118 Bay St, Unit 4

924 Sq. Ft.
$1,488 / Sq. Ft.
924
Sq. Ft.
$1,488
per Sq. Ft.

Description

Perfectly positioned in the heart of Watch Hill, this meticulously maintained 2-bedroom, 2-bath residence offers an unmatched coastal lifestyle just steps from the village's most coveted destinations. With 924 square feet of thoughtfully appointed living space and a private deck overlooking the harbor, Unit 4 captures the essence of Watch Hill living. Wake up to sweeping harbor views and spend your days walking to any of the area's three beaches East Beach, Napatree Beach, and Watch Hill Beach, home...Perfectly positioned in the heart of Watch Hill, this meticulously maintained 2-bedroom, 2-bath residence offers an unmatched coastal lifestyle just steps from the village's most coveted destinations. With 924 square feet of thoughtfully appointed living space and a private deck overlooking the harbor, Unit 4 captures the essence of Watch Hill living. Wake up to sweeping harbor views and spend your days walking to any of the area's three beaches East Beach, Napatree Beach, and Watch Hill Beach, home to the iconic Flying Horse Carousel as well as the legendary Ocean House and Bay Street's celebrated shops and restaurants. The deck serves as your private vantage point for taking in the timeless rhythm of the harbor, from morning coffee as sailboats head out for the day to evening cocktails accompanied by stunning front-row sunset views. Inside, the residence is turn-key and impeccably cared for, featuring two well-proportioned bedrooms, two full bathrooms including a primary en-suite, a full kitchen, central A/C, and a layout designed to maximize both comfort and the surrounding views. Whether you are seeking a summer retreat, a year-round coastal home, or a premier investment in one of New England's most desirable seaside villages, this is a rare opportunity to own a piece of Watch Hill.

Listing Agent

  1. Eric Kirton

    Eric Kirton

    Listing Agent

    Compass

    P: (401)-743-2744

Property Details for 118 Bay Street, Unit 4

Building Name
Inn at Watch Hill
Waterfront Features
Beach Front
View
Saltwater, Water
Pets Allowed
Yes
LISTING UPDATED: 05/15/2026 05:29 PM

Property Details for 118 Bay Street, Unit 4

StatusActive
MLS #1412721
Days on MarketListed Today
Taxes$6,407 / year
HOA Fees$454 / month
Condo/Co-op Fees-
Property TypeCondo
MLS TypeResidential / Condominium
Year Built1938
CountyWashington County
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Building Information for 118 Bay Street, Unit 4

Building/ComplexInn at Watch HillFloor2Stories1Residences-Pet PolicyAllowedPet Policy DetailsYesYear Built1938

Payment Calculator

$7,912 per month

30 year fixed, 6.46% Interest

Principal and Interest

$6,924

Property Taxes

$534

HOA Dues

$454

The Payment Calculator is for illustrative purposes only.

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Property Information for 118 Bay Street, Unit 4

Summary
Location and General Information
  • City: Westerly
  • Postal City: Westerly
  • Postal Code: 02891
  • Postal Code Plus4: 5751
  • State Or Province: RI
  • View Y N: Yes
  • Zoning: SCWH
  • Human Modified Y N: Yes
Location and General Infromation
  • Complex Name: Inn at Watch Hill
Parking
  • Covered Spaces: 1
  • Garage Spaces: 1
  • Garage Y N: No
  • Parking Features: Assigned, No Garage
  • Parking Total: 2
Taxes and HOA Information
  • Association Fee: $454.00
  • Association Fee Frequency: Monthly
  • Tax Annual Amount: $6,407.00
  • Tax Assessed Value: 901100
  • Tax Lot: 2
  • Tax Map Number: 185
  • Tax Year: 2025
Property
Lot Information
  • Above Grade Fin SQFT: 924.0
  • Below Grade Finished Area: 0.0
  • Building Area Total: 924.0
  • Living Area: 924.00
  • Living Area Source: Public Records
  • Lot Size Acres: 0.0
  • Lot Size Units: Square Feet
  • Parcel Number: 118BAYST4WEST
  • Stories: 1
  • Stories Total: 1
  • Property Sub Type Additional: Condominium
Property and Assessments
  • Entry Level: 2
  • New Construction Y N: No
  • Property Sub Type: Condominium
  • Property Type: Residential
  • Senior Community Y N: No
  • Year Built: 1938
  • C L I P: 8,194,408,503
Utilities
  • Electric: Amps200Or More
  • Sewer: Other, Private Sewer
  • Water Source: Connected
Interior and Exterior Features
Exterior Features
  • Foundation Details: Concrete Perimeter
Interior Features
  • Appliances: Dishwasher, Gas Water Heater
  • Basement: None
  • Basement Y N: No
  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total Integer: 2
  • Bedrooms Total: 2
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Fireplace Features: None
  • Fireplaces Total: 0
  • Fireplace Y N: No
  • Flooring: Ceramic Tile, Hardwood
  • Heating: Forced Air, Gas
  • Heating Y N: Yes
  • Interior Features: Bathtub, Tub Shower
  • Levels: One
  • Rooms Total: 4

Property History for 118 Bay Street, Unit 4

DateEvent & SourcePriceAppreciation
May 15, 2026

Listed (Active)

Rhode Island Association of REALTORS® #1412721

$1,375,000
Jan 31, 2014

Sold

Rhode Island Association of REALTORS® #1059624

$742,500
Jan 31, 2014

Contract Signed

Rhode Island Association of REALTORS® #1059624

DateEvent & SourcePrice
05/15/2026

Listed (Active)

Rhode Island Association of REALTORS® #1412721

$1,375,000
01/31/2014

Sold

Rhode Island Association of REALTORS® #1059624

$742,500
01/31/2014

Contract Signed

Rhode Island Association of REALTORS® #1059624

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Schools near 118 Bay Street, Unit 4

This home is within Westerly School District.
Rating
School
Type
Grades
Distance
Public - K to 4
Public - 5 to 8
Public - 9 to 12
Public - K to 4
Rating
School
Distance
State Street School
PublicK to 4

Westerly Middle School
Public5 to 8

Westerly High School
Public9 to 12

Dunn's Corners School
PublicK to 4

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

118 Bay Street, Unit 4 is a condo for sale in Westerly, RI 02891. This listing's school district is Westerly School District. Nearby schools include State Street School, Westerly Middle School and Westerly High School. 118 Bay Street, Unit 4 is a 2-bed, 2-bath, 924 sqft condo built in 1938.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Based on information from one of the following Multiple Listing Services: Rhode Island Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Rhode Island Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.