Active
3 beds2,556 sqft
120 Coco Plum Rd S, Unit S, Key Largo, FL 33037
Est: $10,251/moGet pre-approved
Single FamilyProperty Type
1.85 acresLot Size
1997Year Built
$733/sq ftPrice per sq ft
1 carParking Spaces

Description

Located on 1.85 acres of tropical and native landscaping, this mystical waterfront estate in Key Largo offers the perfect blend of privacy, comfort, and coastal living. Designed with both family life and entertaining in mind, this charming three bedrooms, two and a half bath residence features a spacious, light filled, open concept floor plan with clean architectural lines and seamless indoor- outdoor living. At the center of the home is a beautifully appointed kitchen anchored by an expansive island,...Located on 1.85 acres of tropical and native landscaping, this mystical waterfront estate in Key Largo offers the perfect blend of privacy, comfort, and coastal living. Designed with both family life and entertaining in mind, this charming three bedrooms, two and a half bath residence features a spacious, light filled, open concept floor plan with clean architectural lines and seamless indoor- outdoor living. At the center of the home is a beautifully appointed kitchen anchored by an expansive island, creating the ideal gathering space for casual family meals and entertaining guests. Generous living spaces flow effortlessly to a covered central courtyard, extending the home's living area into a private outdoor sanctuary. Beyond the courtyard, the backyard unfolds into a breathtaking waterfront setting with direct ocean access. Surrounded by mature landscaping and exceptional privacy, this serene retreat feels like your own secluded oasis. Whether you are relaxing by the water, enjoying the tranquil surrounds, or setting out for a day on the ocean, this property captures the best of the Florida Keys lifestyle.
77 days on Market
  • Listed by: Cheri Tindall • Ocean Sotheby's International Realty
Last updated: 07/20/2026 02:29 PM • Source: FKMLS, MLS#: 620674

Location

Listing Courtesy of Ocean Sotheby's International Realty
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Payment Calculator

$10,251 per month

30 year fixed, 6.71% Interest

Principal and Interest

$9,684

Property Taxes

$567

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 120 Coco Plum Road South, Unit S

Property Details
  • Taxes: $6,800 / year
  • MLS Type: Residential / Single Family Residence
  • Waterfront: Oceanfront, Canal Front
  • Waterfront: Yes
  • Zoning: SR - Sub Urban Residential District
  • Subdivision: Rock Harbor Est (98.0)
  • Directions: North bound US 1, turn right onto Coco Plum Road S. Turn right at second driveway. Left 1st driveway to the house.
  • Vehicle Storage: Garage, Covered Parking, Attached
  • Pets: Pets Allowed
Building Information
  • Year Built: 1997
  • Lot Size: 1.85 AC / 80,586 SF
Summary
Location and General Information
  • Waterview: Open Water View
  • Area: 27 - Key Largo MM 97-107
  • Absolute Longitude: 80.453805
  • Control Depth: 1
  • Off Shore Island: No
  • Listing Board: Florida Keys
  • Side: Ocean
  • Mile Marker: 98.0
  • Marathon Neighborhood: N/A
  • Key/Island: Key Largo
Taxes and HOA Information
  • Association Info: Mandatory Home Owners Asc: No
  • Association Info: 1st Right of Refusal: No
  • Fee Includes: Other
  • Furnished: Negotiable
  • Tax Year: 2025
  • Tax Exemptions: Homestead
Virtual Tour
Property
Lot Information
  • Lot Size: 160 x 503
  • Acres: 1.85
  • Parcel #: 00090540000400
  • Land Size: 1 Less Than 2 Acres
Property and Assessments
  • Legal: 5 62 39 Island Of Key Largo Pb1-59 Pt Lot 2 G50-170 Or530-378/379 Or530-381 Or830-1808/1810 (Re90540-200 Combined With T
  • MLS Approved: Y
  • SqFt Source: Property Data Card
  • Flood Zone: AE
  • Rentals Allowed: With Restrictions
  • Deed Restrictions: Unknown
  • Picture Count: 46
  • Document Count: 0
  • Building Style: Above Flood: Unknown
  • Property Condition: Updated/Remodeled
  • Security: Patrolled Area
  • Title: Title Ins - Buyer
Utilities
  • Utilities: FKAA, Elect Separate Meter, Buyer to Verify
  • Pub Sewer HkUp: Yes
  • Species List: Yes
  • Pool: No
  • Porch/Balcony: Open Porch/Balcony
Interior and Exterior Features
Interior Features
  • Floor: Tile, Wood
  • Interior Features: Cathedral Ceilings, Granite Counter Top, Walk-in Closet(s), Sky Light(s), Pantry
  • Appliances: Washer, Stainless Steel Appliance(s), Oven, Refrigerator, Dishwasher, Dryer
Exterior Features
  • Roof: Metal Roof
  • Construction: CBS
  • Dockage: Other Dockage, None
  • Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors
Room Information
  • Specialty Rooms: Laundry Room

Property History for 120 Coco Plum Road South, Unit S

DateEvent & SourcePriceAppreciation
Jul 17, 2026

Listed (Active)

Key West AOR #620674

$1,874,000
Jul 2, 2026

Listed (Active)

FKMLS #620674

$1,874,000
DateEvent & SourcePrice
07/17/2026

Listed (Active)

Key West AOR #620674

$1,874,000
07/02/2026

Listed (Active)

FKMLS #620674

$1,874,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Schools near 120 Coco Plum Road South, Unit S

This home is within Monroe.
Rating
School
Type
Grades
Distance
Public - PK to 8
Public - 9 to 12
Charter - K to 8
Public - 6 to 12
Rating
School
Distance
Key Largo School
PublicPK to 8

Coral Shores High School
Public9 to 12

Ocean Studies Charter
CharterK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

120 Coco Plum Road South, Unit S is a single family home for sale in Key Largo, FL 33037. This property was listed for sale on July 2, 2026 by Ocean Sotheby's International Realty, it's currently listed at $1,874,000. This listing's school district is Monroe. Nearby schools include Key Largo School, Coral Shores High School and Ocean Studies Charter. 120 Coco Plum Road South, Unit S is a 3-bed, 3-bath, 2,556 sqft single family home built in 1997.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Ocean Sotheby's International Realty

Based on information from one of the following Multiple Listing Services: Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.