118 W Water St

1,944 Sq. Ft.
$147 / Sq. Ft.
1,944
Sq. Ft.
$147
per Sq. Ft.

Description

Welcome to small-town urban living in the heart of historic downtown Pendleton, where you can walk to shops, restaurants, parks, and all of the local favorites... yet still come home to the quiet neighborhood feel. This meticulously caredfor 2BR/2BA home blends charm and convenience with an attached 2car garage, updated appliances/mechanicals, and a bright sunroom ideal for morning coffee or unwinding after a long day. The fully fenced backyard offers rare privacy just steps from Main Street. Inside,...Welcome to small-town urban living in the heart of historic downtown Pendleton, where you can walk to shops, restaurants, parks, and all of the local favorites... yet still come home to the quiet neighborhood feel. This meticulously caredfor 2BR/2BA home blends charm and convenience with an attached 2car garage, updated appliances/mechanicals, and a bright sunroom ideal for morning coffee or unwinding after a long day. The fully fenced backyard offers rare privacy just steps from Main Street. Inside, natural light fills every room, complemented by thoughtful updates throughout: newer windows, newer roof (2019), newer gutters + guards (2019), LVP flooring (2022), new furnace (2023), and new dishwasher (2025). The layout provides comfortable flow, generous storage, and space to spread out both indoors and out. With nothing left to do but move right in, this home delivers charm, character, and heart. 118 W Water Street isn't just a home-it's a lifestyle...
  1. Listed by Annie Caruso • Circle Real Estate
    P: (317)-643-9911 annie@circle-re.com

Property Details for 118 West Water Street

Architectural Style
Bungalow
Subdivision Name
No Subdivision
Township
Fall Creek

Open Houses

Sunday, Apr 19th1:00 PM - 3:00 PM
LISTING UPDATED: 04/18/2026 06:27 PM

Property Details for 118 West Water Street

StatusActive
MLS #22095349
Days on Market2
Taxes$576 semi-annually
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1935
Lot Size0.17 AC / 7,405 SF
CountyMadison County

Location

Listing Courtesy of Circle Real Estate
Add your commute

Building Information for 118 West Water Street

Stories-Year Built1935Building Size-Lot Size0.17 AC / 7,405 SF

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$1,531 per month

30 year fixed, 6.46% Interest

Principal and Interest

$1,435

Property Taxes

$96

HOA Dues

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Property Information for 118 West Water Street

Summary
Location and General Information
  • City: Pendleton
  • County Or Parish: Madison
  • Directions: GPS Friendly
  • Postal Code: 46064
  • Postal Code Plus4: 1053
  • State Or Province: IN
Taxes and HOA Information
  • Attic YN: No
  • Parcel Number: 481416300100000013
  • Semi Annual Property Tax Amt: 576
  • Tax Exemption: Homestead Tax Exemption
  • Tax Year: 2024
  • TaxLot: L010
School Information
  • School District: South Madison Com Sch Corp
Parking
  • Garage YN: Yes
  • Garage Spaces: 2.0
  • Garage SqFt: 440
Property
Lot Information
  • Acreage: <1/4 Acre
  • Lot Size Square Feet: 7350.0
  • Lot Size Acres: 0.17
  • Main Level SqFt: 1176
  • New Construction: False
  • Living SqFt: 0.0
  • Sqft Total: 1176.0
  • Sq Ft Total: 1944.0
  • Year Built Numeric: 1935
  • Below Grade Finished Area: 0.0
  • Living Area Source: Assessor
Property and Assessments
  • Affected by Disclosures: No
  • DPRYN: No
Utilities
  • Solid Waste: Yes
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Aluminum Siding, Vinyl Siding
  • Foundation Details: Block
  • Horse Amenities: None
  • Fencing: Full
Interior Features
  • Accessibility Features: No
  • Appliances: Dishwasher, Electric Oven, Refrigerator, Gas Water Heater, Water Softener Rented
  • Basement Description: Unfinished
  • Basement YN: Yes
  • Cooling: Central Air
  • Eating Area: Dining Combo/Kitchen, Dining Combo/Living Room
  • Fireplace Features: Non Functional
  • Fireplaces Total: 1
  • Heating: Forced Air, Natural Gas
  • Interior Features: Attic Access, Eat-in Kitchen
  • Levels: One
  • Kitchen Features: Kitchen Some Updates
  • Room List: Living Room, Kitchen, Primary Bedroom, Bedroom 2
  • Room and Features: Living Room-Main, Kitchen-Main-Tile-Ceramic, Primary Bedroom-Main, Bedroom 2-Main
  • Main Level Bedrooms: 2
  • Laundry Features: Main Level
  • Num Bedrooms Upper: 0
  • Num Bedrooms Basement: 0
  • Rooms Basement: 0
Room Information
Room Information
  • Rooms MU: 6
  • Rooms Total MU: 6
  • Total Rooms: 6
Room 1
  • Room Level: Main
  • Room Dimensions: 22x 11
  • Room Type: Living Room
Room 2
  • Room Level: Main
  • Room Dimensions: 10x12
  • Room Features: Tile-Ceramic
  • Room Type: Kitchen
Room 3
  • Room Level: Main
  • Room Dimensions: 12x16
  • Room Type: Primary Bedroom
Room 4
  • Room Level: Main
  • Room Dimensions: 11 x 11
  • Room Type: Bedroom 2
Bathrooms
  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total Count: 2
  • Full Baths Basement: 0
  • Full Baths Main: 2
  • Full Baths MU: 2
  • Full Baths Upper: 0
  • Half Baths Basement: 0
  • Half Baths Main: 0
  • Half Baths MU: 0
  • Half Baths Upper: 0
Bedrooms
  • Beds MU: 2
  • Bedrooms MU: 2
  • Bedrooms Total: 2

