
Ownership: Fee Simple
Condo Coop Association: No
HOA: Yes
Structure Type: Detached
Style: Cape Cod
Levels/Stories: 3
Waterfront: No
Views: River, Water
Garage: Yes
Subdivision: CAPE ST CLAIRE
Subdivision: CAPE ST CLAIRE (ANNE ARUNDEL MD)
Legal Subdivision: CAPE ST CLAIRE
Total Parking Spaces: 2
Central Air: Yes
Basement: Yes
Above Grade Finished SQFT: 1,442.00
Above Grade Fin SQFT Source: Assessor
Below Grade Finished SQFT: 400.00
Below Grade Fin SQFT Source: Assessor
Below Grade Unfinished SQFT: 592.00
Below Grade Unfin SQFT Source: Assessor
Total Below Grade SQFT: 992.00
Total Below Grade SQFT Source: Assessor
New Construction: No

Building Information

Stories: 3
Year Built: 1952
Lot Size: 1.38 AC / 60,000 SF

Location

Location

In City Limits: No
School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

School District County ID: 121140671932
SchoolDistrictSource: 3rd Party
Elementary School: CAPE ST. CLAIRE (ANNE ARUNDEL MD)
ElementarySchoolSource: 3rd Party
Middle Or Junior School: MAGOTHY RIVER (ANNE ARUNDEL MD)
MiddleSchoolSource: 3rd Party
High School: BROADNECK (ANNE ARUNDEL MD)
HighSchoolSource: 3rd Party
County: ANNE ARUNDEL

Waterfront / Water Access

Waterfront / Water Access

Water View: Yes
Water Access: No

Water Oriented: No
Navigable Water: No
Tidal Water: No
Riparian Rights Y/N: No

Association / Community Info

Association / Community Info

HOA Name: CSCIA
HOA Phone: 4107571223

HOA Condo Coop Fee Includes: Common Area Maintenance
HOA Condo Coop Amenities: Beach, Boat Ramp, Community Center, Tot Lots/Playground
Senior Community: No
Type of Condo: Home Owner Association

Taxes and Assessment

Taxes and Assessment

Tax Year: 2022
Tax Assessed Value: $587,900

Year Assessed: 2022
County Tax: $6,155
Improvement Assessed Value: $150,900
Land Assessed Value: $437,000
Clean Green Assessed: No
Land Use Code: R
Zoning: R5
Tax Lot: 26
Automatically Update Tax Values Y/N: Yes
TaxDataUpdatedYN: No

Lease Information

Lease Information

Concessions: No

Rooms

Main

# Bedrooms Count Main Level: 2
# Bathrooms Count Main Level: 1

# Bathrooms Full Main Level: 1

All Upper Levels

# Bedrooms Count All Upper Levels: 2
# Bathrooms Count All Upper Levels: 1

# Bathrooms Full All Upper Levels: 1

Upper Level 1

# Bedrooms Count Upper Level: 2
# Bathrooms Count Upper Level: 1

# Bathrooms Full Upper Level: 1

Rooms

Room List: Living Room, Dining Room, Kitchen, Recreation Room, Utility Room
Stories: Lower 1, Main, Upper 1

Building Info

Building Info

Total Finished SQFT: 1,842.00
Total Finished SQFT Source: Assessor

Tax Total Finished SQFT: 1,842.00
Total SQFT: 2,434.00
Total SQFT Source: Assessor
Construction Materials: Wood Siding
Ext Main Mid-res: http://bright-media02.prd.brightmls.com/bright/images/0000/8015/8374/6830/801583746830_512_384_WM_P0sMwfuHo_pCM5n1.jpg
Basement Type: Partially Finished, Walkout Stairs
Foundation Details: Slab
Room and Floor: Bedrooms-Main Level-1, Bedrooms-Main Level-2, Bathrooms Full-Main Level-1, Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bathrooms Full-Upper Level 1-1
# Bathrooms Full: 2
Other Structure: Above Grade, Below Grade

Lot / Land Information

Lot / Land Information

Lot Size Source: Assessor
Parcel ID: 15210662

Parking

Parking

Type Of Parking: Detached Garage
Num of Detached Garage Spaces: 2

Total Garage Spaces: 2
Garage Features: Additional Storage Area

Interior Features

Interior Features

Fireplace: Yes
Fireplaces Count: 1

Fireplace Features: Wood
Accessibility Features: Ramp - Main Level
Virtual Tour URL Unbranded: https://mls.TruPlace.com/property/1328/111498/

