123 S 3rd St

Fernandina Beach, FL 32034

$1,000,000
Price
3
Beds
2,202 Sq. Ft.
$454 / Sq. Ft.
2,202
Sq. Ft.
$454
per Sq. Ft.
Open: 2/7 12:00PM - 02:00PM
Open: 2/7 12:00PM - 02:00PM
Welcome to 123 S 3rd
Elegant and practical
360 degree views
Former model home, one owner
Heart of Fernandina Beach
Inviting entry
10' ceilings
Newly painted interior and exterior
Casual yet elegant
Gather around the island
Plenty of counter space
Natural gas community
Bosch appliances
Ample storage
Functional drawers
Curtain sink
Natural woven shades
Dining room flows with ease from the kitchen
Hardwood flooring throughout
Half bath
Owner's entry from garage
Drop zone with built in storage
Grand staircase
Timeless wrought iron
Hallway to primary bedroom
Primary bedroom w/blackout drapery
Custom accent wall with sconces
Primary bathroom
Wrap around floor to ceiling tile
Spa like shower
Private guest wing
Private guest room and flex room
Private guest bedroom
Private guest bathroom
Custom vanity
Wood-like tile
Private flex room/bedroom
Flex room/bedroom
Laundry and storage
Captivating sunset views
Summer kitchen
1000+ sq ft rooftop terrace
Plenty of room for large gatherings
Natural gas BBQ
Premium artificial turf
Entertainment oasis
Views of Historic Fernandina
Rinnai Tankless hot water heater
Epoxy coating and pulley system for garage storage
Structurally wired security system
Walk or bike to the Saturday Farmers Market
30+ restaurants within minutes
Grab coffee and shop local
Beach breezes and sandy toes
Choose your favorite beach access
Deep water access marina
123 S. 3rd
Open floor plan

Description

Crowning this exceptional Harborview home is a 1,000+ sq ft private rooftop terrace—an entertainer’s dream with summer kitchen, premium artificial turf, and sweeping sunset views. An urban oasis in historic downtown Fernandina Beach, the rooftop defines the lifestyle this home delivers. Presenting the opportunity to own the model home at Harborview, a distinguished boutique community. Custom and exceptional, this residence is thoughtfully curated with designer upgrades throughout, including hardwood...Crowning this exceptional Harborview home is a 1,000+ sq ft private rooftop terrace—an entertainer’s dream with summer kitchen, premium artificial turf, and sweeping sunset views. An urban oasis in historic downtown Fernandina Beach, the rooftop defines the lifestyle this home delivers. Presenting the opportunity to own the model home at Harborview, a distinguished boutique community. Custom and exceptional, this residence is thoughtfully curated with designer upgrades throughout, including hardwood floors, ceiling-height cabinetry, solid 6-panel doors, 5” baseboards, and curated lighting. Below, the second level offers a serene primary suite with a spa-inspired bath wrapped in floor-to-ceiling tile, creating a true retreat. A private guest wing includes two additional bedrooms and a full bath. The main living level features open-concept living with 10’ ceilings and tailored finishes. The kitchen is anchored by a striking quartz waterfall island, complemented by high-end appliances and a large pantry—beautiful, functional, and designed for real use. A rear entry serves as a coastal mudroom with storage bench, built-in hooks, tiled flooring, and an adjacent powder room—perfect for beach days and daily use. A two-car garage with durable epoxy flooring adds everyday practicality. Located just steps from downtown—walk to 30+ restaurants, shops, marina, live music, markets, festivals, and parks. Bike to 13 miles of pristine beach minutes away. Built in 2019 and lightly used as a second home since late 2020, the residence presents in exceptional condition throughout. Distinctive and unlike anything else on the market—this is elevated island living, defined by iconic rooftop appeal. Private showings by appointment.
  1. Listed by Kim Richardson • CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Property Details for 123 South 3rd Street

Architectural Style
Contemporary, TwoStory
Parking Features
Detached, TwoCarGarage, OnStreet, GarageDoorOpener
Subdivision Name
Harbor View
Zoning
MU-1

Open Houses

Saturday, Feb 7th

12:00 PM - 2:00 PM

Public

Sunday, Feb 8th

12:00 PM - 2:00 PM

Public

LISTING UPDATED: 02/07/2026 09:48 AM

Property Details for 123 South 3rd Street

StatusActive
MLS #114780
Days on Market3
Taxes-
HOA Fees$405 / month
Condo/Co-op Fees-
Compass TypeTownhouse
MLS TypeResidential / Townhouse
Year Built2019
Lot Size0.06 AC / 2,613 SF
CountyNassau County

Location

Listing Courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Add your commute

Building Information for 123 South 3rd Street

Stories2Residences-Year Built2019Lot Size0.06 AC / 2,613 SF

Payment Calculator

$6,310 per month

30 year fixed, 6.15% Interest

Principal and Interest

$4,874

Property Taxes

$1,031

HOA Dues

$405

The Payment Calculator is for illustrative purposes only.

