12011 Front Beach Rd, Unit 201C

Panama City Beach, FL 32407

$694,500
Price
3
Beds
1,588 Sq. Ft.
$437 / Sq. Ft.
1,588
Sq. Ft.
$437
per Sq. Ft.
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a kitchen with stainless steel appliances granite countertop a sink a stove and a refrigerator
a kitchen with a sink a dining table and chairs
a living room with furniture and a large window
a living room with furniture and a flat screen tv
a living room with furniture and a flat screen tv
a kitchen with stainless steel appliances granite countertop a stove a sink and a refrigerator
a bedroom with a bed and a chandelier
a bedroom with a large bed and a window
a large bedroom with a bed and a flat tv screen on dresser
a bedroom with a bed and a flat screen tv
a bathroom with a sink and a mirror
a bathroom with a granite countertop bathtub shower and toilet
a en suite spacious bathroom with a double vanity sink and a mirror
a view of balcony with ocean view
a view of an ocean
a view of a balcony with wooden floor
a kitchen with stainless steel appliances granite countertop a sink and cabinets
a kitchen with white cabinets and white appliances
a view of a kitchen with a washer and dryer
a view of a kitchen with refrigerator and table
a bedroom with a bed and a dresser
a bedroom with a bed and a window
a view of walk in closet with clothes and shoes
a room with furniture and piano table
a bedroom with a bed and a chandelier
a bedroom with a bed and wooden floor
a bedroom with a bed and a flat screen tv
a bedroom with a bed and a flat screen tv
a bathroom with a sink toilet and shower
a spacious bathroom with a granite countertop sink and a mirror
a spacious bathroom with a double vanity sink a mirror and a toilet
a bathroom with a sink and a mirror
a view of balcony with outdoor seating
a view of an ocean
a city view with tall buildings
a view of a city
a view of an ocean
a view of a city
a view of a city
a view of a terrace with lawn chairs
a view of a terrace view

Description

Projected rental income up to $86k! Views, views, views! This exceptional 3BR/2BA corner unit at Sterling Reef offers some of the most unobstructed, breathtaking Gulf views on the beach. Enjoy a true coastal lifestyle with panoramic vistas of turquoise waters and sugar-white sands from the moment you walk in. The Gulf-front primary suite opens to a spacious balcony that extends to the living area—ideal for savoring sunrises, unwinding at sunset, or entertaining with a view. Sterling Reef provides...Projected rental income up to $86k! Views, views, views! This exceptional 3BR/2BA corner unit at Sterling Reef offers some of the most unobstructed, breathtaking Gulf views on the beach. Enjoy a true coastal lifestyle with panoramic vistas of turquoise waters and sugar-white sands from the moment you walk in. The Gulf-front primary suite opens to a spacious balcony that extends to the living area—ideal for savoring sunrises, unwinding at sunset, or entertaining with a view. Sterling Reef provides resort-style amenities, including two beachfront pools, a fitness center, outdoor grilling and picnic areas, and private beach access. Recent building enhancements—such as updated elevators and refreshed exterior finishes—offer added peace of mind. Perfectly positioned next to the County Pier, across from Shipwreck Island Waterpark, and just minutes to Pier Park, this beautifully located unit delivers the ultimate blend of luxury, convenience, and coastal living on Panama City Beach.
  1. Listed by Michael Tomlin • Brokerage DRE #2028448 • Coldwell Banker Realty • michaeltomlinrealestate@gmail.com

Property Details for 12011 Front Beach Road, Unit 201C

Waterfront Features
Gulf
View
Gulf
Architectural Style
N/A
Subdivision Name
STERLING REEF
Waterfront YN
Yes
LISTING UPDATED: 02/27/2026 11:38 AM

Property Details for 12011 Front Beach Road, Unit 201C

StatusActive
MLS #990384
Days on Market171
Taxes$7,085 / year
HOA Fees$977 / month
Condo/Co-op Fees-
Property TypeCondo
MLS TypeResidential / Condominium / Condominium
Year Built2005
CountyBay County
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Location

Listing Courtesy of Coldwell Banker Realty
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Building Information for 12011 Front Beach Road, Unit 201C

Building/Complex12011 Front Beach RdFloor-Stories-Residences-Pet Policy-Pet Policy Details-Year Built2005

Payment Calculator

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$5,065 per month

30 year fixed, 6.46% Interest

Principal and Interest

$3,497

Property Taxes

$590

HOA Dues

$977

The Payment Calculator is for illustrative purposes only.

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Property Information for 12011 Front Beach Road, Unit 201C

