120 Maple St

1,312 Sq. Ft.
$960 / Sq. Ft.
1,312
Sq. Ft.
$960
per Sq. Ft.

Description

A perfect home for a 1031 exchange or college rental! This Historic Victorian Gem in Prime Downtown Santa Cruz has exceptional opportunities awaiting nestled in the heart of Santa Cruz. This 4 bedroom, 1 bathroom combines vintage character with an unbeatable downtown location, just minutes from the iconic Boardwalk and pristine beaches. Step inside to discover soaring ceilings that create an airy, expansive feel throughout this classic home. The inviting living space centers around a beautiful fireplace,...A perfect home for a 1031 exchange or college rental! This Historic Victorian Gem in Prime Downtown Santa Cruz has exceptional opportunities awaiting nestled in the heart of Santa Cruz. This 4 bedroom, 1 bathroom combines vintage character with an unbeatable downtown location, just minutes from the iconic Boardwalk and pristine beaches. Step inside to discover soaring ceilings that create an airy, expansive feel throughout this classic home. The inviting living space centers around a beautiful fireplace, perfect for cozy gatherings on cool coastal evenings. Abundant natural light highlights the home's period details and thoughtful layout. Outdoor living shines on both the welcoming front porch which is perfect for watching the world go by with your morning coffee and also has a generous back patio. The private rear outdoor retreat provides an ideal setting for afternoon barbecues or evening entertainment under the stars, offering a peaceful escape from the vibrant downtown energy just steps away. Positioned in the coveted CBD (Central Business District) zone, this property offers remarkable versatility for its next owner. Maintain it as a rental or convert it to your personal residence or explore the endless commercial possibilities the CBD zoning gives you.
  1. Listed by Joe Prather • DRE #02001091 • Brokerage DRE #01878277 • eXp Realty of California Inc • 831-515-8133

Property Details for 120 Maple Street

MLS City Name
SANTA CRUZ
Building Type
Detached
Garage Spaces
0
Cross Street
Cedar St
LISTING UPDATED: 04/15/2026 09:01 AM

Property Details for 120 Maple Street

StatusActive
MLS #ML82043001
Days on Compass35
Taxes-
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeSingle-Family Homes / Detached
Year Built1885
Lot Size0.08 AC / 3,615 SF
CountySanta Cruz County

Location

Listing Courtesy of eXp Realty of California Inc, Joe Prather, DRE #02001091
Add your commute

Building Information for 120 Maple Street

Stories-Year Built1885Building Size-Lot Size0.08 AC / 3,615 SF

Payment Calculator

Get preapproved with
OriginPoint Mortgage or Rocket Mortgage1

$7,016 per month

30 year fixed, 6.36% Interest

Principal and Interest

$6,274

Property Taxes

$742

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 120 Maple Street

Features
External Links
Room Information
  • Dining Room: Dining Area in Living Room
  • Family Room: Separate Family Room
  • Number of Full Bathrooms: 1
Features
  • Fireplace: Yes
  • Fireplaces: Wood Burning
  • Flooring: Carpet, Vinyl / Linoleum
  • Living SqFt: 1312
  • Pool: No
Utilities
  • Cooling: None
  • Heating: Fireplace, Wall Furnace
  • Sewer Septic: Sewer - Public
  • Utilities: Public Utilities
  • Water: Public
Garage
  • Garage and Parking: On Street
  • Garage Max: 0
  • Garage Min: 0
Property Details
Homeowners Association
  • HOA Exists: 0
  • HOA Fee: $0
Property Details
  • Area Text: West Santa Cruz
  • Roof: Composition
  • Subclass: Single Family Home
  • Year Built Source: Assessor
  • Street Number: 120
  • Street Name: Maple
  • Street Suffix: Street
  • Area ID: 43
Lot / Property Details
Building Information
  • Structure SqFt: 1312
  • Structure SqFt Source: Assessor
  • Age: 141
Development Information
  • Zoning Detail: CBD
Location Information
  • Parcel Number: 005-143-16-000
  • County Name: Santa Cruz
  • City Name: SANTA CRUZ
  • City Postal ID: 64
  • Postal Code: 95060
  • Elementary School District: 840
  • High School District Text: Santa Cruz City Elementary
Lot Information
  • Foundation: Concrete Perimeter
  • Horse Property: No
  • Lot Acres: .08
  • Lot Size Area Maximum Units: Square Feet
  • Lot Size Area Minimum Units: Square Feet
  • Lot Size Source: Assessor

Property History for 120 Maple Street

DateEvent & SourcePriceAppreciation
Apr 15, 2026

Listed (Active)

MLSListings #ML82043001

$1,259,000
Apr 15, 2026

Listed (Active)

EBRD #ML82043001

$1,259,000
Mar 3, 2026

Withdrawn

EBRD #ML82017571

DateEvent & SourcePrice
04/15/2026

Listed (Active)

MLSListings #ML82043001

$1,259,000
04/15/2026

Listed (Active)

EBRD #ML82043001

$1,259,000
03/03/2026

Withdrawn

EBRD #ML82017571

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 120 Maple Street

Taxable ValueLand$515,107Additions$212,482Total$727,589
Tax Record2025$8,906 ($742 / month)
Home Facts
Beds3Baths1Total Finished SqFt1,312 SqFtAbove Grade Finished SqFt1,312 SqFtLot Size3,615 SqFtStyleSingle Family ResidenceYear Built1885CountySANTA CRUZAPN005-143-16Fireplace TypeHas Fireplace

Schools near 120 Maple Street

This home is within Santa Cruz City High School District.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Public - 9 to 12
Rating
School
Distance
Westlake Elementary School
PublicK to 5

Mission Hill Middle School
Public6 to 8

Harbor High School
Public9 to 12

Santa Cruz High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

120 Maple Street is a single family home for sale in Santa Cruz, CA 95060. This property was listed for sale on April 15, 2026 by eXp Realty of California Inc, it's currently listed at $1,259,000. It has been on the market for a total of 35 days and was last sold on July 20, 2008. This listing's school districts are Santa Cruz City High School District, Santa Cruz City Elementary School District. Nearby schools include Westlake Elementary School, Mission Hill Middle School and Harbor High School. 120 Maple Street is a 4-bed, 1-bath, 1,312 sqft single family home built in 1885.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of eXp Realty of California Inc, Joe Prather, DRE #02001091

Based on information from one of the following Multiple Listing Services: San Francisco Association of Realtors, the MLSListings MLS, the BAREIS MLS, the EBRD MLS, Shasta Association of REALTORS® Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by San Francisco Association of Realtors, the MLSListings MLS, the BAREIS MLS, the EBRD MLS, Shasta Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.