116 Monterey St

$4,880,000
Price
4
Beds
2,586 Sq. Ft.
$1,887 / Sq. Ft.
2,586
Sq. Ft.
$1,887
per Sq. Ft.

Description

Experience the Santa Cruz lifestyle at 116 Monterey St, steps from iconic West Cliff Drive. This delightful 3 bed/3 bath Mediterranean home offers stunning ocean views, the soothing sound of waves, and fresh sea air. A permitted 1 bed/1 bath ADU at 118 Monterey St is ideal for guests or rental income. For those who love to cook, a spacious Chef's Kitchen with Wolf Range and large kitchen island will feed your family for years to come. Surf, SUP, or swim at Cowell's, and then come home to soak in...Experience the Santa Cruz lifestyle at 116 Monterey St, steps from iconic West Cliff Drive. This delightful 3 bed/3 bath Mediterranean home offers stunning ocean views, the soothing sound of waves, and fresh sea air. A permitted 1 bed/1 bath ADU at 118 Monterey St is ideal for guests or rental income. For those who love to cook, a spacious Chef's Kitchen with Wolf Range and large kitchen island will feed your family for years to come. Surf, SUP, or swim at Cowell's, and then come home to soak in your jetted spa tub in the luxurious primary bathroom. Cool fog and ocean breezes create a refreshing vibe, while sunrises grace the front windows and sunsets glow from the balcony. Relax in the hot tub under starry skies or gather around the backyard fire pit. The ADU, a successful vacation rental, attracts wonderful guests and generates income with it's own private balcony atop a 2-car Mechanic's Garage. There's even a built-in vaccuum to get the sand out of your car! Steps from Steamer Lane and race starts like Wharf to Wharf, this home is a coastal gem. Enjoy music, wine tasting, or a meal at the historic Santa Cruz Wharf. Monarch butterflies flutter year-round, and the nearby community garden is great for birdwatching. Embrace this coastal retreat, and schedule a tour today!

Property Details for 116 Monterey Street

MLS City Name
SANTA CRUZ
Building Type
Detached
Style
Mediterranean
Garage Spaces
2
Parking Spaces
3
View
Ocean
Cross Street
West Cliff
LISTING UPDATED: 11/14/2025 03:04 AM

Property Details for 116 Monterey Street

StatusActive
MLS #ML82021291
Days on Compass89
Taxes-
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeSingle-Family Homes / Detached
Year Built2007
Lot Size0.17 AC / 7,318 SF
CountySanta Cruz County

Location

Listing Courtesy of eXp Realty of California Inc, Evan Walsh, DRE #02059945; eXp Realty of California Inc, MJ Stearns, DRE #01700756
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Building Information for 116 Monterey Street