Exterior Features

Exterior Features

Pool: Yes - Community

Utilities

Utilities

Heating: Yes
Cooling Type: Central A/C

Cooling Fuel: Electric
Heating Type: Baseboard - Hot Water
Heating Fuel: Oil
Hot Water: Oil
Water Source: Well
Sewer Septic: Public Sewer

Confidential Data

Listing Office

List Agent AOR: Anne Arundel County Association of REALTORS

Property History for 1097 River Bay Road

Date	Event & Source	Price	Appreciation
Jul 28, 2022	Closed BRIGHT #MDAA2034202	$699,000	—
Jul 20, 2022	Closed (Public Record) Public Record #1495142295	$699,000	—
Jul 5, 2022	Pending BRIGHT #MDAA2034202		—
Jul 5, 2022	Active Under Contract BRIGHT #MDAA2034202		—
Jun 28, 2022	Listed (Active) BRIGHT #MDAA2034202		—
May 23, 2022	Pending BRIGHT #MDAA2034202		—
May 20, 2022	Listed (Active) BRIGHT #MDAA2034202	$699,000	—

Date	Event & Source	Price
07/28/2022	Closed BRIGHT #MDAA2034202	$699,000
07/20/2022	Closed (Public Record) Public Record #1495142295	$699,000
07/05/2022	Pending BRIGHT #MDAA2034202	—
07/05/2022	Active Under Contract BRIGHT #MDAA2034202	—
06/28/2022	Listed (Active) BRIGHT #MDAA2034202	—
05/23/2022	Pending BRIGHT #MDAA2034202	—
05/20/2022	Listed (Active) BRIGHT #MDAA2034202	$699,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 1097 River Bay Road

Taxable Value

Land

Additions

Total-

Tax Record

2025

$7,020 ($585 / month)

Home Facts

Beds

Baths

Total Finished SqFt

2,474 SqFt

Above Grade Finished SqFt

2,074 SqFt

Finished Basement SqFt

400 SqFt

Stories

Lot Size

60,000 SqFt

Style

Single Family Residence

Year Built

1952

Year Renovated

1952

Zoning

County

ANNE ARUNDEL

APN

03-165-13216000

Schools near 1097 River Bay Road

This home is within Anne Arundel County Public Schools.


Rating	School	Type	Grades	Distance
8/10	Cape St. Claire Elementary School	Public - Serves this home	PK to 5	0.9 mi
10/10	Magothy River Middle School	Public - Serves this home	6 to 8	3.8 mi
9/10	Broadneck High School	Public - Serves this home	9 to 12	0.9 mi
6/10	AACPS Virtual Academy	Public - Nearby school	3 to 12	3.7 mi
NR	Mary Moss at Adams Academy	Public - Choice school	K to 12	5.7 mi
2/10	Phoenix Academy	Public - Choice school	6 to 12	6.0 mi


Rating	School	Distance
8/10	Cape St. Claire Elementary School PublicPK to 5 Serves this home	0.9 mi
10/10	Magothy River Middle School Public6 to 8 Serves this home	3.8 mi
9/10	Broadneck High School Public9 to 12 Serves this home	0.9 mi
6/10	AACPS Virtual Academy Public3 to 12 Nearby school	3.7 mi
NR	Mary Moss at Adams Academy PublicK to 12 Choice school	5.7 mi
2/10	Phoenix Academy Public6 to 12 Choice school	6.0 mi

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Explore Nearby Homes

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Coldwell Banker Realty

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 09/07/2022 04:49 PM

1097 River Bay Rd, Annapolis, MD 21409

Property Details

Building Information

Location

Waterfront / Water Access

Association / Community Info

Taxes and Assessment

Lease Information

Rooms

Building Info

Lot / Land Information

Parking

Interior Features

Exterior Features

Utilities

Confidential Data

Taxable Value

Land

Additions

Tax Record

2025

Home Facts

Beds

Baths

Total Finished SqFt

Above Grade Finished SqFt

Finished Basement SqFt

Stories

Lot Size

Style

Year Built

Year Renovated

Zoning

County

APN

Explore Nearby Homes

Homes in Nearby Cape St. Claire Neighborhoods

Homes in Nearby Cape St. Claire Cities

Homes in Nearby Cape St. Claire Zip Codes