Property Information for 123 South 3rd Street

Summary
Location and General Information
  • City: Fernandina Beach
  • County Or Parish: Nassau
  • Location: ,
  • Directions: Ash to S 3rd, south on 3rd, the residence is on the west side of the street
  • Road Surface Type: Paved
  • Postal Code: 32034
  • Latitude: 30.669424
  • Longitude: -81.463514
  • State Or Province: FL
  • MLS Area Major: Ar 1 Island
Taxes and HOA Information
  • Parcel Number: 00-00-31-1800-0270-0240
  • Association Fee: $405.00
  • Association Fee Frequency: Monthly
  • Association: Yes
  • Tax Legal Description: BLOCK 270 LOT 24 CITY OF FDNA BEACH
Parking
  • Garage Spaces: 2.0
  • Garage: Yes
Property
Lot Information
  • Building Area Source: Plans
  • Building Area Total: 2202.0
  • Lot Size Acres: 0.06
  • Lot Size Area: 0.06
  • Lot Size Dimensions: x
  • Lot Size Units: Acres
  • Living Area: 2202.0
  • Living Area Source: Plans
  • Structure Type: Townhouse
Property and Assessments
  • Builder Name: Artisan Homes
  • Year Built: 2019
  • Property Condition: Resale
  • Human Modified: Yes
Utilities
  • Sewer: PublicSewer
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: BrickVeneer, Block, Frame, Concrete
  • Patio And Porch Features: Open, Other, Patio, SeeRemarks
  • Roof: Other, SeeRemarks
Interior Features
  • Levels: Two
  • Stories: 2
  • Bathrooms Full: 2
  • Bathrooms Partial: 1
  • Bathrooms Total: 3
  • Bedrooms Total: 3
  • Rooms Total: 8
  • Cooling: Yes
  • Cooling: CentralAir, Electric, Zoned
  • Heating: Yes
  • Heating: Central, Electric, Zoned
  • Appliances: SomeGasAppliances, Dryer, Dishwasher, Disposal, Microwave, Oven, Refrigerator, Stove, Washer, IceMaker
  • Interior Features: Storage, WindowTreatments
  • Window Features: Vinyl, Blinds
Room Information
Room 1
  • Room Dimensions: 11x13
  • Room Level: Upper
  • Room Type: Bathroom
  • Room Flooring: Tile
Room 2
  • Room Dimensions: 9x10
  • Room Level: Upper
  • Room Type: PrimaryBathroom
  • Room Flooring: Tile
Room 3
  • Room Dimensions: 13.9x12
  • Room Level: Upper
  • Room Type: Bedroom
  • Room Flooring: Wood
Room 4
  • Room Dimensions: 11x10.8
  • Room Level: Upper
  • Room Type: Bedroom
  • Room Flooring: Wood
Room 5
  • Room Dimensions: 13x15
  • Room Level: Upper
  • Room Type: PrimaryBedroom
  • Room Flooring: Wood
Room 6
  • Room Dimensions: 21.5x12
  • Room Level: Main
  • Room Type: Kitchen
  • Room Flooring: Wood
Room 7
  • Room Dimensions: 17x12
  • Room Level: Main
  • Room Type: DiningRoom
  • Room Flooring: Wood
Room 8
  • Room Dimensions: 16x18
  • Room Level: Main
  • Room Type: LivingRoom
  • Room Flooring: Wood
Rental
Rental Information
  • Availability Type: Monthly

Property History for 123 South 3rd Street

DateEvent & SourcePriceAppreciation
Feb 4, 2026

Listed (Active)

Amelia Island Nassau County Association of REALTORS #114780

$1,000,000—
Nov 13, 2020

Sold (Public Record)

Public Record #685606325

$676,900

+115.0% / yr

Nov 13, 2020

Sold

Amelia Island Nassau County Association of REALTORS #87851

$716,830—
Nov 12, 2020

Sold

NEFMLS #1036468

$676,830—
Feb 4, 2020

Listed (Active)

Amelia Island Nassau County Association of REALTORS #87851

$739,000—
Feb 3, 2020

Listed (Active)

NEFMLS #1036468

$739,000—
Aug 30, 2018

Sold (Public Record)

Public Record #631711635

$125,000—
DateEvent & SourcePrice
02/04/2026

Listed (Active)

Amelia Island Nassau County Association of REALTORS #114780

$1,000,000
11/13/2020

Sold (Public Record)

Public Record #685606325

$676,900

+115.0% / yr

11/13/2020

Sold

Amelia Island Nassau County Association of REALTORS #87851

$716,830
11/12/2020

Sold

NEFMLS #1036468

$676,830
02/04/2020

Listed (Active)

Amelia Island Nassau County Association of REALTORS #87851

$739,000
02/03/2020

Listed (Active)

NEFMLS #1036468

$739,000
08/30/2018

Sold (Public Record)

Public Record #631711635

$125,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 123 South 3rd Street

Taxable ValueLand$125,000Additions$801,705Total$926,705
Tax Record2024$12,378 ($1,031 / month)
Home Facts
Beds3Total Finished SqFt2,126 SqFtAbove Grade Finished SqFt2,126 SqFtStories2Lot Size2,500 SqFtStyleTownhouseYear Built2019ZoningMU-1CountyNASSAUAPN00-00-31-1800-0270-0240

Schools near 123 South 3rd Street

This home is within Nassau.
Rating
School
Type
Grades
Distance
Southside Elementary School
Public - PK to 2
Emma Love Hardee Elementary School
Public - 3 to 5
Fernandina Beach High School
Public - 3 to 12
Fernandina Beach Middle School
Public - 6 to 8
Rating
School
Distance
Southside Elementary School
PublicPK to 2

Emma Love Hardee Elementary School
Public3 to 5

Fernandina Beach High School
Public3 to 12

Fernandina Beach Middle School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 123 South 3rd Street, Fernandina Beach, FL 32034

123 South 3rd Street is a townhouse for sale in Fernandina Beach, FL 32034. This property was listed for sale on February 4, 2026 by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST, it's currently listed at $1,000,000. It has been on the market for a total of 3 days and was last sold on November 13, 2020. This listing's school district is Nassau. Nearby schools include Southside Elementary School, Emma Love Hardee Elementary School and Fernandina Beach High School. 123 South 3rd Street is a 3-bed, 3-bath, 2,202 sqft townhouse built in 2019.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Based on information from one of the following Multiple Listing Services: Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.