4 beds3,398 sqft$378/sqft
1227 Cross Rd, Annapolis, MD 21403
Est: $7,412/moGet pre-approved

Description

Discover elegance at 1227 Cross Road in Annapolis, Maryland, a stunning 2023-built home in the water-privileged Oyster Harbor community, elevated by upgrades made by the current owner since purchase. Enter through grand double doors into an open foyer with hickory hardwood floors, soaring ceilings, and crown molding. The great room impresses with a coffered ceiling, ceiling fan, fireplace, and large windows that flood the space with natural light. The gourmet kitchen is an entertainer’s dream, featuring...Discover elegance at 1227 Cross Road in Annapolis, Maryland, a stunning 2023-built home in the water-privileged Oyster Harbor community, elevated by upgrades made by the current owner since purchase. Enter through grand double doors into an open foyer with hickory hardwood floors, soaring ceilings, and crown molding. The great room impresses with a coffered ceiling, ceiling fan, fireplace, and large windows that flood the space with natural light. The gourmet kitchen is an entertainer’s dream, featuring a 5-foot quartz island, double oven, prep sink, breakfast nook, expansive walk-in pantry, and a butler’s pantry/wet bar upgraded by the owner for effortless hosting. The formal dining room, with its trey ceiling and designer windows, adds sophistication. A main-level office or in-law suite includes a full bath, ceiling fan, and custom California Closets added post-purchase for enhanced organization. Ascend the stunning, light-filled staircase, a true architectural centerpiece to the second floor. Here, a versatile loft/flex space is perfect for a family room, home office, or play area. Two additional bedrooms with ceiling fans and owner-installed California Closet systems offer comfort, with one boasting private bath access and a walk-in closet. The primary suite is a retreat, featuring recessed lighting, a trey ceiling, a spacious dressing/sitting area, a luxurious 6x6 shower, and a large walk-in closet with a California Closet upgrade. A laundry center, enhanced by the owner with custom cabinetry, granite countertops, and a Blanco sink, adds convenience. The oversized 2-car garage features 12-foot ceilings, an owner-applied epoxy floor, and a 240V electric vehicle hookup. A mudroom with custom storage cabinetry, added post-purchase, welcomes you from the garage. Additional owner upgrades include gutter guards, Cat6 wiring, pre-installed security system wiring, and a 1,500 sq ft conditioned crawl space for storage. Outdoors, relax on the 13x10 screened porch with recessed lighting, a thoughtful owner addition. Recent updates in 2026 include new kitchen floor, kitchen backsplash subway tile, wet bar backsplash subway tile, fireplace surround and painting throughout. Enjoy Oyster Harbor’s waterfront amenities, including a boat ramp, pier, private beach, and opportunities for kayaking, fishing, and paddleboarding. With the current owner’s thoughtful upgrades since 2023, this Annapolis gem combines modern luxury with unparalleled functionality. View the full HD Video Tour and contact listing agent for a private in person tour.
LISTING UPDATED: 08/12/2026 08:28 AM

  1. Listed by Patrick DeLeonibus • TTR Sotheby's International Realty
    P: (202) 770-7401 patrick@thewaterfrontgrp.com

Property Details for 1227 Cross Road

Status
MLS #
MDAA2153954
Days on Market
1
Taxes
$10,566 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Fee Simple
Year Built
2023
Lot Size
0.29 AC / 12,784 SF
Tax ID Number
020259706523400
Ownership
Fee Simple
Condo Coop Association
No
HOA
No
Structure Type
Detached
Style
Craftsman
Levels/Stories
2
Waterfront
No
Garage
Yes
Subdivision
OYSTER HARBOR
Subdivision
OYSTER HARBOR (ANNE ARUNDEL MD)
Legal Subdivision
OYSTER HARBOR
Total Parking Spaces
2
Central Air
Yes
Basement
No
Above Grade Finished SQFT
3,398.00
Below Grade Finished SQFT
.00
Below Grade Unfinished SQFT
.00
Total Below Grade SQFT
.00
Total Below Grade SQFT Source
Assessor
New Construction
No
Property Condition
Excellent

Location

Listing Courtesy of TTR Sotheby's International Realty
Add your commute

Building Information for 1227 Cross Road

Stories2Year Built2023Building Size-Lot Size0.29 AC / 12,784 SF

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$7,412 per month

30 year fixed, 6.55% Interest

Principal and Interest

$6,531

Property Taxes

$881

HOA Dues

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Property Information for 1227 Cross Road