Stories2Year Built2007Building Size-Lot Size0.17 AC / 7,318 SF

Payment Calculator

$25,576 per month

30 year fixed, 6.28% Interest

Principal and Interest

$24,114

Property Taxes

$1,462

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 116 Monterey Street

Features
Room Information
  • Bathroom: Primary - Tub with Jets
  • Bedrooms: 4.0
  • Dining Room: Dining Area
  • Family Room: Separate Family Room
  • Kitchen: Countertop - Granite, Dishwasher, Garbage Disposal, Hood Over Range, Island with Sink, Microwave, Oven Range - Built-In, Pantry, Refrigerator, Wine Refrigerator
  • Number of Full Bathrooms: 4
Features
  • Amenities: Built-in Vacuum
  • Energy Features: Double Pane Windows, Energy Star HVAC
  • Fireplace: Yes
  • Fireplaces: Gas Burning
  • Flooring: Hardwood, Stone
  • Living SqFt: 2586
  • Pool: No
  • Pool Type: Spa / Hot Tub
  • Security Features: Controlled / Secured Access
Utilities
  • Cooling: Central AC
  • Heating: Heating - 2+ Zones
  • Sewer Septic: Sewer - Public
  • Utilities: Individual Electric Meters, Individual Gas Meters
  • Water: Water On Site
Carport and Parking
  • Carport Min: 2
Garage
  • Garage and Parking: Covered Parking, Detached Garage, Drive Through, Gate / Door Opener
  • Garage Max: 2
  • Garage Min: 2
Property Details
Homeowners Association
  • HOA Exists: 0
  • HOA Fee: 0
Property Details
  • Exterior: Double Pane Windows
  • Area Text: West Santa Cruz
  • Property Faces: West
  • Roof: Tile
  • Stories: Two Story
  • Subclass: Single Family Home
  • TIC Agreement: No
  • Year Built Source: Assessor
  • Street Number: 116
  • Street Name: Monterey
  • Street Suffix: Street
  • Area ID: 43
Second Unit Information
  • Second Unit Description: Legal ADU
Lot / Property Details
Building Information
  • Number Of Stories: 2
  • Structure SqFt: 2586
  • Structure SqFt Source: Other
  • Age: 18
Development Information
  • Construction Type: Stucco
  • Zoning Detail: R
Location Information
  • City Limits: Yes
  • Parcel Number: 004-244-13-000
  • County Name: Santa Cruz
  • City Name: SANTA CRUZ
  • City Postal ID: 64
  • Postal Code: 95060
  • Elementary School District: 840
  • High School District Text: Santa Cruz City Elementary
  • High School Text: Santa Cruz City Elementary
Lot Information
  • Current Rent: $0
  • Fencing: Fenced
  • Foundation: Permanent
  • Horse Property: No
  • Lot Acres: .17
  • Lot Description: Views
  • Lot Size Area Maximum Units: Square Feet
  • Lot Size Area Minimum Units: Square Feet
  • Lot Size Source: Assessor
  • Yard Grounds: Balcony / Patio, BBQ Area, Fenced, Fire Pit, Sprinklers - Auto

Property History for 116 Monterey Street

DateEvent & SourcePriceAppreciation
Nov 14, 2025

Price Change

EBRD #ML82021291

$4,880,000
Nov 14, 2025

Price Change

MLSListings #ML82021291

$4,880,000
Oct 19, 2025

Price Change

EBRD #ML82021291

$5,432,100
Oct 19, 2025

Price Change

MLSListings #ML82021291

$5,432,100
Sep 17, 2025

Listed (Active)

EBRD #ML82021291

$5,488,888
Sep 17, 2025

Listed (Active)

MLSListings #ML82021291

$5,488,888
Nov 19, 2011

Expired

EBRD #ML81123513

Nov 18, 2011

Expired

MLSListings #ML81123513

$2,499,000
May 26, 2011

Listed (Active)

EBRD #ML81123513

$2,499,000
May 26, 2011

Listed (Active)

MLSListings #ML81123513

$2,499,000
Feb 18, 2011

Withdrawn

EBRD #ML81036151

Feb 18, 2011

Withdrawn

MLSListings #ML81036151

Jul 21, 2010

Listed (Active)

EBRD #ML81036151

$2,495,000
Jul 21, 2010

Listed (Active)

MLSListings #ML81036151

$2,495,000
Sep 22, 2003

Withdrawn

RESFAR #80251176

Mar 26, 2003

Sold

EBRD #ML80260671

$899,000
Mar 26, 2003

Sold

MLSListings #ML80260671

$899,000
Mar 26, 2003

Sold

RESFAR #80260671

$899,000
Feb 7, 2003

Pending

MLSListings #ML80260671

Feb 7, 2003

Pending

RESFAR #80260671

Feb 7, 2003

Pending

EBRD #ML80260671

Nov 12, 2002

Price Change

RESFAR #80260671

$939,000
Nov 12, 2002

Listed (Active)

EBRD #ML80260671

$939,000
Nov 12, 2002

Listed (Active)

RESFAR #80260671

$899,000
Nov 12, 2002

Listed (Active)

MLSListings #ML80260671

$939,000
Nov 6, 2002

Withdrawn

MLSListings #ML80251176

Nov 6, 2002

Withdrawn

EBRD #ML80251176

Sep 22, 2002

Listed (Active)

MLSListings #ML80251176

$999,000
Sep 22, 2002

Listed (Active)