Summary
Location and General Information
  • Community Features: Short Term Rental - Allowed, Beach, Deed Access, Elevators, Pavillion/Gazebo, Picnic Area, Pool, Waterfront
  • Directions: Go South toward the beach from Panama City Beach Parkway, the complex sits beachside to the left at the end of ALF COLEMAN RD next to the County Pier. Park anywhere in the parking deck.
  • MLS Area Minor: 0318 - Beach - Central South
  • MLS Area Major: 03 - Bay County - Beach
  • Latitude: 30.188558
  • Longitude: -85.827774
  • Location Tax and Legal:Sub Area: 2718 - Beach - Central South
  • Location Tax and Legal:Elementary School: Hutchinson Beach
  • Location Tax and Legal:Middle School: Surfside
  • Location Tax and Legal:High School: Arnold
  • Location Tax and Legal:Legal Description: STERLING REEF UNIT 201 TYPE C ORB 2578 P 120 SUNRISE 3BD/2BTH ORB 4016 P 2268 1588 SQ.FT.=H&C . 192 SQ.FT.=BALC
  • Project Facilities: Beach, Deed Access, Elevators, PavillionGazebo2, Picnic Area, Pool2, Short Term Rental - Allowed, Waterfront
Taxes and HOA
  • Association Fee Frequency: Monthly
  • Association Fee Includes: Accounting, Ground Keeping, Insurance, Internet Service, Master Association, Recreational Faclty, Repairs/Maintenance, Security, Sewer, Water, Cable TV, Trash
  • Association Fee2: $977
  • Tax Legal Description: STERLING REEF UNIT 201 TYPE C ORB 2578 P 120 SUNRISE 3BD/2BTH ORB 4016 P 2268 1588 SQ.FT.=H&C . 192 SQ.FT.=BALC
  • Parcel Number: 34809-610-008
  • Association Amenities: Beach Rights, Barbecue, Picnic Area
  • Association Fee: $0
  • Association YN: Yes
  • Tax Annual Amount: $7,085
  • Listing Info Tax Legal:Last Taxes: $7,085
  • Listing Info Tax Legal:Last Tax Year: 2024.0
School Information
  • Elementary School: Hutchison Beach
  • Middle Or Junior School: Surfside
  • High School: Arnold
Parking
  • Carport YN: No
  • Garage YN: No
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Dimensions: 0x0
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Building Area Total: 1588.0
  • Living Area Source: Appraiser
  • General Property Info:SqFt Source: County PA Records
  • Waterfront: Gulf
  • Waterview: Gulf2
Property and Assessments
  • Tax Year: 2024.0
  • Floor Plans Count: 0.0
  • Property Type: Residential, Condo
  • Year Built: 2005.0
  • Property Sub Type: Condominium
  • New Construction YN: No
  • General Property Info:Sub-Type: Condominium
  • General Property Info:Design: N/A
  • Construction Status: Construction Complete
  • Occupancy Status: Vacant
Utilities
  • Sewer: True
  • Utilities: Electric, Public Water
  • Electric: True
  • Utilities: Electric, Public Sewer, Public Water
  • Energy: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Water Heater - Elect
Interior and Exterior Features
Exterior Features
  • Pool Features: Pool Type
  • Patio And Porch Features: Balcony
  • General Property Info:Stories In Unit: 19.0
  • General Property Info:Unit Floors Above Ground: 5.0
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Community
Interior Features
  • Heating: Central
  • Cooling: Ceiling Fans, Central Air
  • Room Type: Master Bedroom, Bedroom, Master Bathroom, Great Room
  • Rooms Total: 5.0
  • Bathrooms Total Integer: 2.0
  • Bathrooms Total Decimal: 2.0
  • Bathrooms Total Notational: 2.0
  • Cooling YN: Yes
  • Heating YN: Yes
  • Spa Features: Community
  • Laundry Features: Stacked
  • Bedrooms Total: 3.0
  • Bathrooms Full: 2.0
  • Bathrooms Half: 0.0
  • Appliances: Washer Dryer Stacked, Electric Range
Room Information
Room 1
  • Room Type: Master Bedroom
  • Room Level: First
  • Room Length: 19.0
  • Room Width: 11.0
  • Room Dimensions: 19 x 11
Room 2
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 14.0
  • Room Width: 11.0
  • Room Dimensions: 14 x 11
Room 3
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 12.0
  • Room Width: 10.0
  • Room Dimensions: 12 x 10
Room 4
  • Room Type: Master Bathroom
  • Room Level: First
  • Room Length: 11.0
  • Room Width: 8.0
  • Room Dimensions: 11 x 8
Room 5
  • Room Type: Great Room
  • Room Level: First
  • Room Length: 22.0
  • Room Width: 14.0
  • Room Dimensions: 22 x 14
Rental
Rent Information
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 12011 Front Beach Road, Unit 201C

DateEvent & SourcePriceAppreciation
Feb 24, 2026

Price Change

CPAR #782117

$694,500—
Feb 24, 2026

Price Change

ECAR #990384

$694,500—
Dec 18, 2025

Price Change

CPAR #782117

$699,500—
DateEvent & SourcePrice
02/24/2026

Price Change

CPAR #782117

$694,500
02/24/2026

Price Change

ECAR #990384

$694,500
12/18/2025

Price Change

CPAR #782117

$699,500

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 12011 Front Beach Road, Unit 201C

Taxable ValueLand-Additions$623,200Total-
Tax Record2025$6,314 ($526 / month)
Home Facts
Beds3Total Finished SqFt1,588 SqFtAbove Grade Finished SqFt1,588 SqFtStyleCondominiumYear Built2005CountyBAYAPN34809-610-008

Schools near 12011 Front Beach Road, Unit 201C

This home is within Bay.
Rating
School
Type
Grades
Distance
Surfside Middle School
Public - PK to 12
Hutchison Beach Elementary School
Public - K to 5
J.R. Arnold High School
Public - 9 to 12
A. Gary Walsingham Academy
Public - PK to 5
Rating
School
Distance
Surfside Middle School
PublicPK to 12

Hutchison Beach Elementary School
PublicK to 5

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 12011 Front Beach Road, Unit 201C, Panama City Beach, FL 32407

12011 Front Beach Road, Unit 201C is a condo for sale in Panama City Beach, FL 32407. This property was listed for sale on November 26, 2025 by Coldwell Banker Realty, it's currently listed at $694,500. It has been on the market for a total of 171 days and was last sold on January 10, 2012. This listing's school district is Bay. Nearby schools include Surfside Middle School, Hutchison Beach Elementary School and J.R. Arnold High School. 12011 Front Beach Road, Unit 201C is a 3-bed, 2-bath, 1,588 sqft condo built in 2005.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Coldwell Banker Realty

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.