1226 Bancroft Ave

Colonial Beach, VA 22443

$649,900
Price
3
Beds
2,650 Sq. Ft.
$245 / Sq. Ft.
2,650
Sq. Ft.
$245
per Sq. Ft.
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Description

ASSUMABLE LOAN 2.5% FOR QUALIFIED BUYERS — an exceptional financing opportunity rarely available in today’s market. Welcome to The Point in Colonial Beach, a golf cart-friendly waterfront community where coastal charm meets everyday convenience—just a short drive to Northern Virginia and DC. Built in 2009, this 3-bedroom, 2.5-bath home is ideally located just two blocks from both the Potomac River and Monroe Bay, providing easy access to beaches, marinas, waterfront dining, breweries, boutiques,...ASSUMABLE LOAN 2.5% FOR QUALIFIED BUYERS — an exceptional financing opportunity rarely available in today’s market. Welcome to The Point in Colonial Beach, a golf cart-friendly waterfront community where coastal charm meets everyday convenience—just a short drive to Northern Virginia and DC. Built in 2009, this 3-bedroom, 2.5-bath home is ideally located just two blocks from both the Potomac River and Monroe Bay, providing easy access to beaches, marinas, waterfront dining, breweries, boutiques, and the boardwalk. Whether it’s summer golf cart rides or evenings by the water, the lifestyle here truly stands out. Inside, hardwood floors and a propane fireplace add warmth and character to the original living room, while a spacious living room addition expands the main level—offering flexible space for entertaining, dining, or relaxing. The kitchen and bathrooms were refreshed in Winter 2025 with updated finishes that blend modern style with timeless appeal. Upstairs, the oversized primary suite features a walk-in closet and a jetted soaking tub, creating a comfortable private retreat. Outdoor features include a low-maintenance Trex front porch, rear porch, fenced yard, and an oversized two-car garage. No HOA adds additional flexibility and appeal. Prime location, assumable low-rate financing, and coastal lifestyle—schedule your showing today!
  1. Listed by Heidi C HomFeldt • United Real Estate Premier
    P: (540)-455-8034 heidichomfeldt@gmail.com

Property Details for 1226 Bancroft Avenue

Tax ID Number
3A1 2 16 2
Ownership
Fee Simple
Condo Coop Association
No
HOA
No
Structure Type
Detached
Style
Contemporary
Levels/Stories
2
Waterfront
No
LISTING UPDATED: 05/15/2026 09:07 AM

Property Details for 1226 Bancroft Avenue

StatusActive
MLS #VAWE2010528
Days on Market96
Taxes$5,124 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Fee Simple
Year Built2009
Lot Size0.17 AC / 7,500 SF
CountyWestmoreland County
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Location

Listing Courtesy of United Real Estate Premier
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Building Information for 1226 Bancroft Avenue