Property History for 118 West Water Street

DateEvent & SourcePriceAppreciation
Apr 16, 2026

Listed (Active)

MIBORMLS #22095349

$285,000—
Jan 5, 2017

Sold (Public Record)

Public Record #1192408655

$115,000

+14.7% / yr

Jan 5, 2017

Sold

MIBORMLS #21450319

$115,000—
Oct 27, 2016

Pending

MIBORMLS #21450319

—
Oct 25, 2016

Listed (Active)

MIBORMLS #21450319

$115,000—
Dec 14, 2010

Sold (Public Record)

Public Record #1119443901

$50,000—
DateEvent & SourcePrice
04/16/2026

Listed (Active)

MIBORMLS #22095349

$285,000
01/05/2017

Sold (Public Record)

Public Record #1192408655

$115,000

+14.7% / yr

01/05/2017

Sold

MIBORMLS #21450319

$115,000
10/27/2016

Pending

MIBORMLS #21450319

—
10/25/2016

Listed (Active)

MIBORMLS #21450319

$115,000
12/14/2010

Sold (Public Record)

Public Record #1119443901

$50,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 118 West Water Street

Taxable ValueLand$16,300Additions$123,400Total$139,700
Tax Record2024$1,152 ($96 / month)
Home Facts
Beds2Baths1Total Finished SqFt1,176 SqFtAbove Grade Finished SqFt1,176 SqFtStories1Lot Size7,350 SqFtStyleSingle Family ResidenceYear Built1935Year Renovated1960CountyMADISONAPN48-14-16-300-100.000-013

Schools near 118 West Water Street

This home is within South Madison Com Sch Corp.
Rating
School
Type
Grades
Distance
Public - PK to 6
Public - 7 to 8
Public - 9 to 12
Rating
School
Distance
Pendleton Elementary School
PublicPK to 6

Pendleton Heights Middle School
Public7 to 8

Pendleton Heights High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

118 West Water Street is a single family home for sale in Pendleton, IN 46064. This property was listed for sale on April 16, 2026 by Circle Real Estate, it's currently listed at $285,000. It has been on the market for a total of 2 days and was last sold on January 5, 2017. This listing's school district is South Madison Com Sch Corp. Nearby schools include Pendleton Elementary School, Pendleton Heights Middle School and Pendleton Heights High School. 118 West Water Street is a 2-bed, 2-bath, 1,944 sqft single family home built in 1935.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Circle Real Estate

Based on information submitted to the MLS GRID as of 04/18/2026 06:27 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.