Location
Location
  • In City Limits: No
  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • School District County ID: 121140671932
  • County: ANNE ARUNDEL
Waterfront / Water Access
Waterfront / Water Access
  • Water View: No
  • Water Access: No
  • Water Oriented: Yes
  • Navigable Water: No
  • Tidal Water: No
  • Water Body Type: Creek
  • Riparian Rights Y/N: No
  • Distance To Body Of Water: 2.00
  • Distance To Body Of Water Units: Blocks
Association / Community Info
Association / Community Info
  • Other Fees: $2,512
  • Other Fees Frequency: Annually
  • Senior Community: No
  • Association Recreation Fee Y/N: No
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2024
  • Tax Assessed Value: $1,042,300
  • Year Assessed: 2025
  • County Tax: $10,186
  • Improvement Assessed Value: $888,100
  • Land Assessed Value: $266,300
  • Clean Green Assessed: No
  • Land Use Code: R
  • Zoning: R2
  • Tax Lot: 51
  • School Tax: $0
  • Automatically Update Tax Values Y/N: No
Rooms
Main
  • # Bedrooms Count Main Level: 4
  • # Bathrooms Count Main Level: 3
  • # Bathrooms Full Main Level: 3
  • # Bathrooms Half Main Level: 0
Rooms
  • Stories: Main
Building Info
Building Info
  • Total Finished SQFT: 3,398.00
  • Total Finished SQFT Source: Assessor
  • Tax Total Finished SQFT: 3,398.00
  • Total SQFT: 3,398.00
  • Total SQFT Source: Assessor
  • Construction Materials: Frame
  • Roof: Architectural Shingle
  • Wall and Ceiling Types: 9'+ Ceilings
  • Flooring Type: Carpet, Engineered Wood, Tile/Brick, Luxury Vinyl Tile
  • Foundation Details: Crawl Space
  • Room and Floor: Bedrooms-Main Level-1, Bedrooms-Main Level-2, Bedrooms-Main Level-3, Bedrooms-Main Level-4, Bathrooms Full-Main Level-1, Bathrooms Full-Main Level-2, Bathrooms Full-Main Level-3
  • # Bathrooms Full: 3
  • # Bathrooms Half: 0
  • Other Structure: Above Grade, Below Grade
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Estimated
  • Ground Rent Exists: No
Parking
Parking
  • Type Of Parking: Attached Garage, Driveway
  • Num of Attached Garage Spaces: 2
  • Total Garage Spaces: 2
  • Parking Features: Asphalt Driveway, Paved Driveway
  • Garage Features: Garage - Front Entry, Inside Access, Oversized
Interior Features
Interior Features
  • Interior Features: Attic/House Fan, Bar, Breakfast Area, Butlers Pantry, Carpet, Ceiling Fan(s), Curved Staircase, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Flat, Floor Plan - Open, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Island, Kitchen - Table Space, Pantry, Primary Bath(s), Recessed Lighting, Bathroom - Soaking Tub, Sprinkler System, Upgraded Countertops, Walk-in Closet(s), Wet/Dry Bar, Kitchen - Gourmet
  • Fireplace: Yes
  • Fireplaces Count: 1
  • Appliances: Built-In Microwave, Cooktop, Dishwasher, Disposal, Dryer - Front Loading, Exhaust Fan, Oven - Double, Refrigerator, Stainless Steel Appliances, Washer - Front Loading, Water Heater
  • Accessibility Features: 32"+ wide Doors, 36"+ wide Halls, >84" Garage Door
  • Laundry Type: Upper Floor
Exterior Features
Exterior Features
  • Outdoor Living Structures: Porch(es)
  • Pool: No Pool
Utilities
Utilities
  • Heating: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Hot Water: Electric
  • Water Source: Well, Filter
  • Sewer Septic: Public Sewer
Confidential Data
Listing Office
  • List Agent AOR: Northern Virginia Association of REALTORS
  • List Agent URL: DeLeonibusRE.com

Property History for 1227 Cross Road

DateEvent & SourcePriceAppreciation
Aug 12, 2026

Listed (Active)

BRIGHT #MDAA2153954

$1,285,000
Dec 31, 2025

Expired

BRIGHT #MDAA2118582

Jul 28, 2025

Withdrawn

BRIGHT #MDAA2118582

DateEvent & SourcePrice
08/12/2026

Listed (Active)

BRIGHT #MDAA2153954

$1,285,000
12/31/2025

Expired

BRIGHT #MDAA2118582

07/28/2025

Withdrawn

BRIGHT #MDAA2118582

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 1227 Cross Road

Taxable ValueLand-Additions-Total-
Tax Record2025$14,689 ($1,224 / month)
Home Facts
Beds0Total Finished SqFt3,398 SqFtAbove Grade Finished SqFt3,398 SqFtStories2Lot Size12,784 SqFtStyleSingle Family ResidenceYear Built2023ZoningR2CountyANNE ARUNDELAPN02-597-06523400Fireplace TypeHas Fireplace

Schools near 1227 Cross Road

This home is within Anne Arundel County Public Schools.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - K to 12
Rating
School
Distance
Hillsmere Elementary School
PublicPK to 5

Annapolis Middle School
Public6 to 8

Annapolis High School
Public9 to 12

Mary Moss at Adams Academy
PublicK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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1227 Cross Road is a single family home for sale in Annapolis, MD 21403. This property was listed for sale on August 12, 2026 by TTR Sotheby's International Realty, it's currently listed at $1,285,000. It has been on the market for a total of 1 days and was last sold on July 28, 2023. This listing's school district is Anne Arundel County Public Schools. Nearby schools include Hillsmere Elementary School, Annapolis Middle School and Annapolis High School. 1227 Cross Road is a 4-bed, 3-bath, 3,398 sqft single family home built in 2023.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of TTR Sotheby's International Realty

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 08/12/2026 08:28 AM