Stories2Year Built2009Building Size-Lot Size0.17 AC / 7,500 SF

Payment Calculator

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$3,666 per month

30 year fixed, 6.36% Interest

Principal and Interest

$3,239

Property Taxes

$427

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 1226 Bancroft Avenue

Location
Location
  • In City Limits: Yes
  • School District Name: COLONIAL BEACH PUBLIC SCHOOLS
  • School District County ID: 300200396427
  • SchoolDistrictSource: Listing Agent
  • County: WESTMORELAND
Waterfront / Water Access
Waterfront / Water Access
  • Water View: Yes
  • Water Access: Yes
  • Water Oriented: Yes
  • Navigable Water: Yes
  • Tidal Water: No
  • Water Body Name: Potomac
  • Water Body Type: River
  • Distance To Body Of Water: 2.00
  • Distance To Body Of Water Units: Blocks
Association / Community Info
Association / Community Info
  • HOA Condo Coop Amenities: Community Center, Picnic Area, Pier/Dock, Taxi Service
  • Senior Community: No
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2024
  • Tax Assessed Value: $427,000
  • Year Assessed: 2024
  • County Tax: $1,793
  • City Town Tax: $3,331
  • Clean Green Assessed: No
  • Land Use Code: 007
  • Zoning: RESIDENTIAL
  • Tax Lot: 2
  • School Tax: $0
  • Automatically Update Tax Values Y/N: Yes
Rooms
Main
  • # Bathrooms Count Main Level: 1
  • # Bathrooms Half Main Level: 1
All Upper Levels
  • # Bedrooms Count All Upper Levels: 3
  • # Bathrooms Count All Upper Levels: 2
  • # Bathrooms Full All Upper Levels: 2
  • # Bathrooms Half All Upper Levels: 0
Upper Level 1
  • # Bedrooms Count Upper Level: 3
  • # Bathrooms Count Upper Level: 2
  • # Bathrooms Full Upper Level: 2
  • # Bathrooms Half Upper Level: 0
Rooms
  • Stories: Main, Upper 1
Building Info
Building Info
  • Total Finished SQFT: 2,650.00
  • Total Finished SQFT Source: Estimated
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Estimated
  • Fencing: Chain Link, Rear
  • Location Type: River
  • Parcel ID: 19771986
Parking
Parking
  • Type Of Parking: Attached Garage
  • Num of Attached Garage Spaces: 2
  • Total Garage Spaces: 2
  • Parking Features: Paved Driveway, Surface
  • Garage Features: Garage Door Opener
Interior Features
Interior Features
  • Interior Features: Kitchen - Gourmet, Floor Plan - Traditional
  • Fireplace: Yes
Exterior Features
Exterior Features
  • Outdoor Living Structures: Porch(es), Screened
  • Pool: No Pool
Utilities
Utilities
  • Heating: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Hot Water: Electric
  • Water Source: Public
  • Sewer Septic: Public Sewer
Confidential Data
Listing Office

Property History for 1226 Bancroft Avenue

DateEvent & SourcePriceAppreciation
May 15, 2026

Price Change

BRIGHT #VAWE2010528

$649,900—
Apr 17, 2026

Price Change

BRIGHT #VAWE2010528

$665,000—
Feb 21, 2026

Listed (Active)

BRIGHT #VAWE2010528

$670,000—
DateEvent & SourcePrice
05/15/2026

Price Change

BRIGHT #VAWE2010528

$649,900
04/17/2026

Price Change

BRIGHT #VAWE2010528

$665,000
02/21/2026

Listed (Active)

BRIGHT #VAWE2010528

$670,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 1226 Bancroft Avenue

Taxable ValueLand$47,500Additions$379,500Total$427,000
Tax Record2025$1,793 ($149 / month)
Home Facts
Beds3Baths2.5Total Finished SqFt3,254 SqFtAbove Grade Finished SqFt3,254 SqFtStories2StyleSingle Family ResidenceYear Built2009ZoningDBCountyWESTMORELANDAPN3A1 2 16 2

Schools near 1226 Bancroft Avenue

This home is within Colonial Beach Public Schools.
Rating
School
Type
Grades
Distance
Colonial Beach Elementary School
Public - PK to 7
Colonial Beach High School
Public - 8 to 12
Monroe Bay Christian Academy
Private - 10 to 12
Rating
School
Distance
Colonial Beach Elementary School
PublicPK to 7

Colonial Beach High School
Public8 to 12

Monroe Bay Christian Academy
Private10 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 1226 Bancroft Avenue, Colonial Beach, VA 22443

1226 Bancroft Avenue is a single family home for sale in Colonial Beach, VA 22443. This property was listed for sale on February 21, 2026 by United Real Estate Premier, it's currently listed at $649,900. It has been on the market for a total of 96 days and was last sold on November 20, 2009. This listing's school district is Colonial Beach Public Schools. Nearby schools include Colonial Beach Elementary School, Colonial Beach High School and Monroe Bay Christian Academy. 1226 Bancroft Avenue is a 3-bed, 3-bath, 2,650 sqft single family home built in 2009.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of United Real Estate Premier

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 05/15/2026 09:07 AM