EBRD #ML80251176

$999,000
Sep 22, 2002

Listed (Active)

RESFAR #80251176

$999,000
DateEvent & SourcePrice
11/14/2025

Price Change

EBRD #ML82021291

$4,880,000
11/14/2025

Price Change

MLSListings #ML82021291

$4,880,000
10/19/2025

Price Change

EBRD #ML82021291

$5,432,100
10/19/2025

Price Change

MLSListings #ML82021291

$5,432,100
09/17/2025

Listed (Active)

EBRD #ML82021291

$5,488,888
09/17/2025

Listed (Active)

MLSListings #ML82021291

$5,488,888
11/19/2011

Expired

EBRD #ML81123513

11/18/2011

Expired

MLSListings #ML81123513

$2,499,000
05/26/2011

Listed (Active)

EBRD #ML81123513

$2,499,000
05/26/2011

Listed (Active)

MLSListings #ML81123513

$2,499,000
02/18/2011

Withdrawn

EBRD #ML81036151

02/18/2011

Withdrawn

MLSListings #ML81036151

07/21/2010

Listed (Active)

EBRD #ML81036151

$2,495,000
07/21/2010

Listed (Active)

MLSListings #ML81036151

$2,495,000
09/22/2003

Withdrawn

RESFAR #80251176

03/26/2003

Sold

EBRD #ML80260671

$899,000
03/26/2003

Sold

MLSListings #ML80260671

$899,000
03/26/2003

Sold

RESFAR #80260671

$899,000
02/07/2003

Pending

MLSListings #ML80260671

02/07/2003

Pending

RESFAR #80260671

02/07/2003

Pending

EBRD #ML80260671

11/12/2002

Price Change

RESFAR #80260671

$939,000
11/12/2002

Listed (Active)

EBRD #ML80260671

$939,000
11/12/2002

Listed (Active)

RESFAR #80260671

$899,000
11/12/2002

Listed (Active)

MLSListings #ML80260671

$939,000
11/06/2002

Withdrawn

MLSListings #ML80251176

11/06/2002

Withdrawn

EBRD #ML80251176

09/22/2002

Listed (Active)

MLSListings #ML80251176

$999,000
09/22/2002

Listed (Active)

EBRD #ML80251176

$999,000
09/22/2002

Listed (Active)

RESFAR #80251176

$999,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 116 Monterey Street

Taxable ValueLand$748,802Additions$806,875Total$1,555,677
Tax Record2022$17,540 ($1,462 / month)
Home Facts
Beds3Baths4Total Finished SqFt2,586 SqFtAbove Grade Finished SqFt2,586 SqFtLot Size7,318 SqFtStyleSingle Family ResidenceYear Built2007CountySANTA CRUZAPN004-244-13Fireplace TypeHas Fireplace

Schools near 116 Monterey Street

This home is within Santa Cruz City High School District.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Public - 9 to 12
Rating
School
Distance
Bay View Elementary School
PublicK to 5

Mission Hill Middle School
Public6 to 8

Harbor High School
Public9 to 12

Santa Cruz High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

116 Monterey Street is a single family home for sale in Santa Cruz, CA 95060. This property was listed for sale on September 17, 2025 by eXp Realty of California Inc, it's currently listed at $4,880,000. It has been on the market for a total of 89 days and was last sold on March 26, 2003. This listing's school districts are Santa Cruz City High School District, Santa Cruz City Elementary School District. Nearby schools include Bay View Elementary School, Mission Hill Middle School and Harbor High School. 116 Monterey Street is a 4-bed, 4-bath, 2,586 sqft single family home built in 2007.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of eXp Realty of California Inc, Evan Walsh, DRE #02059945; eXp Realty of California Inc, MJ Stearns, DRE #01700756

Based on information from one of the following Multiple Listing Services: San Francisco Association of Realtors, the MLSListings MLS, the BAREIS MLS, the EBRD MLS, Shasta Association of REALTORS® Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by San Francisco Association of Realtors, the MLSListings MLS, the BAREIS MLS, the EBRD MLS, Shasta Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.